After tax contributions to 401k

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After tax contributions to 401k

Post by bb »

I have been contributing after tax to my employer 401k. Rationale was
would need large enough tax deferred for fixed income to offset stocks
in taxable index funds. I can withdraw the funds but get suspended
from the 4% employer match for 6 months.

Thoughts on:
- contributing after tax money if you can't readily withdraw them
without a penalty?
- level of after tax assets where 2% penalty would be acceptable.
- leaving after tax money in 401k vs withdrawing into a ROTH.

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Re: After tax contributions to 401k

Post by LadyGeek »

This thread is now in the Personal Finance (Not Investing) forum (401(k)).
Wiki To some, the glass is half full. To others, the glass is half empty. To an engineer, it's twice the size it needs to be.
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