What I spent in 6 months on medicare

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hesson11
Posts: 113
Joined: Sat Dec 15, 2007 4:18 pm

Re: What I spent in 6 months on medicare

Post by hesson11 » Sun Aug 12, 2018 8:11 pm

It's been an unusually active year for me, medically speaking.

I've been billed about $17,000.
I've paid about $400.

Not a bad deal at all, even with the roughly $3,000 I pay in annual premiums (Part B = $1,206. Part D = $317. AARP United Plan L Supplement = $1,540).

drawpoker
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Joined: Mon May 19, 2014 6:33 pm
Location: Delmarva

Re: What I spent in 6 months on medicare

Post by drawpoker » Sun Aug 12, 2018 8:20 pm

hesson11 wrote:
Sun Aug 12, 2018 8:11 pm

........ AARP United Plan L Supplement = $1,540).
Wow. You're paying $128 a month for Plan L?

In many areas of the U.S. people are buying G for around $101
How long have you had Plan L?

Allan
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Joined: Wed Feb 21, 2007 9:15 pm
Location: Houston

Re: What I spent in 6 months on medicare

Post by Allan » Sun Aug 12, 2018 8:33 pm

Wife and I are both 67 and on Medicare, have a supplement and drug plan. I am still working so we are paying high premium. Medicare, supplement Plan F, and drug plan are costing us $14,000 annually.

neilpilot
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Joined: Fri Dec 04, 2015 1:46 pm
Location: Memphis area

Re: What I spent in 6 months on medicare

Post by neilpilot » Sun Aug 12, 2018 8:37 pm

Allan wrote:
Sun Aug 12, 2018 8:33 pm
Wife and I are both 67 and on Medicare, have a supplement and drug plan. I am still working so we are paying high premium. Medicare, supplement Plan F, and drug plan are costing us $14,000 annually.
Wow.... We're both 68, and Medicare, supplement Plan G, and drug plan are costing us $6,264 annually. After our successful IRMAA appeal.

Allan
Posts: 808
Joined: Wed Feb 21, 2007 9:15 pm
Location: Houston

Re: What I spent in 6 months on medicare

Post by Allan » Sun Aug 12, 2018 8:44 pm

neilpilot wrote:
Sun Aug 12, 2018 8:37 pm
Allan wrote:
Sun Aug 12, 2018 8:33 pm
Wife and I are both 67 and on Medicare, have a supplement and drug plan. I am still working so we are paying high premium. Medicare, supplement Plan F, and drug plan are costing us $14,000 annually.
Wow.... We're both 68, and Medicare, supplement Plan G, and drug plan are costing us $6,264 annually. After our successful IRMAA appeal.
To add to the misery, I am self-employed, paying max Soc Sec (both sides), adds about $12/month to my benefits.

hesson11
Posts: 113
Joined: Sat Dec 15, 2007 4:18 pm

Re: What I spent in 6 months on medicare

Post by hesson11 » Sun Aug 12, 2018 10:45 pm

drawpoker wrote:
Sun Aug 12, 2018 8:20 pm
Wow. You're paying $128 a month for Plan L?

In many areas of the U.S. people are buying G for around $101
How long have you had Plan L?
I've had it for 2.5 years. When my decision time came, it offered the best combination of value and coverage, to my mind. At the time I enrolled, the four Plan G policies offered in my area were priced at $177, $195, $214 and $235. That didn't make sense to me, and the annual out-of-pocket limits to Plan L also appealed to me.

drawpoker
Posts: 1837
Joined: Mon May 19, 2014 6:33 pm
Location: Delmarva

Re: What I spent in 6 months on medicare

Post by drawpoker » Sun Aug 12, 2018 11:47 pm

Wow. Guess it could be said you are within not just a HCOL area - but that special area known as HHMCOL
Those Plan G prices you encountered two and one-half years ago.... :shock:

Beware : High Hellish Medicare Cost Of Living

HHMCOL

Yikes Oughta be designated as an official Danger Zone :x

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dm200
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Location: Washington DC area

Re: What I spent in 6 months on medicare

Post by dm200 » Tue Aug 14, 2018 2:12 pm

Such a wide range of what folks pay for Medicare Supplements!

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Mlm
Posts: 242
Joined: Sat Apr 09, 2016 6:00 pm

Re: What I spent in 6 months on medicare

Post by Mlm » Tue Aug 14, 2018 3:06 pm

I just checked Medicare supplements in my zip code. For 2018 the lowest cost are Part G-$183 and Part L-$110 and then there is part D on top of that.

I am going to look closely at Medicare Advantage Plans when the time comes in 2020. In fact everyone I know has a MA Plan..I can see why.
Reality has a way of catching up with you

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dm200
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Joined: Mon Feb 26, 2007 2:21 pm
Location: Washington DC area

Re: What I spent in 6 months on medicare

Post by dm200 » Tue Aug 14, 2018 3:19 pm

Mlm wrote:
Tue Aug 14, 2018 3:06 pm
I just checked Medicare supplements in my zip code. For 2018 the lowest cost are Part G-$183 and Part L-$110 and then there is part D on top of that.
I am going to look closely at Medicare Advantage Plans when the time comes in 2020. In fact everyone I know has a MA Plan..I can see why.
VERY location dependent. Most (but not all) MA plans include prescription drugs. So, watch that feature when doing evaluation.

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