DFA or ETF for taxable

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harry
Posts: 44
Joined: Wed Feb 27, 2008 10:34 pm

DFA or ETF for taxable

Post by harry » Sat Nov 15, 2008 4:35 pm

I have been attempting to compare the pros and cons of the following proposals if held in a taxable account. I thought it would be a rather simple undertaking however I am lost in the process trying to consider all the variables including the likely increase in taxes
(a)
30% Vanguard Total Stock Market (VTI) ER: 0.07
15% iShares S&P 600 Small Cap Value (IJS) ER: 0.25%

(b)
45% DFA TA US Core Equity2 (DFTCX) ER 0.30%
(Assuming advisor fee of 0.25%)

Your comments will be appreciated.

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DaveTH
Posts: 2504
Joined: Thu Apr 05, 2007 7:23 pm

Post by DaveTH » Sat Nov 15, 2008 4:58 pm

I thought it would be a rather simple undertaking however I am lost in the process trying to consider all the variables including the likely increase in taxes
I think you may be making it more complicated than it needs to be. If you want someone to manage your money for you, then DFA funds through an advisor may make sense. However, if you are looking to do it yourself, then consider using tax-efficient funds that are available to retail investors.

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PiperWarrior
Posts: 4068
Joined: Fri Dec 21, 2007 4:55 am
Location: right on course

Post by PiperWarrior » Sat Nov 15, 2008 5:20 pm

You might be interested in reading Question for Larry and Rick, which addresses a very similar question (with different percentages).

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