Anyone else gotten totally bored with investing?

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
DomDangelina
Posts: 180
Joined: Thu Jun 01, 2017 8:50 pm
Location: California refugee

Re: Anyone else gotten totally bored with investing?

Post by DomDangelina » Fri Jun 16, 2017 4:43 pm

Rick Ferri wrote:To those who replied you have reduced the number of positions in your portfolio to a few index fund holdings, reduced the number of investment accounts, reduced the desire to look at your account value, reduced your number of rebalancings, and have become board with investing, CONGRATULATIONS! You have made it!

Rick Ferri
Speaking of boredom, you're getting bored with life on the road?
"Often the remedy causes the disease. It is by no means the least of life's rules: to let things alone." | Baltasar Gracián, S.J., The Art of Worldly Wisdom, Maxim 121

WildBill
Posts: 268
Joined: Wed Jun 29, 2016 10:47 pm
Location: San Antonio, Texas

Re: Anyone else gotten totally bored with investing?

Post by WildBill » Fri Jun 16, 2017 6:36 pm

Howdy

It's supposed to be boring.

If you want excitement, consider dating much younger women, or buy some futures contracts. Both will provide excitement and will also leave you sadder, wiser and broker.

W B
"Through chances various, through all vicissitudes, we make our way." Virgil, The Aeneid

User avatar
inittowinit
Posts: 81
Joined: Thu Jul 05, 2012 6:37 pm

Re: Anyone else gotten totally bored with investing?

Post by inittowinit » Fri Jun 16, 2017 6:41 pm

I too find my interest in my investments dwindling as time goes on.

At the end of the day my goal with investing is not for it to be a source of entertainment, but a source of long-term financial stability and peace of mind.

So, while it's a bummer that something that used to be a source of entertainment has slowly lost that value, it's also no biggie since that was never really its purpose to begin with.

User avatar
bertilak
Posts: 5663
Joined: Tue Aug 02, 2011 5:23 pm
Location: East of the Pecos, West of the Mississippi

Re: Anyone else gotten totally bored with investing?

Post by bertilak » Fri Jun 16, 2017 6:49 pm

Seems like anyone responding to this SHOULD say "No, I'm not bored or how would I have even be here to reply?" :sharebeer
Listen very carefully. I shall say this only once. (There! I've said it.)

bayview
Posts: 1280
Joined: Thu Aug 02, 2012 7:05 pm
Location: WNC

Re: Anyone else gotten totally bored with investing?

Post by bayview » Fri Jun 16, 2017 6:57 pm

texasdiver wrote:Back when my portfolio was 20% of its current value I was an incredibly active investor. I subscribed to Morningstar and read all the financial rags in the library and online. Was constantly checking my portfolio of 10-20 randomly assembled active funds and following the market with laser intensity.

Today with a 5x larger portfolio I have everything rolled into 3 index funds and the TSP. All current contributions go into the lowest fee index fund options my wife and I have available in our plans. I plug everything into Morningstar about once a year to see how asset allocations have changed. But I haven't even had to rebalance in recent years. Our equity/fixed income ratio is about 65/35 and our domestic/foreign equity ratio is about 65/35. And fees are a low as we can get them. So there's basically nothing ever to do.

I've got investing books on my shelf and on my kindle that I intended to read but just haven't gotten around to looking at. A bunch of financial podcasts on my phone that I don't listen to anymore.

I feel like I've optimized our portfolio about as much as I possibly can from a Boglehead perspective and so there's just nothing left to do anymore. I guess that's how it should be.

Anyone else find themselves in the same position? Just bored with it all? It's just hard to get really engaged with day-to-day investing news when none of it is remotely actionable. I don't even talk investing with my work colleagues anymore because they are so far from being on the same page it's like we aren't even speaking the same language.
I think this means that you're doing it right. 8-)

I still monitor frequently (counting down the days until I hit my number), but I haven't had any temptation to change anything for quite a while now.

It's wonderful.
The continuous execution of a sound strategy gives you the benefit of the strategy. That's what it's all about. --Rick Ferri

KlangFool
Posts: 6944
Joined: Sat Oct 11, 2008 12:35 pm

Re: Anyone else gotten totally bored with investing?

Post by KlangFool » Fri Jun 16, 2017 7:16 pm

Folks,

Sorry to say this. It is getting exciting for me. As my portfolio is getting closer to my number, I have to monitor and adjust my AA to be more conservative. It is getting close to reach another adjustment threshold.

From 63/37 to 62/38....

KlangFool

User avatar
JonnyDVM
Posts: 1580
Joined: Wed Feb 12, 2014 6:51 pm
Location: Atlanta, GA

Re: Anyone else gotten totally bored with investing?

Post by JonnyDVM » Fri Jun 16, 2017 7:47 pm

It's supposed to be boring. Like monitoring anesthesia. I would recommend investing a little fun money in stocks. 5% of your portfolio or so. Try to pick individual winners. You can check them every day to see how they're doing. Spoiler alert- it's not easy to consistently pick winners.
Sometimes the questions are complicated and the answers are simple. -Dr. Seuss

User avatar
Taylor Larimore
Advisory Board
Posts: 26115
Joined: Tue Feb 27, 2007 8:09 pm
Location: Miami FL

Investing should be "boring."

Post by Taylor Larimore » Fri Jun 16, 2017 7:54 pm

Bogleheads:

I started investing in 1950 at the age of 26. At that time the S&P 500 Index stocks were priced under 20. Today the S&P 500 Index stocks are priced at 2,433 (not including dividends).

I wish I had just bought the index stocks and done nothing. It might have been boring, but I would be much richer today.

Mr. Bogle did a wonderful interview in a 2010 issue of "Investment Adviser" in which he said "Investing should be boring." Needless to say, I agree. Investing in a few broad market index funds makes this possible.

http://www.thinkadvisor.com/2010/05/01/ ... john-bogle

Best wishes.
Taylor
"Simplicity is the master key to financial success." -- Jack Bogle

User avatar
stemikger
Posts: 4556
Joined: Thu Apr 08, 2010 5:02 am

Re: Anyone else gotten totally bored with investing?

Post by stemikger » Fri Jun 16, 2017 7:54 pm

Rick Ferri wrote:To those who replied you have reduced the number of positions in your portfolio to a few index fund holdings, reduced the number of investment accounts, reduced the desire to look at your account value, reduced your number of rebalancings, and have become board with investing, CONGRATULATIONS! You have made it!

Rick Ferri
+1

So true!! Investing should be boring. Truthfully, the only reason why I still read books and come to the forum is to help keep me from Staying the Course. My portfolio has not changed and I have nothing to talk about at cocktail parties.

Hey do you have any hot stock tips. No, I'm just holding the Vanguard Balanced Index Fund. I don't even have to rebalance. I haven't looked at it in months. Pretty boring, but it works.
Choose Simplicity ~ Stay the Course!! ~ Press on Regardless!!!

SimplicityNow
Posts: 251
Joined: Fri Aug 05, 2016 10:31 am

Re: Anyone else gotten totally bored with investing?

Post by SimplicityNow » Fri Jun 16, 2017 8:34 pm

I am enjoying the boredom. I choose to spend the time educating myself through reading.

There is a vast wealth of knowledge to acquire. One book at a time :)

forkhorn
Posts: 124
Joined: Fri Mar 14, 2014 9:00 pm

Re: Anyone else gotten totally bored with investing?

Post by forkhorn » Fri Jun 16, 2017 8:35 pm

Kind of. I enjoy occasionally checking account balances and shaking my head in wonderment at the magnitude of daily value swings (positive and negative). It's kind of mind bogling....

:happy

Does it still count as a pun if both the spelling and the pronunciation don't quite match?

Dead Man Walking
Posts: 488
Joined: Wed Nov 07, 2007 6:51 pm

Re: Anyone else gotten totally bored with investing?

Post by Dead Man Walking » Fri Jun 16, 2017 9:11 pm

I'm not exactly bored; however, I have looked to add some excitement by investigating factor-based funds. Other than small and value, my portfolio is mainly blend funds. I haven't pulled the trigger because I'm not sure that I understand the concept well enough.

DMW

Grt2bOutdoors
Posts: 17138
Joined: Thu Apr 05, 2007 8:20 pm
Location: New York

Re: Anyone else gotten totally bored with investing?

Post by Grt2bOutdoors » Fri Jun 16, 2017 9:31 pm

TheTimeLord wrote:
texasdiver wrote:Today with a 5x larger portfolio I have everything rolled into 3 index funds and the TSP. All current contributions go into the lowest fee index fund options my wife and I have available in our plans.
............................
Anyone else find themselves in the same position? Just bored with it all? It's just hard to get really engaged with day-to-day investing news when none of it is remotely actionable. I don't even talk investing with my work colleagues anymore because they are so far from being on the same page it's like we aren't even speaking the same language.
. Best way to put it is I feel about investing like Bill Murray in "Meatballs" when he gave his inspirational speech wrapping up with "It just doesn't matter".
Morty would disagree. :P

Great movie btw. I wonder where Fink is these days, probably preparing for the annual 4th of July Nathan's hot dog eating contest in Coney Island.
"One should invest based on their need, ability and willingness to take risk - Larry Swedroe" Asking Portfolio Questions

User avatar
JoMoney
Posts: 4397
Joined: Tue Jul 23, 2013 5:31 am

Re: Anyone else gotten totally bored with investing?

Post by JoMoney » Sat Jun 17, 2017 5:37 am

I still find it entertaining to watch Jim Cramer and CNBC, read financial 'news', read annual reports, banter on message boards, ....and take absolutely no action on any of it.
"To achieve satisfactory investment results is easier than most people realize; to achieve superior results is harder than it looks." - Benjamin Graham

lazyday
Posts: 3011
Joined: Wed Mar 14, 2007 10:27 pm

Re: Anyone else gotten totally bored with investing?

Post by lazyday » Sat Jun 17, 2017 6:25 am

I like to own securities that don't need tending to, so that when I get bored I can take a year off and not think about it.

These days there's decent index funds for all the odd kinds of equity I want to own, so I'm slowly selling off my individual stocks which is nice.

Simplicity is starting to look more appealing than the questionable benefit of staying under the SIPC coverage maximum, and I'm thinking about consolidating.
Rick Ferri wrote:To those who replied you have reduced the number of positions in your portfolio to a few index fund holdings, reduced the number of investment accounts, reduced the desire to look at your account value, reduced your number of rebalancings, and have become board with investing, CONGRATULATIONS! You have made it!

Rick Ferri
Investing will probably always be something of a hobby, but I'm slowly moving towards that ideal.

book lover
Posts: 74
Joined: Thu Aug 23, 2012 4:01 pm

Re: Anyone else gotten totally bored with investing?

Post by book lover » Sat Jun 17, 2017 8:59 am

Not exactly bored but have slowed down on how often I track everything from monthly to quarterly.This forum is fascinating in that it brings so many interesting details and varied points of view on investing. However, the guiding principles such as stay the course would suggest a certain lower risk way of doing things that does not lend itself to much excitement.Yet,the finer details and drilling down does continue to pique my interest as I have been a reader even before this became Bogleheads.org.

User avatar
saltycaper
Posts: 2127
Joined: Thu Apr 24, 2014 8:47 pm
Location: The Tower

Re: Anyone else gotten totally bored with investing?

Post by saltycaper » Sat Jun 17, 2017 12:08 pm

There's boredom by way of nirvana, and boredom by way of bull markets. I think a good number of bored investors will suddenly become un-bored in due time.
"I guess I should warn you, if I turn out to be particularly clear, you've probably misunderstood what I've said." --Alan Greenspan

Vanguard Fan 1367
Posts: 671
Joined: Wed Feb 08, 2017 3:09 pm

Re: Anyone else gotten totally bored with investing?

Post by Vanguard Fan 1367 » Sat Jun 17, 2017 12:57 pm

I am new to Bogleheads, I have only been on a few months. I am really appreciating the time folks spend to help me get to your point where to quote Jack: I "Don't do something, just stand there." I have activated my Vanguard Advantage Checking, I have moved my bonds to a tax deferred account, I have added to my Vanguard Total Stock Market Index Fund, and done some other things. So I need to keep reading for ideas, take those that I feel comfortable with, and hopefully one day the investing will "bore" me. :happy

Dirghatamas
Posts: 506
Joined: Fri Jan 01, 2016 6:18 pm

Re: Anyone else gotten totally bored with investing?

Post by Dirghatamas » Sat Jun 17, 2017 1:42 pm

Bored? No way. I make a distinction between acting, observing and general curiosity. I have been a passive investor for a very long time now, so no changes happen to actual portfolio. It is all passive, just world stocks. However, I am always curious about financial research, just as I am curious about physics, advances in engineering, medical research, literature, philosophy, ethics, music and so much else. I observe, read and think about all this new stuff as it comes along: factor investing or whatever is the new in thing. That is fun but I never do anything different when it comes to actual investing.

Here's an analogy. I love hiking on my favorite trails, year after year and riding my bicycle on the same country roads year after year. On the surface, nothing changes so is it boring? Not really because you observe subtle changes like changing seasons or changing sunlight or new ferns as years go by. Investing is similar.

am
Posts: 2375
Joined: Sun Sep 30, 2007 9:55 am

Re: Anyone else gotten totally bored with investing?

Post by am » Sun Jun 18, 2017 10:34 am

Yes boring. After a decade of participation in this forum, reading finance/investing books and publications and deep thinking, a 3 funder is what I do. Simple, boring, easy. The only thing that I think about is the proportions in my 3 funder. I quickly realize however, that 5-10% changes won't have any significant effect and leave things the way they are.

Johnnie
Posts: 427
Joined: Sat May 28, 2016 3:18 pm
Location: Michigan

Re: Anyone else gotten totally bored with investing?

Post by Johnnie » Sun Jun 18, 2017 11:26 am

The Wizard wrote:OP hasn't retired yet, so is just in the calm before the storm.

Start worrying about what your DESIRED income in retirement will be and how you will assemble the cashflow.
Will you be a bucketeer in retirement?
What will your Roth conversion strategy be?
Will you be annuitizing a portion of your assets for enhanced income?
And so forth...
Roger all that - fun for the whole pre-retirement family! Add, "How will you bridge the years between retirement and collecting social security?"

Oh, and we haven't even touched on the endless fascination of watching the "cross rates" between equity class price movements in an international slice-'n-dice portfolio!

I've actually had a blast these past two years assembling just that portfolio and wrestling with the questions you asked and others. With that portfolio essentially in-place, and answers to some of these questions starting to come into focus, I can foresee eventually attaining the Nirvana of the OP.

"Personsal growth means moving from one set of problems to a better set of problems."
"I know nothing."

User avatar
ruralavalon
Posts: 11670
Joined: Sat Feb 02, 2008 10:29 am
Location: Illinois

Re: Anyone else gotten totally bored with investing?

Post by ruralavalon » Sun Jun 18, 2017 11:32 am

Age 71, retired, 50/50 asset allocation, just 5 funds, all accounts and all funds with Vanguard. I will probably simplify more and reduce the number of funds. Pretty bored, but still interested in investing issues.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

2pedals
Posts: 256
Joined: Wed Dec 31, 2014 12:31 pm

Re: Anyone else gotten totally bored with investing?

Post by 2pedals » Sun Jun 18, 2017 11:42 am

Rick Ferri wrote:To those who replied you have reduced the number of positions in your portfolio to a few index fund holdings, reduced the number of investment accounts, reduced the desire to look at your account value, reduced your number of rebalancings, and have become board with investing, CONGRATULATIONS! You have made it!
I am seeking complete and utter boredom and retirement. Note quite there yet, but almost. :beer

User avatar
blaugranamd
Posts: 401
Joined: Wed Apr 11, 2012 1:57 pm
Location: D-lux apt in the sky

Re: Anyone else gotten totally bored with investing?

Post by blaugranamd » Sun Jun 18, 2017 12:02 pm

Isn't boredom part of the Boglehead philosophy? Make investing so passive you can spend your time doing something else?
-- Don't mistake more funds for more diversity: Total Int'l + Total Market = 7k to 10k stocks -- | -- Market return does NOT = average nor 50th percentile, rather 80-90th percentile long term ---

harvestbook
Posts: 314
Joined: Sat Mar 18, 2017 7:12 pm

Re: Anyone else gotten totally bored with investing?

Post by harvestbook » Sun Jun 18, 2017 12:06 pm

I am always interested but never excited. When I need a jolt of what could be, I google into the live chart of Bitcoin and then be glad I am dull.
I'm not smart enough to know, and I can't afford to guess.

User avatar
FreeAtLast
Posts: 530
Joined: Tue Nov 04, 2014 9:08 pm

Re: Anyone else gotten totally bored with investing?

Post by FreeAtLast » Sun Jun 18, 2017 12:22 pm

Even when I was in my accumulation phase, I told friends who were interested in how I was handling my "excess" cash: "I only employ a boring investment strategy - I just throw the money into Vanguard index funds and it will sit there until I retire." And now that I am 3.5 years into retirement, I can barely stay awake looking at my investments. The only excitement I experience is in figuring out my estimated taxes after taking a withdrawal. 8-)
Last edited by FreeAtLast on Sun Jun 18, 2017 5:40 pm, edited 1 time in total.
Illegitimi non carborundum.

bstevlin
Posts: 147
Joined: Sat Aug 02, 2008 10:05 am

Re: Anyone else gotten totally bored with investing?

Post by bstevlin » Sun Jun 18, 2017 12:53 pm

texasdiver wrote:Back when my portfolio was 20% of its current value I was an incredibly active investor. I subscribed to Morningstar and read all the financial rags in the library and online. Was constantly checking my portfolio of 10-20 randomly assembled active funds and following the market with laser intensity.

Today with a 5x larger portfolio I have everything rolled into 3 index funds and the TSP. All current contributions go into the lowest fee index fund options my wife and I have available in our plans. I plug everything into Morningstar about once a year to see how asset allocations have changed. But I haven't even had to rebalance in recent years. Our equity/fixed income ratio is about 65/35 and our domestic/foreign equity ratio is about 65/35. And fees are a low as we can get them. So there's basically nothing ever to do.

I've got investing books on my shelf and on my kindle that I intended to read but just haven't gotten around to looking at. A bunch of financial podcasts on my phone that I don't listen to anymore.

I feel like I've optimized our portfolio about as much as I possibly can from a Boglehead perspective and so there's just nothing left to do anymore. I guess that's how it should be.

Anyone else find themselves in the same position? Just bored with it all? It's just hard to get really engaged with day-to-day investing news when none of it is remotely actionable. I don't even talk investing with my work colleagues anymore because they are so far from being on the same page it's like we aren't even speaking the same language.
Congratulations. You have reached the point Jack Bogle Recommends. I am in the same position as you. I do not consider myself an investor, rather I consider myself a saver. Our annual condo association picinic is coming up. There always a few folks there who brag about their investing prowess. They soon qualify their skills by blaming their poor market performance on some outside external condition beyond their control. I always inform them much to their chagrin that I am a very lazy saver who buys passive index funds because they beat CDs and I always seem to be lucky because I am always assured market returns and I always buy all the winners. That is enough for them to move on to someone else for a conversation.

NYCguy
Posts: 191
Joined: Sun Nov 13, 2016 12:42 pm

Re: Anyone else gotten totally bored with investing?

Post by NYCguy » Sun Jun 18, 2017 2:59 pm

My desire is to be bored with investing again. I do not invest for excitement. I skydive or Kitesurf if I want excitement.

I hope I am five years out from retirement and I've started to plan the financial transaction. I have found that education to be more involved than I had expected.

My goal is to complete that transition planning and be bored with investing again.
If your out-go is greater than your income, your upkeep will be your DOWNFALL.

User avatar
htdrag11
Posts: 962
Joined: Wed Nov 02, 2011 9:22 pm

Re: Anyone else gotten totally bored with investing?

Post by htdrag11 » Sun Jun 18, 2017 4:33 pm

Yes, it's getting boring which is a good thing.

I still get my 15-minute fix every weekday morning to watch the headline news from Bloomberg (too cheap to pay for CNBC :mrgreen: ).

I do track my portfolio quarterly this year, reducing from monthly in 2016.

Life is good. :beer

peppers
Posts: 1275
Joined: Tue Oct 25, 2011 7:05 pm

Re: Anyone else gotten totally bored with investing?

Post by peppers » Sun Jun 18, 2017 5:03 pm

Well, one could try running with the bulls.....in Pamplona.... :happy
"..the cavalry ain't comin' kid, you're on your own..."

Random Walker
Posts: 2047
Joined: Fri Feb 23, 2007 8:21 pm

Re: Anyone else gotten totally bored with investing?

Post by Random Walker » Mon Jun 19, 2017 9:28 am

I'm the opposite of OP,
I'm fascinated by the market. My portfolio has gotten more complex over time and I follow it closely. Through an advisor and funds with higher ERs, I pay more in fees. He may well do significantly better than me over a 30 year time period. I would be fascinated to see the comparison between my path and that alternative history. As I've said before, potential returns are only potential, costs are certain. Investing is supposed to be boring. The OP's title to this thread shows he is very much on target.

Dave

RadAudit
Posts: 2633
Joined: Mon May 26, 2008 10:20 am
Location: Second star on the right and straight on 'til morning

Re: Anyone else gotten totally bored with investing?

Post by RadAudit » Mon Jun 19, 2017 9:33 am

Random Walker wrote: My portfolio has gotten more complex over time and I follow it closely. Through an advisor and funds with higher ERs, I pay more in fees.
Here's an article that says that might not be the way to bet. viewtopic.php?f=10&t=221458&newpost=3414278
FI is the best revenge. LBYM. Invest the rest. Stay the course.

Random Walker
Posts: 2047
Joined: Fri Feb 23, 2007 8:21 pm

Re: Anyone else gotten totally bored with investing?

Post by Random Walker » Mon Jun 19, 2017 9:56 am

Rad audit,
Taste of my own medicine :-) I just posted that article in a separate thread about an hour ago :-)

Dave

User avatar
roymeo
Posts: 1175
Joined: Sat Apr 28, 2007 7:19 pm
Location: SF, CA
Contact:

Re: Anyone else gotten totally bored with investing?

Post by roymeo » Mon Jun 19, 2017 10:04 am

Yep. Though I keep my eye on whether the different funds get too far out of target, I've also been amazed at how much time I used to spend at that.
The sewer system is a form of welfare state. | -- "Libra", Don DeLillo

User avatar
flamesabers
Posts: 1455
Joined: Fri Mar 03, 2017 12:05 pm
Location: Rochester, MN

Re: Anyone else gotten totally bored with investing?

Post by flamesabers » Mon Jun 19, 2017 10:09 am

Picking out funds to invest in can be fun, but checking up on my balances? Not so much. For me, the real excitement of investing is deciding which funds to invest my income in. Once the money has been invested, I focus my attention elsewhere. I don't consider investing to be exciting as most of it is just waiting for your money to make more money.

User avatar
abuss368
Posts: 11650
Joined: Mon Aug 03, 2009 2:33 pm
Location: Where the water is warm, the drinks are cold, and I don't know the names of the players!

Re: Anyone else gotten totally bored with investing?

Post by abuss368 » Sun Jun 25, 2017 9:32 am

Rick Ferri wrote:To those who replied you have reduced the number of positions in your portfolio to a few index fund holdings, reduced the number of investment accounts, reduced the desire to look at your account value, reduced your number of rebalancings, and have become board with investing, CONGRATULATIONS! You have made it!

Rick Ferri
Hi Rick -

Great post and thoughts! This happened to us as the years went on. We had many more funds earlier in our investing years. Since, we are down to a handful of simple index funds - Total Stock Markets, REITS, and Bonds. A total markets approach has made everything much easier to manage and not get upset in down markets which is key.
John C. Bogle: "You simply do not need to put your money into 8 different mutual funds!" | | Disclosure: Three Fund Portfolio + U.S. & International REITs

User avatar
Index Fan
Posts: 2496
Joined: Wed Mar 07, 2007 12:13 pm
Location: The great Midwest

Re: Anyone else gotten totally bored with investing?

Post by Index Fan » Sun Jun 25, 2017 9:46 am

Yes. Much less tinkering than I used to do. There's more to life!
"Optimum est pati quod emendare non possis." | -Seneca

ColoradoRick
Posts: 17
Joined: Sat Aug 27, 2016 12:06 pm

Re: Anyone else gotten totally bored with investing?

Post by ColoradoRick » Sun Jun 25, 2017 1:21 pm

Dear OP - like your real life, enjoy whatever state you are in. When I enjoyed the intellectual challenge of trading blue chips, the return made it fun and occupied my hours when I was first retired. I still read everything financial I could get my hands on. After 3 years, again as an intellectual exercise, I reviewed my trades and though profitable, saw for the first time how much MORE profitable I would have been had I just kept the stocks.

So now I just go with whatever I feel like. I watch Nightly Business Report just to see if there is a "black swan" event. I fast forward the talking heads section that basically is "What should I do with my investing money today." As if we always have to be doing SOMETHING.

However, as the year goes by my feelings will change and I'll get interested again. Even though I totally believe in indexing and AA; I have a % of play money. For the second time this year I'll be looking at TGT and GPC at tomorrow's open, hoping TGT drops < 50 and buy 100 to 200 shares. Just because right now it's fun. And if I buy either I plan to keep 5 years to forever. But yes nothing is more boring than someone who checks the market 4x/day. I'm (mostly) past that. Enjoy the day you're in.

Thesaints
Posts: 748
Joined: Tue Jun 20, 2017 12:25 am

Re: Anyone else gotten totally bored with investing?

Post by Thesaints » Sun Jun 25, 2017 1:49 pm

True dat!
Nothing is so exciting as the first 10 millions. After that, meh...

User avatar
JaneyLH
Posts: 322
Joined: Wed Oct 16, 2013 7:16 pm

Re: Anyone else gotten totally bored with investing?

Post by JaneyLH » Sun Jun 25, 2017 8:29 pm

Isn't boredom with investing the whole point of what we're doing?

I for one do NOT want to spend the best years of my life slavishly watching the stock quotes. I must admit, I do this sometimes. But when I have something better to do, like enjoy the upscale cruise of a lifetime, I don't worry about this stuff. It happens whether I look at it or not, and I have a plan I'm sticking to, so there's really no need to look at it.

User avatar
KSOC
Posts: 177
Joined: Sat Oct 29, 2016 3:53 pm

Re: Anyone else gotten totally bored with investing?

Post by KSOC » Sun Jun 25, 2017 9:27 pm

No, not bored. Satisfied? Methodically calm maybe? I applied so many best practices from so much knowledge gained here or directed to from here. I feel satisfied in where I've positioned our investments & tightened up our finances. Que sera, sera. I sleep well, even with recently losing my job. Keep buying and keep holding.
Too soon old, too late smart.

User avatar
zaboomafoozarg
Posts: 1849
Joined: Sun Jun 12, 2011 12:34 pm

Re: Anyone else gotten totally bored with investing?

Post by zaboomafoozarg » Sun Jun 25, 2017 10:10 pm

I haven't gotten totally bored yet. I still feel the need to tweak every now and then, so I shuffle things around by 5-10% just to "scratch the itch", knowing full well that amount of movement won't make much of a difference in the long run. But it pacifies me for another few years.

nova1968
Posts: 167
Joined: Wed May 18, 2016 12:00 pm

Re: Anyone else gotten totally bored with investing?

Post by nova1968 » Mon Jun 26, 2017 8:12 am

I have gotten board with investing but my returns seem to be a lot better since I started a passive index portfolio versus speculating on stocks.
I also get board when I am in a casino because I am not a gambler.

User avatar
ruralavalon
Posts: 11670
Joined: Sat Feb 02, 2008 10:29 am
Location: Illinois

Re: Anyone else gotten totally bored with investing?

Post by ruralavalon » Mon Jun 26, 2017 8:40 am

KSOC wrote:No, not bored. Satisfied? Methodically calm maybe? I applied so many best practices from so much knowledge gained here or directed to from here. I feel satisfied in where I've positioned our investments & tightened up our finances. Que sera, sera. I sleep well, even with recently losing my job. Keep buying and keep holding.
Excellent point. Not really "bored".

For me the better description is not anxious, serene, satisfied, very comfortable with our asset allocation, investments, and plan for the future.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

Jaxfann
Posts: 65
Joined: Wed Jul 17, 2013 9:22 pm

Re: Anyone else gotten totally bored with investing?

Post by Jaxfann » Mon Jun 26, 2017 8:33 pm

There will be a whole lot less boredom when we hit the next 20%+ downturn - hope it is not soon but it will happen and I hope we all have the utmost confidence in our estimated (and for some practiced) risk tolerance and we all will be able to not only weather the storm but to rebalance as we go down to maintain our asset allocations.

BW1985
Posts: 1683
Joined: Tue Mar 23, 2010 6:12 pm

Re: Anyone else gotten totally bored with investing?

Post by BW1985 » Tue Jun 27, 2017 9:12 am

Rick Ferri wrote:To those who replied you have reduced the number of positions in your portfolio to a few index fund holdings, reduced the number of investment accounts, reduced the desire to look at your account value, reduced your number of rebalancings, and have become board with investing, CONGRATULATIONS! You have made it!

Rick Ferri
Almost there! 3 funds all at VG. Now if I could just stop checking my accounts every day.. It's fun to see them go up. In a bear market I probably won't check as often. :(
"Squirrels figured out how to save eons ago. They buried acorns. Some, they dug up, for food. Others, they let to sprout, in new oak trees. We could learn from squirrels." -john94549

Engineer250
Posts: 799
Joined: Wed Jun 22, 2016 1:41 pm

Re: Anyone else gotten totally bored with investing?

Post by Engineer250 » Tue Jun 27, 2017 9:54 am

texasdiver wrote: Anyone else find themselves in the same position? Just bored with it all? It's just hard to get really engaged with day-to-day investing news when none of it is remotely actionable. I don't even talk investing with my work colleagues anymore because they are so far from being on the same page it's like we aren't even speaking the same language.
Am in a similar position. I go through cycles. Seems like every 3-4 years I learn something "new" to me about investing/saving/retirement. Maybe about 6 or 7 years ago I learned what index funds were and got some speech from our 401k provider (was Schwab at the time) about balancing everything between growth or value or something. So I did all that and then left it alone for a while.

About a year ago I discovered this place and the 3 fund portfolio while I was rolling over my old 401k to the TSP. I was probably like you, everything seemed interesting and exciting and I was reading everything I could. I got all my old accounts and spouse's old accounts all combined at Vanguard (and TSP) and then...have pretty much left it alone for a year. A year ago I was talking about Roth IRAs and low cost index funds to all my family members. I soon realized no one was listening to me and they were going to go with whatever high cost advisor or company some other family member who works in the financial industry recommended. So I left it alone and let them do them, and me do me.

Now the investing part seems kind of boring (nothing's going to result in me doing anything). My portfolio thanks to a better savings rate and the market return has gone way up from a year ago. But I do still get anxious about my savings rate. I suppose if I was 100% maxed out on 401k and IRA contributions I could probably be pretty peaceful and do nothing, but I still have probably another year before I can get there. So I don't like to look at my investments because I'm not going to change anything and it just stresses me out that I'm not maxing everything yet. But the excitement of "yeah I'm going to figure this out, and conquer the world!" isn't there. Also I have like a million years to go until I can retire so there's no point in running numbers or anything like that now.
Where the tides of fortune take us, no man can know.

itstoomuch
Posts: 4699
Joined: Mon Dec 15, 2014 12:17 pm
Location: midValley OR

Re: Anyone else gotten totally bored with investing?

Post by itstoomuch » Tue Jun 27, 2017 1:46 pm

I'm interested in the whys & mentality. Rationales are fascinating. :oops:
Rev90517; 4 Incm stream buckets: SS+pension; dfr'd GLWB VA & FI anntys, by time & $$ laddered; Discretionary; Rentals. LTCi. Own, not asset. Tax 25%. Early SS. FundRatio (FR) >1.1 67/70yo

User avatar
czeckers
Posts: 930
Joined: Thu May 17, 2007 3:49 pm
Location: Upstate NY

Re: Anyone else gotten totally bored with investing?

Post by czeckers » Wed Jun 28, 2017 12:49 pm

Investing should be boring. Just slow, steady, measured progress toward a goal.

-K
The Espresso portfolio: | | 16% LCV, 16% SCV, 16% EM, 8% Int'l Value, 8% Int'l Sm, 8% US REIT, 8% Int'l REIT, 20% Inter-term US Treas | | "A journey of a thousand miles begins with a single step."

Easy Rhino
Posts: 3202
Joined: Sun Aug 05, 2007 11:13 am
Location: San Diego

Re: Anyone else gotten totally bored with investing?

Post by Easy Rhino » Wed Jun 28, 2017 4:06 pm

Yes my portfolio is very much on autopilot. I do have a lot of accounts in different places, so when I do have to rebalance, which is seldom, i have to remind myself how to do it. So that's boring but in a good way, since I've got a growing family it's nice to have more time.

One bummer is that when I drop by bogleheads, i don't see as many interesting theoretical investing topics catching my eye. It could be due to the way the front page is structured, or maybe i'm just not paying enough attention.

Post Reply