Poll: What is your current largest unrealized loss?

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In percentage terms, what is your current largest unrealized LOSS for a TOTAL position?

0% to -5% (I'm very lucky or I TLH often)
33
57%
-5% to -10%
5
9%
-10% to -25%
5
9%
-25% to -50%
5
9%
-50% to -75%
4
7%
-75% to -99%
3
5%
worse than -99% and it still doesn't count as worthless :(
3
5%
 
Total votes: 58

Topic Author
xerty24
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Poll: What is your current largest unrealized loss?

Post by xerty24 » Wed May 02, 2012 9:28 pm

I'm curious how large losses people have in their present holdings. If you have a large loss, perhaps you can say a little about your thoughts on keeping the position.
No excuses, no regrets.

DSInvestor
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Re: Poll: What is your current largest unrealized loss?

Post by DSInvestor » Wed May 02, 2012 9:32 pm

No unrealized losses in any position. I TLHd in Nov 2008 and again in Mar 2009.
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nvboglehead
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Re: Poll: What is your current largest unrealized loss?

Post by nvboglehead » Wed May 02, 2012 10:06 pm

I also don't have any significant losses at this time, as I enthusiastically tax loss harvest, "making lemonade out of lemons". Vanguard is a great place for this as there are so many similar indexes, which allows one to realize the loss, buy a sightly different fund and stay invested.

Dale
Learn from the Bogleheads! Do you want to work for your money or have your money work for you?

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mhc
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Re: Poll: What is your current largest unrealized loss?

Post by mhc » Wed May 02, 2012 10:14 pm

nvboglehead wrote:I also don't have any significant losses at this time, as I enthusiastically tax loss harvest, "making lemonade out of lemons". Vanguard is a great place for this as there are so many similar indexes, which allows one to realize the loss, buy a sightly different fund and stay invested.

Dale
+1

Vanguard makes it so easy to TLH. Saved me a lot on taxes last year.

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Dale_G
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Re: Poll: What is your current largest unrealized loss?

Post by Dale_G » Wed May 02, 2012 10:22 pm

I checked -25% to -50%. Of course, that is my home, which is down by about 1/3rd from the price I paid in 2003. :mrgreen: My investments on the other hand are all well into positive territory. :D

Dale
Volatility is my friend

chipmonk
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Re: Poll: What is your current largest unrealized loss?

Post by chipmonk » Wed May 02, 2012 11:04 pm

xerty24 wrote:I'm curious how large losses people have in their present holdings. If you have a large loss, perhaps you can say a little about your thoughts on keeping the position.
Other than my employee stock shares, I don't hold any taxable investments without good TLH partners. So I try to TLH whenever I notice I have a loss, and whenever tax (wash sale) and practical (Vanguard short-term trading policy or redemption fees) considerations don't preclude my doing so. I did my first ever round of TLH-ing last summer and, while I didn't quite call the bottom, managed to take capital losses of about 12% of my total stock portfolio, without changing my asset allocation. I built up a capital loss carryover of about 20k and saved a bunch in taxes; I count it as the most immediately and obviously valuable lesson I've learned from the Bogleheads.

patrick
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Re: Poll: What is your current largest unrealized loss?

Post by patrick » Thu May 03, 2012 8:49 am

My largest unrealized loss for a whole position is around 0.2% right now. However this is mainly due to stocks being near their all time highs rather than aggressive tax loss harvesting (especially since the majority of my assets are in tax advantaged accounts anyway).

livesoft
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Re: Poll: What is your current largest unrealized loss?

Post by livesoft » Thu May 03, 2012 8:56 am

I have a few positions with a 12% or so loss. They are in tax-advantaged accounts and cannot be tax-loss harvested.

For example, I have one (1) share of DGS in a Roth IRA with a 12% loss. I only purchased one share because that's all the cash that was available in that account at the time, so rather than let $54 sit in the cash sweep account, I bought one share of DGS.
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Fclevz
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Re: Poll: What is your current largest unrealized loss?

Post by Fclevz » Thu May 03, 2012 9:13 am

I chose 0% to -5% (I'm very lucky or I TLH often), but I wondered if this poll is aimed toward newer investors. I have no unrealized losses. However, I'm neither lucky nor do I tax-loss-harvest; I'm simply a long-term investor and have held my positions long enough that even a 2008-type event didn't put me into a loss position. :D

Cheers,
Fred

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Random Musings
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Re: Poll: What is your current largest unrealized loss?

Post by Random Musings » Thu May 03, 2012 10:08 am

I tax loss harvest, so low of course. House is fine, I'm ignoring the cars which just keep on depreciating.

RM
I figure the odds be fifty-fifty I just might have something to say. FZ

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jasonlitka
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Re: Poll: What is your current largest unrealized loss?

Post by jasonlitka » Thu May 03, 2012 11:41 am

Does my house count? If so, I'm down 10-15% based on what I paid a few years back.
Jason Litka

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grabiner
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Re: Poll: What is your current largest unrealized loss?

Post by grabiner » Thu May 03, 2012 8:33 pm

My only loss position is a 3% loss on Vanguard Global Real Estate in my Roth IRA, because I bought most of my shares when the fund opened in late 2010 (selling half my REIT Index) and it is down slightly from then.

I have no loss on any lots in my taxable accounts because everything is up since the last time I harvested.
Wiki David Grabiner

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Taylor Larimore
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Stay-the-course works

Post by Taylor Larimore » Thu May 03, 2012 8:56 pm

Xerty:

All our funds have been held for many years. As a result, all our taxable funds have significant capital gains.

Stay-the-course works!

Best wishes.
Taylor
"Simplicity is the master key to financial success." -- Jack Bogle

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kwyjibo
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Re: Poll: What is your current largest unrealized loss?

Post by kwyjibo » Thu May 03, 2012 9:39 pm

Dale_G wrote:I checked -25% to -50%. Of course, that is my home

Dang.

I didn't think about home price, then I need to change mine to -25% also.
Last edited by kwyjibo on Wed Jun 26, 2013 5:25 pm, edited 1 time in total.

Easy Rhino
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Re: Poll: What is your current largest unrealized loss?

Post by Easy Rhino » Fri May 04, 2012 1:48 pm

-71%. I bought a few share of Cisco in 2000 near the peak. Fortunately it was a small dollar amount, so I hold onto it as a badge of shame.

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FrugalInvestor
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Re: Poll: What is your current largest unrealized loss?

Post by FrugalInvestor » Fri May 04, 2012 1:58 pm

I have none. I tax loss harvested once during the big downturn and am hoping to never have the opportunity again.
Have a plan, stay the course, and simplify, and while you're at it, Ignore the Noise!

epilnk
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Re: Poll: What is your current largest unrealized loss?

Post by epilnk » Fri May 04, 2012 3:52 pm

Lucky us: I haven't had access to tax sheltered accounts since before 2008 so we have to save in taxable, and my husband's 401k is so lousy I allocated 100% to the one acceptable bond index offered.

Topic Author
xerty24
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Re: Poll: What is your current largest unrealized loss?

Post by xerty24 » Fri May 04, 2012 7:00 pm

Thank you all for your answers. I must admit that I hold an individual stock with a loss of around 30% presently. I am still hoping for it to recover, but if that fails to materialize, I will be selling it for the tax loss before the end of this year.
No excuses, no regrets.

madbrain
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Re: Poll: What is your current largest unrealized loss?

Post by madbrain » Fri May 04, 2012 7:18 pm

Only a small loss in my TBM position.

Tuxx
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Re: Poll: What is your current largest unrealized loss?

Post by Tuxx » Fri May 04, 2012 11:08 pm

ADVDX down 22.3%.

It's going to come back...... :annoyed

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Taylor Larimore
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When you own a lemon--make lemonade.

Post by Taylor Larimore » Sat May 05, 2012 6:56 am

Tuxx wrote:ADVDX down 22.3%.

It's going to come back...... :annoyed
Tuxx:

If ADVDX is in a taxable account, you should almost certainly sell it immediately for the tax-loss benefit.

If you still want it after 30 days -- buy it back.

Best wishes.
Taylor
"Simplicity is the master key to financial success." -- Jack Bogle

winterescape
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Re: Poll: What is your current largest unrealized loss?

Post by winterescape » Sat May 05, 2012 9:18 am

FrugalInvestor wrote:I have none. I tax loss harvested once during the big downturn and am hoping to never have the opportunity again.
+1

SteveRB
Posts: 15
Joined: Sat Apr 02, 2011 7:55 am

Re: Poll: What is your current largest unrealized loss?

Post by SteveRB » Sat May 05, 2012 4:43 pm

ishares MSCI EMU (European Union) index

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