After tax contributions to 401k

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bb
Posts: 326
Joined: Wed Apr 25, 2007 10:04 pm

After tax contributions to 401k

Post by bb »

I have been contributing after tax to my employer 401k. Rationale was
would need large enough tax deferred for fixed income to offset stocks
in taxable index funds. I can withdraw the funds but get suspended
from the 4% employer match for 6 months.

Thoughts on:
- contributing after tax money if you can't readily withdraw them
without a penalty?
- level of after tax assets where 2% penalty would be acceptable.
- leaving after tax money in 401k vs withdrawing into a ROTH.

Brian
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LadyGeek
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Re: After tax contributions to 401k

Post by LadyGeek »

This thread is now in the Personal Finance (Not Investing) forum (401(k)).
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