Should we move to San Diego from east coast?

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tin369
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Should we move to San Diego from east coast?

Post by tin369 » Sun Oct 14, 2018 7:57 am

We are a young family and live in the east cost now and have family who live in San Diego. Whenever we go to SD we always think of moving there, the weather there is good almost most of the year.

The part that makes us think more than twice is the real estate price and taxes. But on the other hand you get a great lifestyle and lots of activities to do year round.
As soon as it’s fall, we get this urge to just move.

Has anyone here moved to San Diego and what has been your experience, now that you moved and are living there, how do you like it?
San Diego natives what’s your advice to someone who is thinking of moving there?

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Alexa9
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Re: Should we move to San Diego from east coast?

Post by Alexa9 » Sun Oct 14, 2018 9:07 am

Pros: best weather in the country: no need to go on vacation, ocean, excellent restaurants especially Mexican, college system is desirable in CA.
Cons: California has some "interesting" politics going on but I won't go there. It is overcrowded. You can see Tijuana from San Diego and there is likely significant cartel activity. High cost of living.

"Nobody lives in California anymore. It's too crowded." 8-)
You might get more info on citydata about moving and whether you can afford it or not.
http://www.city-data.com/forum/san-dieg ... amily.html

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JMacDonald
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Re: Should we move to San Diego from east coast?

Post by JMacDonald » Sun Oct 14, 2018 10:59 am

San Diego is a good place to live, but because of that lots of people want to live there and do. It is expensive and crowded. Traffic can be really bad. Don't move unless you will be able to afford the cost of living to do all of those wonderful acitivies that San Diego offers. Otherwise, you would be better off just visiting your relatives.
Best Wishes, | Joe

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Watty
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Re: Should we move to San Diego from east coast?

Post by Watty » Sun Oct 14, 2018 11:25 am

It would be hard to comment on the part about being closer to family. One thing to consider though is that if you move there and live an hour or more away from them then you might not actually see them all that often.

Isabelle77
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Re: Should we move to San Diego from east coast?

Post by Isabelle77 » Sun Oct 14, 2018 11:31 am

Well, looking at it from a financial perspective, I guess it would depend on what kind of jobs you are able to line up and how they compare vs. where you are now given the cost of living.

San Diego is lovely but if you're feeling broke you may not be able to enjoy it all that much.

Turbo29
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Re: Should we move to San Diego from east coast?

Post by Turbo29 » Sun Oct 14, 2018 11:38 am

You could move to Arizona. Warm in the winter (but hot in the summer). COL much lower than SD. Only a five hour drive from Phoenix to San Diego.

Sunday afternoons in the summer 80% of the cars heading east on I-8 in the eastern reaches of San Diego County have Arizona plates on them.

dustinst22
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Re: Should we move to San Diego from east coast?

Post by dustinst22 » Sun Oct 14, 2018 11:39 am

I live in Huntington Beach 2 blocks off the beach, close enough to San Diego to chime in :).

I wouldn't live anywhere else, as long as the financial aspects aren't a problem. I think it's a little pocket of heaven.

pros: Weather (cannot overstate this one -- it's the best avail in the US, and at the top in the world), proximity to beach and entertainment, easy access to mountains for snowboarding/skiing, food/micro brewery scene is unbelievable for any cuisine, laid back casual vibe, very good job market in general.

cons: costs in every category are higher (housing of course the big one) + higher taxes, traffic (I suggest living as close to work as possible, we drive very little), people tend to be superficial in general.
Last edited by dustinst22 on Sun Oct 14, 2018 12:23 pm, edited 3 times in total.

DrakeSRT
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Re: Should we move to San Diego from east coast?

Post by DrakeSRT » Sun Oct 14, 2018 11:41 am

Alexa9 wrote:
Sun Oct 14, 2018 9:07 am
Pros: best weather in the country: no need to go on vacation, ocean, excellent restaurants especially Mexican, college system is desirable in CA.
Cons: California has some "interesting" politics going on but I won't go there. It is overcrowded. You can see Tijuana from San Diego and there is likely significant cartel activity. High cost of living.

"Nobody lives in California anymore. It's too crowded." 8-)
You might get more info on citydata about moving and whether you can afford it or not.
http://www.city-data.com/forum/san-dieg ... amily.html
Just to comment further on the High cost of living. Electricity and water are way more expensive than other parts of the country like 5 times more. Gas is also really expensive so depending on where you are able to land a good job the price of gas may take its toll.

Didn't want you to think HCOL was just house prices.

dustinst22
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Re: Should we move to San Diego from east coast?

Post by dustinst22 » Sun Oct 14, 2018 11:43 am

DrakeSRT wrote:
Sun Oct 14, 2018 11:41 am

Just to comment further on the High cost of living. Electricity and water are way more expensive than other parts of the country like 5 times more. Gas is also really expensive so depending on where you are able to land a good job the price of gas may take its toll.

Didn't want you to think HCOL was just house prices.
This is all true. However, our electric bill isn't so bad living close to the ocean as we don't have a need for AC and very rarely use our heat.

We lived near Phoenix many years ago, on the other hand, and our electric bill was astronomical in comparison.

cmdreset
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Re: Should we move to San Diego from east coast?

Post by cmdreset » Sun Oct 14, 2018 11:52 am

There are so many variables that go into a moving decision, but very high up there will be your job(s) and your ability to pay your housing bill (although depending where you are from on the east coast it might not be that different.) You need to give us more info if you want advice that will be worth anything. You might end up with a terrible commute or be financially on the edge so all the benefits of living in SD will just be frustrating to you.

We moved to SD 10+ years ago from east coast for jobs, which have paid enough to let us live here comfortably. It can indeed be an awesome place to live especially if you like the outdoors, but it can also be a rat-race with nice weather.

DrakeSRT
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Re: Should we move to San Diego from east coast?

Post by DrakeSRT » Sun Oct 14, 2018 11:56 am

dustinst22 wrote:
Sun Oct 14, 2018 11:43 am
DrakeSRT wrote:
Sun Oct 14, 2018 11:41 am

Just to comment further on the High cost of living. Electricity and water are way more expensive than other parts of the country like 5 times more. Gas is also really expensive so depending on where you are able to land a good job the price of gas may take its toll.

Didn't want you to think HCOL was just house prices.
This is all true. However, our electric bill isn't so bad living close to the ocean as we don't have a need for AC and very rarely use our heat.

We lived near Phoenix many years ago, on the other hand, and our electric bill was astronomical in comparison.
You know you needed AC a few times this year but are like others and don't like to admit it :)
My closest friends live in Del Mar and there were days that AC would have been desireable. My Sister lives near downtown and runs her AC constantly.


May need more information as to potential earnings to be able to help more.

dustinst22
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Re: Should we move to San Diego from east coast?

Post by dustinst22 » Sun Oct 14, 2018 11:59 am

DrakeSRT wrote:
Sun Oct 14, 2018 11:56 am


You know you needed AC a few times this year but are like others and don't like to admit it :)
My closest friends live in Del Mar and there were days that AC would have been desireable. My Sister lives near downtown and runs her AC constantly.
Honestly we have not needed it at all. Haven't touched it. A nice ceiling fan is more than enough, it very rarely exceeds 80 degrees and the ocean breeze is very cooling. But even if we did, our electric wouldn't come remotely close to what we spent in AZ. We also have a small place, so it isn't too expensive in this aspect. That said, I understand many Americans are addicted to AC.

stan1
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Re: Should we move to San Diego from east coast?

Post by stan1 » Sun Oct 14, 2018 12:18 pm

Utilities: Yes cost of electricity and natural gas is high but climate is ideal for rooftop solar so buy a house with good southern exposure and no tall trees nearby. Rooftop solar also addresses the high cost of gasoline issue if you have an electric vehicle. In coastal or central areas you won't need to use heat or AC for at least six months out of the year. We did run our AC almost continuously for two months this summer in a 1700 square foot house.
Highest bill was $250. High cost of water can be mitigated by not having a lawn or a pool (have kids go to neighbors house to use their pool).

Traffic: Many freeway commutes aren't too bad unless you have to work in or pass through the UTC/Sorrento Valley area. I would also avoid very long commutes (such as commuting to central San Diego from eastern Chula Vista, Temecula, Vista or Oceanside). In some of the suburbs like Poway or Chula Vista its the many traffic lights on the surface streets that rack up the commute minutes moreso than freeway speeds.

Cost of Housing: Conservative Bogleheads standard of 1.5 to 2X annual income won't work in any VHCOL area. If household income is over let's say $250K/year you'll be fine although many many people make much less and figure it out. If early retirement is a priority you'd be better off somewhere else.

tin369
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Re: Should we move to San Diego from east coast?

Post by tin369 » Sun Oct 14, 2018 1:48 pm

We are in the suburbs of Philadelphia, and annual combined income of 195k.

Our family lives in La Jolla and we surely would be looking at towards north country, SD. La Jolla is too expensive, we are seriously thinking about it but the plan is to move in a year or so if we do. Trying to see if we can keep our jobs remote. If not then that will be the biggest factor deciding.

We want to also our lives now not just in retirement and also kids will get to do a lot more activity. But just trying to rationalize it. I don’t want to small 1500 sq feet get a million dollar home.

Not sure what areas would be a good to raise a family that’s is close to beach. We don’t want to go too much inland and feel like we are living in a desert.

Any recommendation for areas where the weather is the same nice constant 70s and we can get a bigger house with good school district and 20-30min to the beach.

denovo
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Re: Should we move to San Diego from east coast?

Post by denovo » Sun Oct 14, 2018 2:11 pm

tin369 wrote:
Sun Oct 14, 2018 7:57 am
We are a young family and live in the east cost now and have family who live in San Diego. Whenever we go to SD we always think of moving there, the weather there is good almost most of the year.

The part that makes us think more than twice is the real estate price and taxes. But on the other hand you get a great lifestyle and lots of activities to do year round.
As soon as it’s fall, we get this urge to just move.

Has anyone here moved to San Diego and what has been your experience, now that you moved and are living there, how do you like it?
San Diego natives what’s your advice to someone who is thinking of moving there?
You may want to mention what your incomes are and what job prospects you have if you moved. Kind of important, I'd think.
"Don't trust everything you read on the Internet"- Abraham Lincoln

stan1
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Re: Should we move to San Diego from east coast?

Post by stan1 » Sun Oct 14, 2018 2:12 pm

tin369 wrote:
Sun Oct 14, 2018 1:48 pm
We are in the suburbs of Philadelphia, and annual combined income of 195k.

Our family lives in La Jolla and we surely would be looking at towards north country, SD. La Jolla is too expensive, we are seriously thinking about it but the plan is to move in a year or so if we do. Trying to see if we can keep our jobs remote. If not then that will be the biggest factor deciding.

We want to also our lives now not just in retirement and also kids will get to do a lot more activity. But just trying to rationalize it. I don’t want to small 1500 sq feet get a million dollar home.

Not sure what areas would be a good to raise a family that’s is close to beach. We don’t want to go too much inland and feel like we are living in a desert.

Any recommendation for areas where the weather is the same nice constant 70s and we can get a bigger house with good school district and 20-30min to the beach.
North County Inland (up into 80s and 90s, less fog, some coastal breezes, lots of families, good public schools, somewhat less expensive than coast):
- Poway School District (Poway, Rancho Bernardo, 4S Ranch, Rancho Penasquitos)
- Scripps Ranch

North County Coastal (most expensive):
- Carlsbad/Encinitas (living the dream but at a price)
- Carmel Valley (families of high income physicians, attorneys, bio tech scientists, and remnants of the QCOM engineers all who can't afford Rancho Santa Fe or La Jolla; some people don't want their kids growing up in this environment while others seem to pursue it)

Closest to La Jolla especially if family will help with child care:
- University City
- Clairemont (lowest cost coastal area, blue collar union defense industry heritage, now diverse with younger families, some inheriting family home from parents)

quantAndHold
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Re: Should we move to San Diego from east coast?

Post by quantAndHold » Sun Oct 14, 2018 3:35 pm

Moved to SD in the 80’s for a job. We tried Seattle for a few years, and it didn’t work out. We’re in San Diego for the long haul.

Cost of living...housing is expensive. On your next visit, make an appointment with a realtor, and look at some stuff. That’s the only way you’ll really know whether you can afford what you want.

Traffic...don’t work or drive through UTC or Sorrento Valley. The rest of the city is still city traffic, and people still complain, but it’s less bad than a lot of places, and better than any other large city on the west coast for sure.

Utilities...the per kWh price of electricity is high, but you don’t use as many kWh’s here as other places, because climate. Solar is a very viable option. We don’t use much natural gas at all. Water and sewer are expensive, but you can mitigate that by having the right kind of yard. Inside the city of San Diego, trash collection is free.

Taxes...income taxes are high, I think currently 9.5% for middle class and above. Property taxes, though, run 1-1.25%, and increases are 2% per year, so after owning our place for 20 years, we’re currently paying about 0.3%. Now that we’re retired, we pay less tax overall in CA than we would practically anyplace else.

If you’re currently living in a place that’s not HCOL, consider whether getting a local job, instead of trying to keep your old job, might help you out. Cost of living is higher than in other parts of the country, but depending on your career path, so are salaries.

Tdubs
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Re: Should we move to San Diego from east coast?

Post by Tdubs » Sun Oct 14, 2018 3:48 pm

If I can afford to, I'm retiring to San Diego. There is really no other negative than its expense.

It is one of the few places in the U.S. that has perfect weather and is global-warming proof. If you are less than 60, that will be a factor sooner than you think.

wstrdg
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Re: Should we move to San Diego from east coast?

Post by wstrdg » Sun Oct 14, 2018 4:53 pm

Yes.

Everyone gripes about cost of housing, but San Diego is a good value compared to the San Francisco Bay Area or the Los Angeles basin. And what folks from snow country don't realize is that Californians don't need to hibernate in their caves during the winter. They tend to be outdoors whenever possible, either enjoying beaches, parks, vistas, hikes, etc. So who needs a big house? Use your deck, garden, patio, whatever as an additional living space. Houses are for sleeping.

San Diego traffic is pretty bad, but they are building light rail from downtown to La Jolla/UCSD and doing it pretty fast (from a Bay Area viewpoint).

Water: San Diego is smart enough to adopt desal ahead of most of the rest of the nation.

Things to do: San Diego has really developed into a fun town in the past ten years or so -- lots of microbreweries, farmers markets, eateries, museums.

Employment: biotech, health care and anything related to military

quantAndHold
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Re: Should we move to San Diego from east coast?

Post by quantAndHold » Sun Oct 14, 2018 5:38 pm

wstrdg wrote:
Sun Oct 14, 2018 4:53 pm
Yes.

Everyone gripes about cost of housing, but San Diego is a good value compared to the San Francisco Bay Area or the Los Angeles basin. And what folks from snow country don't realize is that Californians don't need to hibernate in their caves during the winter. They tend to be outdoors whenever possible, either enjoying beaches, parks, vistas, hikes, etc. So who needs a big house? Use your deck, garden, patio, whatever as an additional living space. Houses are for sleeping.

San Diego traffic is pretty bad, but they are building light rail from downtown to La Jolla/UCSD and doing it pretty fast (from a Bay Area viewpoint).

Water: San Diego is smart enough to adopt desal ahead of most of the rest of the nation.

Things to do: San Diego has really developed into a fun town in the past ten years or so -- lots of microbreweries, farmers markets, eateries, museums.

Employment: biotech, health care and anything related to military
Shhhh. You’ll spoil it. Everyone will want to come.

Everyone else...San Diego is really an overpriced pit. Nothing to see here. Move along.

Mr.BB
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Re: Should we move to San Diego from east coast?

Post by Mr.BB » Sun Oct 14, 2018 5:40 pm

We have friends out there. They love it, but were thinking about moving to Florida because they have been getting killed on the taxes out there. It is beautiful, but expensive.
"We are what we repeatedly do. Excellence, then, is not an act, but a habit."

cadreamer2015
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Re: Should we move to San Diego from east coast?

Post by cadreamer2015 » Sun Oct 14, 2018 6:03 pm

We moved from a NYC suburb (NJ) to North County San Diego 3 years ago. We love it! Depending on where you are currently living and where you want to live in North County house prices may not be that much higher. The home we purchased here 2 years ago was only 2% more than the home we sold in Northern New Jersey and property taxes are lower by $7,000 per year.

Yes water is more expensive, but you will probably have a smaller yard with mostly drought tolerant landscaping. Yes electricity may be more expensive, but your air conditioning use in the summer is much less and winter heating is much much lower. One of my favorite days in the move was when I sold our snow blower.

Gasoline is significantly more expensive, but this is usually not a deal breaker in most families budgets. Traffic can be pretty bad on the 5 at rush hour or at any hour if there is an accident, but traffic is far worse up in the Los Angeles area.

Taxes are higher, and California taxes capital gains at regular income rates.

If you can afford it and like the area I see no reason not to make the move. They key will be to really do a detailed budget and assess what your job/income prospects will be here versus there.
De gustibus non est disputandum

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HueyLD
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Re: Should we move to San Diego from east coast?

Post by HueyLD » Sun Oct 14, 2018 6:04 pm

Yes, SD is a fantastic place to live if you can get over the high real estate prices, high income taxes and traffic problems due to overcrowding.

I went to college in La Jolla back in the days when a parking space could be had near the popular beaches. However, my many visits in the last 10-15 years got me nowhere near those beaches in La Jolla even during the weekdays.

stan1
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Re: Should we move to San Diego from east coast?

Post by stan1 » Sun Oct 14, 2018 6:11 pm

HueyLD wrote:
Sun Oct 14, 2018 6:04 pm
traffic problems due to overcrowding.

I went to college in La Jolla back in the days when a parking space could be had near the popular beaches. However, my many visits in the last 10-15 years got me nowhere near those beaches in La Jolla even during the weekdays.
I'll give you that street parking near the beach can be difficult.

TheAccountant
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Re: Should we move to San Diego from east coast?

Post by TheAccountant » Sun Oct 14, 2018 6:13 pm

That largely depends on what part of the east coast you’re currently living on.

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Watty
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Re: Should we move to San Diego from east coast?

Post by Watty » Sun Oct 14, 2018 6:27 pm

tin369 wrote:
Sun Oct 14, 2018 1:48 pm
We want to also our lives now not just in retirement and also kids will get to do a lot more activity. But just trying to rationalize it. I
One thing to consider is if your kids will be able to afford to live near you when they grow up.

There is no telling where they will end up but unless they have income careers there will be a lot of incentive for them to move away and you might see your adult kids and future grand-kids once or twice a year, if that.

Goal33
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Re: Should we move to San Diego from east coast?

Post by Goal33 » Sun Oct 14, 2018 6:31 pm

Tdubs wrote:
Sun Oct 14, 2018 3:48 pm
perfect weather
+1, yes you should move to San Diego...
A man with one watch always knows what time it is; a man with two watches is never sure.

Madbull
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Re: Should we move to San Diego from east coast?

Post by Madbull » Sun Oct 14, 2018 6:47 pm

SD native that grew up primarily in the PB and Point Loma areas. My mother was a born at Mercy & raised there as well, and her mother at County before her too. Loved growing up walking distance to the beach or bay, great weather, and beach community as a whole.

Note I said ‘loved’...past tense. I left in ‘97. Too many people moved to the area, and destroyed what it meant to be from SD. It was getting congested, expensive, filthy, and filled with self-serving <insert your choice of derogatory name here>. I went back a couple of years ago to help a longtime friend with some personal stuff. I wanted to vomit when I saw what’s it become.

Anyone who’s a true native, (and older than late 20s), can see the horrid changes that have destroyed it. Anyone younger, or who moved there after the mass influx, thinks it heaven, or call it ‘progress’.

If you move to SoCal, just know what you’re truly getting.

ssquared87
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Re: Should we move to San Diego from east coast?

Post by ssquared87 » Sun Oct 14, 2018 6:55 pm

Alexa9 wrote:
Sun Oct 14, 2018 9:07 am
Pros: best weather in the country: no need to go on vacation, ocean, excellent restaurants especially Mexican, college system is desirable in CA.
Cons: California has some "interesting" politics going on but I won't go there. It is overcrowded. You can see Tijuana from San Diego and there is likely significant cartel activity. High cost of living.

"Nobody lives in California anymore. It's too crowded." 8-)
You might get more info on citydata about moving and whether you can afford it or not.
http://www.city-data.com/forum/san-dieg ... amily.html
As a New Yorker living in Santa Monica who has spent quite a bit of time in San Diego, 100% agreed on all points above. I'll add that culturally its hard to adjust to the passive aggressive, arrogant atmosphere in LA...San Diego is definitely better than LA in this regard, but there's a lot less common sense out here than on the east coast.

TallBoy29er
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Re: Should we move to San Diego from east coast?

Post by TallBoy29er » Sun Oct 14, 2018 7:16 pm

Move. Be close to work. Buy a bike. And a longboard. For everyone under the roof. Enjoy your new life. Which won't be difficult. :D

cmdreset
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Re: Should we move to San Diego from east coast?

Post by cmdreset » Sun Oct 14, 2018 9:41 pm

tin369 wrote:
Sun Oct 14, 2018 1:48 pm
We are in the suburbs of Philadelphia, and annual combined income of 195k.

Our family lives in La Jolla and we surely would be looking at towards north country, SD.

[Snip] Trying to see if we can keep our jobs remote. If not then that will be the biggest factor deciding.

[Snip]
Any recommendation for areas where the weather is the same nice constant 70s and we can get a bigger house with good school district and 20-30min to the beach.
Ah, ok, several key pieces of info here: (1) You make plenty of money (2) you may be working remotely so no commute and (3) you have family in La Jolla. In this case, I'd say welcome to San Diego!

Regarding your last request, it will all depend on your housing budget. Perfect weather, "bigger" house (> 1500 sf?), and good schools exist in any of the north coastal cities (Del Mar, Solana Beach, Encinitas, and Carlsbad, in descending order of house cost.) Just be prepared to pay >$1M (maybe a lot >) for a 2000 sf house on a postage stamp lot - anything much cheaper than that in the coastal areas will have some serious drawback. If you ever need a new job, though (in say Sorrento Valley where many tech jobs are located) then your commute will be pretty awful from anything north of Encinitas.

BTW 30 min to the beach (assuming off-peak times) would put you out in e.g. Poway. Less expensive and good schools but not the "constant 70's". Anything around the 15 or east is going to have some > 100 degree days in the summer. I would say "pretty darn good" weather is still to be had west of the 15 (in e.g. Rancho Penasquitos or 4S Ranch) which have good schools and less expensive (for north county SD) housing. Lots of young families with your income level live comfortably in those places.

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sunny_socal
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Re: Should we move to San Diego from east coast?

Post by sunny_socal » Mon Oct 15, 2018 10:28 am

I just moved from San Diego to Austin TX. I'd give my left arm to move back and so would my kids! (Wife likes the weather/rain out here though.) We lived in Escondido and it's much more affordable in the inland cities compared to the coast. Quite a bit warmer during the summer however. House = 600k if you don't live on the coast.

Move! :beer

rgardne70
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Re: Should we move to San Diego from east coast?

Post by rgardne70 » Mon Oct 15, 2018 10:45 am

I am a native San Diegan.

Like everyone has said, the biggest pro is the climate. Most of the year the temp is moderate if you can afford to live within 5 miles of the coast. If you have to live inland, it can get quite warm (90 - 100 degrees most of the summer).

However if you like rain once in a while, you might not get it. This past year we had 3-1/2 inches of rain along the coast. Since we are at the end of the pipeline with respect to water, it can be very expensive to maintain a yard. I figure about $40 a month to water my outdoor landscraping. We do get the occasional wild fires, but those too mainly affect the inland areas.

Other cons include the cost of living (gas and electricity are very expensive though if you can get by without A/C you don't have to use a lot), traffic, the absolute deplorable condition of our roads (despite the lack of rain), and the inability of government to realistically solve any problems. Part of that last issue may be related to the fact that taxpayers (including myself) see so much waste in government spending; so we are hesitant to vote for bond issues. I won't even go into what a lot of people think about California state government.

One other big con is the issues if you want to travel anywhere else by car. To the east and north east are desert. So there is basically nothing to visit until you get to Vegas or Phoenix (both over 300 miles away). If you go north up the coast, you will have to go through Los Angeles. And traffic there is a bear about 24 hours a day. It used to take 3 to 3-1/2 hours to drive from San Diego to the northern edge of Los Angeles. Now if is probably at least an hour longer trip.

All that said, if your number one priority is climate and activities that can be done in such a climate, San Diego is the place to live. Everytime I think about moving, I come back to the fact that for me, climate is number one.

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HueyLD
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Re: Should we move to San Diego from east coast?

Post by HueyLD » Mon Oct 15, 2018 11:03 am

the absolute deplorable condition of our roads (despite the lack of rain), and the inability of government to realistically solve any problems. Part of that last issue may be related to the fact that taxpayers (including myself) see so much waste in government spending; so we are hesitant to vote for bond issues. I won't even go into what a lot of people think about California state government.
I visit SD regularly and I think the road condition there (at least in the coastal area) is very good.

If you think your road condition is bad there, you need to come visit my town where getting a four wheel alignment is required at least once a year due to the absolutely deplorable condition. Yes, our local government has plenty of money, but it spends the money on "pie in the sky" projects that resulted in virtually no money to maintain the roads. They kept asking for bond issues or millage increases and we pay very high property tax rates without money going into road maintenance.

tin369
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Re: Should we move to San Diego from east coast?

Post by tin369 » Mon Oct 15, 2018 11:38 am

ok, so looks like majority of you say to move, now I need a couple of more pieces of information.
We are in banking industry and in the learning and development space, I am thinking there will be jobs in this field in SD as well,in the tech, biotech sector.

We really don't want the summer heat of 90-100 degrees as it will feel like we are living in the east coast.

Realistically how should we plan and execute this
1. Get a job there first, then one of us moves there, while the other one still look for a job? or both get a job first, which may be difficult?
2. Sell our house here or rent it out?
3. Rent there for a year, get familiar with the ares and then buy?
4. Will working remotely mean, they don't have to match our pay to a comparable SD job pays?
5. How's the water temperature, can you swim in it, or is it too cold?
6. How are the people in general, friendly, progressive?
7. Whats is the typical mortgage and expense look like on a monthly basis.

we have a 3500 sq feet home here, I doubt we will get anything this big, we are prepared for this, but realistically want to know if we can get something new/decent in the 2500 sq feet or so with 3-4 bed room in a good school district with going too much inland.

On the map carmel valley looks close to la jolla, but could be expensive, solona beach, Carlsbad seem far, is it still SD?

Whats else are we not considering that we should consider? I also worry that we wont be able to save as much as that money will go towards mortgage etc.

Also, would it be true that once you live there, you actually don't do most of the things that you thought you would do?

if someone could break down the monthly expense it would be great.

Minderbinder
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Re: Should we move to San Diego from east coast?

Post by Minderbinder » Mon Oct 15, 2018 11:44 am

It's amazing. Expensive which drove me nuts for the first few years until I realized how much I just enjoyed the rest of my life. Now I just shut up and pay what it costs.

One thing you need to learn about is "Mello-Roos". Certain areas have an extra 1% kicker on their annual property tax bills. So some areas might be 1% when others might be 2%. That ends up costing a lot on million dollar real estate.

I know its not very Bogle-head to do, but my perception is real estate prices are starting to slide here. 2 years ago things sold before they even listed. Now I'm seeing owners dropping prices regularly. I'm guessing its the mortgage rate impact, but I fear if we are late cycle economically then there is likely to be more pain for homeowners soon. Maybe factor this into the timing of your decision on when to move and whether/when to buy.

Temps do rise quickly as you go inland. 4S ranch area though warmer than coast gets nowhere near as hot as it does in Escondido or even Poway.

Good luck!

rgardne70
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Re: Should we move to San Diego from east coast?

Post by rgardne70 » Mon Oct 15, 2018 11:50 am

You ask if you would do the things you would like to do if you moved to San Diego.

As far as the touristy things like Sea World, Balboa Park, the Zoo, the Wild Animal Park the beach, I bypass all those things from Memorial Day through Labor Day when the tourists are here. Rest of the year they are fine. But you can play golf year around if that is your sport. Hiking and biking are also year-round activities just as long as you stay away from the beach.

You can use zillow.com to find housing prices in the areas you like.

Personally I would stay away from North County because the traffic to go south in the morning and north at night is intolerable. Penasquitos is a nice area in a great school district (Poway not San Diego Unified).

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GoldStar
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Re: Should we move to San Diego from east coast?

Post by GoldStar » Mon Oct 15, 2018 12:03 pm

To me San Diego is a really nice to a visit but not to live. The weather is nice, but that's about it (for me).
BUT, my preferences are different than yours - I actually LOVE the fall season in the NorthEast (and like seasonal change in general).
All the reasons I wouldn't want to move have already been mentioned in either peoples cons columns (expensive in many ways, political climate/culture, crowded, heavy-traffic, a lot of superficial people/harder to find down-to-earth folks, etc.) or in peoples pro column (someone said laid-back nature was a pro; this might be to some but to me its a con because service can be so painfully slow).

ThankYouJack
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Re: Should we move to San Diego from east coast?

Post by ThankYouJack » Mon Oct 15, 2018 12:33 pm

How close are you to the family - like you would see them weekly if you lived there or just every once in a while? And are your only choices San Diego and Philly? If those were my only two, I'd be packing my bags, but if you can work remote it opens a number of possibilities.


I think you should go visit and explore all the areas to get a feel, especially for real estate. When I did this, I decided it wasn't worth it for me unless I had millions. I think it's too crowded, too much of a premium and the beaches are a bit overrated.

With all that said, I lived in Santa Barbara absolutely loved it and may eventually move back.

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tyrion
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Re: Should we move to San Diego from east coast?

Post by tyrion » Mon Oct 15, 2018 1:24 pm

tin369 wrote:
Mon Oct 15, 2018 11:38 am
ok, so looks like majority of you say to move, now I need a couple of more pieces of information.
We are in banking industry and in the learning and development space, I am thinking there will be jobs in this field in SD as well,in the tech, biotech sector.

We really don't want the summer heat of 90-100 degrees as it will feel like we are living in the east coast.

Realistically how should we plan and execute this
1. Get a job there first, then one of us moves there, while the other one still look for a job? or both get a job first, which may be difficult?
2. Sell our house here or rent it out?
3. Rent there for a year, get familiar with the ares and then buy?
4. Will working remotely mean, they don't have to match our pay to a comparable SD job pays?
5. How's the water temperature, can you swim in it, or is it too cold?
6. How are the people in general, friendly, progressive?
7. Whats is the typical mortgage and expense look like on a monthly basis.

we have a 3500 sq feet home here, I doubt we will get anything this big, we are prepared for this, but realistically want to know if we can get something new/decent in the 2500 sq feet or so with 3-4 bed room in a good school district with going too much inland.

On the map carmel valley looks close to la jolla, but could be expensive, solona beach, Carlsbad seem far, is it still SD?

Whats else are we not considering that we should consider? I also worry that we wont be able to save as much as that money will go towards mortgage etc.

Also, would it be true that once you live there, you actually don't do most of the things that you thought you would do?

if someone could break down the monthly expense it would be great.
Some of these questions seem a bit odd to me. Between your family who lives here and some internet calculators you should be able to get a decent estimate on costs.

You can use redfin.com to see houses for sale. Zillow shows rentals as well. Google maps will give you commute times. Regular water temps are available on any surf report - but you will probably want a wetsuit for any time other than summer.

The number one thing to figure out is jobs. If you can work both of your jobs remotely, then you are in good shape to start looking at costs. If not, then jobs is the place to start.


Here is a short list of things I would consider when moving to San Diego (I've lived here for the last 30 years)
Commute - a bad commute can be soul crushing. It's getting progressively worse every year. I work an early shift to avoid the worst of it.

Outdoor spaces - a nice outdoor space (pool, covered patio, deck with a view, etc) goes a long way to maximizing the good year round weather. It also helps offset some of the lost interior space. 2000 sq ft with great outdoor spaces is much more livable than a 2000 sq ft condo with no view.

Nearby amenities - some neighborhoods have lots to walk to, others very little.

Cartographer
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Re: Should we move to San Diego from east coast?

Post by Cartographer » Tue Oct 16, 2018 12:11 pm

tin369 wrote:
Mon Oct 15, 2018 11:38 am
On the map carmel valley looks close to la jolla, but could be expensive, solona beach, Carlsbad seem far, is it still SD?
Keep in mind that San Diego is geographically a large city, easy 20 miles from the northern parts to downtown. Solana Beach and Carlsbad are not San Diego city, but are cities to the north within San Diego county.

I think before finding a place to live, you need to figure out approximately where you will likely work, as rush hour traffic and the large geographical area can make your commute pretty terrible if you don't plan properly.



I personally think the image of San Diego as having fantastic weather is exaggerated. Yes, you will not get thunderstorms or snow or freezing cold, and the weather is generally predictable. But San Diego can certainly get pretty hot, depending on where you live (but it won't be humid at least). You also get "May Gray June Gloom"; San Diego summers are not incredibly sunny. And while the winters are not cold, they are cold enough that swimming in the ocean is uncomfortable, so you won't be going to the beach year-round.

LilyFleur
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Re: Should we move to San Diego from east coast?

Post by LilyFleur » Tue Oct 16, 2018 12:34 pm

1. Temperatures inland will be hotter, but not as humid as the East Coast, so it won't feel as hot. I recommend ceiling fans and mini-split air conditioners like they use in Europe (more energy efficient).

2. Superficial people near the coast? Not in my experience, but I have found my friendships through my children's school mostly.

3. Study up on small houses and look at apartmenttherapy.com. I simply don't buy as much stuff and I enjoy having a smaller footprint (I have 1100 square feet a mile from the beach.)

4. Coastal Huntington Beach has been more humid recently. Lots of my friends are running their air conditioning in the summer or want to install it or are getting portable units. Humidity isn't near as high inland, and I don't know what it is like in San Diego.

5. California has a big homeless problem. I live in a gated community, but Huntington Beach is having major problems with public defecation, homeless people parking in front of very expensive homes and putting their smelly "pee buckets" on the sidewalk, dirty syringes on the beach, and drug-dealing out of their vehicles. Not fun to walk your child to school and see a homeless person drop their pants and take a dump in plain sight. I would select a neighborhood very carefully. Different cities have different laws regarding how long people can park on the street, etc. Some cities require permits for the residents, and non-residents have to get temporary permits or they are ticketed. Huntington Beach was not like this even ten years ago.

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gunn_show
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Re: Should we move to San Diego from east coast?

Post by gunn_show » Tue Oct 16, 2018 3:03 pm

tin369 wrote:
Sun Oct 14, 2018 7:57 am
We are a young family and live in the east cost now and have family who live in San Diego. Whenever we go to SD we always think of moving there, the weather there is good almost most of the year.
This mindset is what brought roughly 50-75% of current SD residents here. Most of my friends are from Maryland, Ohio, Chicago, NYC, etc. etc. Very few natives (wife and I both born, raised, live here, in the 35-40 age group).

After a very hot summer (yes, most of SD now needs/wants AC systems, it is no longer the 1970s when "70 and sunny" was year round), we just came out of a couple weeks of high humidity (70%s) and relative warmth (70s-80s) that made it a bit uncomfortable for our relative standards. Today was in the 50s in the morning and rounding out to be a nice typical mid-high 70s day, not a cloud in the sky. This is why we live here. We'll walk down to a nice new brewery tasting room later this afternoon, walk across the street to the awesome gastropub that is minting money every day with great food, and walk the couple blocks home. If you can find a neighborhood like this, you are in heaven in SD if you can afford it.
tyrion wrote:
Mon Oct 15, 2018 1:24 pm
Some of these questions seem a bit odd to me. Between your family who lives here and some internet calculators you should be able to get a decent estimate on costs.
Agree with tyrion in response to your lengthy (OP) post with way too many questions to hope an internet stranger does the work for you. Spend the time to do your homework, you can find online calculators everywhere for these types of things. One man's mortgage may not be even close to what you would spend, depending on neighborhood, size of home, negotiation, downpayment size, rolling equity forward, etc. etc. My house is larger than many of my friends (in terms of cost) and I probably pay half of what they do, thanks to CA 1031 exchange benefits with rising property values. Similar to asking a friend "what do you pay for insurance" these types of questions can have 100 answers from 100 different people. Do your homework.

Some quick hit answers:
-- Do A LOT of homework on jobs. Either secure your jobs as work-from-home (WFH) before moving, or find jobs before moving. Jobs in SD are TOUGH to land, because of competition. Not a lot of big companies, megacorp, headquarter type offices here. Biotech big yes, traditional tech no, outside of Qualcomm (and even then QQQ is mostly engineering). I am in tech, and work remote. Haven't worked for a local tech company in years, very few are here unless you get into something like MSFT or AMZN and work from a small regional office.
-- As other said, fly out a few times, stay 2 weeks and rent 3-4 Airbnb or hotels in different neighborhoods to get a feel for places. Carlsbad is very different from North Park is very different from Coronado is very different from Scripps Ranch. Don't guess. Do some extensive homework.
-- Summer is getting hot here, not Virginia / Manhattan summer humid hot, or Phoenix 116 degree hot, but hotter than years' past. Rent or buy a place with AC installed and you're more than fine.
-- If you want to be a landlord from 3000mi away, rent out your current house in case you want to move back. Otherwise, sell the house, take the profits, move to SD and rent for a year till you secure firm job situation and understand what part of town you want to live in.
-- Water is generally "coldish" year round, does warm up in summer, but Pacific Ocean is no swimming pool. You can run around in the water at the beach, but half the year surfers wear wetsuits.
-- People are friendly, "chill" is what they call us Californians. Even when folks wear jeans in "winter" here, you will see many dudes in flip flops. In truth, the "people and culture" really comes down to who you socialize with. We recently moved, within our same neighborhood, and already met nearly a dozen of our neighbors, exchanged wine with one couple, are going over to another couple's house this afternoon for meet-n-greet drinks, and the whole block is planning a huge Halloween party. You are who you interact with. SD has an incredible amount of micro-neighborhoods, find the one that suits your profile and wants.
-- Homes here range from 300k way out east (30+ miles from beach) to $30MM right on La Jolla Shores. Use these new websites called "Zillow and Trulia and Realtor.com" and within minutes you will know what your expenses are. It's not that hard, I know you can do it yourself. As other's pointed out, nearly everything else is more expensive here from gas to food to drinks to power to whatever. Cost of doing business in "America's Finest City" ... you either go all in, or don't. Move to Nebraska if you want cheap.
-- Commutes suck. The 5, 8, and 15 freeways are the main arteries here. If you get stuck on one at 8 am or 5pm, pop a good audiobook and tell the wife you'll be a while. I count my lucky stars every. single. day. that I work from home. With Amazon Prime and Freshly food delivery, shoot I often go days without driving! It's great.
-- 1000 - 2000 sqft is probably the "average home" here. Your typical 3bed/2bath here was built in the 50s, 60s, or 70s, and is probably 1250sqft and unless remodeled, does not come with AC, maybe an old furnace for winter. A bigger home is 2000+sqft and gets you closer to 1M$. If you want a truly "new build" home you are either buying in a subdivision 10-15 miles away from the core of town, or buying a new custom home just built by a developer who tore down a fixer upper, built a brand new home, and is listing it for $1.5-1.75M. This is happening all over my gentrifying sleepy coastal neighborhood. I love it! Bringing up property values, and turning old crap-bag houses into fresh new homes for families and high-earning individuals.
-- Find a walk-able neighborhood if you can. North Park, South Park, Little Italy, Carlsbad, Encinitas, Clairemont, PB, MB, OB, UTC, are just a few.
-- Homeless remarks are true. Not much else to say. It sucks. City is trying to solve the problem.

Good luck.
"The best life hack of all is to just put the work in and never give up." Bas Rutten

GmanJeff
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Re: Should we move to San Diego from east coast?

Post by GmanJeff » Tue Oct 16, 2018 4:54 pm

In addition to the issues already mentioned with homelessness and crime, it might be useful to consider issues associated with wildfires and earthquakes. Some neighborhoods and homes are likely to be more susceptible than others, and while such events are infrequent, their impact can be considerable. Insurance costs likely will reflect the variations in risk you may encounter in different neighborhoods and with different construction types.

tin369
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Re: Should we move to San Diego from east coast?

Post by tin369 » Tue Oct 16, 2018 5:25 pm

Those are some good points, looks like securing a job is the first step, based on the job location get a home closer so that the commute is not too long. The traffic situation sounds like it’s horrible during rush hours.

We would be visiting family frequently so closer we are better. I will do some research about different areas but wanted to get first job info from people living there as to what areas to look at. Also looks like jobs are hard to get, everything will hinge on getting a job.

How to figure out which areas are prone to wildfires and earthquakes and how to avoid those places.

@gunn_ show- your neighbourhood sounds fun, if you don’t mind what area do you live in?

ThankYouJack
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Re: Should we move to San Diego from east coast?

Post by ThankYouJack » Tue Oct 16, 2018 6:58 pm

gunn_show wrote:
Tue Oct 16, 2018 3:03 pm

-- Commutes suck. The 5, 8, and 15 freeways are the main arteries here. If you get stuck on one at 8 am or 5pm, pop a good audiobook and tell the wife you'll be a while. I count my lucky stars every. single. day. that I work from home. With Amazon Prime and Freshly food delivery, shoot I often go days without driving! It's great.
That doesn't sound great to me as I would feel like I'm on house arrest. Unless I was in a very walkable and bike-able area, something similar to Santa Barbara. What places in SD are as bike-able and walkable with all the amenities very close by - beach, boardwalk, shops, groceries, restaurants, etc?

cadreamer2015
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Re: Should we move to San Diego from east coast?

Post by cadreamer2015 » Tue Oct 16, 2018 7:18 pm

While virtually any area in California has some earthquake risk, the San Diego area has much lower risk than most other areas of the state like LA or SF Bay Area. Wildfire risk is also very location dependent. I'd say it is relatively low west of El Camino Real (say 3 miles from the ocean) where real estate is also the most expensive. The further inland you go and the closer to brushy open space the higher the wildfire risk.
De gustibus non est disputandum

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unclescrooge
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Re: Should we move to San Diego from east coast?

Post by unclescrooge » Tue Oct 16, 2018 8:35 pm

sunny_socal wrote:
Mon Oct 15, 2018 10:28 am
I just moved from San Diego to Austin TX. I'd give my left arm to move back and so would my kids! (Wife likes the weather/rain out here though.) We lived in Escondido and it's much more affordable in the inland cities compared to the coast. Quite a bit warmer during the summer however. House = 600k if you don't live on the coast.

Move! :beer
And if you'll willing to live in La Mesa, it's even cheaper!

sailaway
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Re: Should we move to San Diego from east coast?

Post by sailaway » Tue Oct 16, 2018 8:44 pm

tin369 wrote:
Tue Oct 16, 2018 5:25 pm
Those are some good points, looks like securing a job is the first step, based on the job location get a home closer so that the commute is not too long. The traffic situation sounds like it’s horrible during rush hours.

We would be visiting family frequently so closer we are better. I will do some research about different areas but wanted to get first job info from people living there as to what areas to look at. Also looks like jobs are hard to get, everything will hinge on getting a job.

How to figure out which areas are prone to wildfires and earthquakes and how to avoid those places.

@gunn_ show- your neighbourhood sounds fun, if you don’t mind what area do you live in?
In some cases, you can just reverse commute, as well. I reversed DH's old commute this morning and had 30 minutes to twiddle my thumbs after I arrived because I didn't take direction into consideration.

AerialWombat
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Re: Should we move to San Diego from east coast?

Post by AerialWombat » Tue Oct 16, 2018 9:32 pm

From a tax and COL perspective alone I could never recommend moving to CA, let alone San Diego. I'm soooo glad the Navy didn't leave me there very long back in the day.

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