Done gone and did it [Retire]

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Earl Lemongrab
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Done gone and did it [Retire]

Post by Earl Lemongrab » Mon Dec 11, 2017 11:57 am

I was clicking some stuff on the Megacorp web site and next thing you know I've submitted a retirement notice for January 31, 2018. :)

Getting set up for hand-off of duties and whatnot over the coming weeks. A new chapter.
This week's fortune cookie: "Your financial life will be secure and beneficial." So I got that going for me, which is nice.

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Sandtrap
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Re: Done gone and did it

Post by Sandtrap » Mon Dec 11, 2017 11:59 am

:sharebeer
congratulations and best wishes
j :D

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Taylor Larimore
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Re: Done gone and did it

Post by Taylor Larimore » Mon Dec 11, 2017 12:02 pm

Earl:

Congratulations for making the big decision to retire!

I made the same decision at age 57 with apprehension. It turned out to be one of my better decisions (I've made many bad ones).

Best wishes.
Taylor
"Simplicity is the master key to financial success." -- Jack Bogle

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JDCarpenter
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Re: Done gone and did it

Post by JDCarpenter » Mon Dec 11, 2017 12:37 pm

Congrats, Earl!

We exited at end of July (at 57/56), so still in newlywed phase ourselves.

Given the amount of planning/thinking you seem to have done (from my remembrance of prior posts), you should be good to go.

Enjoy!
Edit Signature

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Watty
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Re: Done gone and did it

Post by Watty » Mon Dec 11, 2017 12:43 pm

Congradualtions!

At some, but not all companies, your healthcare benefits continue through the end of the month of when your last day is. If possible you might want to make the effective date February 1st to get that paid through the end of February.

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DaftInvestor
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Re: Done gone and did it

Post by DaftInvestor » Mon Dec 11, 2017 12:59 pm

Congratulations!
For your megacorp - is there any difference between resigning and retiring? Just curious.

KlangFool
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Re: Done gone and did it

Post by KlangFool » Mon Dec 11, 2017 1:04 pm

Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 11:57 am
I was clicking some stuff on the Megacorp web site and next thing you know I've submitted a retirement notice for January 31, 2018. :)

Getting set up for hand-off of duties and whatnot over the coming weeks. A new chapter.
Earl Lemongrab,

I hope it works out for you. My friend's co-worker told her employer that she is quitting in 2 months' time. The employer laid her off immediately so that she cannot qualifies for retiree's health benefit.

KlangFool

lazydavid
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Re: Done gone and did it

Post by lazydavid » Mon Dec 11, 2017 1:06 pm

I think this is the first time I've ever seen someone intimate that they retired by accident. :D Congrats though :beer

marcopolo
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Re: Done gone and did it

Post by marcopolo » Mon Dec 11, 2017 1:07 pm

Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 11:57 am
I was clicking some stuff on the Megacorp web site and next thing you know I've submitted a retirement notice for January 31, 2018. :)

Getting set up for hand-off of duties and whatnot over the coming weeks. A new chapter.
Congratulations! and best of luck.
You beat me to it by a few days, my last day is Feb 9th
Once in a while you get shown the light, in the strangest of places if you look at it right.

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oldcomputerguy
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Re: Done gone and did it

Post by oldcomputerguy » Mon Dec 11, 2017 1:09 pm

Come on in, the water is fine!

Congratulations!!
:beer
Itโ€™s taken me a lot of years, but Iโ€™ve come around to this: If youโ€™re dumb, surround yourself with smart people. And if youโ€™re smart, surround yourself with smart people who disagree with you.

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Earl Lemongrab
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Re: Done gone and did it

Post by Earl Lemongrab » Mon Dec 11, 2017 1:25 pm

Watty wrote: โ†‘
Mon Dec 11, 2017 12:43 pm
Congradualtions!

At some, but not all companies, your healthcare benefits continue through the end of the month of when your last day is. If possible you might want to make the effective date February 1st to get that paid through the end of February.
Yes, but pension payments must begin on the first of the month following termination. So if I waited until Feb 1, I'd miss a month of pension, and that's larger than an insurance payment.
This week's fortune cookie: "Your financial life will be secure and beneficial." So I got that going for me, which is nice.

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Earl Lemongrab
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Re: Done gone and did it

Post by Earl Lemongrab » Mon Dec 11, 2017 1:26 pm

DaftInvestor wrote: โ†‘
Mon Dec 11, 2017 12:59 pm
Congratulations!
For your megacorp - is there any difference between resigning and retiring? Just curious.
Not much. You have to retire to get pension benefits. Everything else is the same.
This week's fortune cookie: "Your financial life will be secure and beneficial." So I got that going for me, which is nice.

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Earl Lemongrab
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Re: Done gone and did it

Post by Earl Lemongrab » Mon Dec 11, 2017 1:28 pm

KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:04 pm
I hope it works out for you. My friend's co-worker told her employer that she is quitting in 2 months' time. The employer laid her off immediately so that she cannot qualifies for retiree's health benefit.
As we don't get retiree health coverage (other than COBRA of course) that's not a factor. Megacorp doesn't work that way at any rate. Retirement is a common and celebrated event.
This week's fortune cookie: "Your financial life will be secure and beneficial." So I got that going for me, which is nice.

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Earl Lemongrab
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Re: Done gone and did it

Post by Earl Lemongrab » Mon Dec 11, 2017 1:31 pm

lazydavid wrote: โ†‘
Mon Dec 11, 2017 1:06 pm
I think this is the first time I've ever seen someone intimate that they retired by accident. :D Congrats though :beer
My small joke. I did it about 15 minutes before my year-end performance review. As I went in, the Boss said, "Something you want to tell me?" As I figured, the system sent him an email.
This week's fortune cookie: "Your financial life will be secure and beneficial." So I got that going for me, which is nice.

Carefreeap
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Re: Done gone and did it

Post by Carefreeap » Mon Dec 11, 2017 1:32 pm

KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:04 pm
Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 11:57 am
I was clicking some stuff on the Megacorp web site and next thing you know I've submitted a retirement notice for January 31, 2018. :)

Getting set up for hand-off of duties and whatnot over the coming weeks. A new chapter.
Earl Lemongrab,

I hope it works out for you. My friend's co-worker told her employer that she is quitting in 2 months' time. The employer laid her off immediately so that she cannot qualifies for retiree's health benefit.

KlangFool
There's got to be a back story on this. Otherwise I would think the company is ripe for a lawsuit.

KlangFool
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Re: Done gone and did it

Post by KlangFool » Mon Dec 11, 2017 1:34 pm

Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 1:28 pm
KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:04 pm
I hope it works out for you. My friend's co-worker told her employer that she is quitting in 2 months' time. The employer laid her off immediately so that she cannot qualifies for retiree's health benefit.
As we don't get retiree health coverage (other than COBRA of course) that's not a factor. Megacorp doesn't work that way at any rate. Retirement is a common and celebrated event.
Earl Lemongrab,

This event just happened right before Thanksgiving. And, it is a megacorp.

KlangFool

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Earl Lemongrab
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Re: Done gone and did it

Post by Earl Lemongrab » Mon Dec 11, 2017 1:35 pm

I have to finalize my pension benefit. The choices are:

Lump sum: $534,707.76
Single Life Annuity: $3,376.15

I'm single, so no beneficiary option. Running SPIA calculators, they come up with about $2500/month for that lump. I think the annuity makes the most sense. I have a substantial "lump sum" in the form of my investments. Building around the monthly pension makes sense to me.
This week's fortune cookie: "Your financial life will be secure and beneficial." So I got that going for me, which is nice.

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Earl Lemongrab
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Re: Done gone and did it

Post by Earl Lemongrab » Mon Dec 11, 2017 1:36 pm

KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:34 pm
This event just happened right before Thanksgiving. And, it is a megacorp.
I didn't intend to express doubt. I'd take a layoff if I could get it. That would be better for me. After all, I don't get any severance or unemployment.
This week's fortune cookie: "Your financial life will be secure and beneficial." So I got that going for me, which is nice.

KlangFool
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Re: Done gone and did it

Post by KlangFool » Mon Dec 11, 2017 1:38 pm

Carefreeap wrote: โ†‘
Mon Dec 11, 2017 1:32 pm
KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:04 pm
Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 11:57 am
I was clicking some stuff on the Megacorp web site and next thing you know I've submitted a retirement notice for January 31, 2018. :)

Getting set up for hand-off of duties and whatnot over the coming weeks. A new chapter.
Earl Lemongrab,

I hope it works out for you. My friend's co-worker told her employer that she is quitting in 2 months' time. The employer laid her off immediately so that she cannot qualifies for retiree's health benefit.

KlangFool
There's got to be a back story on this. Otherwise I would think the company is ripe for a lawsuit.
Carefreeap,

Yes, the person is engaging a lawyer to pursue this. But, she could avoid all this problem by not giving a 2 months notice. She was being careless and nice.

KlangFool

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Nicolas
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Re: Done gone and did it

Post by Nicolas » Mon Dec 11, 2017 1:38 pm

Congratulations.
Last edited by Nicolas on Tue Dec 12, 2017 9:15 am, edited 2 times in total.

KlangFool
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Re: Done gone and did it

Post by KlangFool » Mon Dec 11, 2017 1:40 pm

Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 1:36 pm
KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:34 pm
This event just happened right before Thanksgiving. And, it is a megacorp.
I didn't intend to express doubt. I'd take a layoff if I could get it. That would be better for me. After all, I don't get any severance or unemployment.
Earl Lemongrab,

She was laid off before the end of the year. Hence, she lose her bonus, 401K matching contribution plus retiree's health benefits.

KlangFool

Carefreeap
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Re: Done gone and did it

Post by Carefreeap » Mon Dec 11, 2017 1:47 pm

KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:40 pm
Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 1:36 pm
KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:34 pm
This event just happened right before Thanksgiving. And, it is a megacorp.
I didn't intend to express doubt. I'd take a layoff if I could get it. That would be better for me. After all, I don't get any severance or unemployment.
Earl Lemongrab,

She was laid off before the end of the year. Hence, she lose her bonus, 401K matching contribution plus retiree's health benefits.

KlangFool
This seems retaliatory. If she gave written notice I would think she's got a good case.

My DH gave about 3 months notice. Company reorganized his position so that hurt his ego but at least he kept his pay and other benefits.

When to give notice is so dependent on the situation.

TheHouse7
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Re: Done gone and did it

Post by TheHouse7 » Mon Dec 11, 2017 1:53 pm

Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 1:35 pm
I have to finalize my pension benefit. The choices are:

Lump sum: $534,707.76
Single Life Annuity: $3,376.15

I'm single, so no beneficiary option. Running SPIA calculators, they come up with about $2500/month for that lump. I think the annuity makes the most sense. I have a substantial "lump sum" in the form of my investments. Building around the monthly pension makes sense to me.
The only missing piece of information is how long you will live for? :wink:
"PSX will always go up 20%, why invest in anything else?!" -Father-in-law early retired.

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onthecusp
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Re: Done gone and did it

Post by onthecusp » Mon Dec 11, 2017 1:54 pm

Congratulations! :sharebeer

KlangFool
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Re: Done gone and did it

Post by KlangFool » Mon Dec 11, 2017 1:55 pm

Carefreeap wrote: โ†‘
Mon Dec 11, 2017 1:47 pm
KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:40 pm
Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 1:36 pm
KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:34 pm
This event just happened right before Thanksgiving. And, it is a megacorp.
I didn't intend to express doubt. I'd take a layoff if I could get it. That would be better for me. After all, I don't get any severance or unemployment.
Earl Lemongrab,

She was laid off before the end of the year. Hence, she lose her bonus, 401K matching contribution plus retiree's health benefits.

KlangFool
This seems retaliatory. If she gave written notice I would think she's got a good case.

My DH gave about 3 months notice. Company reorganized his position so that hurt his ego but at least he kept his pay and other benefits.

When to give notice is so dependent on the situation.
Carefreeap,

1) This person had worked for this employer for 10+ years. She was being nice. She paid for her naiveness.

2) Someone else will retire from this employer next year. She will only give 2 weeks' notice.

KlangFool

runner3081
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Re: Done gone and did it

Post by runner3081 » Mon Dec 11, 2017 2:00 pm

KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:38 pm
Carefreeap wrote: โ†‘
Mon Dec 11, 2017 1:32 pm
KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:04 pm
Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 11:57 am
I was clicking some stuff on the Megacorp web site and next thing you know I've submitted a retirement notice for January 31, 2018. :)

Getting set up for hand-off of duties and whatnot over the coming weeks. A new chapter.
Earl Lemongrab,

I hope it works out for you. My friend's co-worker told her employer that she is quitting in 2 months' time. The employer laid her off immediately so that she cannot qualifies for retiree's health benefit.

KlangFool
There's got to be a back story on this. Otherwise I would think the company is ripe for a lawsuit.
Carefreeap,

Yes, the person is engaging a lawyer to pursue this. But, she could avoid all this problem by not giving a 2 months notice. She was being careless and nice.

KlangFool
However, she is now eligible for unemployment. Win for her in that regard (obviously may not offset other losses).

260chrisb
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Re: Done gone and did it

Post by 260chrisb » Mon Dec 11, 2017 2:00 pm

Okay "oldcomputerguy: you're gonna have to explain this one:

Anybody know why there's a 20-pound frozen turkey up in the light grid?

Very funny, but I no get!!

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Earl Lemongrab
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Re: Done gone and did it

Post by Earl Lemongrab » Mon Dec 11, 2017 2:02 pm

TheHouse7 wrote: โ†‘
Mon Dec 11, 2017 1:53 pm
Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 1:35 pm
I have to finalize my pension benefit. The choices are:

Lump sum: $534,707.76
Single Life Annuity: $3,376.15

I'm single, so no beneficiary option. Running SPIA calculators, they come up with about $2500/month for that lump. I think the annuity makes the most sense. I have a substantial "lump sum" in the form of my investments. Building around the monthly pension makes sense to me.
The only missing piece of information is how long you will live for? :wink:
Yes, that is always the question.
This week's fortune cookie: "Your financial life will be secure and beneficial." So I got that going for me, which is nice.

KlangFool
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Re: Done gone and did it

Post by KlangFool » Mon Dec 11, 2017 2:03 pm

runner3081 wrote: โ†‘
Mon Dec 11, 2017 2:00 pm
KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:38 pm
Carefreeap wrote: โ†‘
Mon Dec 11, 2017 1:32 pm
KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:04 pm
Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 11:57 am
I was clicking some stuff on the Megacorp web site and next thing you know I've submitted a retirement notice for January 31, 2018. :)

Getting set up for hand-off of duties and whatnot over the coming weeks. A new chapter.
Earl Lemongrab,

I hope it works out for you. My friend's co-worker told her employer that she is quitting in 2 months' time. The employer laid her off immediately so that she cannot qualifies for retiree's health benefit.

KlangFool
There's got to be a back story on this. Otherwise I would think the company is ripe for a lawsuit.
Carefreeap,

Yes, the person is engaging a lawyer to pursue this. But, she could avoid all this problem by not giving a 2 months notice. She was being careless and nice.

KlangFool
However, she is now eligible for unemployment. Win for her in that regard (obviously may not offset other losses).
runner3081,

She is 50+. The retiree's health benefit will make or break her early retirement budget.

KlangFool

J295
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Re: Done gone and did it

Post by J295 » Mon Dec 11, 2017 2:06 pm

OP ....fantastic!

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alpine_boglehead
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Re: Done gone and did it

Post by alpine_boglehead » Mon Dec 11, 2017 2:18 pm

Congratulations - life's too short anyway. I can only wish you the life expectancy and spirit of John Bogle, Warren Buffet, Charie Munger and Taylor Larimore.

According to grok87's tagline "...people always live for ever when there is any annuity to be paid them- Jane Austen", a SPIA would make sense :)

WhiteMaxima
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Re: Done gone and did it

Post by WhiteMaxima » Mon Dec 11, 2017 2:18 pm

one BH has 4 mil in VT indexed and one late start at 40 with zero saving, who should worry about retirement the most?

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triceratop
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Re: Done gone and did it

Post by triceratop » Mon Dec 11, 2017 2:20 pm

Earl,
Thank you for the help in the past, and good luck in retirement. I wish you success in your secondary career of moving assets around betwixt brokerages. :beer
"To play the stock market is to play musical chairs under the chord progression of a bid-ask spread."

Dottie57
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Re: Done gone and did it

Post by Dottie57 » Mon Dec 11, 2017 2:21 pm

Congratulations you lucky lemon!

flyingaway
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Re: Done gone and did it

Post by flyingaway » Mon Dec 11, 2017 2:51 pm

No more One More Years?

Helvetica
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Re: Done gone and did it

Post by Helvetica » Mon Dec 11, 2017 2:53 pm

KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:04 pm
I hope it works out for you. My friend's co-worker told her employer that she is quitting in 2 months' time. The employer laid her off immediately so that she cannot qualifies for retiree's health benefit.
Good on your friend for getting a lawyer. Section 510 of ERISA makes it "unlawful for any person to discharge, fine, suspend, expel, discipline, or discriminate against a participant or beneficiary ... for the purpose of interfering with the attainment of any right to which such participant may become entitled under the plan, this subchapter, or the Welfare and Pension Plans Disclosure Act."

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Earl Lemongrab
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Re: Done gone and did it

Post by Earl Lemongrab » Mon Dec 11, 2017 3:02 pm

One thing I had been kicking around with the pension situation is ACA. Right now, with a 40k pension and dividends off the taxable investments, I wouldn't qualify for any subsidy. However, I'm not that worried about it. I'll be taking COBRA to start and with the uncertainty around the whole thing it's hard to say what the situation with be in a year or so.
This week's fortune cookie: "Your financial life will be secure and beneficial." So I got that going for me, which is nice.

KlangFool
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Re: Done gone and did it

Post by KlangFool » Mon Dec 11, 2017 3:35 pm

Helvetica wrote: โ†‘
Mon Dec 11, 2017 2:53 pm
KlangFool wrote: โ†‘
Mon Dec 11, 2017 1:04 pm
I hope it works out for you. My friend's co-worker told her employer that she is quitting in 2 months' time. The employer laid her off immediately so that she cannot qualifies for retiree's health benefit.
Good on your friend for getting a lawyer. Section 510 of ERISA makes it "unlawful for any person to discharge, fine, suspend, expel, discipline, or discriminate against a participant or beneficiary ... for the purpose of interfering with the attainment of any right to which such participant may become entitled under the plan, this subchapter, or the Welfare and Pension Plans Disclosure Act."
Thanks.

KlangFool

TravelforFun
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Re: Done gone and did it

Post by TravelforFun » Mon Dec 11, 2017 3:45 pm

Good to see an active poster retiring so he can devote more time to help other folks. Earl, be sure to let us know which pension benefit option you selected. I would go the annuity route if the company is solid.

TravelforFun

Slacker
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Re: Done gone and did it

Post by Slacker » Mon Dec 11, 2017 3:51 pm

Congratulations!

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TheTimeLord
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Re: Done gone and did it

Post by TheTimeLord » Mon Dec 11, 2017 3:54 pm

Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 11:57 am
I was clicking some stuff on the Megacorp web site and next thing you know I've submitted a retirement notice for January 31, 2018. :)

Getting set up for hand-off of duties and whatnot over the coming weeks. A new chapter.
Shucks, I thought this was going to be another Bitcoin thread. Congrats.
IMHO, Investing should be about living the life you want, not avoiding the life you fear. | Run, You Clever Boy! [9085]

Shikoku
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Re: Done gone and did it

Post by Shikoku » Mon Dec 11, 2017 3:57 pm

Earl Lemongrab wrote: โ†‘
Mon Dec 11, 2017 1:35 pm
I have to finalize my pension benefit. The choices are:

Lump sum: $534,707.76
Single Life Annuity: $3,376.15

I'm single, so no beneficiary option. Running SPIA calculators, they come up with about $2500/month for that lump. I think the annuity makes the most sense. I have a substantial "lump sum" in the form of my investments. Building around the monthly pension makes sense to me.
Earl,
Congratulations! Just a quick question: Is it possible for the life annuity providing company to go bankrupt?
"I don't worry too much about pointing fingers at the past. I operate on the theory that every saint has a past, every sinner has a future." -- Warren Buffett

soccerrules
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Re: Done gone and did it

Post by soccerrules » Mon Dec 11, 2017 4:10 pm

Congrats!
dreaming and working toward my own accidental sendoff.
Don't let your outflow exceed your income or your upkeep will be your downfall.

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Taylor Larimore
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Re: Done gone and did it

Post by Taylor Larimore » Mon Dec 11, 2017 4:34 pm

Just a quick question: Is it possible for the life annuity providing company to go bankrupt?
Each state in the U.S. has a Guarantee Association to protect against an insurance company going bankrupt:

Guarantee Associations

Best wishes.
Taylor
"Simplicity is the master key to financial success." -- Jack Bogle

Shikoku
Posts: 270
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Re: Done gone and did it

Post by Shikoku » Mon Dec 11, 2017 4:42 pm

Taylor Larimore wrote: โ†‘
Mon Dec 11, 2017 4:34 pm
Just a quick question: Is it possible for the life annuity providing company to go bankrupt?
Each state in the U.S. has a Guarantee Association to protect against an insurance company going bankrupt:

Guarantee Associations

Best wishes.
Taylor
Thank you, Taylor. I am always learning!

Edit: It appears that the general guaranty for annuity is for up to $250K. Earl's state might have a different limit but Earl can walk away with $534K now.
Last edited by Shikoku on Mon Dec 11, 2017 5:08 pm, edited 2 times in total.
"I don't worry too much about pointing fingers at the past. I operate on the theory that every saint has a past, every sinner has a future." -- Warren Buffett

NotWhoYouThink
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Re: Done gone and did it

Post by NotWhoYouThink » Mon Dec 11, 2017 4:45 pm

Congratulations.

And since I think you're in my state, I'll be looking forward to hearing how the post-COBRA insurance search goes. We'll be heading down that path soon.

It is nice to have the pension income, future SS, and investments. But that first step....

bondsr4me
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Re: Done gone and did it

Post by bondsr4me » Mon Dec 11, 2017 4:45 pm

Congrats Earl!

Every day that ticks off the calendar is one LESS you have to live.

Make the most of the ones remaining.

Best wishes

Don

TG2
Posts: 192
Joined: Sat Nov 25, 2017 6:50 pm

Re: Done gone and did it

Post by TG2 » Mon Dec 11, 2017 5:37 pm

260chrisb wrote: โ†‘
Mon Dec 11, 2017 2:00 pm
Okay "oldcomputerguy: you're gonna have to explain this one:

Anybody know why there's a 20-pound frozen turkey up in the light grid?

Very funny, but I no get!!
It's 24 pounds.

:D

Theseus
Posts: 391
Joined: Sat Jan 23, 2016 9:40 am

Re: Done gone and did it [Retire]

Post by Theseus » Mon Dec 11, 2017 5:51 pm

Congratulations!! Best way to start 2018.

Have you thought about what will you do with all the time? Or you will use that time to figure out what to do? :D

DrGoogle2017
Posts: 1322
Joined: Mon Aug 14, 2017 12:31 pm

Re: Done gone and did it [Retire]

Post by DrGoogle2017 » Mon Dec 11, 2017 5:54 pm

Congrats! Itโ€™s a great feeling.

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