Capital One 360 $200 bonus (and now $300 checking bonus)

Non-investing personal finance issues including insurance, credit, real estate, taxes, employment and legal issues such as trusts and wills
Mrxyz
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Re: Capital One 360 $200 bonus

Postby Mrxyz » Sat Mar 25, 2017 5:10 pm

So, can I sign up my kids using their SS# and if yes, then what happens when the 1099 comes in their names - do they pay taxes or are they don't make enough to be taxable. But then it was my money they used and so the taxes should be paid by me........or........

Update - likely cannot open account until they are 18 yr or older.

chw
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Re: Capital One 360 $200 bonus

Postby chw » Sun Mar 26, 2017 11:36 am

whodidntante wrote:I've posted a few times that I seek out new account bonuses. This is the latest one I did. A lot of the bonuses I earn have bill pay, direct deposit, or spending requirements. However this one pays $200 for a 10k deposit, so it's easy to complete. Read the terms.

https://www.capitalone.com/bank/strong200/

You can also find this same promo summarized elsewhere on the net, google it.

Thank you for the link! Rec'd a $400 promo a few months ago to open a checking accnt(took about 15 mins), and now $200 to open a MM account- took about 5 minutes because already have a linked bank account. Promo code was accepted, so far so good...

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radnor
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Re: Capital One 360 $200 bonus

Postby radnor » Sun Mar 26, 2017 12:05 pm

chw wrote:
whodidntante wrote:I've posted a few times that I seek out new account bonuses. This is the latest one I did. A lot of the bonuses I earn have bill pay, direct deposit, or spending requirements. However this one pays $200 for a 10k deposit, so it's easy to complete. Read the terms.

https://www.capitalone.com/bank/strong200/

You can also find this same promo summarized elsewhere on the net, google it.

Thank you for the link! Rec'd a $400 promo a few months ago to open a checking accnt(took about 15 mins), and now $200 to open a MM account- took about 5 minutes because already have a linked bank account. Promo code was accepted, so far so good...


No OP, but I'd like to sign up for both the $400 Checking Account Bonus and the $200 Money Market Account Bonus.

On the checking account page, it says "To qualify for the bonus, you must be the primary account holder, and this has to be your first 360 Checking account (this includes former Electric Orange accounts, too). [...] This offer cannot be combined with any other Capital One Bank® new account opening offer."

On the money market page, it says "If you currently have or have had a Savings product with Capital One Bank, Capital One 360 or ING DIRECT before or are a Capital One Associate, you won’t be eligible for the bonus. [...] This offer cannot be combined with any other Capital One Bank or Capital One 360 new account opening offer, and is strictly non-transferable. Bonus offer is not valid for multiple accounts and is only available one per account."

So I'm confused as to whether I can actually do both of these. It sounds like you've done both, chw?

chw
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Re: Capital One 360 $200 bonus

Postby chw » Sun Mar 26, 2017 2:52 pm

radnor wrote:
chw wrote:
whodidntante wrote:I've posted a few times that I seek out new account bonuses. This is the latest one I did. A lot of the bonuses I earn have bill pay, direct deposit, or spending requirements. However this one pays $200 for a 10k deposit, so it's easy to complete. Read the terms.

https://www.capitalone.com/bank/strong200/

You can also find this same promo summarized elsewhere on the net, google it.

Thank you for the link! Rec'd a $400 promo a few months ago to open a checking accnt(took about 15 mins), and now $200 to open a MM account- took about 5 minutes because already have a linked bank account. Promo code was accepted, so far so good...


No OP, but I'd like to sign up for both the $400 Checking Account Bonus and the $200 Money Market Account Bonus.

On the checking account page, it says "To qualify for the bonus, you must be the primary account holder, and this has to be your first 360 Checking account (this includes former Electric Orange accounts, too). [...] This offer cannot be combined with any other Capital One Bank® new account opening offer."

On the money market page, it says "If you currently have or have had a Savings product with Capital One Bank, Capital One 360 or ING DIRECT before or are a Capital One Associate, you won’t be eligible for the bonus. [...] This offer cannot be combined with any other Capital One Bank or Capital One 360 new account opening offer, and is strictly non-transferable. Bonus offer is not valid for multiple accounts and is only available one per account."

So I'm confused as to whether I can actually do both of these. It sounds like you've done both, chw?


I did the checking account offer 5 months ago, and opened the MM account today. I used the coupon code for the new account which was accepted. If for some reason it doesn't take, I'll just transfer out the qualifying deposit and close the account.

Loik098
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Re: Capital One 360 $200 bonus

Postby Loik098 » Sun Mar 26, 2017 3:47 pm

radnor wrote:No OP, but I'd like to sign up for both the $400 Checking Account Bonus and the $200 Money Market Account Bonus.


To reiterate, the terms page for the $400 checking account offer states the following (it's a targeted offer):

"IF YOU DID NOT RECEIVE AN EMAIL OR MAIL PIECE DIRECTLY FROM CAPITAL ONE 360 WITH THE ABOVE CODE, YOU ARE INELIGIBLE FOR THIS BONUS OFFER."

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radnor
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Re: Capital One 360 $200 bonus

Postby radnor » Sun Mar 26, 2017 5:27 pm

Loik098 wrote:
radnor wrote:No OP, but I'd like to sign up for both the $400 Checking Account Bonus and the $200 Money Market Account Bonus.


To reiterate, the terms page for the $400 checking account offer states the following (it's a targeted offer):

"IF YOU DID NOT RECEIVE AN EMAIL OR MAIL PIECE DIRECTLY FROM CAPITAL ONE 360 WITH THE ABOVE CODE, YOU ARE INELIGIBLE FOR THIS BONUS OFFER."


OK, I guess I'm not eligible...
But just out of curiosity, in theory, how would they actually know?

boglerdude
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Re: Capital One 360 $200 bonus

Postby boglerdude » Mon Mar 27, 2017 2:58 am

radnor wrote:just out of curiosity, in theory, how would they actually know?

Page says "We've got Boston covered" maybe they check your address?

https://www.capitalone.com/bonus400/

Has this worked for anyone who didnt get a mailing?

slbnoob
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Re: Capital One 360 $200 bonus

Postby slbnoob » Wed Mar 29, 2017 3:27 pm

$200 posted but I'm now considering keeping this one open. I'd transferred 10k from Ally where I was also getting 1%, same as here. Might as well keep it to allow one more option to do ACH when needed. Any reason to keep this open?

Rainmaker41
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Re: Capital One 360 $200 bonus

Postby Rainmaker41 » Wed Mar 29, 2017 3:29 pm

slbnoob wrote:$200 posted but I'm now considering keeping this one open. I'd transferred 10k from Ally where I was also getting 1%, same as here. Might as well keep it to allow one more option to do ACH when needed. Any reason to keep this open?


Capital One does not allow Pay On Death beneficiaries, only joint account holders. For that reason, I moved money back to Ally and closed the MMA.
My username is not about money, but is my old online gaming username. I can't say that I make a great deal of money; I just hate spending it. Marrying the most loving woman in the world October 2017.

giesen5
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Re: Capital One 360 $200 bonus

Postby giesen5 » Wed Mar 29, 2017 7:35 pm

slbnoob wrote:$200 posted but I'm now considering keeping this one open. I'd transferred 10k from Ally where I was also getting 1%, same as here. Might as well keep it to allow one more option to do ACH when needed. Any reason to keep this open?


I am in exactly the same situation. Plan was to open, get bonus and close. But, since I plan on opening more bank accounts and through research Capital One 360 seems to have the best success in counting for ACH, I'm keeping it open.

Plus, no fees. It is a keeper.

BW1985
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Re: Capital One 360 $200 bonus

Postby BW1985 » Thu Mar 30, 2017 8:30 am

I'm keeping mine too, but I don't have Ally either. Does Ally ever offer bonuses like other banks?
"Squirrels figured out how to save eons ago. They buried acorns. Some, they dug up, for food. Others, they let to sprout, in new oak trees. We could learn from squirrels." -john94549

2015
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Re: Capital One 360 $200 bonus

Postby 2015 » Thu Mar 30, 2017 12:16 pm

slbnoob wrote:$200 posted but I'm now considering keeping this one open. I'd transferred 10k from Ally where I was also getting 1%, same as here. Might as well keep it to allow one more option to do ACH when needed. Any reason to keep this open?


Not for me; why should I keep CapOne open paying 1% APY when Ally online savings is paying the same thing--my preference is to simplify everything and keep as few accounts open as possible. I got the bonus on Tuesday, transferred the $10K and $200 bonus all back to Ally yesterday and closed the account at the same time. All done online in one simple transaction.

Also collected my $250 checking account sign up offer at a Wells Fargo branch yesterday while simultaneously closing the account after keeping it open for only about 3 weeks. This was all a simple, easy way to make $450 with no hassle.

batpot
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Re: Capital One 360 $200 bonus

Postby batpot » Thu Mar 30, 2017 1:29 pm

Just a thought...is it worth keeping multiple accounts at different institutions for protections from hackers?
Of course putting all of your money in the one that isn't hacked is the best option, but how can you know?

ND Fan 1
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Re: Capital One 360 $200 bonus

Postby ND Fan 1 » Thu Mar 30, 2017 2:37 pm

boglerdude wrote:
radnor wrote:just out of curiosity, in theory, how would they actually know?

Page says "We've got Boston covered" maybe they check your address?

https://www.capitalone.com/bonus400/

Has this worked for anyone who didnt get a mailing?


This worked for both my wife and I. Did the 2 $250 direct deposits from our payroll and the bonus posted. This is our first Capital 360 checking account. I like there are no monthly fees to worry about, may keep open.

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Thrifty Femme
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Re: Capital One 360 $200 bonus

Postby Thrifty Femme » Sat Apr 01, 2017 5:13 pm

This offer has been extended to June 30.

sunny_socal
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Re: Capital One 360 $200 bonus

Postby sunny_socal » Mon Apr 03, 2017 11:41 am

How fast did you get your $200? I sent in my 10k on 3/29. They placed a 10-day "hold" on the funds and I also don't see my bonus yet.

neilpilot
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Re: Capital One 360 $200 bonus

Postby neilpilot » Mon Apr 03, 2017 12:01 pm

sunny_socal wrote:How fast did you get your $200? I sent in my 10k on 3/29. They placed a 10-day "hold" on the funds and I also don't see my bonus yet.

My funds were deposited on 2/15, and the $200 hit the account on 2/21. When you say you "sent in my 10k on 3/29", when were your funds actually credited to the account?

sunny_socal
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Re: Capital One 360 $200 bonus

Postby sunny_socal » Mon Apr 03, 2017 4:53 pm

neilpilot wrote:
sunny_socal wrote:How fast did you get your $200? I sent in my 10k on 3/29. They placed a 10-day "hold" on the funds and I also don't see my bonus yet.

My funds were deposited on 2/15, and the $200 hit the account on 2/21. When you say you "sent in my 10k on 3/29", when were your funds actually credited to the account?


They were credited the next day - I even earned $0.55 interest already! But I cannot access the funds ("You have $0 available.")

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VictoriaF
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Re: Capital One 360 $200 bonus

Postby VictoriaF » Mon Apr 03, 2017 5:04 pm

I tried to open this account yesterday but the code 200GROW was not working. A page of Capital One's web site states that offer is good until 30 June and provides this code, but when you fill out the application and enter the code it's not accepted. I called Capital One and a CSR told me that the offer is from 10 April to 30 June. This is inconsistent with what the site itself states. I hope they will reconcile it soon.

Victoria
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BW1985
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Re: Capital One 360 $200 bonus

Postby BW1985 » Tue Apr 04, 2017 11:04 am

sunny_socal wrote:How fast did you get your $200? I sent in my 10k on 3/29. They placed a 10-day "hold" on the funds and I also don't see my bonus yet.


Same here. Sent 3/28 still waiting for bonus.
"Squirrels figured out how to save eons ago. They buried acorns. Some, they dug up, for food. Others, they let to sprout, in new oak trees. We could learn from squirrels." -john94549

batpot
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Re: Capital One 360 $200 bonus

Postby batpot » Thu Apr 06, 2017 4:12 pm

Guess I got lucky...

Signed up March 30, not thinking about test deposit turn around time...
Test deposits didn't post until April 3 in Barlcays; I verified same day, and transfer to CapOne360 happened April 3 as well.
$200 posted today. :greedy

giesen5
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Re: Capital One 360 $200 bonus

Postby giesen5 » Thu Apr 06, 2017 5:40 pm

Got bonus today. Deposits posted March 31.

boater07
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Re: Capital One 360 $200 bonus

Postby boater07 » Thu Apr 06, 2017 5:53 pm

I was told it takes 6-8 weeks.
Just chatted with rep

giesen5
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Re: Capital One 360 $200 bonus

Postby giesen5 » Thu Apr 06, 2017 5:59 pm

boater07 wrote:I was told it takes 6-8 weeks.
Just chatted with rep


Most everyone receives bonus within a week, lots of data points out there.

guitarguy
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Re: Capital One 360 $200 bonus

Postby guitarguy » Thu Apr 06, 2017 6:07 pm

I'm gna jump on this tomorrow, hopefully I don't see too long of a delay. Would like to nab 2 bonuses before the deadline of June 30.

chw
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Re: Capital One 360 $200 bonus

Postby chw » Thu Apr 06, 2017 8:00 pm

Rec'd my $200 bonus today, about 10 days after opening. This was also on top of a $400 targeted bonus to open a checking account in December.

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Earl Lemongrab
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Re: Capital One 360 $200 bonus

Postby Earl Lemongrab » Fri Apr 07, 2017 11:15 am

I was pretty interested when I first saw this. I don't use a lot of bank bonuses because they often require direct deposits and/or higher balances than I normally keep. This one was nice and clean.

Unfortunately I have an old Cap One savings account from a deposit bonus years ago, so not eligible. Ah well.
This week's fortune cookie: "You will enjoy doing something spontaneous this weekend." Apparently that meant working on a dead PC, but I didn't enjoy that much.

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VictoriaF
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Re: Capital One 360 $200 bonus

Postby VictoriaF » Fri Apr 07, 2017 11:22 am

I have been avoiding bank bonuses because they seemed to require a lot of work. However, I have recently subscribed to Doctor of Credit's email list and received as a subscription bonus his short e-book on how to satisfy most common bank requirements and avoid fees.

The $200 CapitalOne bonus is now active and is well worth the effort.

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

2015
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Re: Capital One 360 $200 bonus

Postby 2015 » Fri Apr 07, 2017 12:04 pm

VictoriaF wrote:I have been avoiding bank bonuses because they seemed to require a lot of work. However, I have recently subscribed to Doctor of Credit's email list and received as a subscription bonus his short e-book on how to satisfy most common bank requirements and avoid fees.

The $200 CapitalOne bonus is now active and is well worth the effort.

Victoria


I've found the bank bonuses easier than the cc bonuses. I almost felt guilty for taking $250 from WFB after having the account open for less than 3 weeks and doing only 10 debits for 10 days by buying my daily $2 coffee. Same goes for CapOne, whose account I only had opened for 8 days! Here's another site I use for bank bonuses:

http://www.moneysmylife.com/category/bank-promotions/

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VictoriaF
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Re: Capital One 360 $200 bonus

Postby VictoriaF » Fri Apr 07, 2017 12:13 pm

2015 wrote:
VictoriaF wrote:I have been avoiding bank bonuses because they seemed to require a lot of work. However, I have recently subscribed to Doctor of Credit's email list and received as a subscription bonus his short e-book on how to satisfy most common bank requirements and avoid fees.

The $200 CapitalOne bonus is now active and is well worth the effort.

Victoria


I've found the bank bonuses easier than the cc bonuses. I almost felt guilty for taking $250 from WFB after having the account open for less than 3 weeks and doing only 10 debits for 10 days by buying my daily $2 coffee. Same goes for CapOne, whose account I only had opened for 8 days! Here's another site I use for bank bonuses:

http://www.moneysmylife.com/category/bank-promotions/


Thank you for the link, 2015.

Doctor of Credit recommends the following ways to meet 10 (or any number) of debit transactions requirement:
- Purchase Amazon gift cards. Amazon allows you to purchase gift cards with a debit card starting at only $0.15.
- Use self-checkout at grocery stores. Most major grocery stores now have a self-checkout lane that you can use a debit card with. This means you can easily split your weekly grocery shopping into as many separate transactions as required.

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

2015
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Re: Capital One 360 $200 bonus

Postby 2015 » Fri Apr 07, 2017 12:18 pm

I tried doing the self-checkout thing for WFB at either the store or the gas station but was too lazy to even get a pin, so I just used the debit every day for ten days for my $2 coffee (no pin required)--on one day, I did actually have the nerve to ask them to break the coffee purchase into two debits but I'm a regular so they were ok with it. I did have to go into a WFB branch (walking distance) to drain and close the account, but even that took less than ten minutes. It's almost embarrassing how easy the whole thing was ($25 opening deposit funded with a cash back cc, and 10 debits)--I almost felt like I'd held them up!

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VictoriaF
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Re: Capital One 360 $200 bonus

Postby VictoriaF » Fri Apr 07, 2017 12:37 pm

2015 wrote:I almost felt like I'd held them up!


I consider Bogleheadism a form of vigilantism. We read numerous advisories and policies, consider myriads of what-if scenarios, and take well thought out actions to defeat financial fees and fines. A bank or a credit card bonus is a trophy rather than income.

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

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Earl Lemongrab
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Re: Capital One 360 $200 bonus

Postby Earl Lemongrab » Fri Apr 07, 2017 12:46 pm

2015 wrote:I've found the bank bonuses easier than the cc bonuses. I almost felt guilty for taking $250 from WFB after having the account open for less than 3 weeks and doing only 10 debits for 10 days by buying my daily $2 coffee.

See, for me using a bunch of debits isn't easy at all. I don't buy much stuff, certainly not things like daily coffee. I also dislike debits cards and prefer not to ever use or even have them. Credit cards are much better for me.
This week's fortune cookie: "You will enjoy doing something spontaneous this weekend." Apparently that meant working on a dead PC, but I didn't enjoy that much.

GrandMasterBlaster
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Re: Capital One 360 $200 bonus

Postby GrandMasterBlaster » Fri Apr 07, 2017 12:47 pm

giesen5 wrote:In the last two months have opened:

2 Chase = $600
2 Wells Fargo = $500
2 Santander = $450
2 Cap One = $400

Total of $1950

It does take a bit of work, especially to make them fee free, but it is worth it.



Giesen5 - that is impressive!

Just opened a 360 account for both myself and my wife - would you mind posting links or details on the other accounts, especially regarding fee free applications? Thanks!

guitarguy
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Re: Capital One 360 $200 bonus

Postby guitarguy » Fri Apr 07, 2017 12:53 pm

Earl Lemongrab wrote:
2015 wrote:I've found the bank bonuses easier than the cc bonuses. I almost felt guilty for taking $250 from WFB after having the account open for less than 3 weeks and doing only 10 debits for 10 days by buying my daily $2 coffee.

See, for me using a bunch of debits isn't easy at all. I don't buy much stuff, certainly not things like daily coffee. I also dislike debits cards and prefer not to ever use or even have them. Credit cards are much better for me.


Same here. I don't think I'll ever bother with anything that requires setting up a direct deposit either.

We just jumped on (2) CapOne savings for $400, and one BoA biz checking for $200. Each just required parking some cash there for a short time period and that's it. Super easy.

But if I had to do 10 debits I would just buy (10) $1 Amazon gift cards or something.

ND Fan 1
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Re: Capital One 360 $200 bonus

Postby ND Fan 1 » Fri Apr 07, 2017 1:01 pm

GrandMasterBlaster wrote:
giesen5 wrote:In the last two months have opened:

2 Chase = $600
2 Wells Fargo = $500
2 Santander = $450
2 Cap One = $400

Total of $1950

It does take a bit of work, especially to make them fee free, but it is worth it.



Giesen5 - that is impressive!

Just opened a 360 account for both myself and my wife - would you mind posting links or details on the other accounts, especially regarding fee free applications? Thanks!


Doctor of Credit to me is the best site for these. lays our requirements pretty clearly including how to avoid fees, do debit card transactions and what counts as a Direct Deposit...hint most banks ACH will count as a DD

Bank Bonuses
http://www.doctorofcredit.com/best-bank ... t-bonuses/

What counts as a direct deposit
http://www.doctorofcredit.com/knowledge ... -deposits/

How to meet debit card transactions
http://www.doctorofcredit.com/bank-acco ... uirements/

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VictoriaF
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Re: Capital One 360 $200 bonus

Postby VictoriaF » Fri Apr 07, 2017 1:05 pm

guitarguy wrote:Same here. I don't think I'll ever bother with anything that requires setting up a direct deposit either.


According to Doctor of Credit's booklet, in many banks you can satisfy direct deposit requirement with ACH from your other financial institutions.

Victoria
WINNER of the 2015 Boglehead Contest. | Every joke has a bit of a joke. ... The rest is the truth. (Marat F)

guitarguy
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Re: Capital One 360 $200 bonus

Postby guitarguy » Fri Apr 07, 2017 1:19 pm

VictoriaF wrote:
guitarguy wrote:Same here. I don't think I'll ever bother with anything that requires setting up a direct deposit either.


According to Doctor of Credit's booklet, in many banks you can satisfy direct deposit requirement with ACH from your other financial institutions.

Victoria


Yeah...I read some of that. There are lots of notes that say "no longer works" and other comments to that effect. Seems like something they're cracking down on and could end up being a waste of time.

If I can't transfer it directly from my Chase Checking or Ally Savings and be done with it, I'm not going to bother. Just I'm personally to busy with other stuff, and will always prioritize credit card bonuses since they are better and tax free.

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djpeteski
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Re: Capital One 360 $200 bonus

Postby djpeteski » Fri Apr 07, 2017 1:28 pm

Bank Bonuses
http://www.doctorofcredit.com/best-bank ... t-bonuses/


Many of these offers list a "soft pull" on one's credit. What happens if your credit is frozen?

2015
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Re: Capital One 360 $200 bonus

Postby 2015 » Fri Apr 07, 2017 3:25 pm

guitarguy wrote:
Earl Lemongrab wrote:
2015 wrote:I've found the bank bonuses easier than the cc bonuses. I almost felt guilty for taking $250 from WFB after having the account open for less than 3 weeks and doing only 10 debits for 10 days by buying my daily $2 coffee.

See, for me using a bunch of debits isn't easy at all. I don't buy much stuff, certainly not things like daily coffee. I also dislike debits cards and prefer not to ever use or even have them. Credit cards are much better for me.


Same here. I don't think I'll ever bother with anything that requires setting up a direct deposit either.

We just jumped on (2) CapOne savings for $400, and one BoA biz checking for $200. Each just required parking some cash there for a short time period and that's it. Super easy.

But if I had to do 10 debits I would just buy (10) $1 Amazon gift cards or something.


Yes, in the comments section of the CapOne DOC listing, many people did just that. I am always looking for the laziest ways to fulfill these things, so as one of my favorite daily retirement activities is reading books at my local cafe, the $2 coffee route was easiest.

I most definitely do the credit cards as well. In fact, I'm looking forward to BOA's travel cc paying me $225 for my Amtrak Coastliner ride to Portland adventure in May. Why leave money on the table anywhere, if it's easy and takes little time? Now excuse me, I'm off to go investigate a $500 bank account bonus. :D

BW1985
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Re: Capital One 360 $200 bonus

Postby BW1985 » Mon Apr 17, 2017 11:14 am

No bonus yet so I called, was told 6-8 weeks from deposit. Bummer since I see a lot of people had theirs post immediately after deposit.
"Squirrels figured out how to save eons ago. They buried acorns. Some, they dug up, for food. Others, they let to sprout, in new oak trees. We could learn from squirrels." -john94549

nick evets
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Re: Capital One 360 $200 bonus

Postby nick evets » Mon Apr 17, 2017 11:31 am

VictoriaF wrote: [....]
- Use self-checkout at grocery stores. Most major grocery stores now have a self-checkout lane that you can use a debit card with. This means you can easily split your weekly grocery shopping into as many separate transactions as required.

Victoria


I'm wrapping my head around standing in line, trying to check out, and the person in front of me is paying for items...individually.

giesen5
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Re: Capital One 360 $200 bonus

Postby giesen5 » Mon Apr 17, 2017 11:35 am

You only do that if there is no one behind you......

inbox788
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Re: Capital One 360 $200 bonus

Postby inbox788 » Mon Apr 17, 2017 2:46 pm

batpot wrote:Just a thought...is it worth keeping multiple accounts at different institutions for protections from hackers?
Of course putting all of your money in the one that isn't hacked is the best option, but how can you know?

My problem is having too many accounts in too many difference places. I can hardly recall the user names, let alone the complicated passwords. And using password programs bring along their complexity and risks. Every website seems to have different requirements for usernames and passwords, like length, required characters, disallowed characters, etc. And using the same username or passwords for different accounts is a bad practice, but keeping track of 20, 30 or 100 different accounts is also a challenge.

So 1 is too few. And 2 or more is probably the right number. It's just hard to say how much more is better and not worse.

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whodidntante
Posts: 1821
Joined: Thu Jan 21, 2016 11:11 pm

Re: Capital One 360 $200 bonus

Postby whodidntante » Mon Apr 17, 2017 2:49 pm

BW1985 wrote:No bonus yet so I called, was told 6-8 weeks from deposit. Bummer since I see a lot of people had theirs post immediately after deposit.


That is odd. I hope you get your bonus. I had to go back and forth several times with BMO to get them to pay a bonus once.

robertmcd
Posts: 85
Joined: Tue Aug 09, 2016 9:06 am

Re: Capital One 360 $200 bonus

Postby robertmcd » Mon Apr 17, 2017 3:19 pm

If I want to close my account after I get the bonus, how do I get my 1099 from them next year for taxes?

BW1985
Posts: 1581
Joined: Tue Mar 23, 2010 6:12 pm

Re: Capital One 360 $200 bonus

Postby BW1985 » Mon Apr 17, 2017 4:48 pm

robertmcd wrote:If I want to close my account after I get the bonus, how do I get my 1099 from them next year for taxes?


They'll still send it to you whether the acct is open or not.
"Squirrels figured out how to save eons ago. They buried acorns. Some, they dug up, for food. Others, they let to sprout, in new oak trees. We could learn from squirrels." -john94549

BW1985
Posts: 1581
Joined: Tue Mar 23, 2010 6:12 pm

Re: Capital One 360 $200 bonus

Postby BW1985 » Mon Apr 17, 2017 4:48 pm

whodidntante wrote:
BW1985 wrote:No bonus yet so I called, was told 6-8 weeks from deposit. Bummer since I see a lot of people had theirs post immediately after deposit.


That is odd. I hope you get your bonus. I had to go back and forth several times with BMO to get them to pay a bonus once.


Me too! :confused
"Squirrels figured out how to save eons ago. They buried acorns. Some, they dug up, for food. Others, they let to sprout, in new oak trees. We could learn from squirrels." -john94549

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KlingKlang
Posts: 378
Joined: Wed Oct 16, 2013 3:26 pm

Re: Capital One 360 $200 bonus

Postby KlingKlang » Mon Apr 17, 2017 4:59 pm

BW1985 wrote:
robertmcd wrote:If I want to close my account after I get the bonus, how do I get my 1099 from them next year for taxes?


They'll still send it to you whether the acct is open or not.


I had a question on this as well. Capital One never sends you a 1099-INT, you have to log in to your account and download it. What happens after you close your account?

sunny_socal
Posts: 1003
Joined: Tue Mar 24, 2015 4:22 pm

Re: Capital One 360 $200 bonus

Postby sunny_socal » Mon Apr 17, 2017 6:07 pm

BW1985 wrote:No bonus yet so I called, was told 6-8 weeks from deposit. Bummer since I see a lot of people had theirs post immediately after deposit.


Same here. I'll give them another call at the end of May if there is no bonus.


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