Is your portfolio at an all-time high?

Questions on how we spend our money and our time - consumer goods and services, home and vehicle, leisure and recreational activities

Is your portfolio at an all-time high?

Poll ended at Sat Oct 29, 2011 5:08 pm

Yes
46
29%
No
113
70%
Other
2
1%
 
Total votes: 161

natureexplorer
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Is your portfolio at an all-time high?

Post by natureexplorer » Thu Oct 27, 2011 5:08 pm

Is your portfolio at an all-time high?

The last time my portfolio was at an all-time high was July 2011. Today, it surpassed that high.

Easy Rhino
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Re: Is your portfolio at an all-time high?

Post by Easy Rhino » Thu Oct 27, 2011 5:16 pm

For folks who are still early in the savings process, it may be an automatic "yes" if their monthly savings is very significant compared to market swings.

I think I remember the Quicken bar graph thingy for this month being lower than a few months ago, so i voted "no", but I'm not confident. :greedy

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gotherelate
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Re: Is your portfolio at an all-time high?

Post by gotherelate » Thu Oct 27, 2011 5:31 pm

I don't know if my portfolio is, but I am. :beer
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stomie
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Re: Is your portfolio at an all-time high?

Post by stomie » Thu Oct 27, 2011 5:49 pm

Wasn't the dow above 13500? How could my portfolio be at an all-time high?

Ed 2
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Re: Is your portfolio at an all-time high?

Post by Ed 2 » Thu Oct 27, 2011 5:59 pm

yes!!!!!!!!!!!! :D
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norookie
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Re: Is your portfolio at an all-time high?

Post by norookie » Thu Oct 27, 2011 6:00 pm

:peace
Last edited by norookie on Sat Dec 10, 2011 3:33 pm, edited 3 times in total.
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fsrph
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Re: Is your portfolio at an all-time high?

Post by fsrph » Thu Oct 27, 2011 6:02 pm

natureexplorer wrote:Is your portfolio at an all-time high?

The last time my portfolio was at an all-time high was July 2011. Today, it surpassed that high.
Well, I voted yes. But, I add significant amounts from work every month. Without those added amounts I would not be at an all time high. But then again, I bought a new car with cash last year so maybe I am at an all time high. No complaints either way.

Francis
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Sheepdog
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Re: Is your portfolio at an all-time high?

Post by Sheepdog » Thu Oct 27, 2011 6:10 pm

No, although I am close, because I take out 4.5% every year to pay the bill to post on Bogleheads.org
It's not what you gather, but what you scatter which tells what kind of life you have lived---Helen Walton

riskonoff
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Re: Is your portfolio at an all-time high?

Post by riskonoff » Thu Oct 27, 2011 6:22 pm

Yep.

A special thanks to William Bernstein who got me to believe in buying aggresively into panics.

Sam I Am
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Re: Is your portfolio at an all-time high?

Post by Sam I Am » Thu Oct 27, 2011 6:24 pm

Message deleted.
Last edited by Sam I Am on Wed Oct 09, 2013 10:48 am, edited 1 time in total.

chipmonk
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Re: Is your portfolio at an all-time high?

Post by chipmonk » Thu Oct 27, 2011 6:36 pm

natureexplorer wrote:Is your portfolio at an all-time high?

The last time my portfolio was at an all-time high was July 2011. Today, it surpassed that high.
I've lost about $10k this year (realized losses - unrealized gains), but yes, my portfolio is at an all-time-high for dollar value... since I've been contributing at a very high rate for the past 6 months. :)
Easy Rhino wrote:For folks who are still early in the savings process, it may be an automatic "yes" if their monthly savings is very significant compared to market swings.
That's me. I guess I am lucky to get ~$17k of capital loss carryover "in the bank" early in my investing career ;)
riskonoff wrote:Yep.

A special thanks to William Bernstein who got me to believe in buying aggresively into panics.
I think I might have the stomach for this sort of thing. Is there any kind of good guide or primer on *how* to buy aggressively into panics? When everyone was worrying about the tsunami and nuclear accident in Japan about 6 months ago, I put some extra money into stocks, but I'm not sure if that counts as a full-scale "panic."

hicabob
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Re: Is your portfolio at an all-time high?

Post by hicabob » Thu Oct 27, 2011 6:43 pm

yup - just because I put 60% net into portfolio - it's getting silly - hopefully I attain the wisdom to enjoy the fruits of it - but not just yet :twisted: .

MWCA
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Re: Is your portfolio at an all-time high?

Post by MWCA » Thu Oct 27, 2011 6:48 pm

stomie wrote:Wasn't the dow above 13500? How could my portfolio be at an all-time high?
I suppose you could have invested in bonds.
We are all worms. But I believe that I am a glow-worm.

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HomerJ
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Re: Is your portfolio at an all-time high?

Post by HomerJ » Thu Oct 27, 2011 6:53 pm

stomie wrote:Wasn't the dow above 13500? How could my portfolio be at an all-time high?
(1) If you've saved money between then and now (And new money you invested in 2008-2009 has done VERY well)

(2) No new money, but you rebalanced strongly during the 2008-2009 crash.
Last edited by HomerJ on Thu Oct 27, 2011 6:55 pm, edited 1 time in total.

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HomerJ
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Re: Is your portfolio at an all-time high?

Post by HomerJ » Thu Oct 27, 2011 6:54 pm

MWCA wrote:
stomie wrote:Wasn't the dow above 13500? How could my portfolio be at an all-time high?
I suppose you could have invested in bonds.
Heh... (3) above... Silly of me not to think of that... Gold too... "portfolio" doesn't have to equal "stocks"

555
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Re: Is your portfolio at an all-time high?

Post by 555 » Thu Oct 27, 2011 7:17 pm

No. I maxed out my 403b, 457, IRA by May. :?

mak
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Re: Is your portfolio at an all-time high?

Post by mak » Thu Oct 27, 2011 7:40 pm

About 60% of all time high. I would need a 66% gain from here in all assets combined, real estate, stocks, bonds, to get to my former nominal high which occurred around 2006. And none of this adjusts for losses to inflation.

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mhc
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Re: Is your portfolio at an all-time high?

Post by mhc » Thu Oct 27, 2011 7:46 pm

I think I am at an all time high, but my 401k account has not updated yet. I have surpased my all time high only because of new contributions.

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bru
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Re: Is your portfolio at an all-time high?

Post by bru » Thu Oct 27, 2011 7:50 pm

As of today my October return as reported on vanguard.com is my largest ever. And very large it is. But it didn't even exceed my losses from August and September. Since I'm only 60 % stocks I have to think anyone reaching new highs is doing it because of additional contributions.
Last edited by bru on Thu Oct 27, 2011 7:55 pm, edited 1 time in total.

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Opponent Process
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Re: Is your portfolio at an all-time high?

Post by Opponent Process » Thu Oct 27, 2011 7:53 pm

yes. buy hold and rebalance wins again.
30/30/20/20 | US/International/Bonds/TIPS | Average Age=37

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Taylor Larimore
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Depleting a portfolio

Post by Taylor Larimore » Thu Oct 27, 2011 7:55 pm

Hi natureexplorer:
Is your portfolio at an all-time high?
No.

We are purposely depleting our portfolio by giving to charity and heirs while we are alive.
"Simplicity is the master key to financial success." -- Jack Bogle

Johm221122
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Re: Is your portfolio at an all-time high?

Post by Johm221122 » Thu Oct 27, 2011 7:59 pm

Opponent Process wrote:yes. buy hold and rebalance wins again.
+1 it's the best way to go if you don't know future

Manbaerpig
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Re: Is your portfolio at an all-time high?

Post by Manbaerpig » Thu Oct 27, 2011 8:02 pm

paid down my mortgage during a refi last month, so no, was higher in march pre-earthquake/tsunami

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FrugalInvestor
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Re: Is your portfolio at an all-time high?

Post by FrugalInvestor » Thu Oct 27, 2011 8:11 pm

If I weren't consuming it in retirement it probably would be, but it's worth it! :D
IGNORE the noise! | Our life is frittered away by detail... simplify, simplify. - Henry David Thoreau

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bob90245
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Re: Is your portfolio at an all-time high?

Post by bob90245 » Thu Oct 27, 2011 8:15 pm

natureexplorer wrote:Is your portfolio at an all-time high?
I only check once a week on Friday. But I would doubt it. But at least I'm positive for the year. Which wasn't the case for these past months. :(
Ignore the market noise. Keep to your rebalancing schedule whether that is semi-annual, annual or trigger bands.

gkaplan
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Re: Is your portfolio at an all-time high?

Post by gkaplan » Thu Oct 27, 2011 8:20 pm

No. I was at an all time high, before the market "crash" in August. Most of my funds still are down for the year, except my value, European, and REIT index funds, and even those are only up a little bit. I check my portfolio at the end of each quarter, so I'll know more then.
Gordon

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grabiner
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Re: Is your portfolio at an all-time high?

Post by grabiner » Thu Oct 27, 2011 8:24 pm

The market is still down 5% from its peak levels of April 29 and near-peak on July 7, so I wouldn't expect anyone except a very young investor (who could have added 5% to his or her portfolio since July) to be at an all-time high. I reached a high in April and haven't made it back to that point yet.
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zinnia
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Re: Is your portfolio at an all-time high?

Post by zinnia » Thu Oct 27, 2011 8:26 pm

wonder what will happen to them when everyone realizes what was done in Europe today didn't really solve anything and our own debt has not begun to be rectified?...but it's fun while it lasts!

hsv_climber
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Re: Is your portfolio at an all-time high?

Post by hsv_climber » Thu Oct 27, 2011 8:27 pm

My all time high was at the end of April as well.

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bru
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Re: Is your portfolio at an all-time high?

Post by bru » Thu Oct 27, 2011 8:29 pm

gkaplan wrote:No. I was at an all time high, before the market "crash" in August. Most of my funds still are down for the year, except my value, European, and REIT index funds, and even those are only up a little bit. I check my portfolio at the end of each quarter, so I'll know more then.
I guess you don't go for the plain Janes. TSM, 500 Index and even Small Cap Index are all positive for the year. Still doesn't mean you'd be at an all time high though.

natureexplorer
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Re: Is your portfolio at an all-time high?

Post by natureexplorer » Thu Oct 27, 2011 8:34 pm

grabiner wrote:The market is still down 5% from its peak levels of April 29 and near-peak on July 7, so I wouldn't expect anyone except a very young investor (who could have added 5% to his or her portfolio since July) to be at an all-time high. I reached a high in April and haven't made it back to that point yet.
Taking distributions into account, Vanguard Target Retirement Income closed roughly at an all-time today. I don't think that is the typical fund/AA for a "very young investor".

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HomerJ
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Re: Is your portfolio at an all-time high?

Post by HomerJ » Thu Oct 27, 2011 8:52 pm

mak wrote:About 60% of all time high. I would need a 66% gain from here in all assets combined, real estate, stocks, bonds, to get to my former nominal high which occurred around 2006. And none of this adjusts for losses to inflation.
Ouch..

Were you like 70% down at the very bottom? I'm guessing large allocation to stocks and housing in a bubble area? (Nevada, Florida, California?)

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Re: Is your portfolio at an all-time high?

Post by MWCA » Thu Oct 27, 2011 9:03 pm

zinnia wrote:wonder what will happen to them when everyone realizes what was done in Europe today didn't really solve anything and our own debt has not begun to be rectified?...but it's fun while it lasts!
And the world keeps turning. Nothing is ever rectified is it.
We are all worms. But I believe that I am a glow-worm.

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norookie
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Re: Is your portfolio at an all-time high?

Post by norookie » Thu Oct 27, 2011 9:07 pm

:peace
Last edited by norookie on Sat Dec 10, 2011 3:34 pm, edited 1 time in total.
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Sunflower
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Re: Is your portfolio at an all-time high?

Post by Sunflower » Fri Oct 28, 2011 1:17 am

hsv_climber wrote:My all time high was at the end of April as well.
Same here and I'm quite a ways from that level. Also, there's still six months of contributions to take into consideration.

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Clearly_Irrational
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Re: Is your portfolio at an all-time high?

Post by Clearly_Irrational » Fri Oct 28, 2011 1:29 am

chipmonk wrote:I think I might have the stomach for this sort of thing. Is there any kind of good guide or primer on *how* to buy aggressively into panics? When everyone was worrying about the tsunami and nuclear accident in Japan about 6 months ago, I put some extra money into stocks, but I'm not sure if that counts as a full-scale "panic."
I keep an eye on perma bulls like Cramer, if he starts talking about throwing in the towel then I know to back up the truck. Last time I wasn't very sophisticated so I just bought a levered long ETF, nowadays I'd probably use options. **CAUTION** Only do this with your non-core money. Core money should be in a properly diversified mix of low cost index funds that you rebalance regularly.

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Re: Is your portfolio at an all-time high?

Post by Johm221122 » Fri Oct 28, 2011 7:55 am

grabiner wrote:The market is still down 5% from its peak levels of April 29 and near-peak on July 7, so I wouldn't expect anyone except a very young investor (who could have added 5% to his or her portfolio since July) to be at an all-time high. I reached a high in April and haven't made it back to that point yet.
You may be right I'm not at all time high I only check at end of quarter or special reason(big drop or gain)but I am at largest l have seen at morningstar.com

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XtremeSki2001
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Re: Is your portfolio at an all-time high?

Post by XtremeSki2001 » Fri Oct 28, 2011 8:09 am

I'm only 5 years into saving so I answered yes.
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cheese_breath
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Re: Is your portfolio at an all-time high?

Post by cheese_breath » Fri Oct 28, 2011 8:12 am

Yes. My previous all-time high was October 2007. Beat it yesterday by $14,618. Expect there will probably be some pullback today that will draw it back down a tad, but I'm still happy. Haven't made any contributions to it since I retired in 1997 so life is good.

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wander
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Re: Is your portfolio at an all-time high?

Post by wander » Fri Oct 28, 2011 8:31 am

All time high now? No, but I am getting there.

jwtietz
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Re: Is your portfolio at an all-time high?

Post by jwtietz » Fri Oct 28, 2011 8:44 am

Yes, Up 49k yesterday, today probably down 50k.

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Boglenaut
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Re: Is your portfolio at an all-time high?

Post by Boglenaut » Fri Oct 28, 2011 3:20 pm

I voted "no", but I am within 1% of the all-time high... new contributions and some lucky rebalancing.

chipmonk
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Re: Is your portfolio at an all-time high?

Post by chipmonk » Fri Oct 28, 2011 3:32 pm

Clearly_Irrational wrote:
chipmonk wrote:I think I might have the stomach for this sort of thing. Is there any kind of good guide or primer on *how* to buy aggressively into panics? When everyone was worrying about the tsunami and nuclear accident in Japan about 6 months ago, I put some extra money into stocks, but I'm not sure if that counts as a full-scale "panic."
I keep an eye on perma bulls like Cramer, if he starts talking about throwing in the towel then I know to back up the truck. Last time I wasn't very sophisticated so I just bought a levered long ETF, nowadays I'd probably use options. **CAUTION** Only do this with your non-core money. Core money should be in a properly diversified mix of low cost index funds that you rebalance regularly.
Do you try to track the "perma bulls" because you think it's significant when they catch on to reality, in a lagging indicator kind of way? Or because you think they're influential, in a leading indicator kind of way, and other investors are likely to follow them en masse?

Thanks for the caution as well. I am trying to figure out how I could prudently maintain a separation of my core and non-core money. Perhaps having speculative non-core money at Fidelity, while leaving all my core investments at Vanguard, would be a good way to keep them apart.

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Re: Is your portfolio at an all-time high?

Post by Grasshopper » Fri Oct 28, 2011 3:38 pm

No, but I retired 6 years ago, and are taking $50K out every year, add $300K back in and I am. :D

natureexplorer
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Re: Is your portfolio at an all-time high?

Post by natureexplorer » Fri Oct 28, 2011 3:50 pm

Funny how this goes. The stock market is down over 6% from where it was just 6 months ago, yet 74% of respondents to this poll report currently being at an all-time high.

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HomerJ
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Re: Is your portfolio at an all-time high?

Post by HomerJ » Fri Oct 28, 2011 4:01 pm

natureexplorer wrote:Funny how this goes. The stock market is down over 6% from where it was just 6 months ago, yet 74% of respondents to this poll report currently being at an all-time high.
I'm 50/50 stocks/bonds, so I guess my total portfolio is only down 3% from stocks... How much have bonds returned over 6 months? 1.5% just in interest, but that's only worth 0.75% to my 50/50 portfolio.. So I should be down 2.25%... But didn't bonds go up in value as rates dropped over the last 6 months? Not sure about that.

Even if they were flat, there's 6 months of contributions, which is probably worth 1% or 2% for most people...

(Say you save $15k a year in your 401k with a match... So you've put in $8k or so in the last 6 months... Anyone with $800k in savings just increased their portfolio 1% there; someone with $400k increased it by 2%)
Last edited by HomerJ on Fri Oct 28, 2011 4:04 pm, edited 1 time in total.

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White Coat Investor
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Re: Is your portfolio at an all-time high?

Post by White Coat Investor » Fri Oct 28, 2011 4:03 pm

Probably at an all-time high, but I'm still slightly negative on the year thanks to a big international chunk.
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Sidney
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Re: Is your portfolio at an all-time high?

Post by Sidney » Fri Oct 28, 2011 4:15 pm

natureexplorer wrote:Funny how this goes. The stock market is down over 6% from where it was just 6 months ago, yet 74% of respondents to this poll report currently being at an all-time high.
Am I reading the results incorrectly? I see 74% voting "No".
I always wanted to be a procrastinator.

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ElJay
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Re: Is your portfolio at an all-time high?

Post by ElJay » Fri Oct 28, 2011 4:35 pm

Yes, but primarily due to my saving, not assistance from the market. If Monday isn't a total wreck, this will my best month ever by about 100%. I started five years ago this month.

natureexplorer
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Re: Is your portfolio at an all-time high?

Post by natureexplorer » Fri Oct 28, 2011 4:36 pm

Sidney wrote:
natureexplorer wrote:Funny how this goes. The stock market is down over 6% from where it was just 6 months ago, yet 74% of respondents to this poll report currently being at an all-time high.
Am I reading the results incorrectly? I see 74% voting "No".
You are right. I guess this makes more sense now.

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