## What are you up YTD? [Year To Date]

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
JustinR
Posts: 417
Joined: Tue Apr 27, 2010 11:43 pm

### Re: What are you up YTD? [Year To Date]

Why doesn't Vanguard's personal performance page give you a return percentage for YTD?

Selecting any time period other than "Since inception" removes the Rate of Return %.

schachtw
Posts: 45
Joined: Mon Jul 06, 2015 6:15 pm

### Re: What are you up YTD? [Year To Date]

Age 67, retired.
AA is 50/50

Up 8.7% YTD

ignition
Posts: 42
Joined: Sun Dec 11, 2016 11:28 am

### Re: What are you up YTD? [Year To Date]

Uncle Pennybags wrote:
Mon Sep 04, 2017 12:01 am
I'm up 6.7%, 60/40, 40% short bonds, 10% REIT, 10% foreign, 10% VZ, 30% total US. The VZ was almost 15%, I'm holding it for tax avoidance. If I figure in my savings and checking cash it's worse. This thread makes me sad.
If it makes you feel any better: I'm only up 0.9%...

packet
Posts: 781
Joined: Sun Nov 23, 2014 11:23 am
Location: The pub

### Re: What are you up YTD? [Year To Date]

moshe wrote:
Sun Sep 03, 2017 3:28 pm
student wrote:
Sun Sep 03, 2017 3:08 pm
packet wrote:
Sun Sep 03, 2017 12:11 pm
Is this a reasonable estimate?
I take the funds I use and the percentage that I use them in and add them all up (YTD(a) is a function that returns the YTD return for fund "a")...

.4*YTD(a) + .1*YTD(b) + .1*YTD(c) + .2*YTD(d) + .2*YTD(e) = ytd % return
...
Cheers,
packet
I think this is a good enough approximation.
Does your YTD(x) function include dividends? If not you should add them back in to measure total portfolio performance.

~Moshe
Hmmm... another pesky detail. I don't even know, I'll have research it. The function I'm using is googlefinance() on a google sheet...

Cheers,
packet
First round’s on me.

Uncle Pennybags
Posts: 1836
Joined: Tue Oct 28, 2014 2:05 am

### Re: What are you up YTD? [Year To Date]

JustinR wrote:
Mon Sep 04, 2017 7:19 am
Why doesn't Vanguard's personal performance page give you a return percentage for YTD?

Selecting any time period other than "Since inception" removes the Rate of Return %.
One can get a one year return. What really messed up Vanguard's page for me was when they strong armed me into a brokerage account. The "settlement fund" voodoo economics are a pain.
ignition wrote:
Mon Sep 04, 2017 7:49 am
Uncle Pennybags wrote:
Mon Sep 04, 2017 12:01 am
I'm up 6.7%, 60/40, 40% short bonds, 10% REIT, 10% foreign, 10% VZ, 30% total US. The VZ was almost 15%, I'm holding it for tax avoidance. If I figure in my savings and checking cash it's worse. This thread makes me sad.
If it makes you feel any better: I'm only up 0.9%...
All CDs?

ruralavalon
Posts: 11848
Joined: Sat Feb 02, 2008 10:29 am
Location: Illinois

### Re: What are you up YTD? [Year To Date]

JustinR wrote:
Mon Sep 04, 2017 7:19 am
Why doesn't Vanguard's personal performance page give you a return percentage for YTD?

Selecting any time period other than "Since inception" removes the Rate of Return %.
Click on year to date.

Then just divide "investment returns" by "beginning balance". If you are making regular monthly withdrawals or regular monthly contributions of the same amount, then that gives you your personal return year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

ignition
Posts: 42
Joined: Sun Dec 11, 2016 11:28 am

### Re: What are you up YTD? [Year To Date]

Uncle Pennybags wrote:
Mon Sep 04, 2017 8:53 am
All CDs?
100% equity But I live in Europe and hold quite a high amount of US stocks. I assume it's caused by the dollar weakening the past couple of months compared to the euro.

JustinR
Posts: 417
Joined: Tue Apr 27, 2010 11:43 pm

### Re: What are you up YTD? [Year To Date]

ruralavalon wrote:
Mon Sep 04, 2017 9:26 am
JustinR wrote:
Mon Sep 04, 2017 7:19 am
Why doesn't Vanguard's personal performance page give you a return percentage for YTD?

Selecting any time period other than "Since inception" removes the Rate of Return %.
Click on year to date.

Then just divide "investment returns" by "beginning balance". If you are making regular monthly withdrawals or regular monthly contributions of the same amount, then that gives you your personal return year to date.
Oh awesome. Thank you!

Is there an easy tool to aggregate all your accounts to see the total return? I don't mean Mint because I don't think it takes into account contributions/withdrawals in calculating performance. I have my taxable and Roth at vanguard, but my 401k and HSA are in different places.

I could name my taxable's ytd return, but it'd be inaccurate since my bonds are all in my 401k, for example.

Sidney
Posts: 6644
Joined: Thu Mar 08, 2007 6:06 pm

### Re: What are you up YTD? [Year To Date]

5.7% after withdrawals on a 40/60.
I always wanted to be a procrastinator.

Sheepdog
Posts: 4791
Joined: Tue Feb 27, 2007 3:05 pm
Location: Indiana, retired 1998 at age 65

### Re: What are you up YTD? [Year To Date]

Uncle Pennybags wrote:
Mon Sep 04, 2017 12:01 am
I'm up 6.7%, 60/40, 40% short bonds, 10% REIT, 10% foreign, 10% VZ, 30% total US. The VZ was almost 15%, I'm holding it for tax avoidance. If I figure in my savings and checking cash it's worse. This thread makes me sad.
Don't be sad, Uncle Pennybags, it's all in the eye of the beholder and what your situation is. After all, my YTD is 5.05% (7.87% if annualized) and I am very happy with that...23% stocks, by the way. I live off of that and I only wish to beat what I take out and I do and have. Mine is about income and preservation with just enough growth for it to last a life time and beyond. My present age is 84, 19 years retired, with that nest egg grown and growing in that time so I am confident about our present and future financial health. That is worth a fortune.
People should not say everything they think. They should think about everything they say.

Uncle Pennybags
Posts: 1836
Joined: Tue Oct 28, 2014 2:05 am

### Re: What are you up YTD? [Year To Date]

Sheepdog wrote:
Mon Sep 04, 2017 9:51 am
Don't be sad, Uncle Pennybags, it's all in the eye of the beholder and what your situation is.
I too am retired and don't need my investments for day to day living so a 2.4% return is my benchmark. I must stay the course and not get
I'm 10.5% annualized. That sounds better.

ruralavalon
Posts: 11848
Joined: Sat Feb 02, 2008 10:29 am
Location: Illinois

### Re: What are you up YTD? [Year To Date]

JustinR wrote:
Mon Sep 04, 2017 9:36 am
ruralavalon wrote:
Mon Sep 04, 2017 9:26 am
JustinR wrote:
Mon Sep 04, 2017 7:19 am
Why doesn't Vanguard's personal performance page give you a return percentage for YTD?

Selecting any time period other than "Since inception" removes the Rate of Return %.
Click on year to date.

Then just divide "investment returns" by "beginning balance". If you are making regular monthly withdrawals or regular monthly contributions of the same amount, then that gives you your personal return year to date.
Oh awesome. Thank you!

Is there an easy tool to aggregate all your accounts to see the total return? I don't mean Mint because I don't think it takes into account contributions/withdrawals in calculating performance. I have my taxable and Roth at vanguard, but my 401k and HSA are in different places.

I could name my taxable's ytd return, but it'd be inaccurate since my bonds are all in my 401k, for example.
You can use Morningstar's "portfolio manager", but you have to input data on the holdings and adjust periodically for the dividends.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

sergeant
Posts: 617
Joined: Tue Dec 04, 2007 11:13 pm

### Re: What are you up YTD? [Year To Date]

Sheepdog wrote:
Mon Sep 04, 2017 9:51 am
Uncle Pennybags wrote:
Mon Sep 04, 2017 12:01 am
I'm up 6.7%, 60/40, 40% short bonds, 10% REIT, 10% foreign, 10% VZ, 30% total US. The VZ was almost 15%, I'm holding it for tax avoidance. If I figure in my savings and checking cash it's worse. This thread makes me sad.
Don't be sad, Uncle Pennybags, it's all in the eye of the beholder and what your situation is. After all, my YTD is 5.05% (7.87% if annualized) and I am very happy with that...23% stocks, by the way. I live off of that and I only wish to beat what I take out and I do and have. Mine is about income and preservation with just enough growth for it to last a life time and beyond. My present age is 84, 19 years retired, with that nest egg grown and growing in that time so I am confident about our present and future financial health. That is worth a fortune.
Sheepdog rocks! 84 years young and still going strong. I just had a conversation with a neighbor who is in the process of trying to get control of his father's considerable assets. He thinks his dad is too old to make good financial decisions. He is 71 years old and is active and seems ok to me. The son has zero bad intent just thinks 71 is old.
Lincoln 3 EOW!

Detroittl
Posts: 82
Joined: Wed Jun 10, 2015 12:12 am

### Re: What are you up YTD? [Year To Date]

13% YTD.

75 stocks 25 bonds

peterinjapan
Posts: 298
Joined: Fri May 15, 2015 8:41 am
Location: Japan!
Contact:

### Re: What are you up YTD? [Year To Date]

I'm up 15.4%, with mostly stocks. Firing that Wells Fargo guy was the smartest thing I ever did. 40% of the decisions he made were mistakes anyway. I can make mistakes myself for free.

Tamarind
Posts: 663
Joined: Mon Nov 02, 2015 2:38 pm

### Re: What are you up YTD? [Year To Date]

11%+ YTD. 80/20 with 30% intl and a small REIT tilt which keeps me humble.

Gains still vastly outweighed by contributions. More striking to me as a mental benchmark is that I'm now generating more than \$1k annually in dividends to reinvest, which I imagine as giving me an extra paycheck's worth of contributions this year.

SirRunsabit
Posts: 32
Joined: Tue Jul 18, 2017 6:21 am
Location: Earth

### Re: What are you up YTD? [Year To Date]

Not sure of the YTD %, but one year is 14.8 with similar numbers. Thankful that I took some returns with my new asset allocation.
Hi!

harvestbook
Posts: 330
Joined: Sat Mar 18, 2017 7:12 pm

### Re: What are you up YTD? [Year To Date]

I can't easily tell since I make contributions steadily. Since I started using Vanguard in mid-2013, I've made 11 percent. This is using a fairly aggressive and slightly modified Merriman portfolio (I use total stock markets instead of S& P or Developed Market funds and I am lighter on international value than Merriman recommends due to the higher ER). As a late starter to investing I needed to take the risk but slowly increasing my bond portion. Right now I'm 85/15 working toward 80/20 but early on I was probably 95/5. I got lucky but don't expect my luck to last. I'll be comfortable at 80/20 for at least the next five years, or so I feel at this time.
I'm not smart enough to know, and I can't afford to guess.

BeBH65
Posts: 860
Joined: Sat Jul 04, 2015 7:28 am

### Re: What are you up YTD? [Year To Date]

- Stocks portion + 9 %
- Protection portion: + 1%
Total portfolio @ 60/40 : +6%
All in Euro
BeBH65. (only an investment enthusiast, not a financial adviser, perform your due diligence).

hulburt1
Posts: 246
Joined: Tue Jul 15, 2014 9:17 pm

### Re: What are you up YTD? [Year To Date]

up \$400000 28%-I bought Facebook the year it came out. I do not know why it was a gut feeling. I only live on \$60000 a year.

mattyfu1
Posts: 54
Joined: Fri Dec 23, 2016 7:35 am

### Re: What are you up YTD? [Year To Date]

10.1%

chisey
Posts: 147
Joined: Mon Apr 16, 2007 10:47 am

### Re: What are you up YTD? [Year To Date]

Our 62/38 model ETF portfolio with a mid/small value tilt is up 10.7% YTD. I don't bother calculating for our actual portfolio but it would be pretty close to that.

MichaelM
Posts: 39
Joined: Wed Oct 07, 2015 10:02 am

### Re: What are you up YTD? [Year To Date]

Portfolio 49/51 Equity to Bond with 20% Intnl Equity is +8.3% YTD. Retirement 1/2/2017. Michael

ruralavalon
Posts: 11848
Joined: Sat Feb 02, 2008 10:29 am
Location: Illinois

### Re: What are you up YTD? [Year To Date]

Retired, age 72, asset allocation is 50/50.

Total return is up 8.86% year to date.

Best fund so far is Vanguard Total International Stock Index Fund, total return is up 21.66% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

snarlyjack
Posts: 496
Joined: Fri Aug 28, 2015 12:44 pm
Location: Montana

### Re: What are you up YTD? [Year To Date]

According to Vanguard's portfolio summary
14.3%...I' am a happy camper.

moshe
Posts: 419
Joined: Thu Dec 12, 2013 1:18 pm
Location: Boston, MA

### Re: What are you up YTD? [Year To Date]

Hi Tamarind,

Just note that dividends paid out of most funds, vanguard TBM (ticker: BND) and VIB (BIV and others?) excepted, pay dividends out of market share price...so those dividends are really a return of capital and not additive to the share price on the prior to x-dividend market price. IOW a stock selling at \$100 per share will open @ \$95 (+/-) per share on the x-dividend date. You will then receive a check or reinvestment of the \$5 per share.

Apologies if this is already clear to you but \$1K in equity dividends reinvested changes your net worth negatively if held in taxable accounts as you pay taxes on dividends in taxable accounts in the year received.

~Moshe

Tamarind wrote:
Tue Oct 03, 2017 5:42 am
11%+ YTD. 80/20 with 30% intl and a small REIT tilt which keeps me humble.

Gains still vastly outweighed by contributions. More striking to me as a mental benchmark is that I'm now generating more than \$1k annually in dividends to reinvest, which I imagine as giving me an extra paycheck's worth of contributions this year.
My money has no emotions. ~Moshe | | I'm the world's greatest expert on my own opinion. ~Bruce Williams

Uncle Pennybags
Posts: 1836
Joined: Tue Oct 28, 2014 2:05 am

### Re: What are you up YTD? [Year To Date]

moshe wrote:
Tue Oct 03, 2017 9:16 am
.so those dividends are really a return of capital
Bond interest is considered a dividend/income, it comes out of and lowers the share price but it does not reduce one's cost basis. A return of capital is not a taxable event and reduces one's cost basis.

unclescrooge
Posts: 1620
Joined: Thu Jun 07, 2012 7:00 pm

### Re: What are you up YTD? [Year To Date]

14% YTD through September.
80% stocks and alts, 20% bonds.

dwickenh
Posts: 823
Joined: Sun Jan 04, 2015 9:45 pm
Location: Illinois

### Re: What are you up YTD?

Toons wrote:
Tue Aug 26, 2014 5:05 pm
I don't know but it appears my investment portfolio is worth more than it was this time last year,,and I have been spending money along the way,,,,this is the way long term investing is supposed to work,,methinks
ditto that for me

Best wishes,

Dan
The market is the most efficient mechanism anywhere in the world for transferring wealth from impatient people to patient people.” | — Warren Buffett

SEAworld9
Posts: 66
Joined: Fri Jun 23, 2017 10:13 am

### Re: What are you up YTD? [Year To Date]

100% stocks.

up 26.3% YTD.

Tamarind
Posts: 663
Joined: Mon Nov 02, 2015 2:38 pm

### Re: What are you up YTD? [Year To Date]

moshe wrote:
Tue Oct 03, 2017 9:16 am
Hi Tamarind,

Just note that dividends paid out of most funds, vanguard TBM (ticker: BND) and VIB (BIV and others?) excepted, pay dividends out of market share price...so those dividends are really a return of capital and not additive to the share price on the prior to x-dividend market price. IOW a stock selling at \$100 per share will open @ \$95 (+/-) per share on the x-dividend date. You will then receive a check or reinvestment of the \$5 per share.

Apologies if this is already clear to you but \$1K in equity dividends reinvested changes your net worth negatively if held in taxable accounts as you pay taxes on dividends in taxable accounts in the year received.

~Moshe

Tamarind wrote:
Tue Oct 03, 2017 5:42 am
11%+ YTD. 80/20 with 30% intl and a small REIT tilt which keeps me humble.

Gains still vastly outweighed by contributions. More striking to me as a mental benchmark is that I'm now generating more than \$1k annually in dividends to reinvest, which I imagine as giving me an extra paycheck's worth of contributions this year.
Thanks, Moshe. I'm aware. All of my accounts are tax-advantaged.

triceratop
Moderator
Posts: 3744
Joined: Tue Aug 04, 2015 8:20 pm
Location: la la land

### Re: What are you up YTD? [Year To Date]

moshe wrote:
Tue Oct 03, 2017 9:16 am
Hi Tamarind,

Just note that dividends paid out of most funds, vanguard TBM (ticker: BND) and VIB (BIV and others?) excepted, pay dividends out of market share price...so those dividends are really a return of capital and not additive to the share price on the prior to x-dividend market price. IOW a stock selling at \$100 per share will open @ \$95 (+/-) per share on the x-dividend date. You will then receive a check or reinvestment of the \$5 per share.

Apologies if this is already clear to you but \$1K in equity dividends reinvested changes your net worth negatively if held in taxable accounts as you pay taxes on dividends in taxable accounts in the year received.

~Moshe

Tamarind wrote:
Tue Oct 03, 2017 5:42 am
11%+ YTD. 80/20 with 30% intl and a small REIT tilt which keeps me humble.

Gains still vastly outweighed by contributions. More striking to me as a mental benchmark is that I'm now generating more than \$1k annually in dividends to reinvest, which I imagine as giving me an extra paycheck's worth of contributions this year.
This is true from the day before ex dividend to the day it goes ex dividend. But in the days/months prior to the distribution the fund receives earnings from its investments which pushes the share price up. Tamarind has the more accurate picture.

edit: to be clear I'm talking about your claim about equity dividends, in the second paragraph, which is false.
"To play the stock market is to play musical chairs under the chord progression of a bid-ask spread."

moshe
Posts: 419
Joined: Thu Dec 12, 2013 1:18 pm
Location: Boston, MA

### Re: What are you up YTD? [Year To Date]

Uncle Pennybags wrote:
Tue Oct 03, 2017 9:32 am
moshe wrote:
Tue Oct 03, 2017 9:16 am
.so those dividends are really a return of capital
Bond interest is considered a dividend/income, it comes out of and lowers the share price but it does not reduce one's cost basis. A return of capital is not a taxable event and reduces one's cost basis.
Thank you for your reply. My bad in not being clear that some dividends are return of retained earnings (IOW profits), which are taxable in taxable accounts, but some equity REITs, for example, do return invested capital.

Also, please note i said some "bond funds excepted". (i do not know how all bond funds work but i know how Vanguard TBM and IBM funds work.)

All the best,
~Moshe

N.B. Please note that Vanguard's ETFs that track the bond funds do work as other equity ETFs and funds.
Last edited by moshe on Tue Oct 03, 2017 11:47 am, edited 2 times in total.
My money has no emotions. ~Moshe | | I'm the world's greatest expert on my own opinion. ~Bruce Williams

Dottie57
Posts: 2373
Joined: Thu May 19, 2016 5:43 pm

### Re: What are you up YTD? [Year To Date]

With 50/50 stocks/bonds I am at 10% up for the year, plus contributions.

Portfolio7
Posts: 268
Joined: Tue Aug 02, 2016 3:53 am

### Re: What are you up YTD? [Year To Date]

11.7% as Sept. close. 70/30 split. Small Value tilt hasn't done so well this year, though it rebounded last month.
An investment in knowledge pays the best interest.

Toons
Posts: 12093
Joined: Fri Nov 21, 2008 10:20 am
Location: Hills of Tennessee

### Re: What are you up YTD?

dwickenh wrote:
Tue Oct 03, 2017 10:46 am
Toons wrote:
Tue Aug 26, 2014 5:05 pm
I don't know but it appears my investment portfolio is worth more than it was this time last year,,and I have been spending money along the way,,,,this is the way long term investing is supposed to work,,methinks
ditto that for me

Best wishes,

Dan
"One does not accumulate but eliminate. It is not daily increase but daily decrease. The height of cultivation always runs to simplicity" –Bruce Lee

technovelist
Posts: 2666
Joined: Wed Dec 30, 2009 9:02 pm
Contact:

### Re: What are you up YTD? [Year To Date]

Approximate AA: 50% gold, 35% Swiss francs, 10% US dollar cash.
In theory, theory and practice are identical. In practice, they often differ.

dsmil
Posts: 516
Joined: Tue Sep 08, 2009 10:51 am

### Re: What are you up YTD? [Year To Date]

Up 13% YTD, but it's not an exact number. I took my total returns and divided them by the average of my ending balances each month.

triceratop
Moderator
Posts: 3744
Joined: Tue Aug 04, 2015 8:20 pm
Location: la la land

### Re: What are you up YTD? [Year To Date]

According to longinvest's spreadsheet, I am up 17.50% as of 9/30, on a 90/10 portfolio invested internationally at market weight and with tilts. 14.06% investor return since beginning investing in August 2014. I've been a bit lucky with my market timing of tax gain harvesting (and my market timing of purchases generally) this year: I switched from VBR to IJS on the best day of the year so far.

Plenty of volatility along the way.
"To play the stock market is to play musical chairs under the chord progression of a bid-ask spread."

Ron Ronnerson
Posts: 749
Joined: Sat Oct 26, 2013 6:53 pm
Location: Bay Area

### Re: What are you up YTD? [Year To Date]

sharpjm
Posts: 657
Joined: Fri Feb 20, 2015 2:41 pm

### Re: What are you up YTD? [Year To Date]

13% @ 70/30

JTJjr
Posts: 129
Joined: Sun Sep 30, 2007 9:14 am
Location: Orange, France

### Re: What are you up YTD? [Year To Date]

9.72% @39/60/1
Aimlessly wandering to discover where I am.

Namashkar
Posts: 68
Joined: Sun Sep 08, 2013 11:43 am

### Re: What are you up YTD? [Year To Date]

10% YTD. AA 60/40 S/B, (18% of stocks in International and 16% of bonds in international).

stemikger
Posts: 4584
Joined: Thu Apr 08, 2010 5:02 am

### Re: What are you up YTD? [Year To Date]

Personal rate of return from 11/01/2016 to 09/30/2017 is 14.01%
60/40 stock/bond all U.S. (Blackrock U.S. Debt Index Fund and the Vanguard Institutional index Fund).
Choose Simplicity ~ Stay the Course!! ~ Press on Regardless!!!

goingup
Posts: 2824
Joined: Tue Jan 26, 2010 1:02 pm

### Re: What are you up YTD? [Year To Date]

stemikger wrote:
Tue Oct 03, 2017 5:58 pm
Personal rate of return from 11/01/2016 to 09/30/2017 is 14.01%
60/40 stock/bond all U.S. (Blackrock U.S. Debt Index Fund and the Vanguard Institutional index Fund).
Interesting time frame!

veggivet
Posts: 216
Joined: Sun Jan 25, 2015 1:07 pm
Location: New England

### Re: What are you up YTD? [Year To Date]

21% year to date. 58, retired, 85/10/5 stocks/bonds/cash. Overweight in tech.

J295
Posts: 1214
Joined: Sun Jan 01, 2012 11:40 pm

### Re: What are you up YTD? [Year To Date]

This question reminds me of .....

Refrain from the Kenny Rogers song the Gambler

Asking someone on the 17th tee if this is his best round ever.

1030danielle
Posts: 39
Joined: Fri Jul 15, 2016 12:25 pm
Location: South Florida

### Re: What are you up YTD?

Toons wrote:
Tue Aug 26, 2014 5:05 pm
I don't know but it appears my investment portfolio is worth more than it was this time last year,,and I have been spending money along the way,,,,this is the way long term investing is supposed to work,,methinks
Well said!
Cheers,
Danielle
Three-funder with a tech tilt.

stemikger
Posts: 4584
Joined: Thu Apr 08, 2010 5:02 am

### Re: What are you up YTD? [Year To Date]

goingup wrote:
Tue Oct 03, 2017 6:53 pm
stemikger wrote:
Tue Oct 03, 2017 5:58 pm
Personal rate of return from 11/01/2016 to 09/30/2017 is 14.01%
60/40 stock/bond all U.S. (Blackrock U.S. Debt Index Fund and the Vanguard Institutional index Fund).
Interesting time frame!
lol. Yeah, I just copied from my 401K.
Choose Simplicity ~ Stay the Course!! ~ Press on Regardless!!!

ruralavalon
Posts: 11848
Joined: Sat Feb 02, 2008 10:29 am
Location: Illinois

### Re: What are you up YTD?

1030danielle wrote:
Tue Oct 03, 2017 10:44 pm
Toons wrote:
Tue Aug 26, 2014 5:05 pm
I don't know but it appears my investment portfolio is worth more than it was this time last year,,and I have been spending money along the way,,,,this is the way long term investing is supposed to work,,methinks
Well said!
Cheers,
Danielle
Age 72, retired. I am always happy to see that our portfolio is growing at a rate faster than our rate of spending.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started