Public Credit Union Black Friday 3%, 24 Month CD Offer

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4th and Inches
Posts: 145
Joined: Mon Nov 12, 2012 8:53 pm

Public Credit Union Black Friday 3%, 24 Month CD Offer

Post by 4th and Inches » Wed Nov 16, 2016 10:14 am

I came across this one day Black Friday CD offer from Public Credit this AM while reading the newspaper.

There is a $10,000 limit and you have to go there in-person.

Just thought I would pass this along. I don't think I have ever seen 3% for just a 24 month term.

https://www.pscu.org/black-friday-one-day-deal/

niceguy7376
Posts: 1809
Joined: Wed Jul 10, 2013 2:59 pm
Location: Metro ATL

Re: Public Credit Union Black Friday 3%, 24 Month CD Offer

Post by niceguy7376 » Wed Nov 16, 2016 10:26 am

4th and Inches wrote:I came across this one day Black Friday CD offer from Public Credit this AM while reading the newspaper.

There is a $10,000 limit and you have to go there in-person.

Just thought I would pass this along. I don't think I have ever seen 3% for just a 24 month term.

https://www.pscu.org/black-friday-one-day-deal/


So all the CO Bogleheads are going camping thursday night at those Branches with all family members (only 10k limit)? :D

CoAndy
Posts: 460
Joined: Thu Jun 06, 2013 4:45 pm

Re: Public Credit Union Black Friday 3%, 24 Month CD Offer

Post by CoAndy » Wed Nov 16, 2016 12:22 pm

I think I might have to jump on that.

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Info_Hound
Posts: 247
Joined: Wed Mar 23, 2011 9:47 am
Location: Fort Collins, Colorado

Re: Public Credit Union Black Friday 3%, 24 Month CD Offer

Post by Info_Hound » Wed Nov 16, 2016 3:00 pm

Thanks for the info!

I'd rather wait at PSCU to buy a CD that will pay me 3% than go to Best Buy and pay them money with 0% return.

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Mlm
Posts: 150
Joined: Sat Apr 09, 2016 6:00 pm

Re: Public Credit Union Black Friday 3%, 24 Month CD Offer

Post by Mlm » Wed Nov 16, 2016 3:36 pm

Thank you :D
Reality has a way of catching up with you

MikeG62
Posts: 513
Joined: Tue Nov 15, 2016 3:20 pm
Location: New Jersey

Re: Public Credit Union Black Friday 3%, 24 Month CD Offer

Post by MikeG62 » Thu Nov 17, 2016 9:17 am

The $10,000 limit is ridiculous. It's an incremental ~$150 per year over the next 24 months vs. what you will likely earn where you have your money now. Then what do you do in month 25 - hassle with closing the account and moving the money elsewhere? It's a gimmick to draw people into the bank in hopes of getting you to eventually do more business with them. I'd pass on the incremental ~$150 per year just on principle.

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