Of course, it would be extremely interesting, but I am not convinced I have the talent to actively select the correct set of stocks, and then have the conviction to stick with that selection of stocks for a lifetime.vineviz wrote: ↑Sun Apr 26, 2020 8:51 amYou understand the "reward for the risk isn’t quite guaranteed" for ANY stocks, right?
There is no "guarantee" that stocks will outperform bonds over any particular span of time. Does a lack of a "guarantee" prevent investors from owning stocks? Of course not.
And if there was a set of stocks that had a HIGHER chance of outperforming bonds than YOUR stocks, that'd be interesting right?
Diversifying a portfolio using simply Total Market Stocks/Bonds seems to be “good enough” for me, since I am guaranteed to get my fair share, paying almost nothing in fees. I have browsed this forum and read countless books to help me try to “do better,” but I have yet to enhance my portfolio.
Again, the notion that still intrigues me is the discussion on “diversifying across factors.” And I welcome more education on that topic. Although to make a change in my portfolio, I would need to meet my criteria of believing I have the talent and conviction.