Poll: What is your current largest unrealized loss?
Poll: What is your current largest unrealized loss?
I'm curious how large losses people have in their present holdings. If you have a large loss, perhaps you can say a little about your thoughts on keeping the position.
No excuses, no regrets.
-
- Posts: 11647
- Joined: Sat Oct 04, 2008 11:42 am
Re: Poll: What is your current largest unrealized loss?
No unrealized losses in any position. I TLHd in Nov 2008 and again in Mar 2009.
- nvboglehead
- Posts: 489
- Joined: Tue Feb 20, 2007 11:44 am
Re: Poll: What is your current largest unrealized loss?
I also don't have any significant losses at this time, as I enthusiastically tax loss harvest, "making lemonade out of lemons". Vanguard is a great place for this as there are so many similar indexes, which allows one to realize the loss, buy a sightly different fund and stay invested.
Dale
Dale
Learn from the Bogleheads! Do you want to work for your money or have your money work for you?
Re: Poll: What is your current largest unrealized loss?
+1nvboglehead wrote:I also don't have any significant losses at this time, as I enthusiastically tax loss harvest, "making lemonade out of lemons". Vanguard is a great place for this as there are so many similar indexes, which allows one to realize the loss, buy a sightly different fund and stay invested.
Dale
Vanguard makes it so easy to TLH. Saved me a lot on taxes last year.
52% TSM, 23% TISM, 24.5% TBM, 0.5% cash
- Dale_G
- Posts: 3466
- Joined: Tue Feb 20, 2007 4:43 pm
- Location: Central Florida - on the grown up side of 85
Re: Poll: What is your current largest unrealized loss?
I checked -25% to -50%. Of course, that is my home, which is down by about 1/3rd from the price I paid in 2003. My investments on the other hand are all well into positive territory.
Dale
Dale
Volatility is my friend
Re: Poll: What is your current largest unrealized loss?
Other than my employee stock shares, I don't hold any taxable investments without good TLH partners. So I try to TLH whenever I notice I have a loss, and whenever tax (wash sale) and practical (Vanguard short-term trading policy or redemption fees) considerations don't preclude my doing so. I did my first ever round of TLH-ing last summer and, while I didn't quite call the bottom, managed to take capital losses of about 12% of my total stock portfolio, without changing my asset allocation. I built up a capital loss carryover of about 20k and saved a bunch in taxes; I count it as the most immediately and obviously valuable lesson I've learned from the Bogleheads.xerty24 wrote:I'm curious how large losses people have in their present holdings. If you have a large loss, perhaps you can say a little about your thoughts on keeping the position.
Re: Poll: What is your current largest unrealized loss?
My largest unrealized loss for a whole position is around 0.2% right now. However this is mainly due to stocks being near their all time highs rather than aggressive tax loss harvesting (especially since the majority of my assets are in tax advantaged accounts anyway).
Re: Poll: What is your current largest unrealized loss?
I have a few positions with a 12% or so loss. They are in tax-advantaged accounts and cannot be tax-loss harvested.
For example, I have one (1) share of DGS in a Roth IRA with a 12% loss. I only purchased one share because that's all the cash that was available in that account at the time, so rather than let $54 sit in the cash sweep account, I bought one share of DGS.
For example, I have one (1) share of DGS in a Roth IRA with a 12% loss. I only purchased one share because that's all the cash that was available in that account at the time, so rather than let $54 sit in the cash sweep account, I bought one share of DGS.
Re: Poll: What is your current largest unrealized loss?
I chose 0% to -5% (I'm very lucky or I TLH often), but I wondered if this poll is aimed toward newer investors. I have no unrealized losses. However, I'm neither lucky nor do I tax-loss-harvest; I'm simply a long-term investor and have held my positions long enough that even a 2008-type event didn't put me into a loss position.
Cheers,
Fred
Cheers,
Fred
- Random Musings
- Posts: 6756
- Joined: Thu Feb 22, 2007 3:24 pm
- Location: Pennsylvania
Re: Poll: What is your current largest unrealized loss?
I tax loss harvest, so low of course. House is fine, I'm ignoring the cars which just keep on depreciating.
RM
RM
I figure the odds be fifty-fifty I just might have something to say. FZ
- jasonlitka
- Posts: 270
- Joined: Sat Nov 13, 2010 7:30 am
- Contact:
Re: Poll: What is your current largest unrealized loss?
Does my house count? If so, I'm down 10-15% based on what I paid a few years back.
Jason Litka
Re: Poll: What is your current largest unrealized loss?
My only loss position is a 3% loss on Vanguard Global Real Estate in my Roth IRA, because I bought most of my shares when the fund opened in late 2010 (selling half my REIT Index) and it is down slightly from then.
I have no loss on any lots in my taxable accounts because everything is up since the last time I harvested.
I have no loss on any lots in my taxable accounts because everything is up since the last time I harvested.
- Taylor Larimore
- Posts: 32839
- Joined: Tue Feb 27, 2007 7:09 pm
- Location: Miami FL
Stay-the-course works
Xerty:
All our funds have been held for many years. As a result, all our taxable funds have significant capital gains.
Stay-the-course works!
Best wishes.
Taylor
All our funds have been held for many years. As a result, all our taxable funds have significant capital gains.
Stay-the-course works!
Best wishes.
Taylor
"Simplicity is the master key to financial success." -- Jack Bogle
Re: Poll: What is your current largest unrealized loss?
Dale_G wrote:I checked -25% to -50%. Of course, that is my home
Dang.
I didn't think about home price, then I need to change mine to -25% also.
Last edited by kwyjibo on Wed Jun 26, 2013 5:25 pm, edited 1 time in total.
-
- Posts: 3278
- Joined: Sun Aug 05, 2007 11:13 am
- Location: San Diego
Re: Poll: What is your current largest unrealized loss?
-71%. I bought a few share of Cisco in 2000 near the peak. Fortunately it was a small dollar amount, so I hold onto it as a badge of shame.
- FrugalInvestor
- Posts: 6213
- Joined: Thu Nov 06, 2008 11:20 pm
Re: Poll: What is your current largest unrealized loss?
I have none. I tax loss harvested once during the big downturn and am hoping to never have the opportunity again.
Have a plan, stay the course and simplify. Then ignore the noise!
Re: Poll: What is your current largest unrealized loss?
Lucky us: I haven't had access to tax sheltered accounts since before 2008 so we have to save in taxable, and my husband's 401k is so lousy I allocated 100% to the one acceptable bond index offered.
Re: Poll: What is your current largest unrealized loss?
Thank you all for your answers. I must admit that I hold an individual stock with a loss of around 30% presently. I am still hoping for it to recover, but if that fails to materialize, I will be selling it for the tax loss before the end of this year.
No excuses, no regrets.
Re: Poll: What is your current largest unrealized loss?
Only a small loss in my TBM position.
Re: Poll: What is your current largest unrealized loss?
ADVDX down 22.3%.
It's going to come back......
It's going to come back......
- Taylor Larimore
- Posts: 32839
- Joined: Tue Feb 27, 2007 7:09 pm
- Location: Miami FL
When you own a lemon--make lemonade.
Tuxx:Tuxx wrote:ADVDX down 22.3%.
It's going to come back......
If ADVDX is in a taxable account, you should almost certainly sell it immediately for the tax-loss benefit.
If you still want it after 30 days -- buy it back.
Best wishes.
Taylor
"Simplicity is the master key to financial success." -- Jack Bogle
-
- Posts: 265
- Joined: Sun Apr 15, 2007 2:53 pm
- Location: Upstate NY
Re: Poll: What is your current largest unrealized loss?
+1FrugalInvestor wrote:I have none. I tax loss harvested once during the big downturn and am hoping to never have the opportunity again.
Re: Poll: What is your current largest unrealized loss?
ishares MSCI EMU (European Union) index