
Where Are The 100% Equity Bulls? BND up .44%
Where Are The 100% Equity Bulls? BND up .44%
Wishing you had at least 20% bonds to rebalance tomorrow? BND was up .44% today 

Re: Where Are The 100% Equity Bulls? BND up .44%
Total Bond Market Index up 0.47% today. My largest holding.
I still lost the equivalent of a Camry / Accord today
I still lost the equivalent of a Camry / Accord today

- LiveSimple
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Re: Where Are The 100% Equity Bulls? BND up .44%
So what ?
We are here for the long run, this 4.2% do not worry
We are here for the long run, this 4.2% do not worry
Last edited by LiveSimple on Tue Feb 06, 2018 12:32 pm, edited 1 time in total.
Re: Where Are The 100% Equity Bulls? BND up .44%
While I'm currently 80/20, I was 100% equities both in 2000-01 and 2008-09. Both times were great. I appreciate market crashes.
This isn't a crash. I'm not rebalancing tomorrow because I haven't hit a band.
This isn't a crash. I'm not rebalancing tomorrow because I haven't hit a band.
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Re: Where Are The 100% Equity Bulls? BND up .44%
Conversely, if you're already 100% in stocks, you can't really buy more when a situation like this hits.LiveSimple wrote: ↑Mon Feb 05, 2018 9:39 pm So what.
We are here for the long run, this 4.2% do not worry.
If we have cash, we can buy more
Well, I suppose you could put half of your checking account balance in at 3:30 pm, but you know what I mean...
Attempted new signature...
Re: Where Are The 100% Equity Bulls? BND up .44%
If you have cash, you're not 100% equities.LiveSimple wrote: ↑Mon Feb 05, 2018 9:39 pm So what.
We are here for the long run, this 4.2% do not worry.
If we have cash, we can buy more

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Re: Where Are The 100% Equity Bulls? BND up .44%
I'm here! Ready to invest my tax refund when I get it.
Re: Where Are The 100% Equity Bulls? BND up .44%
Shelter in a storm, performed as expected.
Re: Where Are The 100% Equity Bulls? BND up .44%
Does it serve someone to go like 80/20 to rebalance during corrections, or are you better off dumping 100% equities as you go (e.g. 401k contributions)?
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- willthrill81
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Re: Where Are The 100% Equity Bulls? BND up .44%
If I did, then I would've only gotten a little over 80% of the returns last year that I actually did. So no thanks.

Mathematically, 100/0 has resulted in higher returns than 80/20 over the long-term. The idea of a 'rebalancing bonus' resulting in higher returns is a myth.
Last edited by willthrill81 on Mon Feb 05, 2018 11:11 pm, edited 1 time in total.
“It's a dangerous business, Frodo, going out your door. You step onto the road, and if you don't keep your feet, there's no knowing where you might be swept off to.” J.R.R. Tolkien,The Lord of the Rings
Re: Where Are The 100% Equity Bulls? BND up .44%
100% stock for life here. Nope. Don't want bonds. Not during the tech bust, nor in housing crash; never bonds.
I recall when Enron went under; buy more stocks. No timing, just that buy more stocks is my answer to every piece of economic news.
Re: Where Are The 100% Equity Bulls? BND up .44%
I'm 50/50 stocks/bonds and am 2% over the target for stocks, down from 3% over target and still 7% above the lower rebalancing band. So having 48% in bonds is not creating a need to do anything by quite a long shot.
But to answer your actual question, if I had designed 100% stocks of course I would not wish I were 20% bonds. Why would I do that?
But to answer your actual question, if I had designed 100% stocks of course I would not wish I were 20% bonds. Why would I do that?
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Re: Where Are The 100% Equity Bulls? BND up .44%
Is there some sort of point to this thread other than a sophomoric attempt to ridicule people who do not follow your investment methodology? If there is, I clearly missed the substance of it.
Re: Where Are The 100% Equity Bulls? BND up .44%
You know who brags about .44% gains ?
People who own bonds. Good night.
People who own bonds. Good night.
- whodidntante
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Re: Where Are The 100% Equity Bulls? BND up .44%
Well, at least you put it in terms that make it sound less painful! Could have said a Prius and I'd be almost happy...

"I mean, it's one banana, Michael...what could it cost? Ten dollars?"
Re: Where Are The 100% Equity Bulls? BND up .44%




The 100% Equity Bulls are continuing to make their regular contributions/investments, or maybe taking their regular withdrawals, and moving on (hopefully) having well expected days like this.
"To achieve satisfactory investment results is easier than most people realize; to achieve superior results is harder than it looks." - Benjamin Graham
Re: Where Are The 100% Equity Bulls? BND up .44%
I don't think it was so much the enormity of the gain as it was the absence of a big loss. I was grateful for my BND this past week.

"I mean, it's one banana, Michael...what could it cost? Ten dollars?"
Re: Where Are The 100% Equity Bulls? BND up .44%
Just staying the course. Comfortable with my choice. Sure I wish it had not gone down, but convinced it will rise to even greater heights.
Re: Where Are The 100% Equity Bulls? BND up .44%
Yeah, but you gained 4 Camry's and Accords last 12 months. And an extra one in January, and that's the one you gave back today. Easy come, easy go. You win some you lose some. If you can't stand the heat, stay out of the kitchen.
Re: Where Are The 100% Equity Bulls? BND up .44%
Hmmnnn. Strange that stocks go down because, supposedly, there is fear that interest rates are about to go up. Interest rates going up means that bonds will go down
Perhaps there is something I am missing in all this. Or perhaps the talking heads have no clue as to why stocks went down
I am 100% stocks and I am waiting to go substantially higher (possibly to 110% using margin) as soon as I see a 25 to 35% fall in stocks, from the recent peak. Otherwise I'll just stay at 100% 



Re: Where Are The 100% Equity Bulls? BND up .44%
Higher rates mean lower profits as companies have higher debt service costs.msk wrote: ↑Tue Feb 06, 2018 3:10 am Hmmnnn. Strange that stocks go down because, supposedly, there is fear that interest rates are about to go up. Interest rates going up means that bonds will go downPerhaps there is something I am missing in all this. Or perhaps the talking heads have no clue as to why stocks went down
I am 100% stocks and I am waiting to go substantially higher (possibly to 110% using margin) as soon as I see a 25 to 35% fall in stocks, from the recent peak. Otherwise I'll just stay at 100%
![]()
But I’m not sure how much corporate debt exists relative to history. I assume lower relative to sales levels, but not sure.
- McGilicutty
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Re: Where Are The 100% Equity Bulls? BND up .44%
I'm about 97% equities with no bonds. The S&P 500 is still outperforming BND for the year, but that will probably change today.
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Re: Where Are The 100% Equity Bulls? BND up .44%
I've been 70% equities, and for the past few months, wanting to move to 60%, but DW poo-poo'd the idea, and so I just said "let it ride."
Was feeling some regret until running the numbers... a small percentage of a 10% shift in AA doesn't add up to much, so...meh
Was feeling some regret until running the numbers... a small percentage of a 10% shift in AA doesn't add up to much, so...meh
Re: Where Are The 100% Equity Bulls? BND up .44%
It usually takes a big drop to scare the 100% equity people away from their strategy during a long bull run like this. This was the biggest point loss in a day ever. If you can stick to 100% equities, more power to you! I hope you're not retiring soonMrPotatoHead wrote: ↑Mon Feb 05, 2018 11:28 pm Is there some sort of point to this thread other than a sophomoric attempt to ridicule people who do not follow your investment methodology? If there is, I clearly missed the substance of it.

Haha not bragging. Just showing that it's a good diversifier when the market tanks.
Re: Where Are The 100% Equity Bulls? BND up .44%
Looks like equities are cool again! Woohoo !
- willthrill81
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Re: Where Are The 100% Equity Bulls? BND up .44%
Unless you bought all of your stocks back in Dec., then you're probably still far ahead with stocks where you would have been with bonds.
That reduction of volatility that bonds provide comes with a price tag: significantly lower expected long-term returns.
“It's a dangerous business, Frodo, going out your door. You step onto the road, and if you don't keep your feet, there's no knowing where you might be swept off to.” J.R.R. Tolkien,The Lord of the Rings
Re: Where Are The 100% Equity Bulls? BND up .44%
+1. Came here to say something similar. They can keep their "dry powder."willthrill81 wrote: ↑Mon Feb 05, 2018 11:09 pmIf I did, then I would've only gotten a little over 80% of the returns last year that I actually did. So no thanks.
Mathematically, 100/0 has resulted in higher returns than 80/20 over the long-term. The idea of a 'rebalancing bonus' resulting in higher returns is a myth.
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Re: Where Are The 100% Equity Bulls? BND up .44%
For me it was good to see the pullback. I was making money so fast in the last few weeks it was beginning to scare me. I am very happy to see things back to normal.Alexa9 wrote: ↑Tue Feb 06, 2018 10:15 amIt usually takes a big drop to scare the 100% equity people away from their strategy during a long bull run like this. This was the biggest point loss in a day ever. If you can stick to 100% equities, more power to you! I hope you're not retiring soonMrPotatoHead wrote: ↑Mon Feb 05, 2018 11:28 pm Is there some sort of point to this thread other than a sophomoric attempt to ridicule people who do not follow your investment methodology? If there is, I clearly missed the substance of it.
Haha not bragging. Just showing that it's a good diversifier when the market tanks.
“Stay the course is the most important piece of advice I can give you.”-Bogle
Re: Where Are The 100% Equity Bulls? BND up .44%
They're upset that they can't sit at the cool kids' table.MrPotatoHead wrote: ↑Mon Feb 05, 2018 11:28 pm Is there some sort of point to this thread other than a sophomoric attempt to ridicule people who do not follow your investment methodology? If there is, I clearly missed the substance of it.
Re: Where Are The 100% Equity Bulls? BND up .44%
And, one day is enough for you to call it a good diversifier? Didn't they all go down together last Friday? How good was your diversifier then?

Probably should wait a month or two with similar stock and bond movements before starting a thread like this.
Re: Where Are The 100% Equity Bulls? BND up .44%
A month or two is not enough either for my taste, a short term view is one of the bigger investment fallacies IMHO. If you are looking at bond price changes over a small fraction of the duration of the bond fund as meaningful, you probably aren't having the right perspective. This thread is a bit trollish. I imagine if we get a seroius bear market (say 40-50% decline) there will be fewer 100% stock advocates posting, though some may stick with it. And people tend to assume one size fits all, and their circumstances/risk tolerances/etc are generally applicable. 100% stocks (or close to it) for assets allocated towards retirement is a reasonable enough position for my taste if you are say 20-30 years from retirement. If you are retiring within a few years, 100% stocks is, for me, a bad idea. Bonds will in most historic periods hurt your returns, but they will also dampen your volatility. They are pretty safe and slightly negatively correlated with stocks. How much to own is obviously a personal choice...
Re: Where Are The 100% Equity Bulls? BND up .44%
I am retired, I am 100% stocks and it works for my situation. I haven't bothered to read a single article about the drop, just headlines I couldn't avoid. I'm not sick, scared, in denial or anything. I just don't care.Alexa9 wrote: ↑Tue Feb 06, 2018 10:15 amIt usually takes a big drop to scare the 100% equity people away from their strategy during a long bull run like this. This was the biggest point loss in a day ever. If you can stick to 100% equities, more power to you! I hope you're not retiring soonMrPotatoHead wrote: ↑Mon Feb 05, 2018 11:28 pm Is there some sort of point to this thread other than a sophomoric attempt to ridicule people who do not follow your investment methodology? If there is, I clearly missed the substance of it.![]()
By the way, the size of the point loss is meaningless. Much bigger drops have happened in the past as a percentage basis. The point loss is big because the Dow, S&P, etc. have climbed so high. You do comprehend that right?
By the way, I stayed 100% in 2000 and 2008.
But if market timing works for you, go for it!

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Re: Where Are The 100% Equity Bulls? BND up .44%
EVERYBODY sucks at calling the bottoms, which is why you shouldn't try. Stay the course and unless you are in (or close to) withdrawal stage (like me) nothing wrong with being heavy into equities. Even in withdrawal I am around 60% equities, although of course all withdrawals come from fixed income.
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Re: Where Are The 100% Equity Bulls? BND up .44%
Just 100%? What wimps! Don't they know that being 200% equities gives you even more gains?
Note: don't try this at home, kids!
Note: don't try this at home, kids!
In theory, theory and practice are identical. In practice, they often differ.
Re: Where Are The 100% Equity Bulls? BND up .44%
I am 90% equities. I am where I have always been for the last 25 years.
Staying the course.
By the way, what is the purpose of this post and is it actionable?
Staying the course.
By the way, what is the purpose of this post and is it actionable?
Re: Where Are The 100% Equity Bulls? BND up .44%
The purpose appears to be provoking? And unclear that the one day price move of BND is all that actionable or interesting, given that on Friday it fell pretty hard along with the stock market.
Re: Where Are The 100% Equity Bulls? BND up .44%
What an odd post. The stock market is all the way down to where it was one month ago. Unless you put your life savings in the market within the last few weeks, this is not even a re-balancing opportunity for those holding bonds.
I am 95% equities and put about $50k of my bonus that I received last week into the market.
I am 95% equities and put about $50k of my bonus that I received last week into the market.
Re: Where Are The 100% Equity Bulls? BND up .44%
100% equity bull here. 0.44% is to laugh at for someone who's absorbed the past few years of market returns 

Re: Where Are The 100% Equity Bulls? BND up .44%
Today's market shows that this thread is ill conceived. BND (total bond) is down currently 0.29%, VTI (total stock) is up 1.31%. A day/month/year's results is not relevant to the decision of how much/whether one should hold bonds.
Re: Where Are The 100% Equity Bulls? BND up .44%
Oh, I can stand the heat...started in the late 80’s and haven’t panic sold yet...
Re: Where Are The 100% Equity Bulls? BND up .44%
No, never deviate from my plan. I am looking at making back at least a Fit or Yaris after today’s bounce back.
Re: Where Are The 100% Equity Bulls? BND up .44%
We have an on-going discussion. See: U.S. stocks in freefall
This thread is locked to redirect the discussion. Please state your concerns in a civil, factual manner.
This thread is locked to redirect the discussion. Please state your concerns in a civil, factual manner.