Chase Sapphire Reserve

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MrsRoos
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Joined: Thu Sep 15, 2016 4:14 pm

Chase Sapphire Reserve

Post by MrsRoos » Wed Oct 19, 2016 5:28 pm

Has anyone signed up for a the Chase Sapphire Reserve card? Right now, they have a 100,000 point sign-up bonus that is equivalent to $1,000 cash back or $1,500 worth in travel rewards if booked through Chase Ultimate Rewards site after spending $4k in the first 3 months. Other details of the card include:

1) $450 annual fee (I know it's hefty but read the other two points below...)
2) $300 annual travel credit good for airfares, hotels etc.
3) 3X points on dining and travel worldwide
4) Your UR points are worth 1.5X more if you redeem travel awards through their UR site.
5) Others: Reimbursement for TSA Pre-check program, complimentary airport lounge access.

We put all of our dining, groceries and travel charges on credit cards and pay our balances off every month. I'm thinking of signing up for this since we take one big trip a year. Any downsides to applying for this credit card?
“Anyone who believes in indefinite growth in anything physical, on a physically finite planet, is either mad or an economist.” - Kenneth Boulding

student
Posts: 1321
Joined: Fri Apr 03, 2015 6:58 am

Re: Chase Sapphire Reserve

Post by student » Wed Oct 19, 2016 5:55 pm

Yes. This is a good deal. You should also check out the following discussion from flyertalk.
http://www.flyertalk.com/forum/chase-ul ... onths.html

gloomydog
Posts: 131
Joined: Sun Nov 18, 2012 9:05 pm

Re: Chase Sapphire Reserve

Post by gloomydog » Wed Oct 19, 2016 6:06 pm

Yeah we got 2 cards. 200K points is too good to pass up! That's enough for 2 biz class trips across the Atlantic. :D

sfchris
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Re: Chase Sapphire Reserve

Post by sfchris » Wed Oct 19, 2016 6:26 pm

It is actually $600 in travel credit since you receive $300 each calendar year.

This is a very very good deal, worth at a minimum $1150 if you do at least $600 in travel (which includes taxis and other transportation btw).

MrsRoos
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Joined: Thu Sep 15, 2016 4:14 pm

Re: Chase Sapphire Reserve

Post by MrsRoos » Wed Oct 19, 2016 6:50 pm

sfchris wrote:It is actually $600 in travel credit since you receive $300 each calendar year.

This is a very very good deal, worth at a minimum $1150 if you do at least $600 in travel (which includes taxis and other transportation btw).


I think I'm missing something - I know it's $300/yr in travel credits. Why $600 in travel credit? Is there a 2-year commitment?
“Anyone who believes in indefinite growth in anything physical, on a physically finite planet, is either mad or an economist.” - Kenneth Boulding

TravelGeek
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Re: Chase Sapphire Reserve

Post by TravelGeek » Wed Oct 19, 2016 6:53 pm

MrsRoos wrote:
sfchris wrote:It is actually $600 in travel credit since you receive $300 each calendar year.

This is a very very good deal, worth at a minimum $1150 if you do at least $600 in travel (which includes taxis and other transportation btw).


I think I'm missing something - I know it's $300/yr in travel credits. Why $600 in travel credit? Is there a 2-year commitment?


If you get the card now, you get $300 for 2016 and another $300 for 2017. You could cancel before the second AF becomes due (I have the card and don't plan to cancel it unless the value proposition changes significantly), but no matter what the first AF covers two calendar years worth of travel credits.

bta15
Posts: 133
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Re: Chase Sapphire Reserve

Post by bta15 » Wed Oct 19, 2016 7:13 pm

TravelGeek wrote:
MrsRoos wrote:
sfchris wrote:It is actually $600 in travel credit since you receive $300 each calendar year.

This is a very very good deal, worth at a minimum $1150 if you do at least $600 in travel (which includes taxis and other transportation btw).


I think I'm missing something - I know it's $300/yr in travel credits. Why $600 in travel credit? Is there a 2-year commitment?


If you get the card now, you get $300 for 2016 and another $300 for 2017. You could cancel before the second AF becomes due (I have the card and don't plan to cancel it unless the value proposition changes significantly), but no matter what the first AF covers two calendar years worth of travel credits.


This is correct, you should be able to do it once in 2016 and again in 2017. Same can be done with Citi Prestige and Amex Platinum.

I would definitely get this card if I could, unfortunately chase's 5/24 rules does not allow me to get it.

Rotarman
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Joined: Tue Apr 05, 2016 5:14 pm

Re: Chase Sapphire Reserve

Post by Rotarman » Wed Oct 19, 2016 7:50 pm

I can attest the $300 credit per calendar year is currently working; however when I spoke with a rep recently, they said I wouldnt receive the credit until December of the year it was used (presumably to stop people from cancelling and taking $600 in a year). It's possible she didn't know what she was talking about, but changes may also be in the works.

am
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Joined: Sun Sep 30, 2007 9:55 am

Re: Chase Sapphire Reserve

Post by am » Wed Oct 19, 2016 9:12 pm

100000 points= 1k cash or 1.5k for travel through their portal

300 dollar travel credit once for this yr and once for next for one annual fee.

Truly free money assuming you can get approved and spend 4K in 3 months.

sfchris
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Re: Chase Sapphire Reserve

Post by sfchris » Wed Oct 19, 2016 9:17 pm

Rotarman wrote:I can attest the $300 credit per calendar year is currently working; however when I spoke with a rep recently, they said I wouldnt receive the credit until December of the year it was used (presumably to stop people from cancelling and taking $600 in a year). It's possible she didn't know what she was talking about, but changes may also be in the works.


I have used the card for 30 days and have already received the $300.

mikeykx
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Re: Chase Sapphire Reserve

Post by mikeykx » Wed Oct 19, 2016 10:41 pm

Yes this is a great card for those of us that travel and dine out frequently.

I can attest that the $300 travel credit is automatically applied and covers a range of travel-related expenses:
-Tolls
-Parking
-Uber

so far very happy with it and has now become my de-facto card to charge unless I am getting 5% reward thru my freedom card for select categories.

MrsRoos
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Re: Chase Sapphire Reserve

Post by MrsRoos » Wed Oct 19, 2016 11:37 pm

Sold! I'm probably going to visit a Chase branch tomorrow. I assume I can have additional cards for the hubby?
“Anyone who believes in indefinite growth in anything physical, on a physically finite planet, is either mad or an economist.” - Kenneth Boulding

NoGambleNoFuture
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Re: Chase Sapphire Reserve

Post by NoGambleNoFuture » Thu Oct 20, 2016 12:05 am

MrsRoos wrote:Sold! I'm probably going to visit a Chase branch tomorrow. I assume I can have additional cards for the hubby?


I believe a second card is $75/yr

rrppve
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Re: Chase Sapphire Reserve

Post by rrppve » Thu Oct 20, 2016 12:17 am

bta15 wrote:I would definitely get this card if I could, unfortunately chase's 5/24 rules does not allow me to get it.

First credit card I've ever been denied and it was due to the 5/24. Might apply under my spouse's name. It's a great deal.

BruDude
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Location: Las Vegas

Re: Chase Sapphire Reserve

Post by BruDude » Thu Oct 20, 2016 12:37 am

Just signed up for it, instant approval. Seems like great deal.

Rotarman
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Re: Chase Sapphire Reserve

Post by Rotarman » Thu Oct 20, 2016 10:21 am

sfchris wrote:
Rotarman wrote:I can attest the $300 credit per calendar year is currently working; however when I spoke with a rep recently, they said I wouldnt receive the credit until December of the year it was used (presumably to stop people from cancelling and taking $600 in a year). It's possible she didn't know what she was talking about, but changes may also be in the works.


I have used the card for 30 days and have already received the $300.


To be clear, I did as well. Hopefully it continues in its current form.

Doom&Gloom
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Re: Chase Sapphire Reserve

Post by Doom&Gloom » Thu Oct 20, 2016 10:40 am

NoGambleNoFuture wrote:
MrsRoos wrote:Sold! I'm probably going to visit a Chase branch tomorrow. I assume I can have additional cards for the hubby?


I believe a second card is $75/yr


Correct!

It might make better sense for the hubby to have one of his own. Depends upon your personal circumstances, of course.

And I think that if you make him an AU on your card that will count against him for Chase's 5/24 "rule." You could probably get that undone, but it would be easier to avoid it altogether if he might eventually pursue getting his own card.

batpot
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Re: Chase Sapphire Reserve

Post by batpot » Thu Oct 20, 2016 10:55 am

Doom&Gloom wrote:And I think that if you make him an AU on your card that will count against him for Chase's 5/24 "rule."


That is good to know; I am an authorized user on my wife's CSP, but not on her CSR because of the $75.
I couldn't get approved for either because of 5/24, but it is annoying not being AU on the CSR, which will become our primary card for at least the next ~10 months.

Da5id
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Re: Chase Sapphire Reserve

Post by Da5id » Thu Oct 20, 2016 11:17 am

batpot wrote:I couldn't get approved for either because of 5/24, but it is annoying not being AU on the CSR, which will become our primary card for at least the next ~10 months.


Just curious, why would CSR be a primary card? For travel/restaurants at 3%, sure. But it is just 1% for other purchases, worse than very many other alternatives (e.g. 2% cash back cards like Citi Double Cash, or 1.5% on Chase Freedom Unlimited that you can sweep to your CSR and thus get 2.25% on the rewards portal)?

Drew777
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Re: Chase Sapphire Reserve

Post by Drew777 » Thu Oct 20, 2016 11:34 am

Most of the time redeeming UR through the portal is going to be a poor use of points. You'll probably get much more value transferring points to airlines (other than Southwest) or Hyatt. I usually transfer to Hyatt and end up getting about 2.1 cents per point on average.

batpot
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Location: Seattle

Re: Chase Sapphire Reserve

Post by batpot » Thu Oct 20, 2016 11:43 am

Da5id wrote:
batpot wrote:I couldn't get approved for either because of 5/24, but it is annoying not being AU on the CSR, which will become our primary card for at least the next ~10 months.


Just curious, why would CSR be a primary card? For travel/restaurants at 3%, sure. But it is just 1% for other purchases, worse than very many other alternatives (e.g. 2% cash back cards like Citi Double Cash, or 1.5% on Chase Freedom Unlimited that you can sweep to your CSR and thus get 2.25% on the rewards portal)?


Short answer: simplicity.
But someone else had the idea to convert the CSP to the Freedom Unlimited, and that probably makes more sense.

hard
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Re: Chase Sapphire Reserve

Post by hard » Thu Oct 20, 2016 11:50 am

I have a question about the $300 credit for those in the know. If you meet the requirements for the bonus, and once that bonus posts, will the $300 credit be applied to a booking through the Chase Rewards program where you spent more than you had points?

Example: Trip costs $3000 - Use 1000 pts/$1500 = Balance on credit card $1500 -$300 credit =$1200 + $450 fee = $1650 total cost

bta15
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Re: Chase Sapphire Reserve

Post by bta15 » Thu Oct 20, 2016 12:27 pm

hard wrote:I have a question about the $300 credit for those in the know. If you meet the requirements for the bonus, and once that bonus posts, will the $300 credit be applied to a booking through the Chase Rewards program where you spent more than you had points?

Example: Trip costs $3000 - Use 1000 pts/$1500 = Balance on credit card $1500 -$300 credit =$1200 + $450 fee = $1650 total cost


Edit (3rd time): A posted on flyertalk said they got travel credit for a car rental booked through the UR portal. So in theory you should get the travel credit for $300 for the cash portion of your purchase through the UR portal...

hard
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Re: Chase Sapphire Reserve

Post by hard » Thu Oct 20, 2016 12:58 pm

Cool thanks

batpot
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Location: Seattle

Re: Chase Sapphire Reserve

Post by batpot » Thu Oct 20, 2016 2:20 pm

What's even better with that travel credit is you still get full value of the points.
so $300 hotel stay, nets you 900 points, PLUS the $300 credit gets applied instantly.

Best card.

Inverted Pyramid
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Re: Chase Sapphire Reserve

Post by Inverted Pyramid » Thu Oct 20, 2016 2:45 pm

How long did the card take to arrive assuming instant approval? Did anyone call and ask for overnight?

Doom&Gloom
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Re: Chase Sapphire Reserve

Post by Doom&Gloom » Thu Oct 20, 2016 3:13 pm

Inverted Pyramid wrote:How long did the card take to arrive assuming instant approval? Did anyone call and ask for overnight?


Cards have been going out as fast as they could send them. Chase declined requests for overnighting as there was no point. Things may have changed recently, but I have not heard of that happening.

student
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Re: Chase Sapphire Reserve

Post by student » Thu Oct 20, 2016 3:16 pm

Inverted Pyramid wrote:How long did the card take to arrive assuming instant approval? Did anyone call and ask for overnight?

They automatically send it overnight. But they don't email you. The following info is from flyertalk:
"According to many reports, the card is not activated until it is shipped, which happens to be UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined to your address."

BW1985
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Re: Chase Sapphire Reserve

Post by BW1985 » Thu Oct 20, 2016 3:20 pm

I was originally declined, I called the reconsideration number and the rep moved some of my credit limit from CSP to CSR and approved me. I'm also over the 5/24.
"Squirrels figured out how to save eons ago. They buried acorns. Some, they dug up, for food. Others, they let to sprout, in new oak trees. We could learn from squirrels." -john94549

BW1985
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Re: Chase Sapphire Reserve

Post by BW1985 » Thu Oct 20, 2016 3:22 pm

Drew777 wrote:Most of the time redeeming UR through the portal is going to be a poor use of points. You'll probably get much more value transferring points to airlines (other than Southwest) or Hyatt. I usually transfer to Hyatt and end up getting about 2.1 cents per point on average.


Why other than Southwest? I've been getting 1.5-1.6 cents per point with them. I realize it's possible to do better with Hyatt but that has never been my experience, maybe we're booking at different types of properties.
"Squirrels figured out how to save eons ago. They buried acorns. Some, they dug up, for food. Others, they let to sprout, in new oak trees. We could learn from squirrels." -john94549

MrsRoos
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Re: Chase Sapphire Reserve

Post by MrsRoos » Thu Oct 20, 2016 11:53 pm

OP here. Just applied for this online and no immediate answer yet as they need to review it. Perhaps we should have walked into a branch...
“Anyone who believes in indefinite growth in anything physical, on a physically finite planet, is either mad or an economist.” - Kenneth Boulding

SR II
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Re: Chase Sapphire Reserve

Post by SR II » Fri Oct 21, 2016 1:31 am

MrsRoos wrote:OP here. Just applied for this online and no immediate answer yet as they need to review it. Perhaps we should have walked into a branch...

I just got the same response.

nps
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Re: Chase Sapphire Reserve

Post by nps » Fri Oct 21, 2016 5:48 am

Rotarman wrote:I can attest the $300 credit per calendar year is currently working; however when I spoke with a rep recently, they said I wouldnt receive the credit until December of the year it was used (presumably to stop people from cancelling and taking $600 in a year). It's possible she didn't know what she was talking about, but changes may also be in the works.


I don't think she knows what she's talking about. The terms are pretty clear:

Statement credit(s) will post to your account the same day your travel category purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles.

joyanni
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Re: Chase Sapphire Reserve

Post by joyanni » Fri Oct 21, 2016 7:22 am

What's the best way to use the $300 credit if no travel is planned until December ? I know certain airlines are more flexible in terms of itineary changes and no change fee etc. Could I just book some random flight in one of those airlines costing close to $300 and then change the flight later ? Any other ideas ?

Da5id
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Re: Chase Sapphire Reserve

Post by Da5id » Fri Oct 21, 2016 7:45 am

joyanni wrote:What's the best way to use the $300 credit if no travel is planned until December ? I know certain airlines are more flexible in terms of itineary changes and no change fee etc. Could I just book some random flight in one of those airlines costing close to $300 and then change the flight later ? Any other ideas ?


I think if you search the various flyer forums you can find lots of ideas. What worked for me was prepaying $300 onto my New Hampshire EZPass. Lots of folks are using it on metro/commuter rail/etc. But it is varied whether it works as it depends on how the merchant codes it, so if it is questionable using a small purchase first to see that the purchase is coded as travel is important...

BW1985
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Re: Chase Sapphire Reserve

Post by BW1985 » Fri Oct 21, 2016 9:05 am

joyanni wrote:What's the best way to use the $300 credit if no travel is planned until December ? I know certain airlines are more flexible in terms of itineary changes and no change fee etc. Could I just book some random flight in one of those airlines costing close to $300 and then change the flight later ? Any other ideas ?


Airline or Hotel gift cards. You could turn around and sell them on ebay or cardcash if you wanted cash, figure 75% of value.
"Squirrels figured out how to save eons ago. They buried acorns. Some, they dug up, for food. Others, they let to sprout, in new oak trees. We could learn from squirrels." -john94549

Drew777
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Re: Chase Sapphire Reserve

Post by Drew777 » Fri Oct 21, 2016 9:36 am

BW1985 wrote:
Drew777 wrote:Most of the time redeeming UR through the portal is going to be a poor use of points. You'll probably get much more value transferring points to airlines (other than Southwest) or Hyatt. I usually transfer to Hyatt and end up getting about 2.1 cents per point on average.


Why other than Southwest? I've been getting 1.5-1.6 cents per point with them. I realize it's possible to do better with Hyatt but that has never been my experience, maybe we're booking at different types of properties.


You're better off paying through the UR portal if you want to use UR to fly Southwest. That way you get 1.5 cents per point AND earn miles on the flight. International business class redemptions are really better than transferring to Hyatt too, but I just haven't needed to do that yet. Last time I already had enough miles in my United account to fly business. You can get 3-4+ cents per point that way. Granted there's more to redeeming miles than just chasing the highest cent per point redemption, but transferring to Southwest is certainly suboptimal since you're sacrificing the miles earned on the flight.

BW1985
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Re: Chase Sapphire Reserve

Post by BW1985 » Fri Oct 21, 2016 10:03 am

Drew777 wrote:
BW1985 wrote:
Drew777 wrote:Most of the time redeeming UR through the portal is going to be a poor use of points. You'll probably get much more value transferring points to airlines (other than Southwest) or Hyatt. I usually transfer to Hyatt and end up getting about 2.1 cents per point on average.


Why other than Southwest? I've been getting 1.5-1.6 cents per point with them. I realize it's possible to do better with Hyatt but that has never been my experience, maybe we're booking at different types of properties.


You're better off paying through the UR portal if you want to use UR to fly Southwest. That way you get 1.5 cents per point AND earn miles on the flight. International business class redemptions are really better than transferring to Hyatt too, but I just haven't needed to do that yet. Last time I already had enough miles in my United account to fly business. You can get 3-4+ cents per point that way. Granted there's more to redeeming miles than just chasing the highest cent per point redemption, but transferring to Southwest is certainly suboptimal since you're sacrificing the miles earned on the flight.


Do you get the same benefit on UR portal as you do paying with points on SW.com of being able to cancel/change flights for full refund on 'wanna get away' fares?
"Squirrels figured out how to save eons ago. They buried acorns. Some, they dug up, for food. Others, they let to sprout, in new oak trees. We could learn from squirrels." -john94549

fh2000
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Re: Chase Sapphire Reserve

Post by fh2000 » Fri Oct 21, 2016 2:31 pm

My credit is frozen in all 3 bureaus.

To apply for this card, I will need to unfreeze first. Do I inform all 3 or does anyone know which bureau Chase is exclusively using?

Generator515
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Re: Chase Sapphire Reserve

Post by Generator515 » Fri Oct 21, 2016 2:38 pm

MrsRoos wrote:OP here. Just applied for this online and no immediate answer yet as they need to review it. Perhaps we should have walked into a branch...


Call the reconsideration line. More often than not you will get an answer on the spot. I was also told they need to get back to me. I called and was told they wanted to approve me but since I had 3 other cards they needed to reallocate the credit line I had on the other cards. They gave me a suggestion how to do it, I agreed and then she told me I was approved. This was on a Saturday and I had the card in my hands Tuesday.

remomnyc
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Re: Chase Sapphire Reserve

Post by remomnyc » Fri Oct 21, 2016 2:46 pm

My credit is frozen, too. You won't know which agency until the credit is pulled. I applied in person so they did the credit pull and told me which agency and gave me a toll free # to call after I unfroze it. I got my approval w/in seconds after I released my credit and called the toll free #.

PS If you have CSP, you can transfer the points to CSR so they will be worth 1.5x. If you paid the annual CSP fee w/in the 90 days, you can get it refunded if you cancel CSP. CSR is an amazing card if you travel or eat out. The pointsguy has a nice article about the breakeven.

Kiter
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Re: Chase Sapphire Reserve

Post by Kiter » Fri Oct 21, 2016 3:16 pm

When signed up for a dining program you can get up to 3 points and 5 miles per dollar posted for dining if you dine 10 + times

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jriding
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Re: Chase Sapphire Reserve

Post by jriding » Fri Oct 21, 2016 3:35 pm

Drew777 wrote:You're better off paying through the UR portal if you want to use UR to fly Southwest. That way you get 1.5 cents per point AND earn miles on the flight. International business class redemptions are really better than transferring to Hyatt too, but I just haven't needed to do that yet. Last time I already had enough miles in my United account to fly business. You can get 3-4+ cents per point that way. Granted there's more to redeeming miles than just chasing the highest cent per point redemption, but transferring to Southwest is certainly suboptimal since you're sacrificing the miles earned on the flight.


Perhaps I'm missing something, but as I understand it Southwest flights can't be booked directly through the UR portal. One has to transfer UR points to Southwest and then book flights from the Southwest website. Can you explain what you mean by "paying through the UR portal...That way you get 1.5 cents per point..."

hoops777
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Re: Chase Sapphire Reserve

Post by hoops777 » Fri Oct 21, 2016 5:00 pm

I have never seen such enthusiasm for a card.I got a letter from them saying my credit was frozen and to unfreeze equifax.I called equifax and they lifted the freeze for Chase only,using a pin.I immediately called Chase and gave them the pin and my card arrived in the mail 2 days later.Pretty impressive timing.Chase really wants these cards out there.
K.I.S.S........so easy to say so difficult to do.

patrick
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Re: Chase Sapphire Reserve

Post by patrick » Fri Oct 21, 2016 6:33 pm

When I first heard about this card I had assumed that the main point was to brag that you were rich enough to pay a $450 annual fee. But after looking closer it seemed like a very good deal with at least $1000 signup bonus so I applied for it. I was initially given the "wait 7-10 days" response to my application ... after a while I called in about it and it turns out that they only wanted some identity verification information, after which I was approved right away, and with a much higher credit limit than I expected.

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JaneyLH
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Re: Chase Sapphire Reserve

Post by JaneyLH » Fri Oct 21, 2016 11:11 pm

I've had the card for a few weeks and I've already gotten my free TSA pre-check, received my Priority Pass that will get me and my traveling companion free access to over 900 airport lounges, and I see I've gotten the $1 it cost me to park at the airport for my TSA pre-check interview refunded on my first statement. With a 3-week trip to the Mediterranean scheduled in December, probably no difficulty using the other $299 travel credit! :wink:

MrsRoos
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Re: Chase Sapphire Reserve

Post by MrsRoos » Fri Oct 21, 2016 11:55 pm

Two questions on the travel credit:
1) do you have to spend first to get the travel credit?
2) if you don't use your travel credit within a calendar year, can you roll it forward to next year? I'm assuming the answer is no.
“Anyone who believes in indefinite growth in anything physical, on a physically finite planet, is either mad or an economist.” - Kenneth Boulding

HopeToGolf
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Re: Chase Sapphire Reserve

Post by HopeToGolf » Sat Oct 22, 2016 4:44 am

MrsRoos wrote:Two questions on the travel credit:
1) do you have to spend first to get the travel credit?
2) if you don't use your travel credit within a calendar year, can you roll it forward to next year? I'm assuming the answer is no.


1) Not exactly sure what you mean but yes, you spend on a travel related item (hotel, ez pass, parking, tolls, etc.) and the credit is automatically applied.
2) No rollover. However, the travel category is so broad, it is easy to spend the credit. Additionally, you can do things like buy gift cards from airlines that can qualify (research this online).

I'm not into the points game but this taking on this card is a no brainer if you naturally hit the spending requirement.

student
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Re: Chase Sapphire Reserve

Post by student » Sat Oct 22, 2016 7:09 am

JaneyLH wrote:I've had the card for a few weeks and I've already gotten my free TSA pre-check, received my Priority Pass that will get me and my traveling companion free access to over 900 airport lounges, and I see I've gotten the $1 it cost me to park at the airport for my TSA pre-check interview refunded on my first statement. With a 3-week trip to the Mediterranean scheduled in December, probably no difficulty using the other $299 travel credit! :wink:

Please note that to get the credit for this year, the charge must be posted on your December statement rather than until December 31.

malabargold
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Re: Chase Sapphire Reserve

Post by malabargold » Sat Oct 22, 2016 8:43 am

This isn't for us, but WSJ wrote that in 2 weeks they
surpassed first year sales projections and cannot physically
make the card fast enough to meet demand

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