Can I Book Plane Tix with Points And Cancel Card Before Flying?

Questions on how we spend our money and our time - consumer goods and services, home and vehicle, leisure and recreational activities
Post Reply
Topic Author
Messner8000
Posts: 101
Joined: Sun May 21, 2017 8:03 am

Can I Book Plane Tix with Points And Cancel Card Before Flying?

Post by Messner8000 » Mon Mar 23, 2020 5:38 pm

This may seem like a strange time to ask this question, but I figured I'd call upon the brain trust.

I have a Chase Sapphire credit card that I plan to cancel before incurring the next annual fee. I have about $800 in points if I redeem for air travel and $650 if I instead redeem cash.

If I were to book a plane ticket for the fall with my points, and then cancel my card in the next month to avoid the fee, would I lose my ticket?

(I recognize this might not be a good time to book a plane ticket).

Thanks.

bob60014
Posts: 1408
Joined: Mon Jul 31, 2017 8:59 pm
Location: The Land Beyond ORD

Re: Can I Book Plane Tix with Points And Cancel Card Before Flying?

Post by bob60014 » Mon Mar 23, 2020 5:58 pm

No. If ticketed it's been paid for.

guitarguy
Posts: 1816
Joined: Mon Dec 20, 2010 4:10 pm

Re: Can I Book Plane Tix with Points And Cancel Card Before Flying?

Post by guitarguy » Tue Mar 24, 2020 12:48 pm

Answer to the question in the thread title: Yes.

Answer to the question within the post: No.

:beer

DaftInvestor
Posts: 5103
Joined: Wed Feb 19, 2014 10:11 am

Re: Can I Book Plane Tix with Points And Cancel Card Before Flying?

Post by DaftInvestor » Tue Mar 24, 2020 2:17 pm

Agree with prior poster.
NOTE that when you call to cancel Chase might make a statement that there is a risk of "points and rewards being lost" to try to get you to keep the card. They like to make the statement very generic so you think it applies to prior earned points/rewards when they are really talking about future points. Last time I canceled a points card with them I got wrapped up in a debate with the person on the phone that kept reading the general statement but didn't want to answer my direct questions. I finally gave up and just canceled the card knowing I wouldn't suffer any consequence.

BackOfTheNet
Posts: 222
Joined: Mon Nov 30, 2009 9:24 pm

Re: Can I Book Plane Tix with Points And Cancel Card Before Flying?

Post by BackOfTheNet » Tue Mar 24, 2020 2:26 pm

Are these Ultimate Rewards? You may know this but another option is to transfer them to a partner for a potentially higher value. For example, 65,000 united miles points gets you a one-way business class ticket to Europe, arguably worth more than $800.

User avatar
Cubicle
Posts: 695
Joined: Sun Sep 22, 2019 1:43 am

Re: Can I Book Plane Tix with Points And Cancel Card Before Flying?

Post by Cubicle » Tue Mar 24, 2020 10:09 pm

What if you need to cancel the flight & they want to refund you the points?

Or you would just accept a credit with the airline?
"Oh look another bajillion point declin-Ooooh!!! A coupon for pizza!!!!" <--- This is what everyone's IPS should be. ✓✓✓

TravelGeek
Posts: 3361
Joined: Sat Oct 25, 2014 3:23 pm

Re: Can I Book Plane Tix with Points And Cancel Card Before Flying?

Post by TravelGeek » Tue Mar 24, 2020 11:49 pm

Cubicle wrote:
Tue Mar 24, 2020 10:09 pm
What if you need to cancel the flight & they want to refund you the points?

Or you would just accept a credit with the airline?
I was going to ask the same question. Chase (Expedia?) acts as your travel agent, and the airline will generally not deal with you when you want to cancel. E.g., Alaska says:

“If you purchased your tickets through a third party, such as Expedia, another travel agency, or another airline, contact them directly for assistance.”

Unless you have an active UR account, I don’t know how Chase would refund you. Perhaps someone else has run into this scenario before, or the OP can find an answer on FlyerTalk.

User avatar
TheGreyingDuke
Posts: 1701
Joined: Fri Sep 02, 2011 10:34 am

Re: Can I Book Plane Tix with Points And Cancel Card Before Flying?

Post by TheGreyingDuke » Wed Mar 25, 2020 7:08 am

Too many uncertainties at this time to wager on your taking a flight in the near future. I would take the cash (it is king!) and run.
"Every time I see an adult on a bicycle, I no longer despair for the future of the human race." H.G. Wells

MotoTrojan
Posts: 9293
Joined: Wed Feb 01, 2017 8:39 pm

Re: Can I Book Plane Tix with Points And Cancel Card Before Flying?

Post by MotoTrojan » Wed Mar 25, 2020 7:24 am

Convert your card to a fee-free one instead.

Post Reply