Other Advantages of Vanguard Relationship???

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mostlycloudy
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Other Advantages of Vanguard Relationship???

Post by mostlycloudy » Wed Mar 21, 2012 11:34 pm

YES, LOW FEES, FINANCIAL PLANNING, ADVICE AND A LOT OF PRODUCT SELECTION.......ANYTHING ELSE? FOR EXAMPLE, DISCOUNTS?... PROMOTIONS?...BONUS?....BIRTHDAY GIFTS? I HAVE BECOME ACCUSTOM TO A VARIETY OF "PERKS" OFFERED AT OTHER FINANCIAL INSTITUTIONS. I'M ON THE "LOOKOUT"...........HAVE YOU FOUND ANYTHING INTERESTING RELATED TO VANGUARD?

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bertie wooster
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Re: Other Advantages of Vanguard Relationship???

Post by bertie wooster » Wed Mar 21, 2012 11:49 pm

Why are you yelling?

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CaliJim
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Re: Other Advantages of Vanguard Relationship???

Post by CaliJim » Thu Mar 22, 2012 12:20 am

I paid dearly for those perks when I was with Smith Barney.... back in my pre-BH dark ages.
-calijim- | | For more info, click this Wiki

Muchtolearn
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Re: Other Advantages of Vanguard Relationship???

Post by Muchtolearn » Thu Mar 22, 2012 2:08 pm

They send a chauffeur for me once a month to take me to a show and offer an accompanying female of my choice and whatever brand of champagne I wish. I always send him back but appreciate what they offer me.

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tludwig23
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Re: Other Advantages of Vanguard Relationship???

Post by tludwig23 » Thu Mar 22, 2012 2:11 pm

Does "at cost" coffee count?
That's what I do: I drink, and I know things. --Tyrion Lannister

Grasshopper
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Re: Other Advantages of Vanguard Relationship???

Post by Grasshopper » Thu Mar 22, 2012 2:34 pm

I got the free t-shirt off Facebook. :happy

mostlycloudy
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Re: Other Advantages of Vanguard Relationship???

Post by mostlycloudy » Thu Mar 22, 2012 2:51 pm

:oops: "CaliJim", Thanks for your comment. Where were you when I faced a similar situation with TDAmeritrade? It has been said "if it doesn't kill you, it will makes you stronger."

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flossy21
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Re: Other Advantages of Vanguard Relationship???

Post by flossy21 » Thu Mar 22, 2012 3:03 pm

mostlycloudy wrote:YES, LOW FEES, FINANCIAL PLANNING, ADVICE AND A LOT OF PRODUCT SELECTION.......ANYTHING ELSE? FOR EXAMPLE, DISCOUNTS?... PROMOTIONS?...BONUS?....BIRTHDAY GIFTS? I HAVE BECOME ACCUSTOM TO A VARIETY OF "PERKS" OFFERED AT OTHER FINANCIAL INSTITUTIONS. I'M ON THE "LOOKOUT"...........HAVE YOU FOUND ANYTHING INTERESTING RELATED TO VANGUARD?
You do realize that someone has to pay for those "PERKS" and that someone is most likely you. The way you pay is in the form of hidden or explicit fees, loads, expense ratios, etc. I would suggest you list out the perks and assign a corresponding price to each one. Then add them up. Now figure out how much you will save by using Vanguard funds vs. "OTHER FINANCIAL INSTITUTIONS". If you compare the two numbers I'd bet you will find that the perks are worth less than the fee difference you are paying. Just a hunch.

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rob
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Re: Other Advantages of Vanguard Relationship???

Post by rob » Thu Mar 22, 2012 3:28 pm

I suspect it's just spam but anyway....

My ah ha moment was when I owned funds with > 1% in fees but believed in the manager yada yada yada.... One specific fund (won't mention the name but to be clear it's NOT a Vanguard fund :) ) hired Billy Joel to play a little at the annual shareholders meeting... but they were clear to say it was from the adviser money not shareholders..... I suddenly realised who the patsie was :shock:
| Rob | Its a dangerous business going out your front door. - J.R.R.Tolkien

FafnerMorell
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Re: Other Advantages of Vanguard Relationship???

Post by FafnerMorell » Thu Mar 22, 2012 3:38 pm

If you send them more than 10 emails, you'll be eligible for a free course in "Advanced techniques in using your keyboard - disabling your Caps Lock key for fun and profit".

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Random Musings
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Re: Other Advantages of Vanguard Relationship???

Post by Random Musings » Thu Mar 22, 2012 3:53 pm

Some of the perks received from other financial institutions may include:

- headaches
- indigestion
- angst
- and a smaller net worth

You can get around the last one by:

- saving more
- taking more risk
- working longer

However, when you do that, you still are left with:

- headaches
- indigestion
- angst

Hey, at least three of the four perks remain. :oops:

RM
I figure the odds be fifty-fifty I just might have something to say. FZ

mostlycloudy
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Re: Other Advantages of Vanguard Relationship???

Post by mostlycloudy » Mon Mar 26, 2012 12:29 am

I just wanted to let you all know it seems like as a group, you have found a "home" at Vanguard. It also seems that this Bogleheads community is a reasonably safe place to be...............THANKS FOR YOUR COMMENTS!....... :sharebeer

exeunt
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Re: Other Advantages of Vanguard Relationship???

Post by exeunt » Tue Mar 27, 2012 7:34 pm

The assurance that I'm not being screwed over.

lwfitzge
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Re: Other Advantages of Vanguard Relationship???

Post by lwfitzge » Tue Mar 27, 2012 7:40 pm

I get petite filet mignons every month, send next day with a branded V on the surface of those little suckers, Vanguard rocks!


dickenjb
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Re: Other Advantages of Vanguard Relationship???

Post by dickenjb » Wed Mar 28, 2012 4:40 pm

Free TurboTax, free financial plan and 25 free stock trades a year.

https://personal.vanguard.com/us/whatwe ... s/flagship

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tludwig23
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Re: Other Advantages of Vanguard Relationship???

Post by tludwig23 » Wed Mar 28, 2012 4:59 pm

lwfitzge wrote:I get petite filet mignons every month, send next day with a branded V on the surface of those little suckers, Vanguard rocks!
Those are actually coming from your cardiologist.
That's what I do: I drink, and I know things. --Tyrion Lannister

Robert44
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Re: Other Advantages of Vanguard Relationship???

Post by Robert44 » Wed Mar 28, 2012 6:11 pm

My mother passed away in February and they sent me a beautiful floral arrangement.

hazlitt777
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Re: Other Advantages of Vanguard Relationship???

Post by hazlitt777 » Thu Mar 29, 2012 6:15 pm

I like the simplicity of having almost all my investments at one place. I also like the fact that I do not have to diversify with different investment firms because each mutual fund is set up as an independent company. I also appreciate that by owning Vanguard mutual funds you become a stockholder in the Vanguard company which manages these funds. So there is no conflict of interest between the stock holders of Vanguard and the stock holders of the mutual funds because they are the same people.

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