Accessing Bank from someone else's Wifi

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PinotGris
Posts: 557
Joined: Tue Feb 14, 2012 9:38 pm

Accessing Bank from someone else's Wifi

Post by PinotGris » Wed Dec 31, 2014 2:58 pm

We are going to be renting a place for a few weeks and have password access to use the landlord's wifi. i am wondering how safe is it to access secure sites such as my bank, vanguard.com etc?

chaz
Posts: 13601
Joined: Tue Feb 27, 2007 2:44 pm

Re: Accessing Bank from someone else's Wifi

Post by chaz » Wed Dec 31, 2014 3:00 pm

I recommend using www.sandboxie.com
Chaz | | “Money is better than poverty, if only for financial reasons." Woody Allen | | http://www.bogleheads.org/wiki/index.php/Main_Page

Sidney
Posts: 6696
Joined: Thu Mar 08, 2007 6:06 pm

Re: Accessing Bank from someone else's Wifi

Post by Sidney » Wed Dec 31, 2014 3:09 pm

Consider using a VPN.

Here are some free ones. I tried SecurityKiss a couple times (not recently). My recollection is that it was easy enough to install and setup.

http://www.techsupportalert.com/best-fr ... ervice.htm
I always wanted to be a procrastinator.

Quickfoot
Posts: 1002
Joined: Fri Jan 11, 2013 1:03 pm

Re: Accessing Bank from someone else's Wifi

Post by Quickfoot » Wed Dec 31, 2014 3:13 pm

As long as your bank uses an encrypted transport protocol (which I guarantee they do) you should be fine. It is very doubtful your landlord has the technical skills necessary to cause problems.

VPNing into a trusted network can increase security BUT VPNing just for the sake of VPNing doesn't increase security, in fact it can decrease it because the VPN provider has the same opportunity to intercept your encrypted traffic as the other person's wifi connection does and they have much higher technical ability than your landlord. I would wager there are a fair number of VPN providers (especially the free ones) that sniff their customer's traffic.

Where you get into trouble using unknown wireless networks is accessing websites over non encrypted protocols (http instead of https), they can intercept and even modify unencrypted streams but properly encrypted (over modern https implementations) just appear as encrypted streams of bytes. Because of the way SSL works they can tell what website you are going to (that's because the connection is opened prior to the stream being encrypted) but can not decrypt any of the content.

You could also use Tor but the same problem presents itself, in this case the traffic is encrypted within the tor network but it is decrypted by the exit node prior to being routed back onto the regular Internet. The exit node can monitor all unencrypted traffic and even inject content into the stream (they can use this to auto infect your PC with malware if they wanted to) and while they can't decrypt SSL encrypted traffic they will see what website you are talking to.

I would focus more of your energy on insuring your computer is secured, that you are running the latest patches, anti virus, anti spyware tools, a non Microsoft browser, and for all that is holy encrypt your hard drive if you have a laptop (the last thing you want is someone poking through your files if your laptop is stolen / lost).

FreemanB
Posts: 264
Joined: Thu May 22, 2014 5:55 am

Re: Accessing Bank from someone else's Wifi

Post by FreemanB » Wed Dec 31, 2014 3:58 pm

I wouldn't worry about it, personally. I'd take more precautions in a place where lots of people connect throughout the day(Open Wifi hotspots in restaurants and other public places), since those are the areas that the crooks would generally go after.(Even then, actual incidents are very rare overall, considering the number of hotspots currently in use throughout the world) In this case, it would be far too easy to track any stolen info to the source to make it worthwhile.

jebmke
Posts: 8465
Joined: Thu Apr 05, 2007 2:44 pm

Re: Accessing Bank from someone else's Wifi

Post by jebmke » Wed Dec 31, 2014 4:26 pm

Quickfoot wrote:holy encrypt your hard drive
This can be done by your priest?

Seriously, I agree. Should not carry data around not encrypted.
When you discover that you are riding a dead horse, the best strategy is to dismount.

nordsteve
Posts: 654
Joined: Sun Oct 05, 2008 9:23 am

Re: Accessing Bank from someone else's Wifi

Post by nordsteve » Thu Jan 01, 2015 1:17 am

Key thing here is to use your own device, not one provided by the landlord.

PinotGris
Posts: 557
Joined: Tue Feb 14, 2012 9:38 pm

Re: Accessing Bank from someone else's Wifi

Post by PinotGris » Thu Jan 01, 2015 1:54 am

Thank you all for the response. I feel much better.

qui
Posts: 60
Joined: Thu Jan 02, 2014 1:35 pm

Re: Accessing Bank from someone else's Wifi

Post by qui » Thu Jan 01, 2015 5:40 am

Quickfoot wrote:Where you get into trouble using unknown wireless networks is accessing websites over non encrypted protocols (http instead of https), they can intercept and even modify unencrypted streams but properly encrypted (over modern https implementations) just appear as encrypted streams of bytes. Because of the way SSL works they can tell what website you are going to (that's because the connection is opened prior to the stream being encrypted) but can not decrypt any of the content.
THIS^

I believe examples really drive the point home. Here is an example of what this looks like to someone sniffing for traffic (like at an open wifi in starbucks).

Code: Select all

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As you can see, it's clear that there is some involvement with vanguard.com, and a Symantec certificate....but not much else. Not pictured here is the DNS request which converts vanguard.com to an address that the browser can talk to. This would also indicate what site you're accessing. The area where you would log in is way down near the bottom of that jumbled mess. Like Quickfoot said, it's not likely your landlord is going to have the technical skills to really cause you any problems. With that said, if you try to load the page and your browser gives you a certificate warning, you should not ignore that.

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Epsilon Delta
Posts: 7433
Joined: Thu Apr 28, 2011 7:00 pm

Re: Accessing Bank from someone else's Wifi

Post by Epsilon Delta » Thu Jan 01, 2015 11:21 am

Many people use the firewall in their router and do not turn on a firewall in the PC. If you are using somebody else's WiFi you are relying on their router configuration. The router firewall may not be turned on, or it may be configured liberally so that customers can run random games. You might want to make sure you're using your own firewall (either software or hardware).

helix
Posts: 6
Joined: Wed Oct 15, 2014 6:57 pm

Re: Accessing Bank from someone else's Wifi

Post by helix » Thu Jan 01, 2015 11:48 am

Whenever you access the internet via hardware that you don't control, you could be a target a of a malicious man in middle attack (this combined with flaws in implementation of SSL protocols implies that https requests are affected as well). There is current development on enhancements to TLS to prevent these types of attacks and guarantee that https connections are secure regardless of whether the network you connect to is compromised or not. These changes are slowly rolling out and require updates to both server side (bank's end) and browser (your end of things). Sadly many administrators are slow to roll out these enhancements. Also a significant amount of users continue to use older browsers that don't support enhanced security features.

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