Credit bureaus have different addresses!

Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills
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sgilmarti89
Posts: 18
Joined: Thu Aug 27, 2015 4:22 pm

Credit bureaus have different addresses!

Post by sgilmarti89 » Mon Apr 23, 2018 11:45 pm

I have a problem with some credit bureaus not updating my address information. Equifax has the full list of addresses until a few years ago, and its most current address is outdated. Transunion has my correct current address but doesn't have any of my old addresses. And Experian has both an outdated address as well as none of my prior address history.

I discovered this when I could not lift my security freezes at the credit agencies nor was I able to access my free credit reports from the FTC linked website. I ended up having to pay FICO for all three credit reports.

Has this happened to anyone else? Part of me thinks it's a scam - a way to get people to use their paying product which allows instant access. Whereas their free products keep locking people (not just me, apparently!) out. It is such a racket.

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