Active Adult Retirement Communities

Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills
Post Reply
hawkfan55
Posts: 279
Joined: Thu Apr 03, 2014 9:04 pm

Active Adult Retirement Communities

Post by hawkfan55 » Sat Apr 07, 2018 3:54 pm

I am looking for suggestions from Bogleheads as to nice Active Adult Retirement Communities in Florida and Arizona that we might want to consider? We enjoy golf, walking, bicycling, pickleball, and socializing. We want to keep our housing expense under $500k. Thank you.
Forum Library of Investing Advice: https://www.bogleheads.org/wiki/Main_Page

User avatar
HomerJ
Posts: 11573
Joined: Fri Jun 06, 2008 12:50 pm

Re: Active Adult Retirement Communities

Post by HomerJ » Sat Apr 07, 2018 4:16 pm

The two we've visited so far are:

The Villages in middle Florida

https://www.thevillages.com/

And Trilogy at Encanterra in Phoenix

http://www.trilogylife.com/communities/ ... ncanterra/

The Villages was huge, like 100,000 people... If you like sports, that seems to be an incredible place. They have clubs for everything, and all skill levels. That's the best part about it. If you want to try a new sport, they have a beginner's club, all the way up to expert. I think they have like 15 softball leagues in the winter... Not 15 teams, 15 LEAGUES.

But my wife and I are not really sold on Florida. Too humid, too buggy. The Villages is still a good possibility though. We have some friends who live there, and they love it.

The Arizona community was much smaller (I think they are building out to 5000 people), but they still have a ton of clubs and activities, and the homes and the clubhouse there are really high-end. We stayed there for a weekend, and really enjoyed our time. We're definitely leaning that way at this point.

Arizona dry heat seems more our style.

Both of them have very nice homes in the $400k-$500k range, although again, the Trilogy homes seem nicer with higher-end amenities.

We have a lake condo in Missouri, and the plan is to spend 7-8 months in either AZ or FL, and 4-5 months (in the summer) at the lake. If you're going to own just one house year-round, you really need to test out summers in both places.

User avatar
GerryL
Posts: 1771
Joined: Fri Sep 20, 2013 11:40 pm

Re: Active Adult Retirement Communities

Post by GerryL » Sat Apr 07, 2018 4:29 pm

I have a friend who spends fall/winter in Arizona and speaks highly of the active-adult community she moved into near Phoenix a few years ago. I have sent a message asking the name and will let you know when I hear back.

btenny
Posts: 4496
Joined: Sun Oct 07, 2007 6:47 pm

Re: Active Adult Retirement Communities

Post by btenny » Sat Apr 07, 2018 4:50 pm

Look at Sun City and Sun City Grand and Sun City West in West Phoenix suburbs . All three are nice but each has different style homes. There is also Sun City Anthem way south near Florence. There are also several other communities in that area by Chandler and on down to Tucson.

But beware it is really hot here in the summer.

Good luck

ResearchMed
Posts: 7073
Joined: Fri Dec 26, 2008 11:25 pm

Re: Active Adult Retirement Communities

Post by ResearchMed » Sat Apr 07, 2018 5:53 pm

For places like these "active" communities, what is the "Plan B" for when someone needs assistance?

Are there "linked" assisted living facilities or CCRC's or does one need to start anew?

There are facilities near us (not quite full CCRC's, but with the full spectrum of care), but the "independent living" areas aren't what I would call "Activity-focused". It's more like any other "small cottage community" or "condo living".
I'd also think the average entry age is older, so the "activities" wouldn't be such a prime feature, but I could easily be wrong about that.

RM
This signature is a placebo. You are in the control group.

hawkfan55
Posts: 279
Joined: Thu Apr 03, 2014 9:04 pm

Re: Active Adult Retirement Communities

Post by hawkfan55 » Sun Apr 08, 2018 1:10 pm

HomerJ, thanks for your reply. We're just getting started looking at Active Retirement Communities and have visited The Villages in Florida. We were impressed how nicely landscaped and organized The Villages were. Seemed really nice. We think the gulf side of Florida might suit us better than the Atlantic side. Lakewood Ranch near Sarasota, The Naples/Bonita Springs area seems to have some nice active adult communities as well.

In Arizona, Encanterra was on our list to visit. Also near Phoenix, Wickenberg Ranch, Tonto Verde, River Verde, The Sun City Communities, Robson Ranch, Pebble Creek, Trilogy at Vistancia, Province, CantaMia.
We have a lake condo in Missouri, and the plan is to spend 7-8 months in either AZ or FL, and 4-5 months (in the summer) at the lake. If you're going to own just one house year-round, you really need to test out summers in both places.
Your situation seems ideal. We're just not sure we can afford to have two homes in retirement. Perhaps a couple townhomes or small homes, one in the south and one in the Midwest? We want to visit Florida and Arizona this coming summer to see how hot it is. The Midwest can be really hot also, high humidity with temps in the 90-100 range. I think a dry heat might be more comfortable.

GerryL, btenny, thank you for your thoughts. We will consider your recommendations.
For places like these "active" communities, what is the "Plan B" for when someone needs assistance?
ResearchMed, I would imagine when someone needs continuing care, there would be a number of CCRCs options available nearby. Hopefully, that is twenty or thirty years down the road. In the meantime, we're looking forward to spending time being active in warm weather and enjoying life 8-)

Another benefit, in addition to being able to enjoy outside pursuits year round while avoiding cold, snowy weather, would be lower state taxes on retirement account withdrawals and pensions! :happy
Forum Library of Investing Advice: https://www.bogleheads.org/wiki/Main_Page

ResearchMed
Posts: 7073
Joined: Fri Dec 26, 2008 11:25 pm

Re: Active Adult Retirement Communities

Post by ResearchMed » Sun Apr 08, 2018 3:23 pm

hawkfan55 wrote:
Sun Apr 08, 2018 1:10 pm
HomerJ, thanks for your reply. We're just getting started looking at Active Retirement Communities and have visited The Villages in Florida. We were impressed how nicely landscaped and organized The Villages were. Seemed really nice. We think the gulf side of Florida might suit us better than the Atlantic side. Lakewood Ranch near Sarasota, The Naples/Bonita Springs area seems to have some nice active adult communities as well.

In Arizona, Encanterra was on our list to visit. Also near Phoenix, Wickenberg Ranch, Tonto Verde, River Verde, The Sun City Communities, Robson Ranch, Pebble Creek, Trilogy at Vistancia, Province, CantaMia.
We have a lake condo in Missouri, and the plan is to spend 7-8 months in either AZ or FL, and 4-5 months (in the summer) at the lake. If you're going to own just one house year-round, you really need to test out summers in both places.
Your situation seems ideal. We're just not sure we can afford to have two homes in retirement. Perhaps a couple townhomes or small homes, one in the south and one in the Midwest? We want to visit Florida and Arizona this coming summer to see how hot it is. The Midwest can be really hot also, high humidity with temps in the 90-100 range. I think a dry heat might be more comfortable.

GerryL, btenny, thank you for your thoughts. We will consider your recommendations.
For places like these "active" communities, what is the "Plan B" for when someone needs assistance?
ResearchMed, I would imagine when someone needs continuing care, there would be a number of CCRCs options available nearby. Hopefully, that is twenty or thirty years down the road. In the meantime, we're looking forward to spending time being active in warm weather and enjoying life 8-)

Another benefit, in addition to being able to enjoy outside pursuits year round while avoiding cold, snowy weather, would be lower state taxes on retirement account withdrawals and pensions! :happy
One "problem" with some (most?) CCRC's is that one should be reasonably healthy at entry.
This probably varies, but it's the case at least a lot of times near us.
Waiting until help is required might restrict the choices.
There are other places to go, of course, but not with guaranteed care the way a CCRC usually operates.

What I have *not* stumbled across, yet, in our searches, is something like a CCRC with a "very active" early stage.
That would seem to be ideal for many.

RM
This signature is a placebo. You are in the control group.

RudyS
Posts: 1261
Joined: Tue Oct 27, 2015 10:11 am

Re: Active Adult Retirement Communities

Post by RudyS » Sun Apr 08, 2018 4:29 pm

ResearchMed wrote:
Sun Apr 08, 2018 3:23 pm
hawkfan55 wrote:
Sun Apr 08, 2018 1:10 pm
One "problem" with some (most?) CCRC's is that one should be reasonably healthy at entry.
This probably varies, but it's the case at least a lot of times near us.
Waiting until help is required might restrict the choices.
There are other places to go, of course, but not with guaranteed care the way a CCRC usually operates.

What I have *not* stumbled across, yet, in our searches, is something like a CCRC with a "very active" early stage.
That would seem to be ideal for many.

RM
The financial model for CCRCs REQUIRES that you be healthy going in. If not, they won't take you. So likely you'll go in before you need the higher level of care. In my searches in New England, I too have not seen the combination of a CCRC with lots of active things to do. But you may find enough activities in the general community.

brandy
Posts: 119
Joined: Thu Mar 15, 2018 9:45 pm

Re: Active Adult Retirement Communities

Post by brandy » Sun Apr 08, 2018 6:13 pm

A friend is having a house built in Academy Village, http://theacademyvillage.com/ southeast of Tucson.
You mention dry heat. Be aware there is a monsoon season, http://arizonaexperience.org/land/arizo ... oon-season.

retiringwhen
Posts: 399
Joined: Sat Jul 08, 2017 10:09 am
Location: New Jersey, USA

Re: Active Adult Retirement Communities

Post by retiringwhen » Sun Apr 08, 2018 6:28 pm

btenny wrote:
Sat Apr 07, 2018 4:50 pm
Look at Sun City and Sun City Grand and Sun City West in West Phoenix suburbs . All three are nice but each has different style homes. There is also Sun City Anthem way south near Florence. There are also several other communities in that area by Chandler and on down to Tucson.

But beware it is really hot here in the summer.

Good luck
My parents have lived in Sun City Grand for about 15 years and I have visited many times. It is top notch and they are very happy there. If you understand the culture and community and want that lifestyle it is great.

You have have to like the life style though. My wife doesn’t like it all. It kind of has the feel of a cliquish high school. I am only lukewarm to it.....

User avatar
GerryL
Posts: 1771
Joined: Fri Sep 20, 2013 11:40 pm

Re: Active Adult Retirement Communities

Post by GerryL » Sun Apr 08, 2018 9:07 pm

GerryL wrote:
Sat Apr 07, 2018 4:29 pm
I have a friend who spends fall/winter in Arizona and speaks highly of the active-adult community she moved into near Phoenix a few years ago. I have sent a message asking the name and will let you know when I hear back.
Heard back from my friend today. Here are her comments:
We live in Sun City West. It is one of many active adult communities in Arizona. If you are bored here, something is wrong. They have something for everyone.

KCinBAMA
Posts: 16
Joined: Sun Jun 08, 2014 7:49 am

Re: Active Adult Retirement Communities

Post by KCinBAMA » Mon Apr 09, 2018 7:09 am

We plan to retire at Sun City Center in Florida (near Tampa). There are some housing options at your price range but most are considerably below that amount. Also, Freedom Plaza at Sun City Center is a CCRC that has their own clubs and activities but can also use the active retirement community resources of Sun City Center.

User avatar
Marmot
Posts: 308
Joined: Sun Oct 10, 2010 1:44 pm
Location: Phoenix, AZ

Re: Active Adult Retirement Communities

Post by Marmot » Mon Apr 09, 2018 8:54 am

We have lived in Phoenix for 35 years. It is seven months of incredible weather and five That you have to get used to. Yesterday was 96, much too early for that. That being said we don't have weather issues (tornados, etc), but as a previous poster said we do have a rainy season. We are retired so we now leave for that five months for Bend Oregon where we have a second home.

vested1
Posts: 1554
Joined: Wed Jan 04, 2012 4:20 pm

Re: Active Adult Retirement Communities

Post by vested1 » Mon Apr 09, 2018 8:56 am

Is anyone familiar with Mesquite, Nevada for retirement communities, or other retirement communities in that State? I only bring this up because the title of the thread doesn't specify the State. The property taxes are based on 35% of assessed value, at a maximum of 3%. This effectively locks the maximum percentage of property taxes at 1% of the full assessment, with most being far below that, depending on locality. Nevada doesn't have a State tax, or any taxes on SS or retirement income either.

The home prices in Mesquite, Nevada are attractive, as is the proximity to Saint George Utah and Zion National Park.

As far as overall taxation, I found this Kiplinger site to have some good basic information for every State. https://www.kiplinger.com/tool/retireme ... /index.php

littlebird
Posts: 1398
Joined: Sat Apr 10, 2010 6:05 pm
Location: Valley of the Sun, AZ

Re: Active Adult Retirement Communities

Post by littlebird » Mon Apr 09, 2018 10:09 am

Marmot wrote:
Mon Apr 09, 2018 8:54 am
We have lived in Phoenix for 35 years. It is seven months of incredible weather and five That you have to get used to. Yesterday was 96, much too early for that. That being said we don't have weather issues (tornados, etc), but as a previous poster said we do have a rainy season. We are retired so we now leave for that five months for Bend Oregon where we have a second home.
But our "rainy season" usually consists of approximately three evening downpours spread over two to three months. Daytime rain is so rare as to be memorable. I have lived in my west valley active adult retirement community for 25 years and I think it's paradise. Not one thing to complain about, except dearth of good restaurants in the area, but that no longer affects me, anyway.

User avatar
lthenderson
Posts: 3428
Joined: Tue Feb 21, 2012 12:43 pm
Location: Iowa

Re: Active Adult Retirement Communities

Post by lthenderson » Mon Apr 09, 2018 10:39 am

Last year my grandparents moved out of Buttonwood Bay near Sebring in central Florida to be closer to family as their health declines. But they lived there for over 25 years and really liked the location.

Since it is roughly in the center of the panhandle, it doesn't get as much traffic as the coasts. It also doesn't get the full brunt of the hurricanes. It had all the requirements that you mentioned. Since there are literally dozens of others in the same area, my advice would be to plan a trip and travel among them. That is how my grandparents found it 25 years ago.

seligsoj
Posts: 34
Joined: Mon Apr 25, 2016 11:44 am

Re: Active Adult Retirement Communities

Post by seligsoj » Mon Apr 09, 2018 4:45 pm

The trilology community in Arizona looks amazing...I'm 40 and I'd love to move in :)

Fallible
Posts: 6456
Joined: Fri Nov 27, 2009 4:44 pm
Contact:

Re: Active Adult Retirement Communities

Post by Fallible » Mon Apr 09, 2018 5:34 pm

Continuous care retirement communities are nicely explained in Jane Bryant Quinn's recent book, How to Make Your Money Last, beginning pg. 277. And yes, good health is a requirement to get in.
Bogleheads® wiki | Investing Advice Inspired by Jack Bogle

User avatar
HueyLD
Posts: 5958
Joined: Mon Jan 14, 2008 10:30 am

Re: Active Adult Retirement Communities

Post by HueyLD » Mon Apr 09, 2018 5:39 pm

retiringwhen wrote:
Sun Apr 08, 2018 6:28 pm

My parents have lived in Sun City Grand for about 15 years and I have visited many times. It is top notch and they are very happy there. If you understand the culture and community and want that lifestyle it is great.

You have have to like the life style though. My wife doesn’t like it all. It kind of has the feel of a cliquish high school. I am only lukewarm to it.....
No kidding. I also am not crazy about such a culture.

jdb
Posts: 1453
Joined: Wed Dec 05, 2012 8:21 pm

Re: Active Adult Retirement Communities

Post by jdb » Mon Apr 09, 2018 5:58 pm

retiringwhen wrote:
Sun Apr 08, 2018 6:28 pm
btenny wrote:
Sat Apr 07, 2018 4:50 pm
My parents have lived in Sun City Grand for about 15 years and I have visited many times. It is top notch and they are very happy there. If you understand the culture and community and want that lifestyle it is great.

You have have to like the life style though. My wife doesn’t like it all. It kind of has the feel of a cliquish high school. I am only lukewarm to it.....
I agree with your wife, glad I am not the only one thinking retirement communities are like reliving high school horrors. Visited widowed sister in Phoenix area retirement community, everyone was nice but I had eerie feeling they were trying to relive their high school years. Though some people loved high school. Not for me. Good luck.

vested1
Posts: 1554
Joined: Wed Jan 04, 2012 4:20 pm

Re: Active Adult Retirement Communities

Post by vested1 » Mon Apr 09, 2018 6:14 pm

jdb wrote:
Mon Apr 09, 2018 5:58 pm
retiringwhen wrote:
Sun Apr 08, 2018 6:28 pm
btenny wrote:
Sat Apr 07, 2018 4:50 pm
My parents have lived in Sun City Grand for about 15 years and I have visited many times. It is top notch and they are very happy there. If you understand the culture and community and want that lifestyle it is great.

You have have to like the life style though. My wife doesn’t like it all. It kind of has the feel of a cliquish high school. I am only lukewarm to it.....
I agree with your wife, glad I am not the only one thinking retirement communities are like reliving high school horrors. Visited widowed sister in Phoenix area retirement community, everyone was nice but I had eerie feeling they were trying to relive their high school years. Though some people loved high school. Not for me. Good luck.
I don't know, I've heard that Del Boca Vista Phase 3 is pretty good. I hear they have an opening for President of the HOA. :D

Seriously, my wife and I aren't big socializers anyway. A visit from the Welcome Wagon would result in a polite smile and a thank you. Not big on cliques, so they don't affect us. Then again, we weren't that popular in high school. We try not to jump to any conclusions, and expect the same from others.

Shallowpockets
Posts: 643
Joined: Fri Nov 20, 2015 10:26 am

Re: Active Adult Retirement Communities

Post by Shallowpockets » Mon Apr 09, 2018 6:21 pm

It sounds good until you only run into old people, everywhere. Never see anyone young in the community. Kind of a lost land.
I already go to a gym that has a lot of old people. I am 67. If I had to actually live around these poeple, I don't think I could take it. Too cloistered.
I like seeing the kids play on the street in my neighborhood.

User avatar
munemaker
Posts: 3405
Joined: Sat Jan 18, 2014 6:14 pm

Re: Active Adult Retirement Communities

Post by munemaker » Mon Apr 09, 2018 6:39 pm

HomerJ wrote:
Sat Apr 07, 2018 4:16 pm

The Villages in middle Florida

https://www.thevillages.com/
I have heard of The Villages but have never been there. Sounds like a wild place if half this stuff is true (and this is just a sampling):

https://nypost.com/2009/01/25/retire-to-the-bedroom/
http://www.slate.com/articles/life/flor ... story.html
http://www.mysuncoast.com/health/sexual ... f5ff3.html
https://www.lakeandsumterstyle.com/the- ... -villages/
http://www.dailymail.co.uk/news/article ... oyboy.html

Not for me, thank you.

littlebird
Posts: 1398
Joined: Sat Apr 10, 2010 6:05 pm
Location: Valley of the Sun, AZ

Re: Active Adult Retirement Communities

Post by littlebird » Mon Apr 09, 2018 6:55 pm

jdb wrote:
Mon Apr 09, 2018 5:58 pm
retiringwhen wrote:
Sun Apr 08, 2018 6:28 pm
btenny wrote:
Sat Apr 07, 2018 4:50 pm
My parents have lived in Sun City Grand for about 15 years and I have visited many times. It is top notch and they are very happy there. If you understand the culture and community and want that lifestyle it is great.

You have have to like the life style though. My wife doesn’t like it all. It kind of has the feel of a cliquish high school. I am only lukewarm to it.....
I agree with your wife, glad I am not the only one thinking retirement communities are like reliving high school horrors. Visited widowed sister in Phoenix area retirement community, everyone was nice but I had eerie feeling they were trying to relive their high school years. Though some people loved high school. Not for me. Good luck.
In a large senior community, just like in a large high school, there may be cliques, but no clique can dominate so many people, and there are enough like-minded people for everybody to form a clique with. We generally call them "friends".

Other than that reality of any community, I don't see much similarity with high school in my very large active senior community. If I'd compare it to anything previously experienced, I'd say it's like an ultra-luxurious sleep-away camp. But certainly, it may not be an environment that everybody favors. Some people like to hear the teenagers next door shooting hoops or revving their engines until the wee small hours,as I endured in my previous home. To each . . . .

DesertDiva
Posts: 155
Joined: Thu Mar 01, 2018 12:49 pm

Re: Active Adult Retirement Communities

Post by DesertDiva » Mon Apr 09, 2018 7:02 pm

hawkfan55 wrote:
Sat Apr 07, 2018 3:54 pm
I am looking for suggestions from Bogleheads as to nice Active Adult Retirement Communities in Florida and Arizona that we might want to consider? We enjoy golf, walking, bicycling, pickleball, and socializing. We want to keep our housing expense under $500k. Thank you.
Wickenberg Ranch is nice, but to keep costs under $500K, you probably won't be able to move into a larger model. The models are beautiful (naturally) and the upgrades could add up quickly. Part of the community is set aside for 55+ residents.

Before you choose a community, be sure to find out upfront what the HOA costs are - usually a lump sum amount at time of closing in addition to monthly or annual dues.

DesertDiva
Posts: 155
Joined: Thu Mar 01, 2018 12:49 pm

Re: Active Adult Retirement Communities

Post by DesertDiva » Mon Apr 09, 2018 7:04 pm

munemaker wrote:
Mon Apr 09, 2018 6:39 pm
HomerJ wrote:
Sat Apr 07, 2018 4:16 pm

The Villages in middle Florida

https://www.thevillages.com/
I have heard of The Villages but have never been there. Sounds like a wild place if half this stuff is true (and this is just a sampling):

https://nypost.com/2009/01/25/retire-to-the-bedroom/
http://www.slate.com/articles/life/flor ... story.html
http://www.mysuncoast.com/health/sexual ... f5ff3.html
https://www.lakeandsumterstyle.com/the- ... -villages/
http://www.dailymail.co.uk/news/article ... oyboy.html

Not for me, thank you.
Similar stories exist in Arizona's Sun City - there are reasons it's known as the original "active" adult community.

radiowave
Posts: 1775
Joined: Thu Apr 30, 2015 5:01 pm

Re: Active Adult Retirement Communities

Post by radiowave » Mon Apr 09, 2018 7:07 pm

Another choice west of Tampa in Pinellas Co. is Highlands Lake. Not a big as The Villages, but decent golf course and plenty of activities. My parents moved there from Long Island and made many new friends with similar interests. You can buy a typical single story Florida home for low 200K. Beach is about 15 minutes but far enough inland and high enough to be out of immediate storm surge for hurricanes. It's hot, humid and buggy in the summer but close enough to Gulf Coast to get onshore breezes.
Bogleheads Wiki: https://www.bogleheads.org/wiki/Main_Page

JBTX
Posts: 3906
Joined: Wed Jul 26, 2017 12:46 pm

Re: Active Adult Retirement Communities

Post by JBTX » Mon Apr 09, 2018 9:45 pm

munemaker wrote:
Mon Apr 09, 2018 6:39 pm
HomerJ wrote:
Sat Apr 07, 2018 4:16 pm

The Villages in middle Florida

https://www.thevillages.com/
I have heard of The Villages but have never been there. Sounds like a wild place if half this stuff is true (and this is just a sampling):

https://nypost.com/2009/01/25/retire-to-the-bedroom/
http://www.slate.com/articles/life/flor ... story.html
http://www.mysuncoast.com/health/sexual ... f5ff3.html
https://www.lakeandsumterstyle.com/the- ... -villages/
http://www.dailymail.co.uk/news/article ... oyboy.html

Not for me, thank you.
Apparently it is huge and lots of activities. I think they even have an on-site Fidelity Investment center. Very busy with activity.

I heard that women who are available for “fun” wear a certain type/color shoe to indicate their ... status.

CULater
Posts: 1310
Joined: Sun Nov 13, 2016 10:59 am

Re: Active Adult Retirement Communities

Post by CULater » Mon Apr 09, 2018 9:53 pm

Many years coming to Sun City area in winters and also lived and worked in Phoenix for awhile several years ago. Retired now, and from the Midwest. I've never been able to get into the retirement community thing, and I pretty much hate the size of Phoenix metro and traffic and people everywhere. My impression of Sun City, West, and Grand are that these are massive social clubs. If you're an extravert and enjoy spending all your time in the pursuit of groupness these places are great. It also helps if you have a few bucks and enjoy showing that off in the home you live in, how you dress, the car you drive, and the people you like to hang out with. Skill making empty small talk also goes a long way. At least these are my impressions from many years of being around here. I've never been able to feel like it's "me". Figure to be heading back to the Midwest once and for all. Anyone contemplating becoming a transplant in retirement might want to consider leasing a place in the community you're interested in to see if it's "you." There are tons of rentals available everywhere.
May you have the hindsight to know where you've been, The foresight to know where you're going, And the insight to know when you've gone too far. ~ Irish Blessing

thelimocat
Posts: 15
Joined: Sun Oct 15, 2017 2:04 pm

Re: Active Adult Retirement Communities

Post by thelimocat » Mon Apr 09, 2018 10:10 pm

hawkfan55 wrote:
Sat Apr 07, 2018 3:54 pm
I am looking for suggestions from Bogleheads as to nice Active Adult Retirement Communities in Florida and Arizona that we might want to consider? We enjoy golf, walking, bicycling, pickleball, and socializing. We want to keep our housing expense under $500k. Thank you.
Would you consider Texas. Sun City Texas just north of Austin. The place gives you all that the other Sun Cities have with no state income tax, reasonable property tax and all the cranky opinionated old people. HOAs are 1100 and they have rules rules rules. Health care is good but they can't match the independent and assisted living cost that AZ has when you need them. Then again Sun City West, Grand et al are very hard to pass up having spent time there. Fl insurance cost might surprise you as well.

User avatar
tennisplyr
Posts: 1753
Joined: Tue Jan 28, 2014 1:53 pm
Location: Sarasota, FL

Re: Active Adult Retirement Communities

Post by tennisplyr » Tue Apr 10, 2018 7:09 am

If your considering Florida check out Islandwalk in Venice. Venice is on the Gulf Coast and near Sarasota with its culture, beaches and restaurants. Islandwalk has tennis, pickleball, massive resort-style pool, lap pool, activity center, etc. Nice modest sized homes start at $250-$300k. It's sunny there most every day of the year. Check it out:

https://www.55places.com/florida/commun ... t-villages
Those who move forward with a happy spirit will find that things always work out.

Bacchus01
Posts: 1812
Joined: Mon Dec 24, 2012 9:35 pm

Re: Active Adult Retirement Communities

Post by Bacchus01 » Tue Apr 10, 2018 7:20 am

DesertDiva wrote:
Mon Apr 09, 2018 7:04 pm
munemaker wrote:
Mon Apr 09, 2018 6:39 pm
HomerJ wrote:
Sat Apr 07, 2018 4:16 pm

The Villages in middle Florida

https://www.thevillages.com/
I have heard of The Villages but have never been there. Sounds like a wild place if half this stuff is true (and this is just a sampling):

https://nypost.com/2009/01/25/retire-to-the-bedroom/
http://www.slate.com/articles/life/flor ... story.html
http://www.mysuncoast.com/health/sexual ... f5ff3.html
https://www.lakeandsumterstyle.com/the- ... -villages/
http://www.dailymail.co.uk/news/article ... oyboy.html

Not for me, thank you.
Similar stories exist in Arizona's Sun City - there are reasons it's known as the original "active" adult community.
Before reading this thread, the only thing I had ever heard about these places was the wild amounts of sex and partner swapping.

User avatar
munemaker
Posts: 3405
Joined: Sat Jan 18, 2014 6:14 pm

Re: Active Adult Retirement Communities

Post by munemaker » Tue Apr 10, 2018 8:16 am

JBTX wrote:
Mon Apr 09, 2018 9:45 pm
munemaker wrote:
Mon Apr 09, 2018 6:39 pm
HomerJ wrote:
Sat Apr 07, 2018 4:16 pm

The Villages in middle Florida

https://www.thevillages.com/
I have heard of The Villages but have never been there. Sounds like a wild place if half this stuff is true (and this is just a sampling):

https://nypost.com/2009/01/25/retire-to-the-bedroom/
http://www.slate.com/articles/life/flor ... story.html
http://www.mysuncoast.com/health/sexual ... f5ff3.html
https://www.lakeandsumterstyle.com/the- ... -villages/
http://www.dailymail.co.uk/news/article ... oyboy.html

Not for me, thank you.
Apparently it is huge and lots of activities. I think they even have an on-site Fidelity Investment center. Very busy with activity.

I heard that women who are available for “fun” wear a certain type/color shoe to indicate their ... status.
haha! Yes. Found this on a google search:
...sticking a loofah on your cart antenna signifies you're into swinging. So does wearing a crimson button. According to multiple people, wearing gold shoes or letting your shirt tag stick out in the back signals you're on the prowl.
reference: https://groupthink.kinja.com/the-villag ... 1633821395

JBTX
Posts: 3906
Joined: Wed Jul 26, 2017 12:46 pm

Re: Active Adult Retirement Communities

Post by JBTX » Tue Apr 10, 2018 8:48 am

munemaker wrote:
Tue Apr 10, 2018 8:16 am
JBTX wrote:
Mon Apr 09, 2018 9:45 pm
munemaker wrote:
Mon Apr 09, 2018 6:39 pm
HomerJ wrote:
Sat Apr 07, 2018 4:16 pm

The Villages in middle Florida

https://www.thevillages.com/
I have heard of The Villages but have never been there. Sounds like a wild place if half this stuff is true (and this is just a sampling):

https://nypost.com/2009/01/25/retire-to-the-bedroom/
http://www.slate.com/articles/life/flor ... story.html
http://www.mysuncoast.com/health/sexual ... f5ff3.html
https://www.lakeandsumterstyle.com/the- ... -villages/
http://www.dailymail.co.uk/news/article ... oyboy.html

Not for me, thank you.
Apparently it is huge and lots of activities. I think they even have an on-site Fidelity Investment center. Very busy with activity.

I heard that women who are available for “fun” wear a certain type/color shoe to indicate their ... status.
haha! Yes. Found this on a google search:
...sticking a loofah on your cart antenna signifies you're into swinging. So does wearing a crimson button. According to multiple people, wearing gold shoes or letting your shirt tag stick out in the back signals you're on the prowl.
reference: https://groupthink.kinja.com/the-villag ... 1633821395
No words.....

But who am I to judge?

User avatar
tennisplyr
Posts: 1753
Joined: Tue Jan 28, 2014 1:53 pm
Location: Sarasota, FL

Re: Active Adult Retirement Communities

Post by tennisplyr » Wed Apr 11, 2018 6:50 am

JBTX wrote:
Tue Apr 10, 2018 8:48 am
munemaker wrote:
Tue Apr 10, 2018 8:16 am
JBTX wrote:
Mon Apr 09, 2018 9:45 pm
munemaker wrote:
Mon Apr 09, 2018 6:39 pm
HomerJ wrote:
Sat Apr 07, 2018 4:16 pm

The Villages in middle Florida

https://www.thevillages.com/
I have heard of The Villages but have never been there. Sounds like a wild place if half this stuff is true (and this is just a sampling):

https://nypost.com/2009/01/25/retire-to-the-bedroom/
http://www.slate.com/articles/life/flor ... story.html
http://www.mysuncoast.com/health/sexual ... f5ff3.html
https://www.lakeandsumterstyle.com/the- ... -villages/
http://www.dailymail.co.uk/news/article ... oyboy.html

Not for me, thank you.
Apparently it is huge and lots of activities. I think they even have an on-site Fidelity Investment center. Very busy with activity.

I heard that women who are available for “fun” wear a certain type/color shoe to indicate their ... status.
haha! Yes. Found this on a google search:
...sticking a loofah on your cart antenna signifies you're into swinging. So does wearing a crimson button. According to multiple people, wearing gold shoes or letting your shirt tag stick out in the back signals you're on the prowl.
reference: https://groupthink.kinja.com/the-villag ... 1633821395
No words.....

But who am I to judge?
Leave it to the Baby Boomers who say "I just wanna have fun" lol
Those who move forward with a happy spirit will find that things always work out.

User avatar
gasdoc
Posts: 1515
Joined: Mon Nov 03, 2014 8:26 am

Re: Active Adult Retirement Communities

Post by gasdoc » Wed Apr 11, 2018 8:18 am

We own a home in "The Villages." It is a very large community covering now like 5 zip codes. Like any large city, there are all kinds of people. I have never run into a "swinger," but I am sure they exist. There are also multiple churches, political clubs on both sides, etc. It is large enough, and well organized enough, that anything you are interested in, you can find people of like interests. We love it, but only get to spend 2-4 weeks there per year currently.

gasdoc

hawkfan55
Posts: 279
Joined: Thu Apr 03, 2014 9:04 pm

Re: Active Adult Retirement Communities

Post by hawkfan55 » Wed Apr 11, 2018 11:56 am

I appreciate everyone's ideas, recommendations and thoughts. Again, we did visit The Villages in Florida and found it to be very nice! Del Webb's Sun Cities have also experienced lots of success. Robson Communities also seem very nice. With their success over the years, lots of people love the active adult lifestyle and are buying into it.

I did find a great website full of information on 55+ Golf Communities in Arizona, https://www.golfat55.com/. There is a lot of information on the web about communities in Florida.

Like anything, I suppose you have people who love, hate, are ambivalent, or just don't care about living in these type of communities. We are looking forward to beginning our search for our next adventure! Thank you to those who have replied 8-)
Forum Library of Investing Advice: https://www.bogleheads.org/wiki/Main_Page

Post Reply