[What UN-frugal thing do you do? What do you splurge on?]

Questions on how we spend our money and our time - consumer goods and services, home and vehicle, leisure and recreational activities
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Professor Emeritus
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[What UN-frugal thing do you do? What do you splurge on?]

Post by Professor Emeritus » Fri Nov 21, 2014 7:52 am

[Combined with "What UN-frugal thing do you do?", which starts on Page 5. --admin LadyGeek]

The Boglebunch being fairly tightfisted so I wondered what your personal "splurges" are?
:annoyed NB NOTHING WORK OR INVESTMENT RELATED :annoyed :annoyed no "better software to keep track of my portfolio"etc.

We are talking consumption here. Not investment. And no gifts.
I'm cheap. We own one used car, one tv and buy used cameras on Ebay.
(we do travel a lot) But I don't think of that as a splurge (could be I'm delusional)
But
For 20 years I have paid a lawn service to cut my lawn. Almost nothing gives me the same pleasure.
I actually LIKE sending the checks.
Both daughters with their little kids only have to ask and we take them out for lunch or dinner wherever they like
I don't paint.... EVER.... I pay for it.

What's your splurge?
Last edited by Professor Emeritus on Fri Nov 21, 2014 3:09 pm, edited 1 time in total.

grettman
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Re: What doyou splurge on?

Post by grettman » Fri Nov 21, 2014 7:59 am

Video games. But I try to wait for them to be reduced in price.

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4nursebee
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Re: What doyou splurge on?

Post by 4nursebee » Fri Nov 21, 2014 8:39 am

When we travel I refuse to stay in cheap hotels.
I'll sure search out coupons, but I am a sucker for a new hotel.
Then I'll go get a $4 sub for dinner.
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rob
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Re: What doyou splurge on?

Post by rob » Fri Nov 21, 2014 8:40 am

Photography & Travel
| Rob | Its a dangerous business going out your front door. - J.R.R.Tolkien

saladdin
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Re: What doyou splurge on?

Post by saladdin » Fri Nov 21, 2014 8:55 am

H & B.

bradshaw1965
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Re: What doyou splurge on?

Post by bradshaw1965 » Fri Nov 21, 2014 9:01 am

Food. Upgraded experiences with friends and family usually involving food and drink.

camptalcott
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Re: What doyou splurge on?

Post by camptalcott » Fri Nov 21, 2014 9:06 am

I have two vices.

1) luxury travel. sorry I did the hostels and budget hotels.. LOL for these old bones, there is a difference. My sister beat breast cancer and on her five year cancer free anniversary we stayed at the Ritz in Paris. OMG!!! I now believe there is a heaven and the action takes place at the Paris Ritz.

2) home furnishings. As much as I do like to travel, I'm a homebody. I'm the gal that has one of those beds you see in magazines with 10 lbs of crap on it. LOL it use to drive my late husband crazy. I can easily drop hundreds of bucks on thick, Egyptian cotton towels. My big splurge was an automatic towel warmer, :D found it in sharper imagine.
"He who dies with the most toys is still, nonetheless dead"

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midareff
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Re: What doyou splurge on?

Post by midareff » Fri Nov 21, 2014 9:08 am

rob wrote:Photography & Travel
+1 and add home audio and video.

fposte
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Re: What doyou splurge on?

Post by fposte » Fri Nov 21, 2014 9:19 am

I'm musing over what makes an expenditure a splurge. I pay for yard work and cleaning but don't feel like that's a splurge; it's an economy of time. A splurge to me wouldn't really have any practical justification--buying fancy cheeses and getting them shipped to me is an economy of nothing and an absolute delight. I'm also a fan of really nice sheets and big purchases of garden bulbs.

Lynette
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Re: What doyou splurge on?

Post by Lynette » Fri Nov 21, 2014 9:37 am

.....
Last edited by Lynette on Wed Dec 06, 2017 10:19 am, edited 1 time in total.

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dbCooperAir
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Re: What doyou splurge on?

Post by dbCooperAir » Fri Nov 21, 2014 9:43 am

1.Good beer.
2. We host many dinners with friends and family to share the good beer with.
3. High quality tools, I like to work on stuff.
Neither a wise man nor a brave man lies down on the tracks of history to wait for the train of the future to run over him. | -Dwight D. Eisenhower-

The Wizard
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Re: What doyou splurge on?

Post by The Wizard » Fri Nov 21, 2014 9:49 am

Two areas: travel and vehicles.

Travel of various types, seldom luxury, but certainly adequate. Typically warm destinations with scuba diving, but expanding my scope now in retirement.

And I like to keep both a convertible and a pickup in my inventory. I alternate buying them new every so often...
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Dulocracy
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Re: What doyou splurge on?

Post by Dulocracy » Fri Nov 21, 2014 9:56 am

Anime
Old Movies (black and white mostly)
Art
Date Nights with the Wife
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bigred77
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Re: What doyou splurge on?

Post by bigred77 » Fri Nov 21, 2014 9:57 am

Splurges:

Travel
Cars
Cleaning Service every 2 weeks
Lawn Guy
Cable Package (Theres probably no channel I don't get)
Cigars
Scotch


Where I cut back:

Clothes (quality, inexpensive, bought VERY infrequently)
Eating Out (relatively infrequently)
Bars (I somehow lost the desire to ever go to a bar again; Much prefer a drink at home)
Toys/Gadgets (One laptop in the house (going on 6 yrs old), no tablets, 1 cellphone per adult, no other electronics, cameras, etc).

i try to spend where I get the most personal satisfaction per dollar.

Sidney
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Re: What doyou splurge on?

Post by Sidney » Fri Nov 21, 2014 9:58 am

We don't cut corners on food and wine.
I always wanted to be a procrastinator.

jebmke
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Re: What doyou splurge on?

Post by jebmke » Fri Nov 21, 2014 9:59 am

Don't know if I'd call it splurge but I only buy comfortable shoes, without regard to price.
When you discover that you are riding a dead horse, the best strategy is to dismount.

likegarden
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Re: What doyou splurge on?

Post by likegarden » Fri Nov 21, 2014 10:04 am

We have our son and grandson live with us. We splurge by paying most of our grandson's expenses and love it!
Otherwise I like to garden and love buying plants, etc. for that.

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JDCarpenter
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Re: What doyou splurge on?

Post by JDCarpenter » Fri Nov 21, 2014 10:20 am

Sidney wrote:We don't cut corners on food and wine.
+ a lot. :-)

Although we don't come close to bidding on lots in Hong Kong, over the past 5 years, we've spent more to stock (and restock, and stock some more) our cellar than we spent on the purchase and maintenance of our cheap cars (civic/fit). So too, we don't eat outside the house often (2-3 times a month?), but we tend to go either to white castle or to the type of restaurants (here and away) that folks fly in for.

and Travel....

(This is after we completed "splurging" on the education of three kids.)
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pennywise
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Re: What doyou splurge on?

Post by pennywise » Fri Nov 21, 2014 10:42 am

Pilates solo classes with personal instructor
Massage therapy
House cleaner
Cable tv

I sometime wonder whether and how much of the splurges above I'll continue to spend money on after I retire since all are really ways to help me deal with my working life. The exercise keeps not only my body but my mind less stressed, the massage helps work out the knots I inevitably have at the end of every work week, the house cleaner allows me to have precious weekends free of the need to spend time cleaning toilets and floors, and the cable tv is my go-to soporific at the end of the days when I simply can't stand to think or move any more.

So maybe in retirement I'll 'retire' those and find some new fun splurges like travel, good food/wine etc! :D

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cheese_breath
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Re: What doyou splurge on?

Post by cheese_breath » Fri Nov 21, 2014 10:44 am

Ice cream.
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Hayden
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Re: What doyou splurge on?

Post by Hayden » Fri Nov 21, 2014 10:50 am

Luxury hotels
No red-eye flights when traveling

Also, I eat out a lot. I'm not sure that's a splurge. I don't cook, and don't foresee that ever changing. Just something I factor into my budgeting.

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pennstater2005
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Re: What doyou splurge on?

Post by pennstater2005 » Fri Nov 21, 2014 10:57 am

dbCooperAir wrote:1.Good beer.
2. We host many dinners with friends and family to share the good beer with.
3. High quality tools, I like to work on stuff.
Definitely high quality tools and lots of them. Hate not having the right tool when doing a project.
“If you think nobody cares if you're alive, try missing a couple of car payments.” – Earl Wilson

poker27
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Re: What doyou splurge on?

Post by poker27 » Fri Nov 21, 2014 11:10 am

Without mentioning small $ amounts that equal large sums at the end of the year.

Eating out, booze, concerts, ect. I could probably retire 5 years early if we did not eat out or drink.

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munemaker
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Re: What doyou splurge on?

Post by munemaker » Fri Nov 21, 2014 11:29 am

We take one or two vacations per year. We like to rent a large beach house for a week with extended family. Our (adult) kids have crazy schedules so this doesn't work out annually like it used to. We also like to take a week long tropical vacation with friends every year. We sometimes take weekend trips that don't amount to that much.

We do like to dine out about twice a week, but we mainly use credit card points at chain restaurants, so there is little out of pocket cost.

I have a couple cruiser style motorcycles, which some might call a splurge.

We do have the latest smart phones and the medium cable package, but today most people would not call these splurges.

We like to listen to live music, and used to go to see bigger acts a couple times a year. I hate the ticket surcharges and often lousy seats we end up with, so we just see local acts that are inexpensive or free, and we find we enjoy them just as much.

Really don't splurge on that much, I guess. When we retire, we will probably spend more.

jebmke
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Re: What doyou splurge on?

Post by jebmke » Fri Nov 21, 2014 11:33 am

cheese_breath wrote:Ice cream.
Like chocolate, beer, wine ... this is one of those "if you aren't going to do it well, don't do it at all." Not worth the calories for the junk.
When you discover that you are riding a dead horse, the best strategy is to dismount.

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JDCarpenter
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Re: What doyou splurge on?

Post by JDCarpenter » Fri Nov 21, 2014 11:33 am

pennstater2005 wrote:
dbCooperAir wrote:1.Good beer.
2. We host many dinners with friends and family to share the good beer with.
3. High quality tools, I like to work on stuff.
Definitely high quality tools and lots of them. Hate not having the right tool when doing a project.
I have the same mindset and stocked up when I was younger and still reap the benefits. OTOH, if you use them, you get better quality work at a cheaper price than hiring someone. So maybe not a splurge after all?
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munemaker
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Re: What doyou splurge on?

Post by munemaker » Fri Nov 21, 2014 11:35 am

pennstater2005 wrote:
dbCooperAir wrote:1.Good beer.
2. We host many dinners with friends and family to share the good beer with.
3. High quality tools, I like to work on stuff.
Definitely high quality tools and lots of them. Hate not having the right tool when doing a project.
What kind of tools? Wood working, metal working, automotive, or what?

livesoft
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Re: What doyou splurge on?

Post by livesoft » Fri Nov 21, 2014 11:39 am

munemaker wrote:What kind of tools? Wood working, metal working, automotive, or what?
Locksmith tools. Safe cracking. High quality engraving and printing.
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basspond
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Re: What doyou splurge on?

Post by basspond » Fri Nov 21, 2014 11:49 am

Fishing including the boat.

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pennstater2005
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Re: What doyou splurge on?

Post by pennstater2005 » Fri Nov 21, 2014 11:52 am

munemaker wrote:
pennstater2005 wrote:
dbCooperAir wrote:1.Good beer.
2. We host many dinners with friends and family to share the good beer with.
3. High quality tools, I like to work on stuff.
Definitely high quality tools and lots of them. Hate not having the right tool when doing a project.
What kind of tools? Wood working, metal working, automotive, or what?
Drills, table saw, oscillating saw, Miter saw, air compressor, impact driver, Sander, jigsaw, chainsaw, reciprocating saw, torque wrenches, etc......I could go on.

I just remodeled my kitchen recently and got me some new tools :D
“If you think nobody cares if you're alive, try missing a couple of car payments.” – Earl Wilson

JohnFiscal
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Re: What doyou splurge on?

Post by JohnFiscal » Fri Nov 21, 2014 11:53 am

my wife!

placeholder
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Re: What doyou splurge on?

Post by placeholder » Fri Nov 21, 2014 12:01 pm

This seems a lot like the very recent:
http://www.bogleheads.org/forum/viewtop ... 1&t=150844

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fire5soon
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Re: What doyou splurge on?

Post by fire5soon » Fri Nov 21, 2014 12:09 pm

My overall frugality often takes over, so I typically don’t spend a lot of money on hobbies. Recently though three or four people around my age died unexpectedly and for some reason it really hit home with me that I need to enjoy myself a little now instead of waiting forever.

I’ve always been a muscle car guy but haven’t owned one in 15+ years. So my splurge was to get another muscle car to work on and tinker with. It’s definitely not a cheap hobby but there’s nothing quite like it to me. I always want to know more about cars and ripping one apart and putting it back together is a great way to learn!

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Bungo
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Re: What doyou splurge on?

Post by Bungo » Fri Nov 21, 2014 12:13 pm

Good coffee, beer, liquor
Groceries (Whole Foods mostly)
Gardening and pool maintenance services
Books
PC games (on sale)
Spouse

Grt2bOutdoors
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Re: What doyou splurge on?

Post by Grt2bOutdoors » Fri Nov 21, 2014 12:17 pm

Wine - when I get the itch. Lately, I've been drinking it down, as the best time to enjoy it is in the presence of family and friends.
Chocolate - when a regular Hershey's bar just won't do.
Clothing - I like to buy quality that will last for years and years....and least that's how I justify spending more.
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Schu
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Re: What doyou splurge on?

Post by Schu » Fri Nov 21, 2014 12:18 pm

Maple syrup.

stoptothink
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Re: What doyou splurge on?

Post by stoptothink » Fri Nov 21, 2014 12:20 pm

I'm definitely in contention for the single most frugal person on this board, but we splurge on athletic shoes and exercise equipment. My wife and I have between us about 20 pairs of good (purchased within the last 2yrs) athletic shoes; when I find a deal I generally get several pairs. Most of them were purchased for well under half retail price, but there is no reason for an adult to have 10+ pairs of shoes they do nothing but exercise in. On the other hand, we are probably good for the next 5yrs. I also have a very nice set of Eleiko bumper plates and a lot of various exercise equipment.

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Meg77
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Re: What doyou splurge on?

Post by Meg77 » Fri Nov 21, 2014 12:22 pm

I splurge too often, but here are some of the things I like to splurge on:

Occasional massages, also regular (every 4-6 weeks) deluxe pedicures which I do primarily for the leg and foot massages
Occasional very overpriced dinners (and drinks) out
A housekeeper to come twice a month (even though I have plenty of time to clean my own house)
A few vacations a year including fine dining and luxury accommodations
Getting my dogs bathed and professionally groomed (I do it myself sometimes but it's not nearly as effective)
A wine club membership
Designer shoes, bags, and/or clothes (usually for work)
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tludwig23
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Re: What doyou splurge on?

Post by tludwig23 » Fri Nov 21, 2014 12:45 pm

1. Travel
2. Food, Wine and Beer
3. Bicycles. (Road, Mountain, Fixie, Folding, Cyclocross). Currently looking to upgrade my commuter bike to one with a Gates belt drive (no chain to oil! no grease on pants!), 11 speed internal hub, dyno lighting system which also provides a powered USB port to charge my iPhone while I ride, hydraulic disc breaks, mahogany fenders... :)
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playtothebeat
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Re: What doyou splurge on?

Post by playtothebeat » Fri Nov 21, 2014 12:49 pm

Pete's Coffee - slightly more expensive than many other brands, but I love it.

Recently trying to buy more grass fed chicken and beef.

Also over the past few months I noticed that I'm willing to pay more for kitchen appliances that are of higher quality. I.e. a Vitamix, a Breville juicer, a Breville toaster, a Breville waffle maker, a Breville Coffee maker. Wait, maybe it's just that I really like Breville....

Naismith
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Re: What doyou splurge on?

Post by Naismith » Fri Nov 21, 2014 12:54 pm

jebmke wrote:Don't know if I'd call it splurge but I only buy comfortable shoes, without regard to price.
I used to think this was a splurge, too. Then I developed back problems and they became a necessity.

But yeah. It's hard to explain about spending $75 on a pair of sandals...but there are so few sandals that fit custom orthotics.

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Sheepdog
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Re: What doyou splurge on?

Post by Sheepdog » Fri Nov 21, 2014 12:55 pm

Gardening, eating out at special restaurants, entertainment (attending plays, symphonies, home NFL games), good bourbon and scotch... good stuff all. Maybe these things aren't necessary, but they are.....for the soul.
Last edited by Sheepdog on Fri Nov 21, 2014 12:56 pm, edited 1 time in total.
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flyingaway
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Re: What doyou splurge on?

Post by flyingaway » Fri Nov 21, 2014 12:56 pm

Professor Emeritus wrote:The Boglebunch being fairly tightfisted so I wondered what your personal "splurges" are?
:annoyed NB NOTHING WORK OR INVESTMENT RELATED :annoyed :annoyed no "better software to keep track of my portfolio"etc.

We are talking consumption here. Not investment. And no gifts.
I'm cheap. We own one used car, one tv and buy used cameras on Ebay.
(we do travel a lot) But I don't think of that as a splurge (could be I'm delusional)
But
For 20 years I have paid a lawn service to cut my lawn. Almost nothing gives me the same pleasure.
I actually LIKE sending the checks.
Both daughters with their little kids only have to ask and we take them out for lunch or dinner wherever they like
I don't paint.... EVER.... I pay for it.

What's your splurge?
The reason that I cut my lawn myself is because I consider it as physical exercise. I do not want to pay someone to cut my lawn and then pay membership fees to do exercise at gyms.

MP1233
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Re: What doyou splurge on?

Post by MP1233 » Fri Nov 21, 2014 1:06 pm

Going out for lunch almost every week day. It breaks up my work days to avoid burnout. In the past, music lessons for the kids, and now, covering all university costs for kids. We bought our oldest a car and will do so for our youngest within the next year.

This is actually a tough question for me because I assume it is referring to purchases made for the sole purpose of enjoyment. I have never done this.

flyingaway
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Re: What doyou splurge on?

Post by flyingaway » Fri Nov 21, 2014 1:09 pm

Children!

rjsob58
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Re: What doyou splurge on?

Post by rjsob58 » Fri Nov 21, 2014 1:21 pm

Hockey tickets
Family vacation

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FelixTheCat
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Re: What doyou splurge on?

Post by FelixTheCat » Fri Nov 21, 2014 1:23 pm

Good beer
Vacations
Buying lunch
A/C and Heat. House is always is in a 5 degree range.
Felix is a wonderful, wonderful cat.

nanoanalyzer
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Re: What doyou splurge on?

Post by nanoanalyzer » Fri Nov 21, 2014 1:38 pm

1. Gastrotourism. I wayyy overspend on food while traveling, but love nothing more than experiencing the unique flavors and preparations I can't get at home. I often incorporate what I learn into my own home cooking. Also love to bring rare beers back home to share with fellow beer geeks.

2. Eating "cheap but wholesome" lunch out. I try to keep it to $6 or less per meal, but tend to each lunch or breakfast out 3-4 days a week.

3. My Z4 and related garage work and performance driving events. It costs me a couple k per year. I don't need it, but what it offers in maintaining my sanity is priceless.

I have a reel mower, I keep the house hot/cold in summer/winter, I try to stay in hostels or camp out, I drive instead of fly, etc. But these three things I find totally worth the extra strain on my 60%+ savings rate budget.
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irishbear99
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Re: What doyou splurge on?

Post by irishbear99 » Fri Nov 21, 2014 1:38 pm

Beads and jewelry-making supplies for me (I make my own jewelry), video games for the hubby, and stuffed toys for the dog. One type of splurge for each of us. :D

claudia
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Re: What doyou splurge on?

Post by claudia » Fri Nov 21, 2014 2:21 pm

I am very cheap. I wore the same pair of sneakers for over 10 years (I wore to walk my dog for 30 mins every day). I recently bought a new pair of sneakers and it costs me $40. That's already a big splurge. But I still keep my old ones since they are still wearable.
Last edited by claudia on Fri Nov 21, 2014 2:22 pm, edited 1 time in total.
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