What Percent has your Portfoilo lost over the last 2 weeks.?

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
User avatar
G12
Posts: 1424
Joined: Mon Apr 16, 2007 2:35 pm

Post by G12 » Sat Aug 06, 2011 4:48 pm

Down 1.7%. The 25% equity exposure and long dated TIPS have been handy.

snowman9000
Posts: 994
Joined: Tue Feb 26, 2008 10:16 am

Post by snowman9000 » Sat Aug 06, 2011 5:03 pm

Indices wrote:None, it went up actually. I follow the permanent portfolio.
I use the PP also. Mine is virtually unchanged from 2 weeks ago. That's fine by me.
:)

2b2
Posts: 271
Joined: Sun Sep 28, 2008 7:21 am
Location: Location: Location:

Post by 2b2 » Sat Aug 06, 2011 5:29 pm

This thread is a good reminder to me that 'bad' news is so much more impactful than 'good' news is.

Do we remember about 2 months ago (?) that the S&P 500 actually rose roughly 4.5 % in a two week period ?.

If there was a thread devoted to how much individual portfolios had gained for that period, I must've missed it.

We just love to worry.

2b2

gkaplan
Posts: 7034
Joined: Sat Mar 03, 2007 8:34 pm
Location: Portland, Oregon

Post by gkaplan » Sat Aug 06, 2011 6:47 pm

I wrote:Two weeks ago, my portfolio was at its historic high. Since then it has dropped 8.53%. Oh, well.

By the way, my target allocation for my retirement portfolio is 72/28 Equity/Fixed Income. Specifically, my target allocations are as follows:

12%: Domestic Large-Cap Value
12%: Domestic Small-Cap Value
12%: Domestic REIT
06%: Foreign Markets Large – Developed – Europe
06%: Foreign Markets Large – Developed – Pacific
12%: Foreign Markets Small – Developed and Emerging
12%: Foreign Markets Large – Emerging
28%: Fixed Income

Edited once to include target allocation and a second, third, and fourth time to correct typos.)
I should add that this loss includes the TSP contribution (mine and the matching) made yesterday (Friday). This totaled a little over $900.
Gordon

User avatar
BigFoot48
Posts: 2564
Joined: Tue Feb 20, 2007 10:47 am
Location: Arizona

Post by BigFoot48 » Sat Aug 06, 2011 7:46 pm

Midwest_Investor wrote:I'm at 55/45 and down a bit over 5%.
No kidding. If someone wants to play this game it should be based on change since 7/31, or if there's a big change day, do it on that day as everyone should be able to determine their change for a day.
Retired | Two-time in top-10 in Bogleheads S&P500 contest; 12-time loser

ghostdog1108
Posts: 19
Joined: Fri Aug 05, 2011 10:28 am

Post by ghostdog1108 » Sat Aug 06, 2011 8:07 pm

On July 8th I moved the 35% of my potfolio I had in equities to TIAA fixed annuity which for me is a vehicle I can move in and out of.
So I'm up a small amount overall however since it's all paper loses or gains
it probably would be smart to jump right back in at 35% equities to lock in my 'luck'.
Tough to pull that trigger! :wink:

User avatar
Random Musings
Posts: 5209
Joined: Thu Feb 22, 2007 4:24 pm
Location: Pennsylvania

Post by Random Musings » Sat Aug 06, 2011 8:07 pm

For more passive type investors, it comes down to your equity/bond allocation and to some extent, the amount one uses small-value loading.

If one is a speculative investor, the variability can be even higher.

RM

john94549
Posts: 4638
Joined: Tue Jul 26, 2011 8:50 pm

Post by john94549 » Sat Aug 06, 2011 10:44 pm

Actually, the inherent fallacy herein is that everyone was "down". While I wimped out long ago, folks in SDS made out like bandits the last two weeks.

User avatar
tetractys
Posts: 4596
Joined: Sat Mar 17, 2007 3:30 pm
Location: Along the Salish Sea

Post by tetractys » Sat Aug 06, 2011 11:05 pm

Down a little bit, maybe 7 or 8 percent. -- Tet
RESISTANCE IS FRUITFUL

letsgobobby
Posts: 11353
Joined: Fri Sep 18, 2009 1:10 am

Post by letsgobobby » Thu Sep 22, 2011 11:06 pm

I'm bumping a 6 week old thread, FYI.

At the close today I am -8.96% from my portfolio high this spring/early summer.

User avatar
grayfox
Posts: 4888
Joined: Sat Sep 15, 2007 4:30 am

Post by grayfox » Fri Sep 23, 2011 12:55 am

I am at an all-time record high. Up + 9.37% YTD. 8-) Yesterday blasted through my optimistic goal for 2011. Actually, it's double what I expected for 2011.

So I am wondering if I should quit while I am ahead, sell everything today, go to cash and and not go back in until 2012. That way I can lock in a gain for 2011, and start with a clean slate for 2012. The only problem is I will have no interest and dividend income.

Manbaerpig
Posts: 1368
Joined: Wed Mar 09, 2011 2:32 am
Location: San Jose

Post by Manbaerpig » Fri Sep 23, 2011 1:10 am

I'm down commensurate with a 60/35/5 AA

the "60" part is down like 15% YTD as of today, the rest is a push to slight gain

net 10% down YTD

yawn

User avatar
radionightster
Posts: 134
Joined: Mon Jan 03, 2011 9:35 am

Post by radionightster » Fri Sep 23, 2011 7:07 am

Due to career change, I knew I would be needing my money over the next 9 months or so. I sold every fund I had last week and put it into the MMF sweep account. Thank god. I lost a couple of grand total, but nothing I'm worried about. I just couldn't handle all of this volatility, and I really needed that money to be liquid. I feel like I finally didn't lose in this game :)
35% US // 35% INTL // 30% BONDS

User avatar
Sheepdog
Posts: 5049
Joined: Tue Feb 27, 2007 3:05 pm
Location: Indiana, retired 1998 at age 65

Post by Sheepdog » Fri Sep 23, 2011 9:38 am

Allocation 22% stocks.....Since 7/1 to 9/22, I am down -0.93%. Since 9/1 to 9/22, I am down -0.93%. Coincidence, huh?
Jim

edit: to add up +2.40% YTD
Last edited by Sheepdog on Fri Sep 23, 2011 10:38 am, edited 1 time in total.
People should not say everything they think. They should think about everything they say.

User avatar
dLdV
Posts: 61
Joined: Wed Sep 14, 2011 2:13 pm
Location: State of Confusion

Post by dLdV » Fri Sep 23, 2011 10:07 am

grayfox wrote:I am at an all-time record high. Up + 9.37% YTD. 8-) Yesterday blasted through my optimistic goal for 2011. Actually, it's double what I expected for 2011.

So I am wondering if I should quit while I am ahead, sell everything today, go to cash and and not go back in until 2012. That way I can lock in a gain for 2011, and start with a clean slate for 2012. The only problem is I will have no interest and dividend income.
Hedging strategy?
Trying Hard to Rise Above the Flames

User avatar
boglesmymind
Posts: 39
Joined: Sat Jan 09, 2010 9:10 pm

Post by boglesmymind » Fri Sep 23, 2011 10:19 am

Not sure about the last 2 weeks, but as of 9/23/11, I am up 3.21% YTD.
My account has not dipped into the negative yet this year.

65% bonds
33.9% stock
1.1 % MM

gkaplan
Posts: 7034
Joined: Sat Mar 03, 2007 8:34 pm
Location: Portland, Oregon

Post by gkaplan » Fri Sep 23, 2011 10:22 am

I have no idea. Since my asset allocation is 72/28 equity/fixed income, I suspect I'm taking a bath. C'est la vie.

I'll let you know for sure in Madsinger's thread at the end of the quarter.
Gordon

sschullo
Posts: 2373
Joined: Sun Apr 01, 2007 8:25 am
Location: Rancho Mirage, CA
Contact:

Post by sschullo » Fri Sep 23, 2011 10:51 am

About 3.5%.
30%/70% equity to bond split.
Public School K-12 Educators: "Ask NOT what your annuity sales person can do for you, ask what you can do to be a Do-It-Yourselfer (DIY)."

User avatar
Noobvestor
Posts: 4676
Joined: Mon Aug 23, 2010 1:09 am
Contact:

Post by Noobvestor » Fri Sep 23, 2011 11:10 am

Holding steady, as I've been putting available cash in to compensate for stuff going down (and sold a bit o bonds not that long ago while rebalancing, which were up a bit at the time, etc...). Obv I'm referring to total balance, not gains/losses ;)
"In the absence of clarity, diversification is the only logical strategy" -= Larry Swedroe

User avatar
grayfox
Posts: 4888
Joined: Sat Sep 15, 2007 4:30 am

Post by grayfox » Fri Sep 23, 2011 11:42 am

dLdV wrote:
Hedging strategy?
Nope. Little stock and much LT Bonds.

hidesert
Posts: 136
Joined: Mon Dec 14, 2009 4:03 pm

Post by hidesert » Fri Sep 23, 2011 11:51 am

I haven't sold anything so I haven't lost anything.

Its all just electrons at the moment.

bearcub
Posts: 860
Joined: Sat Mar 08, 2008 7:54 am
Location: Twilight Zone

Post by bearcub » Fri Sep 23, 2011 1:27 pm

Between 3.5% and 4.0%. As DR.Zackery Smith would say from Lost In Space--
'Oh the pain,the pain"

User avatar
BigD53
Posts: 1042
Joined: Sat Jul 21, 2007 7:47 pm

Post by BigD53 » Fri Sep 23, 2011 1:32 pm

Vanguard's Long-Term Treasury Fund is up approximately 30% YTD? :roll:

That must be the "flight to quality" they talk about.

User avatar
SlammingAces
Posts: 34
Joined: Sun Sep 04, 2011 10:26 pm
Location: Sunny Arizona

Why are you checking your portfolio so often?

Post by SlammingAces » Sat Sep 24, 2011 7:46 pm

I haven't looked closely for the past month, so I don't know.

End of quarter is coming up and I will enter fund prices into my net worth spreadsheet and then buy some more mutual fund shares in my taxable acct.

I see the headlines -- best weekly gain in X years, blah blah blah and then worst weekly loss in Y years, blah blah blah. What am I supposed to do about it? Panic and sell?
"The safest way to double your money is to fold it over and put it in your pocket." | - Kin Hubbard

Nathan Drake
Posts: 389
Joined: Mon Apr 11, 2011 12:28 am

Post by Nathan Drake » Sat Sep 24, 2011 8:08 pm

I'm 100% in stocks and my portfolio is down by ~17%.

Thankfully my time horizon is long, and since I don't have a need for the money that's invested, these short term and highly volatile fluctuations in the market don't cause enough distress for me to act upon them irrationally.

Just keep on staying the course and investing while stocks are down as much as possible.

User avatar
norookie
Posts: 3016
Joined: Tue Jul 07, 2009 1:55 pm

Post by norookie » Sat Sep 24, 2011 8:12 pm

:D sux :D
" Wealth usually leads to excess " Cicero 55 b.c

Easy Rhino
Posts: 3267
Joined: Sun Aug 05, 2007 11:13 am
Location: San Diego

Post by Easy Rhino » Sat Sep 24, 2011 8:49 pm

Nathan Drake wrote:I'm 100% in stocks and my portfolio is down by ~17%.
If my Quicken report is accurate, down about 13.5% YTD on my mostly-stock portfolio, so proportionately about right.

fridaie
Posts: 42
Joined: Sat Feb 19, 2011 10:26 am

Post by fridaie » Sun Sep 25, 2011 8:52 am

Down 2.3%. Flat on the year. :(

Tuxx
Posts: 863
Joined: Tue Mar 30, 2010 1:19 am

Post by Tuxx » Sun Sep 25, 2011 9:04 am

Down 1.2%.

92% cash, 8% big cap tobacco/telecom stocks.

User avatar
Mr. Jean
Posts: 45
Joined: Sun Mar 18, 2007 4:16 pm
Location: Sparks, Nevada. Retired at 64 in 2007

Post by Mr. Jean » Sun Sep 25, 2011 2:13 pm

On the last 2 weeks, I have no clue. Possibly no changes.
My YTD is up about 5% or so, because I got out of the stock portion on July 22nd and went to STB's. I got lucky with that change though. 8-)

Now I need to get back in, when it's down. Yup, I know. :roll:
Best regards, Jean

User avatar
Cut-Throat
Posts: 2011
Joined: Sun Oct 17, 2010 9:46 am

Post by Cut-Throat » Sun Sep 25, 2011 2:15 pm

Tuxx wrote:Down 1.2%.

92% cash, 8% big cap tobacco/telecom stocks.
Can I ask what you have your 92% Cash invested in?

Manbaerpig
Posts: 1368
Joined: Wed Mar 09, 2011 2:32 am
Location: San Jose

Post by Manbaerpig » Sun Sep 25, 2011 3:00 pm

wife and I have contributed 80k in tax-advantaged accounts YTD (in approx 60/40 breakdown) and are down overall for the year

my personal fave is the week my annual bonus hit, my networth decreased (~20% of salary, + perf kickers)

I'm hopefully in 5-10 years or so we'll be at or above break-even. if not at least we tried and were rational about it

User avatar
Morgthorak
Posts: 359
Joined: Mon Oct 12, 2009 7:32 am

Post by Morgthorak » Sun Sep 25, 2011 3:25 pm

I have absolutely no idea about my stock/bond portfolio. I'm an accumulator at this point so all I care about is the number of shares I own. The dollar value of the shares doesn't matter to me and won't for another 20 years or so.

For the precious metals I own, I also have no idea. My gold and silver coins are still as solid as they were more than two weeks ago. I am also holding them for the long term so their dollar value will go up and it'll go down, same as the stocks and bonds.

So I'm happily clueless and intend to remain that way for quite some time. :wink: :lol:

User avatar
spanky123
Posts: 66
Joined: Sun May 22, 2011 11:15 am

Post by spanky123 » Sun Sep 25, 2011 5:20 pm

BigD53 wrote:Vanguard's Long-Term Treasury Fund is up approximately 30% YTD? :roll:

That must be the "flight to quality" they talk about.
Most long-term bond and TIP funds are still way up! Wish I had the foresight to put most of my money into those funds. :cry:

User avatar
spanky123
Posts: 66
Joined: Sun May 22, 2011 11:15 am

Post by spanky123 » Sun Sep 25, 2011 5:34 pm

I'm an accumulator at this point so all I care about is the number of shares I own.
What if the value of each share is zero? Do you care?

User avatar
spanky123
Posts: 66
Joined: Sun May 22, 2011 11:15 am

Post by spanky123 » Sun Sep 25, 2011 5:37 pm

Mr. Jean wrote: My YTD is up about 5% or so, because I got out of the stock portion on July 22nd and went to STB's.
Why did you do that? Did you foresee significant risks or decline in the market?

User avatar
spanky123
Posts: 66
Joined: Sun May 22, 2011 11:15 am

Post by spanky123 » Sun Sep 25, 2011 5:44 pm

hidesert wrote:I haven't sold anything so I haven't lost anything.

Its all just electrons at the moment.
It's true - no realized loss. Paper loss is not a major concern unless your investing horizon is short.

leod
Posts: 595
Joined: Tue Sep 22, 2009 2:54 pm

Post by leod » Sun Sep 25, 2011 5:50 pm

down 6-7% and ive done my rebalancing

User avatar
Morgthorak
Posts: 359
Joined: Mon Oct 12, 2009 7:32 am

Post by Morgthorak » Sun Sep 25, 2011 5:55 pm

spanky123 wrote:
I'm an accumulator at this point so all I care about is the number of shares I own.
What if the value of each share is zero? Do you care?
Nope. Why would I? :D

User avatar
Mr. Jean
Posts: 45
Joined: Sun Mar 18, 2007 4:16 pm
Location: Sparks, Nevada. Retired at 64 in 2007

Post by Mr. Jean » Sun Sep 25, 2011 6:14 pm

spanky123 wrote:
Mr. Jean wrote: My YTD is up about 5% or so, because I got out of the stock portion on July 22nd and went to STB's.
Why did you do that? Did you foresee significant risks or decline in the market?
Probably just dumb luck, I felt things were just to pricey for the current market. With all the bad news, world problems, high unemployment, bad housing market, poor business and etc.

I was able to get out at a profit and felt that I could sit things out for awhile and see how things shake out. I felt there would be an opportunity to get more later, at a lower price.

So far so good, as it's down about 5 bucks a share from my sell price already, in 2 months. I feel my chances are good that it will be below my selling price for awhile and IF I'm really lucky, I may have a chance of buying a bunch a lot cheaper. As I feel there will be another drop. How soon, no idea. I'm in no rush, so we'll see.

I have some cash that I won't use/need for 10-15 years at the earliest. So either way, I should be alright. Not advising anyone to do the same.
Last edited by Mr. Jean on Sun Sep 25, 2011 6:19 pm, edited 1 time in total.
Best regards, Jean

Nathan Drake
Posts: 389
Joined: Mon Apr 11, 2011 12:28 am

Post by Nathan Drake » Sun Sep 25, 2011 6:17 pm

wife and I have contributed 80k in tax-advantaged accounts YTD (in approx 60/40 breakdown) and are down overall for the year
How?

Isn't the max 21.5k per person in tax sheltered accounts?

User avatar
spanky123
Posts: 66
Joined: Sun May 22, 2011 11:15 am

Post by spanky123 » Sun Sep 25, 2011 8:43 pm

Mr. Jean wrote:
spanky123 wrote:
Mr. Jean wrote: My YTD is up about 5% or so, because I got out of the stock portion on July 22nd and went to STB's.
Why did you do that? Did you foresee significant risks or decline in the market?
Probably just dumb luck, I felt things were just to pricey for the current market. With all the bad news, world problems, high unemployment, bad housing market, poor business and etc.

I was able to get out at a profit and felt that I could sit things out for awhile and see how things shake out. I felt there would be an opportunity to get more later, at a lower price.
Good for you.
We thought about doing that but decided not to as our exposure to equity was less than 40%.

Manbaerpig
Posts: 1368
Joined: Wed Mar 09, 2011 2:32 am
Location: San Jose

Post by Manbaerpig » Mon Sep 26, 2011 6:58 pm

Nathan Drake wrote:
wife and I have contributed 80k in tax-advantaged accounts YTD (in approx 60/40 breakdown) and are down overall for the year
How?

Isn't the max 21.5k per person in tax sheltered accounts?
I think its in the wiki:

you can do 401k (16.5) + company match
then you can do post-tax 401k up to (49k-(16.5k + 401k match), or 32.5k-match
Then, 5k to IRA/Roth
and do a in-service withdrawl of all post-tax 401k to a Roth
giving:
401k pretax=16.5k+match (call it 22.5k)
therefore you contribute 26.5k to post-tax
and 5k to IRA
net is 401k balance contribs of (22.5k)
Roth contribs of (26.5k+5k)=(31.5k)
=$54k/taxpayer/year

this ignores any HSA/529/savings bond/403b/etc methods

just a 401k plan and post-tax investing in the same

Nathan Drake
Posts: 389
Joined: Mon Apr 11, 2011 12:28 am

Post by Nathan Drake » Mon Sep 26, 2011 11:29 pm

Manbaerpig wrote:
Nathan Drake wrote:
wife and I have contributed 80k in tax-advantaged accounts YTD (in approx 60/40 breakdown) and are down overall for the year
How?

Isn't the max 21.5k per person in tax sheltered accounts?
I think its in the wiki:

you can do 401k (16.5) + company match
then you can do post-tax 401k up to (49k-(16.5k + 401k match), or 32.5k-match
Then, 5k to IRA/Roth
and do a in-service withdrawl of all post-tax 401k to a Roth
giving:
401k pretax=16.5k+match (call it 22.5k)
therefore you contribute 26.5k to post-tax
and 5k to IRA
net is 401k balance contribs of (22.5k)
Roth contribs of (26.5k+5k)=(31.5k)
=$54k/taxpayer/year

this ignores any HSA/529/savings bond/403b/etc methods

just a 401k plan and post-tax investing in the same
I don't see how this is legal? Are you sure this is legit?

Why doesn't the government just increase the Roth IRA limit to something like, say, 30-40k instead of 5k?

letsgobobby
Posts: 11353
Joined: Fri Sep 18, 2009 1:10 am

Post by letsgobobby » Tue Sep 27, 2011 1:33 am

company has to permit both after-tax deductions as well as in-service withdrawals. Lots of companies offer neither (mine doesn't).

Much more common is our experience for a married couple: 2 403bs, 2 company matches, 2 IRAs - it's pretty quickly well over $50k in just these simple vehicles.

Post Reply