What is your U.S./ex-U.S. stock allocation?
Re: What is your U.S./ex-U.S. stock allocation?
50/50
I've been fairly close to 50/50 for many years. How far back does Vanguard's Total Int'l go? Early 1980's? That's about how long I've been hanging around 50/50. I've been more, and then less attentive to rebalancing at various time periods in my life. My Int'l does tilt a good bit now to the small caps - think VSS. Is this TMI?
OP - If you get a good number of responses, will you tally and post at the top of the thread? I miss the old days when we could take and create our own polls which included a variety of options and automatically tallied results.
I've been fairly close to 50/50 for many years. How far back does Vanguard's Total Int'l go? Early 1980's? That's about how long I've been hanging around 50/50. I've been more, and then less attentive to rebalancing at various time periods in my life. My Int'l does tilt a good bit now to the small caps - think VSS. Is this TMI?
OP - If you get a good number of responses, will you tally and post at the top of the thread? I miss the old days when we could take and create our own polls which included a variety of options and automatically tallied results.
Re: What is your U.S./ex-U.S. stock allocation?
Vanguard is pretty much saying market cap weight BUT making sure they're sensitive to not trolling the home bias people.
"Conclusion
In light of our quantitative analysis and qualitative
considerations, we have demonstrated that domestic
investors should consider allocating part of their
portfolios to international equities. In determining how
much to allocate between domestic and international
equities, a helpful starting point for investors is global
market-capitalization weight. In practice, many investors
will consider an allocation below this starting point based
on their sensitivity to a number of considerations,
including volatility reduction, implementation costs,
taxes, regulation, and their own preferences. "
Stocks-80% || Bonds-20% || VTI/VXUS/AOR
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Re: What is your U.S./ex-U.S. stock allocation?
70% US, 30% Ex-US. Vanguard recently recommended an allocation of 40% international.
- typical.investor
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Re: What is your U.S./ex-U.S. stock allocation?
Seriously? Your US / ex-US allocation is a PDF?
Re: What is your U.S./ex-U.S. stock allocation?
renegade06 wrote: ↑Tue Mar 19, 2019 8:56 am 70% US, 30% Ex-US. Vanguard recently recommended an allocation of 40% international.
They now recommend global market cap weight.
Stocks-80% || Bonds-20% || VTI/VXUS/AOR
- ruralavalon
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Re: What is your U.S./ex-U.S. stock allocation?
lostdog wrote: ↑Tue Mar 19, 2019 8:51 amVanguard is pretty much saying market cap weight BUT making sure they're sensitive to not trolling the home bias people.
"Conclusion
In light of our quantitative analysis and qualitative
considerations, we have demonstrated that domestic
investors should consider allocating part of their
portfolios to international equities. In determining how
much to allocate between domestic and international
equities, a helpful starting point for investors is global
market-capitalization weight. In practice, many investors
will consider an allocation below this starting point based
on their sensitivity to a number of considerations,
including volatility reduction, implementation costs,
taxes, regulation, and their own preferences. "
renegade06 wrote: ↑Tue Mar 19, 2019 8:56 am 70% US, 30% Ex-US. Vanguard recently recommended an allocation of 40% international.
Please, please . No debates, arguments or reasons why.lostdog wrote: ↑Tue Mar 19, 2019 8:58 amrenegade06 wrote: ↑Tue Mar 19, 2019 8:56 am 70% US, 30% Ex-US. Vanguard recently recommended an allocation of 40% international.
They now recommend global market cap weight.
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
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Re: What is your U.S./ex-U.S. stock allocation?
What do you mean by "global market cap weight"?lostdog wrote: ↑Tue Mar 19, 2019 8:58 amrenegade06 wrote: ↑Tue Mar 19, 2019 8:56 am 70% US, 30% Ex-US. Vanguard recently recommended an allocation of 40% international.
They now recommend global market cap weight.
Re: What is your U.S./ex-U.S. stock allocation?
100% US, just like Jack Bogle and Warren Buffett advocate
Re: What is your U.S./ex-U.S. stock allocation?
At world market cap, whatever that is. At present about 50/50. I will maintain world market cap for the next 50 years of international underperformance
Re: What is your U.S./ex-U.S. stock allocation?
80/20
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Re: What is your U.S./ex-U.S. stock allocation?
80 US / 20 Int
- 7th_Diagram
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Re: What is your U.S./ex-U.S. stock allocation?
50% U.S and 50% International
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Re: What is your U.S./ex-U.S. stock allocation?
60/40 ish
I waffle between that and 65/35 but haven't actually bought/sold anything.
I waffle between that and 65/35 but haven't actually bought/sold anything.
Re: What is your U.S./ex-U.S. stock allocation?
For personal reasons, I don't invest in tax advantaged accounts, so tax loss harvesting is kind of useful for me.
I purchase every months and buy whatever needs to be bought
- Steelersfan
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Re: What is your U.S./ex-U.S. stock allocation?
85%/15%. I'll be increasing my ex-US as I do RMD's into my taxable account, but probably won't get above 20% any time soon.
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Re: What is your U.S./ex-U.S. stock allocation?
Why would an investor choose their US:international allocation based on opinions of anonymous posters on a website? Wouldn't you generally want to have some reasoning behind the decision? You're going to find international equity allocation to be anything between 0-50% on this board and everywhere else. Digging a little deeper to understand why a specific allocation was chosen would be more helpful to most.
- typical.investor
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Re: What is your U.S./ex-U.S. stock allocation?
Like that hasn't been discussed ad nauseam elsewhere many times. Did you read the OP's initial post? Are you answering their question?Artsdoctor wrote: ↑Tue Mar 19, 2019 6:51 pmWhy would an investor choose their US:international allocation based on opinions of anonymous posters on a website? Wouldn't you generally want to have some reasoning behind the decision? You're going to find international equity allocation to be anything between 0-50% on this board and everywhere else. Digging a little deeper to understand why a specific allocation was chosen would be more helpful to most.
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- unclescrooge
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Re: What is your U.S./ex-U.S. stock allocation?
80 / 20
catdude |
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All generalizations are false, including this one.
Re: What is your U.S./ex-U.S. stock allocation?
50/50. Within international, 50/50 developed/emerging.
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Re: What is your U.S./ex-U.S. stock allocation?
Target is 80/20. Currently at 77/23.
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Re: What is your U.S./ex-U.S. stock allocation?
Market weight roughly. Currently 55/45, and will adjust when necessary.
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Re: What is your U.S./ex-U.S. stock allocation?
75% US vs. 25% ex-US within my equity allocation.
- ruralavalon
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Re: What is your U.S./ex-U.S. stock allocation?
Yes, I intend to tabulate results.
I intend to use 55% U.S./45% ex-U.S. for those who answer --"market weight", or "whatever Vanguard Total World Stock Index Fund (VTWAX) is", or similar.
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Re: What is your U.S./ex-U.S. stock allocation?
55/45
After one has played a vast quantity of notes and more notes, it is simplicity that emerges as the crowning reward of art. Chopin
Re: What is your U.S./ex-U.S. stock allocation?
+1, though half of our EM is EM bonds. I don't allocate them as bonds since they are quite volatile. So I guess we're 50 US / 25 developed / 12.5 EM stock / 12.5 EM bond.
Close enough to 50/50.
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Re: What is your U.S./ex-U.S. stock allocation?
I'm about 50/50, plus or minus a few percentage points.
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Re: What is your U.S./ex-U.S. stock allocation?
I split the difference of 50/0 so I'm 25% IXUS (or VXUS or VTIAX). Hopefully I will spend half the time complaining about having too much Intl. and the other half complaining about having too little. Right now the former is taking over the brain.
Re: What is your U.S./ex-U.S. stock allocation?
This.
"Confusion has its cost" - Crosby, Stills and Nash
Re: What is your U.S./ex-U.S. stock allocation?
10/90, with about 2/3 of the 90% international in EM value stocks.
Re: What is your U.S./ex-U.S. stock allocation?
80% US/20% Intl
Mainly skewed to US do to funds in 401k plan. I've upped taxable and IRA contributions recently to Intl to get closer to 70/30 split over the next year.
Mainly skewed to US do to funds in 401k plan. I've upped taxable and IRA contributions recently to Intl to get closer to 70/30 split over the next year.
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Re: What is your U.S./ex-U.S. stock allocation?
52.1/47.9 as of 4/30/19.
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Re: What is your U.S./ex-U.S. stock allocation?
50/50; generally use total world index as rough guideline.
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Re: What is your U.S./ex-U.S. stock allocation?
90/10.
I'm in the camp that argues multinational companies in the S&P 500 provide sufficient international diversification. Moreover, the U.S. is such a large economy that a large downturn in the U.S. would hit any other equity market just as badly if not worse. I also don't trust the regulatory environment for emerging markets.
I'm in the camp that argues multinational companies in the S&P 500 provide sufficient international diversification. Moreover, the U.S. is such a large economy that a large downturn in the U.S. would hit any other equity market just as badly if not worse. I also don't trust the regulatory environment for emerging markets.
Re: What is your U.S./ex-U.S. stock allocation?
70/30 AA for life, Global market cap equity. Rebalance if fixed income <25% or >35%. Weighted ER< .10%. 5% of annual portfolio balance SWR, Proportional (to AA) withdrawals.
- ruralavalon
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Re: What is your U.S./ex-U.S. stock allocation?
n = 81 so far. Not large compared to most prior polls, 2011, 2012, 2013, and 2014.
5%, 15%, 25% etc. rounded up to 10%, 20%, 30% etc.
"market weight" counted as 50%
% of equities in non U.S. equities
00% , 8= 10%
10%, 2= 2%
20%, 18 =24%
30%, 20 = 25%
40%, 8 = 10%
50%, 25 = 31%
median between 20% and 30%.
5%, 15%, 25% etc. rounded up to 10%, 20%, 30% etc.
"market weight" counted as 50%
% of equities in non U.S. equities
00% , 8= 10%
10%, 2= 2%
20%, 18 =24%
30%, 20 = 25%
40%, 8 = 10%
50%, 25 = 31%
median between 20% and 30%.
Last edited by ruralavalon on Thu May 09, 2019 3:07 pm, edited 1 time in total.
"Everything should be as simple as it is, but not simpler." - Albert Einstein |
Wiki article link: Bogleheads® investment philosophy