Frozen credit while job hunting?

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Longtermgrowth
Posts: 447
Joined: Thu Nov 26, 2015 1:59 pm

Frozen credit while job hunting?

Post by Longtermgrowth » Mon Sep 18, 2017 2:40 am

Are there general expectations employers have of those with frozen credit?

Since some employers don't check credit, does one just wait for them to mention that there will be a credit check, then ask which agency to thaw one's report at?

tim1999
Posts: 3328
Joined: Tue Dec 16, 2008 7:16 am

Re: Frozen credit while job hunting?

Post by tim1999 » Mon Sep 18, 2017 5:54 am

I recall always having to sign something first before a potential employer would check my credit/do a background check. I would unfreeze all at that time and say nothing to HR. You would theoretically have some advance warning that the moment was coming - notification of a second interview, asking you to fill out a background check form, etc. I wouldn't want to try to explain what "frozen credit" is to some low-level HR person only to have them equate it with having bad credit or something.

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flamesabers
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Joined: Fri Mar 03, 2017 12:05 pm
Location: Rochester, MN

Re: Frozen credit while job hunting?

Post by flamesabers » Mon Sep 18, 2017 10:00 am

I think before an employer can run a background check on you, you have to sign an authorization form beforehand. Ideally the authorization form should specify what agency/agencies the check will be ran through. If not, I would suggest asking HR at that time.

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