Withdrawal strategies update (Zolt)

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pkcrafter
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Withdrawal strategies update (Zolt)

Post by pkcrafter » Wed May 16, 2018 10:59 am

This is a Financial Planning Association (FPA) recent article by David Zolt. I don't believe it's been posted before but hard to tell since FPA doesn't date articles. :confused

This article adds option TPA 3 to the previously written and posted TPA article by David Zolt.

TPA - Target Percentage Adjustment

TPA 3 - Target Percentage Adjustment with 3 percent maximum

https://www.onefpa.org/journal/Pages/OC ... Rates.aspx



Paul
When times are good, investors tend to forget about risk and focus on opportunity. When times are bad, investors tend to forget about opportunity and focus on risk.

antiqueman
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Re: Withdrawal strategies update (Zolt)

Post by antiqueman » Wed May 16, 2018 2:32 pm

Thanks Paul for the article. But, I didn't see where Zolt stated what percentage of equities and bonds should be held. I assume the percentages in the tables are based on a static AA.

Any thoughts?

CurlyDave
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Re: Withdrawal strategies update (Zolt)

Post by CurlyDave » Thu May 17, 2018 12:40 am

antiqueman wrote:
Wed May 16, 2018 2:32 pm
Thanks Paul for the article. But, I didn't see where Zolt stated what percentage of equities and bonds should be held. I assume the percentages in the tables are based on a static AA.

Any thoughts?
Right near the end he says 50/50. He also gives a link to tables for other AA values.

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