BogleFanGal wrote:Wish I could get some of these low umbrella rates other people are paying...mine is $330 for only 1m and I called around - that was the cheapest and includes the discount from home/auto with same carrier. Tried to get 2m and it MORE than doubled.
Unfortunately I'm in a HCOL area, one of the highest-cost insurance areas in U.S. for both auto and home AND a highly-litigious state - triple whammy. But I keep telling myself it's still a smart move and reasonably priced policy to keep, given the scary alternative. Luckily our state excludes retirement and home from legal judgments, so that's something, I guess.
I had the same thought. Many (most?) of the stated rates seems WAY lower than what i am paying. I pay about $900 for $2M policy.
I was paying about $200 for $1M policy, then i went to $2M and added a teen driver at the same time. Not sure which had the bigger impact.
Anyone out there getting lower rates with teen drivers? If so, what company?