MortgageOnBlack wrote: ↑Thu Jul 26, 2018 3:23 pm
For the record, I did intend on 5k being a reasonable amount on my situation. I'm ok with parting with that much money for this occasion. It's just that for $2800 more dollars, I can get exactly what I want (cut, carat, color, and clarity)... The only C is Cost. I'm starting to feel that the actual money I'm fretting over is $2800 since my original budget was 5K.
Perhaps I'm getting emotional about this purchase, but I feel if I don't get the diamond I have reserve, I may regret it in time.
Okay, you've got a "dream ring" (or particular stone)?
Unless you are already *sure*, you should really try to make sure that your girlfriend has the same idea or dream (especially if it is a "dream").
If you aren't sure, then shop *with* her, but tell the jeweler in advance what the budget is, unless the two of you are considering budget together. If so, then *still* tell the jeweler what the budget is!
There is no point is having either of you see something that you really, really like, only to find out it busts the budget.
(IF that happens, go to a different jeweler!)
Get what you both like, something that will make both of you happy.
This is not a game changing amount, and it is - with all good fortune - not something that you'll do again.
And if it's something that she'll wear every day, and means a lot to her... what was the question again?
It may be a DeBeers "creation", but for many girls-then-women, this IS something special.
It seems to be special to you, too.
Enjoy and celebrate this stage in your life together.
For the naysayers: This is THEIR life together, not yours.
Knock off the "we didn't need to do X, so nobody should..."
He's not going to wreck their financial futures with this one especially meaningful purchase.
Note: I have a custom ring, and thoroughly enjoy looking at it every day (especially right after I've cleaned it).
But some women just prefer a traditional solitaire.
It depends upon her... and you... as will all of the rest of your lives together.
Best wishes to both of you for all happiness together!
This signature is a placebo. You are in the control group.