Buy new truck before retiring?

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jwfails
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Buy new truck before retiring?

Post by jwfails » Thu Jun 21, 2018 6:55 am

I plan on retiring at the end of the year. I would like to buy a smaller truck with better gas mileage to pull my rv in retirement.

I have a 2015 Chevy 2500 HD 4x4 Z71 6.0 liter gas truck, it averages 13 mpg. I have the opportunity to buy a 2018 Chevy 1500 4x4 Z71, that gets 18 city and 24 highway. The deal is to trade my truck plus $9500 for the new truck. The truck will be paid off.

I am just wondering if this makes financial sense. The $9500 listed above includes the payoff ($6800) on my current truck.

Trade $9500 for a new more fuel efficient truck or payoff ($6800) current truck and keep in retirement? Thanks for any input. I really think it’s a toss up, just looking for second opinion.

The Wizard
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Re: Buy new truck before retiring?

Post by The Wizard » Thu Jun 21, 2018 7:04 am

You're conflating two issues: the truck issue and retirement.
With decent financial planning for retirement, that transition shouldn't matter.

As for the truck, going from 3/4 ton (so called) to half ton will reduce your towing and payload capacity, so have you looked into that?
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metrunt
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Re: Buy new truck before retiring?

Post by metrunt » Thu Jun 21, 2018 7:06 am

I don't know much about cars. Does the new, lighter truck have a less powerful engine that will make it harder to pull? Don't know.

But I do know you'd have to drive 43,000 miles in your current truck before you'd spend $10,000 in gas. So, that's your "breakeven" point if you're buying a more fuel efficient truck as a financial decision.

FlyAF
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Re: Buy new truck before retiring?

Post by FlyAF » Thu Jun 21, 2018 7:14 am

You would be better off spending the $9500 on a 2nd more fuel efficient vehicle to drive around when not towing. If your main purpose for the truck is towing a RV around, it would be foolish to go from a 3/4 ton to a half ton.

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TxAg
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Re: Buy new truck before retiring?

Post by TxAg » Thu Jun 21, 2018 7:21 am

I'd rather have the bigger truck if I was pulling anything but a small trailer.

stan1
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Re: Buy new truck before retiring?

Post by stan1 » Thu Jun 21, 2018 7:22 am

Seems like this is a personal preference. If you are like me and the smaller engine would frustrate you while pulling the trailer I'd keep the old truck and get the best cash back card for fuel purchases I could find. The Costco Visa card, which many people already have, is 4% right now.

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whodidntante
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Re: Buy new truck before retiring?

Post by whodidntante » Thu Jun 21, 2018 7:29 am

FlyAF wrote:
Thu Jun 21, 2018 7:14 am
You would be better off spending the $9500 on a 2nd more fuel efficient vehicle to drive around when not towing. If your main purpose for the truck is towing a RV around, it would be foolish to go from a 3/4 ton to a half ton.
I agree, assuming that the OP can use a car/small SUV a lot. Also it might not be worth doing anything at all. I drive a thirsty V8 rocketship, but I probably use much less gas than the average Prius owner because I live 3 miles on open road from work. I could double my fuel consumption and it would still only be a blip in my expenditures.

augryphon
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Re: Buy new truck before retiring?

Post by augryphon » Thu Jun 21, 2018 7:30 am

Park the Chevys side by side and set them on fire. Then go buy a Ford truck.

fsrph
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Re: Buy new truck before retiring?

Post by fsrph » Thu Jun 21, 2018 7:34 am

Is the mpg for the new truck a real world number or what the original sticker states? If it's not a real world number you may be disappointed in your mpg gain.

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jwfails
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Re: Buy new truck before retiring?

Post by jwfails » Thu Jun 21, 2018 7:39 am

Thanks for all the replies.

Yes, I would loose towing capacity with the 2018 5.3 liter truck, but it would still be enough truck for my rv and I would get better mpg when not towing trailer.

I thought about buying a used fuel efficient car (civic) but then you have extra insurance, tags, inspections, etc.

Never been a Ford fan, but that is why they have different brands.

The Wizard
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Re: Buy new truck before retiring?

Post by The Wizard » Thu Jun 21, 2018 7:43 am

augryphon wrote:
Thu Jun 21, 2018 7:30 am
Park the Chevys side by side and set them on fire. Then go buy a Ford truck.
This is rather humorous, being an owner of a 2016 F-150...
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Jack FFR1846
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Re: Buy new truck before retiring?

Post by Jack FFR1846 » Thu Jun 21, 2018 7:46 am

Just going by numbers, assume the new truck gets 20 mpg average (which I doubt, but we need a number). Doing the math, it will take 22,931 miles for the gas savings at $2.90 (what gas is near me right now) to save you that $9500.

Are there other costs to trade the truck? Registration, inspection, tax, doc fee?
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brokendirtdart
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Re: Buy new truck before retiring?

Post by brokendirtdart » Thu Jun 21, 2018 7:50 am

I would separate the retirement issue and look at what you are using the vehicles for.

The 3/4 ton will be a much better vehicle towing your RV. Heavier vehicle being more stable, have a better suspension, and depending on specs more power. Now you haven't mentioned the size of the RV and the 1/2 ton may be adequate for pulling it, but the 3/4 ton will be a "better" tow vehicle.

Buy a separate grocery getter for trips to Dunkins or around town at home.

Jack FFR1846
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Re: Buy new truck before retiring?

Post by Jack FFR1846 » Thu Jun 21, 2018 7:54 am

Without knowing how many miles you plan to drive, we don't know what's best. I drive a Wrangler Unlimited that gets about 18 mpg. But I need it to plow snow off the driveway in the winter and I only live 5 miles from work, so it gets very little use. For me, a second vehicle would be silly to save a gallon of gas a week. If you're putting 38k miles on the vehicle, then perhaps a small car would make sense. It's all math.
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Carl53
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Re: Buy new truck before retiring?

Post by Carl53 » Thu Jun 21, 2018 8:02 am

Jack FFR1846 wrote:
Thu Jun 21, 2018 7:46 am
Just going by numbers, assume the new truck gets 20 mpg average (which I doubt, but we need a number). Doing the math, it will take 22,931 miles for the gas savings at $2.90 (what gas is near me right now) to save you that $9500.
I'm coming up with 121,680 miles.

DrakeSRT
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Re: Buy new truck before retiring?

Post by DrakeSRT » Thu Jun 21, 2018 8:06 am

I wouldn't even consider trading trucks.

If you hook your trailer up to the 2018 with the 5.3, chances are you may get worse gas mileage than you do now.

Jack FFR1846
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Re: Buy new truck before retiring?

Post by Jack FFR1846 » Thu Jun 21, 2018 8:10 am

20 mpg - 13 mpg = 7 mpg difference.

$2.90/gallon

$9500 difference

? = $9500*(7m/g)*(1g/$2.90)

g cancels
$ cancels

math, ? = 22,931.0345 miles
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Ron
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Re: Buy new truck before retiring?

Post by Ron » Thu Jun 21, 2018 8:12 am

Retiring doesn't mean that you stop buying the necessities of life (and for some of us, a vehicle is required).

Since I've been retired (11 years, thus far) I've purchased two vehicles; one CPO SUV (2005 model) a year after I retired in 2007 and a new SUV in 2015 to replace it after the CPO turned 10 years old and started to have some PIA problems. My wife, who has been retired six years has purchased one in 2015 (new) to replace her 2002 vehicle.

IMHO, wait until you are retired and find out how much you really want/need the HP of the vehicle you have now. You may find yourself traveling more (or less) and have better life experiences to justify either keeping or selling your current vehicle.

Just my simple opinion on the question at hand.

- Ron

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goingup
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Re: Buy new truck before retiring?

Post by goingup » Thu Jun 21, 2018 8:22 am

Maybe the OP is thinking of buying the truck pre-retirement in order to more easily finance the truck. Easier to qualify for a loan with a paycheck. The 2015 truck is not paid off yet.

smitcat
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Re: Buy new truck before retiring?

Post by smitcat » Thu Jun 21, 2018 8:22 am

jwfails wrote:
Thu Jun 21, 2018 7:39 am
Thanks for all the replies.

Yes, I would loose towing capacity with the 2018 5.3 liter truck, but it would still be enough truck for my rv and I would get better mpg when not towing trailer.

I thought about buying a used fuel efficient car (civic) but then you have extra insurance, tags, inspections, etc.

Never been a Ford fan, but that is why they have different brands.

A lot of info. missing to help decide....
- I do not know what your current 2500 HD has in mileage or what maintanance may be due on that truck.
- how the trucks are configured, quad, crew, LB , SB etc
- Simailrly you do not give tow requirements other than RV.
- you do not say hoe many miles/yr they will be used in retirement
- or if your family has other vehicles that can be utilzied when desired

So taking a swipe without any of that here are some factors:
New 1500 series
- my 2017 silv. crew SB 5.3 / tow option (3.42) gets between 19- 21 mpg in mixed driving when not towing (over 22K miles)
- rated to tow #9,600 as confirgured
- it gets about 12 when towing a #6,000+ rig
- your will have no maintenance over a realtively long time with a new truck (tires , brakes etc)
- it drives much softer and comfortable , nearer a car then the heavy pickups

My last 2500 HD crew SB with 6.0
- towed more than the current truck , 10,500 rated
- felt like the difference was more than that #900
- IMHO the towing was more trans related than anything else
- Truck was higher off the ground
- much rougher ride , less handling and braking
- parts such as tires, brakes and the like were more expesnive to buy or get replaced
- Never did I get 13 mpg average on the 2500 always lower, had the 4 speed trans and higher gear so maybe that was a function as well

Summary is - the 2500 HD is a work truck that does well towing but is poor as a daily driver. The newer 1500 with tow cap is more driver friendly and comfortable on the road but lacks some towing and hauling capacities.

MI_bogle
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Re: Buy new truck before retiring?

Post by MI_bogle » Thu Jun 21, 2018 8:28 am

Jack FFR1846 wrote:
Thu Jun 21, 2018 8:10 am
20 mpg - 13 mpg = 7 mpg difference.

$2.90/gallon

$9500 difference

? = $9500*(7m/g)*(1g/$2.90)

g cancels
$ cancels

math, ? = 22,931.0345 miles

Think of it this way. Driving 20,000 miles at 20 MPG uses 1,000 gallons of gas. At $3 a gallon, that's $3,000.

Driving 20,000 miles at 13 MPG uses 1,538 gallons of gas. At $3 a gallon, that's $4,615.

A difference of $1,615

Calculate the cost/mile difference between the 2 mileage rates, and then divide the cost needed to make up (9500) by the cost/mile difference

So, it costs $0.078/mile more to drive the current truck if we're using 20 MPG, 13 MPG, and 2.90 for price of gas.

0.078/9500 = 121,675

Carl53
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Re: Buy new truck before retiring?

Post by Carl53 » Thu Jun 21, 2018 8:49 am

Jack FFR1846 wrote:
Thu Jun 21, 2018 8:10 am
20 mpg - 13 mpg = 7 mpg difference.

$2.90/gallon

$9500 difference

? = $9500*(7m/g)*(1g/$2.90)

g cancels
$ cancels

math, ? = 22,931.0345 miles

$9500 = X miles *(1gal/13miles-1gal/20miles) * $2.90/gal
($9500/$2.90)*(1/(1/13-1/20)) = X miles or 121675 miles ( rounded off to 121680 in my first comment)

DrakeSRT
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Re: Buy new truck before retiring?

Post by DrakeSRT » Thu Jun 21, 2018 8:54 am

Knowing how car dealers operate the above price quoted is likely not the out the door price. When you add in sales tax and dealer fees the deal is probably much worse.

wrongfunds
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Re: Buy new truck before retiring?

Post by wrongfunds » Thu Jun 21, 2018 9:00 am

I am hooked on this math puzzle! Only one of you is right and it looks like I need a bigger napkin to find out who is right!

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Edie
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Re: Buy new truck before retiring?

Post by Edie » Thu Jun 21, 2018 9:29 am

wrongfunds wrote:
Thu Jun 21, 2018 9:00 am
I am hooked on this math puzzle! Only one of you is right and it looks like I need a bigger napkin to find out who is right!
carl53 is correct. :beer

https://www.carmax.com/research/mpg-calculator

Input 13 for car 1 mpg, 24 for car 2 mpg (being generous for the new truck, but it serves to illustrate the point even more that it's going to take a long time), and put the mileage slider all the way to 25,000 miles, and the gas price to the 2.90 being discussed. In 25,000 miles, a person with this set up will have saved 2,556 dollars.

9500/2556 = ~3.716.
~3.716*25,000 = 92,918 miles before the gas savings equal the purchase price (disregarding sales tax, fees, etc).

That's not using the likely lower real mpg, but the pie in the sky one.

mrb09
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Re: Buy new truck before retiring?

Post by mrb09 » Thu Jun 21, 2018 9:57 am

Only thing I'd add (this may have been mentioned and I missed it) if you're towing a lot, look at the numbers for towing. A smaller engine will drop percentage-wise mpg a lot more while towing. Sometimes RV magazines will list their towing numbers in their truck reviews.

If you're just towing occasionally and want a better daily driver, agree with others I'd just get a second smaller car. I have a Prius for a daily driver but also have a 2000 F250 SuperDuty Diesel that's still going strong when needed for the gooseneck horse trailer.

-buzz-
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Re: Buy new truck before retiring?

Post by -buzz- » Thu Jun 21, 2018 9:58 am

Carl53 wrote:
Thu Jun 21, 2018 8:49 am
$9500 = X miles *(1gal/13miles-1gal/20miles) * $2.90/gal
($9500/$2.90)*(1/(1/13-1/20)) = X miles or 121675 miles ( rounded off to 121680 in my first comment)
^ This is correct.

Walking through the total fuel cost for 121,765 miles may be easier to follow than the algebra.

To drive 121,675 miles at 13 mpg, you would use 9,359.9 gallons (121,675 miles/13 mpg). At a cost of $2.90 per gallon, the total fuel cost is $27,142.86 (9359.9 * 2.90).

To drive the same 121,675 miles at 20 mpg, you would use 6083.7 gallons (121,675 miles/20 mpg). At a cost of $2.90 per gallon, the total fuel cost of $17,642.86 (6083.7 * 2.90).

Difference in cost = $27,142.86 - 17,642.86 = $9,500.

I've considering replacing my 10 year old old truck a few times on the basis of fuel mileage. Every time I work through the math above, I'm reminded that the fuel cost is insignificant compared to the cost and depreciation I'd have on a newer vehicle. Even if I went down to a Prius, which I don't want to do, I'd have to drive 150k+ miles to break even on the purchase price.

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Sandtrap
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Re: Buy new truck before retiring?

Post by Sandtrap » Thu Jun 21, 2018 10:01 am

Bought a brand new Toyota Tundra TRD 4wd, in cash when I retired.
18 ave mpg. Reliable. No repairs, yet.
Best decision ever for me.
Like a retirement "truck" in lieu of a "gold watch".

aloha,
j

GoofyOne
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Re: Buy new truck before retiring?

Post by GoofyOne » Thu Jun 21, 2018 10:17 am

Jack is calculating how much further you will go with $9500 of fuel (both trucks using $9500/($2.9/gal)) of fuel.

Carl is calculating, if both trucks go the same distance, how many miles is needed so that the bigger truck uses $9500 more in fuel.

Jack FFR1846
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Re: Buy new truck before retiring?

Post by Jack FFR1846 » Thu Jun 21, 2018 10:19 am

Hmmmnm. I did something wrong in my assumption of using the difference in miles per gallon.....

Going back,

$2.90/gal*1gal/13m=$0.223/m

$2.90/gal*1gal/20m=$0.145/m

savings 0.223-0.145 = $0.078/m $9500/$0.078/m = 121795

I'll be puzzling over why my first method doesn't work.

I think GoofyOne figured it out. Reminds me of a calculus exam where I incorrectly transcribed the problem. The professor said "you got the correct answer for the problem you wrote down". :greedy
Last edited by Jack FFR1846 on Thu Jun 21, 2018 10:21 am, edited 1 time in total.
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jwfails
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Re: Buy new truck before retiring?

Post by jwfails » Thu Jun 21, 2018 10:21 am

In response to:

A lot of info. missing to help decide....
- I do not know what your current 2500 HD has in mileage or what maintanance may be due on that truck.
- how the trucks are configured, quad, crew, LB , SB etc
- Simailrly you do not give tow requirements other than RV.
- you do not say hoe many miles/yr they will be used in retirement
- or if your family has other vehicles that can be utilzied when desired

My current truck is a 2015 2500 HD, Crew cab, 6 speed auto,gas, 4x4,Z71, 6ft bed with 48k miles. It will need new tires and brakes with in the year. Because it is an HD it requires 10 ply tires that are more expensive. My RV is 4000 lbs so either truck will work.

The new truck would be a 2018 1500 4x4, Z71, 5.3 liter,gas,crew cab,short bed.

We plan to make several multi-state trips next year, ie: Oregon, Montana, Arizona.

We have another daily driver- 2013 Camry. No payment

The truck deal is walk out the door, no payments. My truck is worth about the same as the new one, I still owe$6800 on mine, the difference $ is tax, title, license, running boards and spray in bed liner.

The big difference for me would be the smother ride, alittle better gas mileage and a newer vehicle. It would allow my savings to grow longer before the need to by a new truck in the future.

Thanks for all the replies, now I am really confused. Lol

smitcat
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Re: Buy new truck before retiring?

Post by smitcat » Thu Jun 21, 2018 10:41 am

"The big difference for me would be the smother ride, alittle better gas mileage and a newer vehicle. It would allow my savings to grow longer before the need to by a new truck in the future."

The new truck will be an expense compared to keeping the 2500.
The mileage advantge will be much less when towing, greatest when at highway speeds , I consider a difference of 60% siginficant.
Newer 1500's ride much softer than a 2500HD - please consider renting one for a weekend and try it maybe even towing as well.
I have no problems towing both a boat and a utililty trailer at 50% greater than your 4,000#'s - my truck has the 3.42 axle and tow package.

You already know what you will pay to get the newer truck , these will be some of your likely 'savings":
- $800 gas every 10,000 miles
- $1,000 tires right away
- $500+ brakes right away
- Any other maintenance that will come up in the next 36,000 miles with the 'older' truck (newer truck warranteed)
- Next round of brakes, tires etc will be cheaper with the 1500

Only you can figure out whether your intended use of the trucks in mileage and time is worth the trade-offs in addition to the expense.
Hope this helps

wrongfunds
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Re: Buy new truck before retiring?

Post by wrongfunds » Thu Jun 21, 2018 11:40 am

Unless OP is financing and need to take the loan before retiring to show the income stream to the bank, what difference does it make whether he buys truck before or after the retirement? Why is that even a factor? Rest of all the analysis seems to be completely irrelevant.

FlyAF
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Re: Buy new truck before retiring?

Post by FlyAF » Thu Jun 21, 2018 11:49 am

Any chance you end up wanting a bigger RV after you retire and start spending a lot more time in it? A 4k lb RV has got to be very small.

jwfails
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Re: Buy new truck before retiring?

Post by jwfails » Thu Jun 21, 2018 12:32 pm

FlyAF wrote:
Thu Jun 21, 2018 11:49 am
Any chance you end up wanting a bigger RV after you retire and start spending a lot more time in it? A 4k lb RV has got to be very small.
It’s a 20 foot bumper pull, tandem axel, with brakes. No need to finance new truck in the future unless I was offered 0 %.

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Re: Buy new truck before retiring?

Post by Nestegg_User » Thu Jun 21, 2018 12:53 pm

augryphon wrote:
Thu Jun 21, 2018 7:30 am
Park the Chevys side by side and set them on fire. Then go buy a Ford truck.
“can’t we all just get along”

(now, if you were talking about Dodge... understood)

as FlyAF has asked, are you going to upgrade to a larger RV trailer? 4k weight has got to be something like a 17-19 ft, which we found to be too small and confining, when we started looking at trailers. We also had purchased a new F-250 crew cab 4x4 with a 6.2 L V8 to haul any eventual trailer; we ended up finding a nice used 25 ft in great condition. Having the extra capacity to haul the load, especially since we expect to travel over passes (some in CO and MT) where you can loose hp due to altitude, is very useful.
(edit: just saw your reply- - still need to examine your towing capacity, since you mentioned CO and OR as destinations. Remember that you will loose about 20% of power going over I-70 at Eisenhower ... will the 1500 still haul it over? I KNOW that the F-250 will, but a F-150 may be struggling...)

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corn18
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Re: Buy new truck before retiring?

Post by corn18 » Thu Jun 21, 2018 1:04 pm

jwfails wrote:
Thu Jun 21, 2018 12:32 pm
FlyAF wrote:
Thu Jun 21, 2018 11:49 am
Any chance you end up wanting a bigger RV after you retire and start spending a lot more time in it? A 4k lb RV has got to be very small.
It’s a 20 foot bumper pull, tandem axel, with brakes. No need to finance new truck in the future unless I was offered 0 %.
If it really is 4,000 lbs actual weight, then I would make the move to a 1/2 ton. As long as there is not a bigger trailer in the future. That 2500 is 5th wheel capable and the 1500 will not be (although there is a 5th wheel 1500 crowd that swear it's fine).

Get the nicest 1500, 150 or whatever 1/2 ton you like and enjoy retirement. Just don't do it for gas mileage.

IowaFarmBoy
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Re: Buy new truck before retiring?

Post by IowaFarmBoy » Thu Jun 21, 2018 6:02 pm

I think the op said the $9500 included his payoff of$6800 so the actual difference in cost is $2700. He didn't mention the odometer readings on each.

smitcat
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Re: Buy new truck before retiring?

Post by smitcat » Thu Jun 21, 2018 7:20 pm

IowaFarmBoy wrote:
Thu Jun 21, 2018 6:02 pm
I think the op said the $9500 included his payoff of$6800 so the actual difference in cost is $2700. He didn't mention the odometer readings on each.
The 2015 2500HD has 48K miles.
The 2018 1500 is new - zero miles.

MindBogler
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Re: Buy new truck before retiring?

Post by MindBogler » Thu Jun 21, 2018 7:41 pm

jwfails wrote:
Thu Jun 21, 2018 7:39 am
Never been a Ford fan, but that is why they have different brands.
Well, it might be time to look again. If you look at them rationally, examine payload, towing, mpg, horsepower/torque and features then it is abundantly clear which company is producing the superior truck. Hint: its not Chevy.

smitcat
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Re: Buy new truck before retiring?

Post by smitcat » Thu Jun 21, 2018 7:49 pm

MindBogler wrote:
Thu Jun 21, 2018 7:41 pm
jwfails wrote:
Thu Jun 21, 2018 7:39 am
Never been a Ford fan, but that is why they have different brands.
Well, it might be time to look again. If you look at them rationally, examine payload, towing, mpg, horsepower/torque and features then it is abundantly clear which company is producing the superior truck. Hint: its not Chevy.
I have owned all of the major brands - Chevy , Ford and Dodge and often more than one brand at a time.
Fact is they all have strong points and weak points - while I valued my Fords (2 F350's and one F150) they are not superior in all areas except when it comes to price.

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Re: Buy new truck before retiring?

Post by MindBogler » Thu Jun 21, 2018 7:59 pm

smitcat wrote:
Thu Jun 21, 2018 7:49 pm
I have owned all of the major brands - Chevy , Ford and Dodge and often more than one brand at a time.
Fact is they all have strong points and weak points - while I valued my Fords (2 F350's and one F150) they are not superior in all areas except when it comes to price.
It's one thing to own all the major brands; its another to own them all at the same time or have access to similar model years. Ten years ago the Silverado was the better truck, that isn't the case today.

I digress, though. If I were you, I wouldn't sell a practically brand new truck for an increase in MPG. Your truck still has another 100,000 of life left in it. Drive that thing into the dirt and then reevaluate in 5-10 years.

meebers
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Re: Buy new truck before retiring?

Post by meebers » Thu Jun 21, 2018 8:08 pm

augryphon wrote:
Thu Jun 21, 2018 7:30 am
Park the Chevys side by side and set them on fire. Then go buy a Ford truck.
Wait 5 days and the F150 will set itself on fire. :D https://globalnews.ca/video/4031497/ont ... possession

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Re: Buy new truck before retiring?

Post by RetiredAL » Thu Jun 21, 2018 8:22 pm

Jwfail......

I believe his is key: "We plan to make several multi-state trips next year, ie: Oregon, Montana, Arizona."

So you have a HD truck that made to haul big-ass loads around and you want to swap it to a lighter duty truck.

The lighter duty truck has smaller transmission, smaller physical engine but near same HP. The HP required to drag your trailer around will be about the same, either truck - its rolling resistance + air drag + Power for hill climbing. Do you really want a lighter duty engine that likely has smaller bearings along with a lighter duty transmission that has smaller internal clutches, which is likely to run hotter for a given load just because its smaller.

That not even counting the better stability and braking you get with the HD truck.

Gas is cheap compared breakdown potential of an over-worked light duty truck. And how do you value the safety factor?

Just two bits from an old Practical Engineer.

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corn18
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Re: Buy new truck before retiring?

Post by corn18 » Thu Jun 21, 2018 8:48 pm

Folks, we're talking about a 20' trailer that weighs 4,000 lbs. You don't need a 3/4 ton HD truck to pull that. If he was pushing 7k+ and 30+ ft then you're going to see a big difference behind a 2500 vs. 1500. But not 20'/4,000 lbs.

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TxAg
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Re: Buy new truck before retiring?

Post by TxAg » Thu Jun 21, 2018 9:14 pm

corn18 wrote:
Thu Jun 21, 2018 8:48 pm
Folks, we're talking about a 20' trailer that weighs 4,000 lbs. You don't need a 3/4 ton HD truck to pull that. If he was pushing 7k+ and 30+ ft then you're going to see a big difference behind a 2500 vs. 1500. But not 20'/4,000 lbs.
That sounds right in theory, but I used to pull a 21' 4500# camper behind a 2005 GMC v8 crewcab. The weight wasn't a huge issue but the wind drag was. I hated it and got under 10 mpg. Thankfully, I only had to pull it about twice a year.

brokendirtdart
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Re: Buy new truck before retiring?

Post by brokendirtdart » Thu Jun 21, 2018 9:35 pm

corn18 wrote:
Thu Jun 21, 2018 1:04 pm
jwfails wrote:
Thu Jun 21, 2018 12:32 pm


It’s a 20 foot bumper pull, tandem axel, with brakes. No need to finance new truck in the future unless I was offered 0 %.
If it really is 4,000 lbs actual weight, then I would make the move to a 1/2 ton. As long as there is not a bigger trailer in the future. That 2500 is 5th wheel capable and the 1500 will not be (although there is a 5th wheel 1500 crowd that swear it's fine).

+1
There are tons of people on the Toyota Tacoma forum pulling similar with their 6 cylinder mini trucks. While the 3/4 ton will be safer and pull it better, the 1/2 ton will be just fine.

Link to a Toyota example, states it is 23' and 4050 pounds dry.
https://www.tacomaworld.com/threads/wha ... t-18065138

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StevieG72
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Re: Buy new truck before retiring?

Post by StevieG72 » Thu Jun 21, 2018 9:39 pm

augryphon wrote:
Thu Jun 21, 2018 7:30 am
Park the Chevys side by side and set them on fire. Then go buy a Ford truck.
Lol, gotta love brand loyalty!
Fools think their own way is right, but the wise listen to others.

smitcat
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Re: Buy new truck before retiring?

Post by smitcat » Fri Jun 22, 2018 6:01 am

corn18 wrote:
Thu Jun 21, 2018 8:48 pm
Folks, we're talking about a 20' trailer that weighs 4,000 lbs. You don't need a 3/4 ton HD truck to pull that. If he was pushing 7k+ and 30+ ft then you're going to see a big difference behind a 2500 vs. 1500. But not 20'/4,000 lbs.
Of course you are absolutely correct - I did pull an 18,500 # trailer with the Ford F350 Diesel we owned - why not use that for the 4,000# trailer?
Because the time and cost of ownership, maintenance and comfort was not best suited for towing lighter loads.
Buy what you need and not something that is ill suited for the job.

And for those wondering if he will want to trade up to a larger trailer which is heavier - only he will know that. He could trade up to a pusher and not need a truck at all, trade larger or get out of RV'ng for other interests. What appears to me is that he knows what his goals are now within the next year juts not sure which truck to choose and what costs there are in that decision.

smitcat
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Re: Buy new truck before retiring?

Post by smitcat » Fri Jun 22, 2018 6:23 am

RetiredAL wrote:
Thu Jun 21, 2018 8:22 pm
Jwfail......

I believe his is key: "We plan to make several multi-state trips next year, ie: Oregon, Montana, Arizona."

So you have a HD truck that made to haul big-ass loads around and you want to swap it to a lighter duty truck.

The lighter duty truck has smaller transmission, smaller physical engine but near same HP. The HP required to drag your trailer around will be about the same, either truck - its rolling resistance + air drag + Power for hill climbing. Do you really want a lighter duty engine that likely has smaller bearings along with a lighter duty transmission that has smaller internal clutches, which is likely to run hotter for a given load just because its smaller.

That not even counting the better stability and braking you get with the HD truck.

Gas is cheap compared breakdown potential of an over-worked light duty truck. And how do you value the safety factor?

Just two bits from an old Practical Engineer.
Hello RetiredAl,
His 2015 2500 HD is a gas powered pickup with a 6 speed so it has the 6L90 transmission. The newer 2018 with the 5.3 comes stock with that same trans (6 speed 6L90) but offers an optional 8 speed which the OP will not get with his specs. The 2500 is more than 1,000#'s heavier than the 1500 so the power and fuel required to go anywhere will be additional on that truck. Both are short beds so the stability from WB will be about equal with the height of the 2500 being a bit of a factor as well.

I believe either truck is more than adequate for a small #4,000 trailer - actually well over that capacity.

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