None of the insurance agencies I dealt with after people hit me would cut a check for anything until after the release was signed. It is an all or nothing deal.snackdog wrote: ↑Tue Jan 16, 2018 6:42 pmPlease be fair and considerate to all parties. Consider your wife could have lingering issues which cause pain and suffering or require treatment. But also consider the insurance company is trying to keep claims and rates low by not paying frivolous claims. Asking for anything more than actual plus reasonable forecast damages doesn’t strike me as fair.
I wonder if you could settle now on the car claim but propose to wait 12 months on the injuries and follow up.
The car seat debate is beyond ridiculous and anyone stating it shouldn't be replaced should just be ignored. How much does your wife feel is fair for pain and suffering? I took the first offer the agent gave me the last time we were hit because I thought it was a fair amount for my pain. I was offered $1000. Asking for 5x my medical bills would have amounted to around $30,000, which would have been lovely for me but overkill for my neck injury. My insurance company and agent didn't really help me at all. They called once, and answered my questions when I called them. Settling on an amount was up to me. Good luck to you and hope your wife heals quickly.