limeyx wrote: ↑
Mon Nov 12, 2018 11:31 pm
lakpr wrote: ↑
Fri Nov 02, 2018 6:44 am
What you are describing is something called “backdating”, and only Amex did this. Note that Amex too stopped this practice at least 3 years ago, and if you cancel the card but apply for another Amex card later, it will NOT inherit the opening date of the oldest card.
I just applied for a new Amex but did NOT cancel my existing one and the new card has my backdated years of membership
Don't know what would happen at card renewal If I were to cancel the original card though
I obviously don't know it my experience would be the same as you could expect, and this was several years ago.
However, I had Amex for decades, and was sent, unsolicited, an "Inaugural" Platinum card when I hadn't even heard of them. I doubt they still "send cards" like they used to.
And then I stopped using Amex entirely, and cancelled the cards (after using the then-version of "rewards" all up).
I then got another Amex card a few years ago, with more than a 10 year hiatus.
Lo and behold, my original date of *first* membership (1970's) showed up in the "member since" field.
And whenever I call about something, the rep mentions my "length of tenure" (for want of better phrasing!), and then gives me the rote "Thank you for being a member since..."
Someone above suggested that they may not do that anymore...?
It would be interesting to know.
OTOH, I'm not at all sure that the same date is fully recognized in my credit score.
But some of that is so opaque to the end user anyway.
This signature is a placebo. You are in the control group.