Taylor Larimore wrote:Is there an easy way to see returns for comparable lazy portfolios of Vanguard funds? I am interested to see how they compare to portfolios that have the same philosophy (I think) but are more complex
MarketWatch has a comparison of eight "Lazy Portfolios." The Three-Fund Portfolio (Second Grader) had the top return during the past 1-year and 10-years. It also did well in the 5-year and 15-year periods.
Past performance does not forecast future performance.
Total Returns For Eight Lazy Portfolios
Serious questions: For those of you who moved from a different investing strategy to the Three Fund Portfolio, what did you do with your prior investments (namely individual stocks and actively managed funds)? Did you allocate all new money and investments into the Three Fund Portfolio? Did you sell everything (including in taxable accounts), pay the cap gains and move it into the appropriate AA for the Three Fund Portfolio? Did you do this over time to spread out the tax implications (say 2 - 3 years)?
We are trying to get simplified with a Three Fund Portfolio by moving from one of way too much complexity. All of our long term buy and hold investments in taxable accounts would take quite a tax hit if sold and moved. We've already managed to start making keen adjustments in tax deferred and retirement accounts (Ages 55 & 59 and contributing about 14.5% into pensions each year). So we were curious how some of the rest of you handled the switch in portfolio strategy.