Made breakfast for ourselves instead of going out.
We're going to make up for that and more at the steak house tonight though!!
Yesterday I did replace our outdoor light fixtures myself.
Have a plan, stay the course and simplify. Then ignore the noise!
Nectarineman wrote: Sun Dec 24, 2017 11:05 am
Since frugality seems to be a way of life, what did you do today that was frugal?
As for me, worked out at the gym, but shaved and took an extra long shower there to save on my utilities.
The gym will pass that cost along in the form of increasing your gym membership dues. If you have locked in your membership dues, then they will cut a corner somewhere else to make up for that money. This may be in the form of not replacing aging equipment. I wouldn't consider the extra long shower "frugal", perhaps "wasteful."
Being frugal should extend beyond your personal world. Maybe to resource use. So to take a longer shower purposely at the gym is not frugal at all. Frugal is about money but also about waste of a resource when it is not necessary. You don't do things because you can, you do them because you should.
I had to shower at the gym for too long a time this summer due to a too long bathroom redo.
When I saw others just standing there under the water for long after the showering part was over, I thought of them as wasters. I thought that at home they probably spent beyond their means. No thought to the future. Theirs or the planet.
There were teens there from the swim team standing under the shower from before I started unit after I left the locker room. You think they were taught frugality?
Maybe my definition of frugal eclipses the norm. But that is one way of looking at it.
Spending money unnecessarily, spending resources unnecessarily. Sound like one and the same.
its all relative. i drove my regular import car to work, instead of a more exotic option. Also had water at lunch instead of a soda. But could have saved more by not buying a sports car or not going out to lunch. I choose to live a little. Its all relative.
Nectarineman wrote: Sun Dec 24, 2017 11:05 am
Since frugality seems to be a way of life, what did you do today that was frugal?
As for me, worked out at the gym, but shaved and took an extra long shower there to save on my utilities.
Nada as this is not the time of year for frugality. This season, I followed my budget, which isn't all that frugal.
Life is more than grinding it out in some drab office setting for an arbitrary number. This isn't a videogame where the higher score is better. -Nathan Drake
Yesterday, I was doing some last minute shopping. I bought my son a nice UA shirt which was regularly priced at $69.99. These shirts are rarely on sale and usually excluded from coupons. It was on sale for $39.99. I used 2 sale coupons for $20 off and paid $19.99 plus tax. I got 2 $10 off coupons when I paid. So I figured the net cost was $1.99 plus tax. Did I pay too much?
Today I spent 1 hour cleaning our pool. Just like I have been doing for the last 14 years. So there's that.
Yesterday I went to the nearby thrift store looking for a second crock-pot. i had one that died over the summer. Found a nice Rival for $3.50. Used it last night for a test, and will use tomorrow for chicken broth. Pretty happy about it too.
I'm just sitting here watching the wheels go round and round. |
Nobody told me there'd be days like these.
I shovled snow from the walk today instead of giving the kid across the street $5. Of course I'm paying for it with a little back pain, but I kept the $5!
Big score was that I went to the bird store yesterday and for $4 per they had silver foil streamers about 8" long suspended from suction cups to go on windows to prevent birds from flying into them. We lose a few birds each year to this as we have glass panels on part of our deck. I figured come on, $4 plus tax. Made my own since we had all the Christmas stuff out. Foil wrapping paper, duct tape at the top (like the ones at the store) pierced and then hooked on a suction cup. Cha-ching!
'It ain't what you don't know that gets you into trouble. It's what you know for sure that just ain't so!' Mark Twain
Today the wife and I came home after church and ate leftovers from yesterday's family Christmas gathering, rather than going to a restaurant for lunch. Saved about $40 or so, and the food was more tasty & nutritious.
Don't gamble; take all your savings and buy some good stock and hold it till it goes up, then sell it. If it don't go up, don't buy it. - Will Rogers
Since healthcare expense dwarfs everything else in my budget...I ate a healthy breakfast. I plan to also exercise today, and eat healthy lunch and dinners.
My avatar may be the Grinch but even I know this is the season of generosity not frugality. Being a Boglehead for me opens up opportunities for generosity and is not so much about being frugal. Merry Christmas to All. Of course, watching the Bengals win has made me all giddy.
"Earn All You Can; Give All You Can; Save All You Can." .... John Wesley
Nectarineman wrote: Sun Dec 24, 2017 11:05 am
Since frugality seems to be a way of life, what did you do today that was frugal?
As for me, worked out at the gym, but shaved and took an extra long shower there to save on my utilities.
The gym will pass that cost along in the form of increasing your gym membership dues. If you have locked in your membership dues, then they will cut a corner somewhere else to make up for that money. This may be in the form of not replacing aging equipment. I wouldn't consider the extra long shower "frugal", perhaps "wasteful."
I disagree, since the cost will be passed on to the hundreds of members and he’ll likely see no effect or a tiny fraction of his frugality. While if he takes a shower at his house he’ll see a higher water bill at his house.
BogleBoogie wrote: Sun Dec 24, 2017 11:44 am
I wouldn't consider the extra long shower "frugal", perhaps "wasteful."
Long showers are fantastic!
A long shower for me is typically about one hour.
Very relaxing. And cheap too- the cost of the water and gas to heat the water is small relative to the enjoyment.
Certainly not wasteful in my view.
I suppose it is a matter of opinion on this one. The one hour shower you speak of amounts to about 600 gallons of water. 600 gallons of water to clean one person, one day, one time feels wasteful and unnecessary to me. For you, it is wonderful.
Nectarineman wrote: Sun Dec 24, 2017 11:05 am
Since frugality seems to be a way of life, what did you do today that was frugal?
As for me, worked out at the gym, but shaved and took an extra long shower there to save on my utilities.
Frugal?!? You lost me at went to the gym.
Actually, I would count a gym membership as an excellent investment in your health, so I would consider it being frugal. Compare the cost of going to the gym to the cost of getting stents placed in your coronary arteries every five years and then having bypass surgery after the third stent.
Which brings me to the point I wanted to make: frugality is relative, it's all in the eye of the beholder. My wife used to read a blog by a woman who preached that you should wash out all your plastic bags and save those little wire things that hold the bread bag closed. Turns out this woman had SIX CHILDREN. After I heard that, I stopped washing out my plastic bags.
For the last minute run around shopping today drove my Nissan Leaf instead of my ICE car.
While at the local Hy Vee supermarket charged my Leaf there for free.
Nectarineman wrote: Sun Dec 24, 2017 11:05 am
Since frugality seems to be a way of life, what did you do today that was frugal?
As for me, worked out at the gym, but shaved and took an extra long shower there to save on my utilities.
The gym will pass that cost along in the form of increasing your gym membership dues. If you have locked in your membership dues, then they will cut a corner somewhere else to make up for that money. This may be in the form of not replacing aging equipment. I wouldn't consider the extra long shower "frugal", perhaps "wasteful."
I disagree, since the cost will be passed on to the hundreds of members and he’ll likely see no effect or a tiny fraction of his frugality. While if he takes a shower at his house he’ll see a higher water bill at his house.
Nectarineman wrote: Sun Dec 24, 2017 11:05 am
Since frugality seems to be a way of life, what did you do today that was frugal?
As for me, worked out at the gym, but shaved and took an extra long shower there to save on my utilities.
The gym will pass that cost along in the form of increasing your gym membership dues. If you have locked in your membership dues, then they will cut a corner somewhere else to make up for that money. This may be in the form of not replacing aging equipment. I wouldn't consider the extra long shower "frugal", perhaps "wasteful."
I disagree, since the cost will be passed on to the hundreds of members and he’ll likely see no effect or a tiny fraction of his frugality. While if he takes a shower at his house he’ll see a higher water bill at his house.
You disagree with my point that using any resources at the gym that cost the gym money will be absorbed by the customers at the gym? Yes, of course it won't be dollar for dollar with the shower. As a group they will all incur the costs.
Cost basis is redundant. One has a basis in an investment |
One advises and gives advice |
One should follow the principle of investing one's principal
Reused a foil gift-bag from an open-early Christmas gift my daughter presented to the family (a precious collection of hand-drawn favorite animal portraits). Then, we all ate leftovers for lunch.
My DH and I shared a Wendy's $4 meal deal. Exchanged the fries for chili, and I ate the chili and 2 of the pieces of chicken, and he enjoyed the bacon burger and 2 pieces of chicken, and the drink. (I drink water).
Walked to the corner store (less than 1/4 mile) to buy the Sunday paper for $3.
Back last summer I finally cancelled my years-long subscription because the cost kept going up while the paper kept shrinking. And they wouldn't let me subscribe to just the Sunday paper, which is all I really want. Since then, each Sunday morning that I'm at home, I walk to the convenience store to buy a paper. Today freezing rain was just starting to fall, so it was the toughest decision I have had to make about whether I would get the paper since I started this new regime.
Homemade muffins and hazelnut latte and a very long time to lounge with the paper.