Anyone here file a causality loss from Hurricane Irma and have a home office?

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MikeZ
Posts: 206
Joined: Sun Dec 07, 2014 9:17 pm

Anyone here file a causality loss from Hurricane Irma and have a home office?

Post by MikeZ » Tue Feb 27, 2018 9:38 pm

I'm looking at needing a new roof due to Hurricane Irma. My deductible is $8,600

I am looking at claiming my loss under the special tax low passed that covered damage due to this Hurricane. I also have a home office that I take under the safe harbor sq. ft. method.

In searching around I am not finding enough information on how a situation like this is handled and the IRS guidelines for FMV safe harbor exclude houses that have a home office. I'm not sure if I can just not take the home office deduction this year to make things simple or if I need to engage an appraiser to get an FMV. The whole FMV thing seems like overkill for a new roof.

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