My bonus posted yesterday. I hereby contribute a data point to the cognoscenti.whodidntante wrote: ↑Wed Dec 23, 2020 12:01 pmThat's how I am interpreting it also. Unless someone with experience in a similar situation chimes in, I think I will do 25k Roth and 100k taxable and see what happens. I should at least get $500 and hopefully $700 that way.ZinCO wrote: ↑Wed Dec 23, 2020 11:43 amLooks to me like account aggregation only happens at $1mm or more. I don't see that for $500k and I wouldn't assume it will apply to lower amounts either unfortunately.whodidntante wrote: ↑Wed Dec 23, 2020 11:32 am I was able to enroll in this E*TRADE offer for existing customers that is discussed upthread.
https://us.etrade.com/promo/5000cfc-combined
I've got about 80k in a Roth account and around 120k in a taxable account that is not tied up earning me a bonus someplace. The T&C of this offer only talk about asset aggregation if the amount is 500k in more. So I am left wondering how to maximize this offer. Would 25k transferred to the Roth and 100k transferred to the taxable account net me a bonus of $200 and $500 respectively? Or should I transfer over the full 200k and hope for $800 -- somewhere?
ETA: I completed the above on Dec 24th. I'll report back if I remember to. You know, for science.
I went for a $700 bonus ($500 + $200) by transferring $100k to taxable and $25k to a Roth account. The actual result is that E*Trade aggregated my contributions, and posted two separate bonuses proportional to my contributions to the Roth and taxable account, totaling $500. The terms were ambiguous on what would actually happen, so now we know.
While I was hoping for $700, $500 for reading and clicking a mouse is better than a punch in the face. Happy hunting!