I have "Garrison Prop and Cas Ins Co" for my USAA (former NCO). Terrible news for me -> guess I need to shop for new insurance. I had one at fault incident in 2003. No tickets, ever (not even from the at fault incident). Been with USAA for too long apparently.enki wrote:USAA member here.
...Only military officers qualify to be insured by USAA directly. These are the lowest rates as it is treated like an insurance cooperative. Spouses also qualify for this tier. You also get a subscriber savings account in addition to the annual dividend.
Enlisted and NCOs below a certain grade are under USAA GIC. Higher rates than both tiers above.
The last tier is more of a penalty box. If you have a bad driving record and are considered a high risk, you are moved to a different subsidiary with much higher rates. I think it's called Garrison Insurance off the top of my head.
Now I just have to figure out where to take my insurance business (Auto, Renter's, Rental Property and Umbrella).