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"Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 9:37 pm
by Taylor Larimore
Hi Bogleheads:

Jason Zweig, Wall Street Journal columnist, asks himself and other investing experts:

"Can you sum-up your investing philosophy in 10 words?"

Their replies are interesting:

http://blogs.wsj.com/totalreturn/2012/0 ... -10-words/

In 10 words or less, what is YOUR investing philosophy?

Thank you and best wishes.
Taylor

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 9:39 pm
by declan911
How about 4 words:

Save more than spend! :D

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 10:17 pm
by Hatch Batten
Preserve something from each windfall. Learn something from each misadventure.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 10:18 pm
by tipswatcher
10 exactly, and thank you declan911 for the first part:

Save more than you spend! Try not to lose money!

-----

I think we could later on make a Haiku thread on investing philosophy?

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 10:23 pm
by SP-diceman
I need to eat, when I get old. :)

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 10:24 pm
by justj2k78
Read, pick allocation, save, watch costs, stay the course, rebalance

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 10:25 pm
by Mel Lindauer
I Bonds, TIPS and VTINX.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 10:43 pm
by Gort
Save until it hurts, then save some more.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 10:48 pm
by baw703916
Make sure you never run out of money.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 10:56 pm
by bob90245
Borrowing some words from the article:

Expect many bull and bear markets in your lifetime. Therefore, spend less and diversify globally.


(Ok, so that's more than 10 words. :wink: )

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 11:02 pm
by englishgirl
Keep costs down. Save lots. Keep everything simple. Be humble.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 11:05 pm
by norookie
Education, make your plan, stay your course, maybe tilt. 10 words. :mrgreen: TL you are a gem, never mind TLs gems! That sound like blatent Brn nosing! :oops:

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 11:07 pm
by baw703916
I thought Gus Sauter's quote was interesting:

"If everybody wants it, I don’t. Avoid crowds."

This appeals to my contrarian tendencies.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 11:23 pm
by norookie
:peace .

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 11:25 pm
by bobcat2
Carefully choose your investment goal. Be serious about meeting it.

BobK

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 11:29 pm
by cheese_breath
Four words ... Keep It Simple Stupid.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Fri Feb 17, 2012 11:46 pm
by norookie
cheese_breath wrote:Four words ... Keep It Simple Stupid.
+1 :peace

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 12:25 am
by Trebor
There is no such thing as a free lunch.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 12:31 am
by second-guesser
Fifty percent stocks , fifty percent bonds from day one. Rebalance every five years.
(I wish I has followed this advice from day 1 ; in fact I wish I could follow this advice now ! )

S-G

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 1:17 am
by letsgobobby
Embrace thrift. Limit risk. Buy low. Read Bogle. Enjoy journey!

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 1:27 am
by PizzaOnTheMind
Be an independent thinker; be patient and wait for opportunities.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 1:36 am
by Random Walker
EMH, SmB, HmL, diversify, Tax Efficient, TLH, Passive, Rebalance, Low Cost

Dave

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 1:46 am
by xerty24
For others,

Don't try to beat the market - leave that to me.

For me,

Everywhere you look, there's a free lunch!

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 1:54 am
by Noobvestor
Diversify all the things!

Image

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 6:41 am
by beardsworth
(Let's see. Just 10 words. Hmmm . . .)


Do what Larimore and Lindauer say and nobody gets hurt. :)


(I trust that smiley faces don't count as words.)

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 6:47 am
by bungalow10
baw703916 wrote:I thought Gus Sauter's quote was interesting:

"If everybody wants it, I don’t. Avoid crowds."

This appeals to my contrarian tendencies.


+1

The only problem is that since I found this forum, it is difficult to differentiate in my head the Boglehead everyone from the everyone-else everyone.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 7:01 am
by peppers
..."when the sun comes up, you'd better be running.."

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 7:08 am
by stemikger
Set it and Forget it and Rebalance once a year.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 7:37 am
by Xanadu
Maximize savings, minimize expenses, diversify, stay the course, enjoy life

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 8:07 am
by Goldfinger
For me, these 2 words say it all: "Stealth Wealth." Wrap the typical Boglehead comments around that, and that sums it up for me.

--Goldfinger

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 8:11 am
by Ed 2
Do what others don't, educate yourself, listeng yourself. Love your Country.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 8:13 am
by DaleMaley
Live below your means and invest in index funds.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 8:17 am
by investorjunkie
Save more than I earn. Asset allocation, and increase income.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 8:20 am
by FillorKill
/////

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 8:23 am
by nonroom
Diversified portfolio of low correlation assets, tax-efficient, and low cost! (maybe I cheated a little)

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 8:34 am
by alec
Safety first

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 8:36 am
by Boglenaut
"Don't Be Clueless."

The rest is strategy and tactics.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 8:44 am
by Boglenaut
Boglenaut wrote:"Don't Be Clueless."

The rest is strategy and tactics.


Actually, that would work for life in general....

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 8:47 am
by BigFoot48
Diversified index funds delivering market returns for my risk tolerance.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 8:54 am
by jeff mc
nobody knows nuthin'; so index, low cost, steady like bogle

cheese_breath wrote:Four words ... Keep It Simple Stupid.
ps... that's six words...

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 9:01 am
by Sammy_M
Take only prudent risks. Control emotions. Control costs.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 9:06 am
by sscritic
Here is a summary of the last seven philosophies:

DGASTOPRCE
NKNSILCSLB
DIFDMRFMRT
DBCTRISAT
SF
DPOLCATEALC
SASADSTCIW

Oh, I got confused. I thought this was the thread on using abbreviations.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 9:11 am
by beardsworth
sscritic wrote:I thought this was the thread on using abbreviations.


Don't you mean ITTWTTOUA?

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 9:12 am
by peppers
sscritic wrote:Here is a summary of the last seven philosophies:

DGASTOPRCE
NKNSILCSLB
DIFDMRFMRT
DBCTRISAT
SF
DPOLCATEALC
SASADSTCIW

Oh, I got confused. I thought this was the thread on using abbreviations.


Post padding :wink:

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 9:15 am
by Robert T
.
    Set targets. Save. Structure risk exposure. Diversify globally. Minimize costs.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 9:21 am
by S&L1940
Mel Lindauer wrote:I Bonds, TIPS and VTINX.


Mel, you of all people, why not include the description of what VTINX is?

I may even own it but I never had much of a memory...
be well

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 9:36 am
by sscritic
1530jesup wrote:
Mel Lindauer wrote:I Bonds, TIPS and VTINX.


Mel, you of all people, why not include the description of what VTINX is?

I may even own it but I never had much of a memory...
be well

See, I am not the only one who thought this was the thread about abbreviations.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 9:38 am
by Call_Me_Op
Make a plan and stick to it no matter what.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 9:46 am
by james22
Two: valuation matters.

Re: "Can you sum-up your investing philosophy in 10 words?"

Posted: Sat Feb 18, 2012 9:54 am
by sschullo
englishgirl wrote:Keep costs down. Save lots. Keep everything simple. Be humble.

The humble part is the most difficult and takes years for some of us to learn, but if you make it, WOW!

Jump in, learn from your mistakes, move on.