Personal Milestone-this is the only place to share

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nchunter
Posts: 30
Joined: Fri Sep 06, 2013 1:58 pm

Personal Milestone-this is the only place to share

Post by nchunter » Fri Sep 15, 2017 7:26 am

Well if anyone has ever seen my earlier posts, just a few short years ago, I was not where I thought my wife and I should be in terms of savings. Most if not all of it had to do with a business that imploded during the great recession. A quick career change earlier and adoption of the methods on this fine message board, and as of this morning, the wife and I became actual cash millionaires. I had a bonus and some profit sharing hit my accounts this morning that finally pushed the ball well over the goal line. I suppose with home equity we were technically millionaires perhaps even a year ago, but in my mind, cash and cash like instruments are king.
I let the wife know in a simple text and she hasn't even responded which is typical since we both work and she seems to be somewhat unimpressed with money regardless. Having a good teammate is very helpful to achieving goals.
It's been a long road to get here at 43 and I know how blessed I am. We have our health and so do our kids. I realize that luck is a big part of why we could even get here. Being healthy is not something we take for granted.
Good decisions as far as LBYM helps and simple investing with low fees also obviously contributed as well.
They say the first million is the hardest and I am eager to find out now if that's the case.
Thanks for listening. By the way, It feels really good to be at work. Like I'm in a secret club or something.

student
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Re: Personal Milestone-this is the only place to share

Post by student » Fri Sep 15, 2017 7:29 am

Congratulations.

WorkToLive
Posts: 586
Joined: Thu Nov 12, 2009 2:19 pm

Re: Personal Milestone-this is the only place to share

Post by WorkToLive » Fri Sep 15, 2017 7:32 am

That's a tremendous milestone. Cheers!

Grt2bOutdoors
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Location: New York

Re: Personal Milestone-this is the only place to share

Post by Grt2bOutdoors » Fri Sep 15, 2017 7:40 am

Congratulations!
You seem to have your eggs lined up - humble, grateful, generous.
Unfortunately though, you are right, you can not share this with real life folk because it will lead to hurt feelings, envy, rude comments, etc.

Have a good weekend!
"One should invest based on their need, ability and willingness to take risk - Larry Swedroe" Asking Portfolio Questions

kinetic2255
Posts: 24
Joined: Thu Jul 02, 2015 9:50 pm

Re: Personal Milestone-this is the only place to share

Post by kinetic2255 » Fri Sep 15, 2017 7:48 am

Congrats! Posts like this keep me motivated. Thanks for sharing!

BlackStrat
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Joined: Wed Apr 29, 2015 9:20 am

Re: Personal Milestone-this is the only place to share

Post by BlackStrat » Fri Sep 15, 2017 7:49 am

Congratulations - before you know it, your money will start making more money than you're making!

Snowjob
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Joined: Sun Jun 28, 2009 10:53 pm

Re: Personal Milestone-this is the only place to share

Post by Snowjob » Fri Sep 15, 2017 8:06 am

Excellent story -- Its amazing when we can hit these milestones and take a few moments to reflect on the journey. Hard work, having your health and a spouse on the same page makes these things possible. Best of luck on your next million!

financeidiot
Posts: 138
Joined: Sat Dec 24, 2016 12:10 pm

Re: Personal Milestone-this is the only place to share

Post by financeidiot » Fri Sep 15, 2017 9:19 am

Way to go!

Fire2030
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Re: Personal Milestone-this is the only place to share

Post by Fire2030 » Fri Sep 15, 2017 9:24 am

Congratulations!! posts like these are important and keeps me going for my goals :sharebeer

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Abe
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Location: Earth in the Milky Way Galaxy

Re: Personal Milestone-this is the only place to share

Post by Abe » Fri Sep 15, 2017 9:29 am

Congratulations nchunter. It's nice to have something working for you other than yourself.
Slow and steady wins the race.

KlangFool
Posts: 6955
Joined: Sat Oct 11, 2008 12:35 pm

Re: Personal Milestone-this is the only place to share

Post by KlangFool » Fri Sep 15, 2017 9:39 am

Congratulations!!

KlangFool

saveinvestbecomefree
Posts: 24
Joined: Thu Jan 05, 2017 8:06 am

Re: Personal Milestone-this is the only place to share

Post by saveinvestbecomefree » Fri Sep 15, 2017 10:10 am

Congratulations! This is a great milestone that you should be proud of. You say luck played a role and that is always true but you don't get to the 2 comma club by luck alone.......you and your wife did things to make it happen and you should definitely feel good about that :happy

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JupiterJones
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Re: Personal Milestone-this is the only place to share

Post by JupiterJones » Fri Sep 15, 2017 10:30 am

Nice! Congrats. :beer
Stay on target...

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xystici
Posts: 305
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Location: Boston & Barcelona

Re: Personal Milestone-this is the only place to share

Post by xystici » Fri Sep 15, 2017 11:19 am

Congrats...! Awesome. It is not only luck but also determination and focus which you seem you have.
Time to celebrate with your wife at a "fancy-Boglehead-type" restaurant... :D so that you do not go back to a non-Millionaire status...
Trust yourself, Break the rules, Don't be afraid to fail, Don't listen to naysayers, Work your butt off. "It is in your moments of decision that your destiny is shaped. Choose now and well"

dewey
Posts: 327
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Re: Personal Milestone-this is the only place to share

Post by dewey » Fri Sep 15, 2017 11:23 am

Excellent--congrats! Puts a bounce in your step today...
“The only freedom that is of enduring importance is freedom of intelligence…”

kalrocmk
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Joined: Wed Apr 08, 2015 10:51 am

Re: Personal Milestone-this is the only place to share

Post by kalrocmk » Fri Sep 15, 2017 11:27 am

Congratulations ! :sharebeer
Just trying to make a living

retire57
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Re: Personal Milestone-this is the only place to share

Post by retire57 » Fri Sep 15, 2017 11:30 am

Well done! :beer

tampaite
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Re: Personal Milestone-this is the only place to share

Post by tampaite » Fri Sep 15, 2017 5:02 pm

nchunter wrote:
Fri Sep 15, 2017 7:26 am
A quick career change earlier and adoption of the methods on this fine message board, and as of this morning, the wife and I became actual cash millionaires. I had a bonus and some profit sharing hit my accounts this morning that finally pushed the ball well over the goal line. I suppose with home equity we were technically millionaires perhaps even a year ago, but in my mind, cash and cash like instruments are king.
Congrats.

When you say cash instruments - what are you referring to?

flogix
Posts: 13
Joined: Wed Apr 06, 2016 11:56 pm

Re: Personal Milestone-this is the only place to share

Post by flogix » Fri Sep 15, 2017 5:39 pm

Congrats !!!
Posts like this make me ploughing along
I am very far off from being a millionaire, but you give inspiration.

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Downtown
Posts: 42
Joined: Mon Jan 13, 2014 7:48 am
Location: Austin, TX

Re: Personal Milestone-this is the only place to share

Post by Downtown » Fri Sep 15, 2017 6:40 pm

Congrats! We hit the same milestone +/- 1 yr. 10 yrs on we're feeling pretty comfortable and my prediction is so will you. You have laid a strong foundation upon which you can build a fortress.

nchunter
Posts: 30
Joined: Fri Sep 06, 2013 1:58 pm

Re: Personal Milestone-this is the only place to share

Post by nchunter » Sat Sep 16, 2017 7:34 am

tampaite wrote:
Fri Sep 15, 2017 5:02 pm
nchunter wrote:
Fri Sep 15, 2017 7:26 am
A quick career change earlier and adoption of the methods on this fine message board, and as of this morning, the wife and I became actual cash millionaires. I had a bonus and some profit sharing hit my accounts this morning that finally pushed the ball well over the goal line. I suppose with home equity we were technically millionaires perhaps even a year ago, but in my mind, cash and cash like instruments are king.
Congrats.

When you say cash instruments - what are you referring to?
Stocks bonds etc. not 100 $ bills in a shoe box

nchunter
Posts: 30
Joined: Fri Sep 06, 2013 1:58 pm

Re: Personal Milestone-this is the only place to share

Post by nchunter » Sat Sep 16, 2017 7:37 am

Thank you for all the kind encouragement.
Had a quick game of mixed doubles tennis with the wife last night and salad. Today I'm renovating a bathroom myself.
I think it kind of hit the wife after tennis when we were alone in the car. Good feeling for sure.
This message board was invaluable to simplify and block the noise.

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