What I spent in 6 months on medicare

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Chaconne
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Re: What I spent in 6 months on medicare

Post by Chaconne » Sun Aug 12, 2018 8:11 pm

It's been an unusually active year for me, medically speaking.

I've been billed about $17,000.
I've paid about $400.

Not a bad deal at all, even with the roughly $3,000 I pay in annual premiums (Part B = $1,206. Part D = $317. AARP United Plan L Supplement = $1,540).

drawpoker
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Re: What I spent in 6 months on medicare

Post by drawpoker » Sun Aug 12, 2018 8:20 pm

hesson11 wrote:
Sun Aug 12, 2018 8:11 pm

........ AARP United Plan L Supplement = $1,540).
Wow. You're paying $128 a month for Plan L?

In many areas of the U.S. people are buying G for around $101
How long have you had Plan L?

Allan
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Re: What I spent in 6 months on medicare

Post by Allan » Sun Aug 12, 2018 8:33 pm

Wife and I are both 67 and on Medicare, have a supplement and drug plan. I am still working so we are paying high premium. Medicare, supplement Plan F, and drug plan are costing us $14,000 annually.

neilpilot
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Re: What I spent in 6 months on medicare

Post by neilpilot » Sun Aug 12, 2018 8:37 pm

Allan wrote:
Sun Aug 12, 2018 8:33 pm
Wife and I are both 67 and on Medicare, have a supplement and drug plan. I am still working so we are paying high premium. Medicare, supplement Plan F, and drug plan are costing us $14,000 annually.
Wow.... We're both 68, and Medicare, supplement Plan G, and drug plan are costing us $6,264 annually. After our successful IRMAA appeal.

Allan
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Re: What I spent in 6 months on medicare

Post by Allan » Sun Aug 12, 2018 8:44 pm

neilpilot wrote:
Sun Aug 12, 2018 8:37 pm
Allan wrote:
Sun Aug 12, 2018 8:33 pm
Wife and I are both 67 and on Medicare, have a supplement and drug plan. I am still working so we are paying high premium. Medicare, supplement Plan F, and drug plan are costing us $14,000 annually.
Wow.... We're both 68, and Medicare, supplement Plan G, and drug plan are costing us $6,264 annually. After our successful IRMAA appeal.
To add to the misery, I am self-employed, paying max Soc Sec (both sides), adds about $12/month to my benefits.

Chaconne
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Re: What I spent in 6 months on medicare

Post by Chaconne » Sun Aug 12, 2018 10:45 pm

drawpoker wrote:
Sun Aug 12, 2018 8:20 pm
Wow. You're paying $128 a month for Plan L?

In many areas of the U.S. people are buying G for around $101
How long have you had Plan L?
I've had it for 2.5 years. When my decision time came, it offered the best combination of value and coverage, to my mind. At the time I enrolled, the four Plan G policies offered in my area were priced at $177, $195, $214 and $235. That didn't make sense to me, and the annual out-of-pocket limits to Plan L also appealed to me.

drawpoker
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Re: What I spent in 6 months on medicare

Post by drawpoker » Sun Aug 12, 2018 11:47 pm

Wow. Guess it could be said you are within not just a HCOL area - but that special area known as HHMCOL
Those Plan G prices you encountered two and one-half years ago.... :shock:

Beware : High Hellish Medicare Cost Of Living

HHMCOL

Yikes Oughta be designated as an official Danger Zone :x

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dm200
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Re: What I spent in 6 months on medicare

Post by dm200 » Tue Aug 14, 2018 2:12 pm

Such a wide range of what folks pay for Medicare Supplements!

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Mlm
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Re: What I spent in 6 months on medicare

Post by Mlm » Tue Aug 14, 2018 3:06 pm

I just checked Medicare supplements in my zip code. For 2018 the lowest cost are Part G-$183 and Part L-$110 and then there is part D on top of that.

I am going to look closely at Medicare Advantage Plans when the time comes in 2020. In fact everyone I know has a MA Plan..I can see why.

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dm200
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Re: What I spent in 6 months on medicare

Post by dm200 » Tue Aug 14, 2018 3:19 pm

Mlm wrote:
Tue Aug 14, 2018 3:06 pm
I just checked Medicare supplements in my zip code. For 2018 the lowest cost are Part G-$183 and Part L-$110 and then there is part D on top of that.
I am going to look closely at Medicare Advantage Plans when the time comes in 2020. In fact everyone I know has a MA Plan..I can see why.
VERY location dependent. Most (but not all) MA plans include prescription drugs. So, watch that feature when doing evaluation.

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dm200
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Re: What I spent in 6 months on medicare

Post by dm200 » Mon Oct 22, 2018 10:29 am

likegarden wrote:
Fri Jul 06, 2018 2:57 pm
I did not read all comments, but in respect to some comments Medicare paid our colonoscopies and cataract eye surgeries.
Yes - eventually my wife and I will need cataract surgery. Apparently, Medicare fully covers the basic type -- and not the "fancier" lens implants. A longtime friend just had the basic type Medicare covers and he is very, very happy with the results. Our plan also fully covers colonoscopies (I have family history).

Nowizard
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Re: What I spent in 6 months on medicare

Post by Nowizard » Mon Oct 22, 2018 12:34 pm

If you think the quoted prices are high, take a look at the cost for Medicare, Parts B and D, with the additional cost for those with higher incomes, something that can occur relatively frequently if you have reached the age of MRD's.

Tim

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dm200
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Re: What I spent in 6 months on medicare

Post by dm200 » Wed Oct 24, 2018 5:57 pm

Next three months (July - September) - one $20 copay office visit :)

About $40 for these three months prescription drugs :)

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dm200
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Re: What I spent in 6 months on Medicare

Post by dm200 » Tue Jan 15, 2019 12:35 pm

Second six months of 2018 -
I am in my early 70's - and I just reviewed what I spent on Medical costs under Medicare. While this is anecdotal - it is an example of my low costs (so far at least).
Medicare Part B - $134/month - 6 months = $804
Medicare (Kaiser) plan premiums $30/month - 6 months = $180
My approximate prescription drug costs - 6 months = about $125 total. Now taking 3 prescription drugs.
My medical out of pocket - 6 months $60
My wife has incurred similar expenditures.

No charge for multiple blood and urine lab tests. Only $20 copay (included in $60) for XRays. No charge for several email contacts with several Physicians.
Last edited by dm200 on Tue Jan 15, 2019 6:30 pm, edited 1 time in total.

khh
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Re: What I spent in 6 months on medicare

Post by khh » Tue Jan 15, 2019 6:16 pm

Plan G - $115/month
Part D - $27/month
IRMAA - Medic!

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