identity verification with Equifax?

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GoldenBuff
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Joined: Mon Feb 21, 2011 11:10 pm

identity verification with Equifax?

Post by GoldenBuff » Sat Sep 16, 2017 5:03 pm

I was able to freeze my credit at Equifax by just supplying my name, address and SSN. They did not ask me any further questions to verify my identity like Experian or Transunion. Did anyone have a similar experience? The URL I used was

https://www.freeze.equifax.com/Freeze/j ... IDInfo.jsp

I am concerned about (a) being phished and (b) if anyone knows your name, address and SSN they can place a freeze on you without your knowledge and you won't have the PIN to unfreeze it.

Thanks in advance.

GoldenBuff.

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whodidntante
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Joined: Thu Jan 21, 2016 11:11 pm

Re: identity verification with Equifax?

Post by whodidntante » Sat Sep 16, 2017 5:19 pm

I think Equifax has established that they are not able to implement effective security.

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Pajamas
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Joined: Sun Jun 03, 2012 6:32 pm

Re: identity verification with Equifax?

Post by Pajamas » Sat Sep 16, 2017 5:24 pm

That's hilarious. What better way for an identity thief who bought your information from the hackers to convince a credit issuer that they are you than by immediately unfreezing the credit report when asked to do so because the issuer discovered it is frozen while processing the application?

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knpstr
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Joined: Thu Nov 20, 2014 8:57 pm
Location: Michigan

Re: identity verification with Equifax?

Post by knpstr » Sat Sep 16, 2017 6:32 pm

Since I did Experian by phone, TransUnion was the only place I had to answer additional questions.
Very little is needed to make a happy life; it is all within yourself, in your way of thinking. -Marcus Aurelius

mhalley
Posts: 6188
Joined: Tue Nov 20, 2007 6:02 am

Re: identity verification with Equifax?

Post by mhalley » Sat Sep 16, 2017 8:26 pm

When I did equifax, they only asked those questions but did not let me freeze, ended up calling.

wrongfunds
Posts: 1890
Joined: Tue Dec 21, 2010 3:55 pm

Re: identity verification with Equifax?

Post by wrongfunds » Sun Sep 17, 2017 10:57 am

Funny, my TU call eventually ended up being serviced by "Alex" from Banglore/Chennai. All he wanted was SSN and credit card number to freeze the account.

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teacher
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Joined: Sun Oct 05, 2008 5:45 pm
Location: California

Re: identity verification with Equifax?

Post by teacher » Sun Sep 17, 2017 11:38 am

When I froze Equifax, they only asked for the last six numbers of the Social Security number.

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