to DCA or not to DCA???????????

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LH
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to DCA or not to DCA???????????

Post by LH »

I have some new money, and was wondering whether or not I should dollar cost average in?

my heartfelt thanks ; )

LH
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tetractys
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Post by tetractys »

If you have to ask, then maybe so. -- Tet
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Lbill
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Post by Lbill »

:lol :lol :lol

Very funny.
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VictoriaF
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Post by VictoriaF »

DCA over 11 equally spaced periods -- one period for each question mark. ;)

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Lbill
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Post by Lbill »

I'd like to rephrase the OP's question: "should I lump sum just once or several times?"
"Life can only be understood backward; but it must be lived forward." ~ Søren Kierkegaard | | "You can't connect the dots looking forward; but only by looking backwards." ~ Steve Jobs
FafnerMorell
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Re: to DCA or not to DCA???????????

Post by FafnerMorell »

LH wrote:I have some new money, and was wondering whether or not I should dollar cost average in?

my heartfelt thanks ; )

LH
Don't just lump sum your new money in; figure out your total net lifetime earnings, calculate what percentage you should invest (say, 10-20%), then borrow that much and THEN lump sum it all in.
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Langkawi
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Post by Langkawi »

Considering who the OP is, it's probably a serious question. :(
mptfan
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Post by mptfan »

Yes.
SP-diceman
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Post by SP-diceman »

Think of DCA as slicing and dicing a lump sum.


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SP-diceman
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Lbill
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Post by Lbill »

Considering who the OP is, it's probably a serious question.
Then why is he winking - something fly in his eye?
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bolivia
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Post by bolivia »

please post my reply on page 7 when it's time.
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Dan Moroboshi
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Post by Dan Moroboshi »

Lbill wrote:
Considering who the OP is, it's probably a serious question.
Then why is he winking - something fly in his eye?
Oh, come on... it's because of your thread, which has remained on the main page for about a week now:

Finally! Can we lay DCA to rest and ban this topic forever?

Image
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Lbill
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Post by Lbill »

Oh, come on... it's because of your thread, which has remained on the main page for about a week now:
That never occurred to me. :wink: :wink: :wink:
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Post by empb »

Sorry. DCA?
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Post by abuss368 »

Dollar cost average over time.
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Post by beardsworth »

DCA (Washington National) is OK if you need easy access to the central city. But if you're going to be out in the Virginia suburbs, you might want to consider IAD (Dulles) or, if in the far Maryland suburbs, BWI (Baltimore–Washington International).

Whichever you choose, it'll cost you a lump sum of a certain amount to get there.

Just trying to be helpful. Amazing how many people want DCA. Had no idea it was so popular.

:)

Marc
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LH
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Post by LH »

Langkawi wrote:Considering who the OP is, it's probably a serious question. :(
You spelled "OP" right, I'll give you that : )

Reference:
http://www.bogleheads.org/forum/viewtop ... ht=spelled
Last edited by LH on Tue Oct 11, 2011 8:33 pm, edited 1 time in total.
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LH
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Post by LH »

I think we should wait 6 months, then ban all further DCA posts : )
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bob90245
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Post by bob90245 »

You can take advantage of the forum software, set up a poll, put your question up for a vote and then act on the advice of the majority. This is a democracy, after all... :P
Ignore the market noise. Keep to your rebalancing schedule whether that is semi-annual, annual or trigger bands.
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Re: to DCA or not to DCA???????????

Post by Pacific »

LH wrote:I have some new money, and was wondering whether or not I should dollar cost average in?

my heartfelt thanks ; )

LH

:lol: :lol: :lol: :lol:
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NAVigator
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Post by NAVigator »

Should we lump all these related posts together or average them across the entire forum? :roll:


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LH
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Post by LH »

MarcMyWord wrote:DCA (Washington National) is OK if you need easy access to the central city. But if you're going to be out in the Virginia suburbs, you might want to consider IAD (Dulles) or, if in the far Maryland suburbs, BWI (Baltimore–Washington International).

Whichever you choose, it'll cost you a lump sum of a certain amount to get there.

Just trying to be helpful. Amazing how many people want DCA. Had no idea it was so popular.

:)

Marc
FINALLY, someone gets the post!
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LH
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Post by LH »

bob90245 wrote:You can take advantage of the forum software, set up a poll, put your question up for a vote and then act on the advice of the majority. This is a democracy, after all... :P


Boglioligarchy ?
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Imperabo
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Post by Imperabo »

LH wrote:I think we should wait 6 months, then ban all further DCA posts : )
I'll mark my calendar. ;)
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TrustNoOne
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Re: to DCA or not to DCA???????????

Post by TrustNoOne »

LH wrote:I have some new money, and was wondering whether or not I should dollar cost average in?

my heartfelt thanks ; )

LH
This reminds me of when I was a kid, we took swimming lessons, first thing in the morning. The water was very cold. Now, you really did know that just jumping in was better because you got it over with. But, most of the time, we just went in an inch or two deeper at a time, proloning the misery.
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