What are you up YTD? [Year To Date]

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
WhiteMaxima
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Re: What are you up YTD? [Year To Date]

Post by WhiteMaxima » Sun Jul 23, 2017 2:13 pm

UP 15.1%
40% US growth
40% Internatonal
20% Cash

0% Bond

jay22
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Re: What are you up YTD? [Year To Date]

Post by jay22 » Tue Aug 01, 2017 12:14 pm

AA of 85/15 with 75/25 US/International.

Up 11.2% YTD.

grettman
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Re: What are you up YTD? [Year To Date]

Post by grettman » Tue Aug 01, 2017 2:18 pm

Uncle Pennybags wrote:I'm up YTD, you are up YTD, everybody is up YTD. :greedy
...Hum... Not sure about that. It would be interesting to see if there is anyone who is down YTD. Perhaps some non-Boglehead ladies or gents who like to venture off into some wicked boutique type of investments. Realizing they error of their ways, they stumble upon this site and this thread and share their stories of how they managed to LOSE money this year...

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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon » Tue Aug 01, 2017 2:44 pm

Retired, age 71, asset allocation is 50/50.

Total return is up 7.30% year to date.

Best fund so far is Vanguard Total International Stock Index Fund, total return is up 18.74% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

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kenyan
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Re: What are you up YTD? [Year To Date]

Post by kenyan » Sat Sep 02, 2017 11:39 am

AA 70/30, ~55/45 US/International, sliced and diced with Small, Value, EM overweight.

Gross Increase of 20.7% Beardstown (not annualized)
XIRR of 16.5% annualized.
International crushing domestic returns this year. US Small Value has the lowest return, trailing intermediate bonds. Far fewer threads on Bogleheads touting the wisdom of 100% US than the past couple of years.
Retirement investing is a marathon.

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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon » Sat Sep 02, 2017 12:12 pm

Retired, age 72, asset allocation is 50/50.

Total return is up 7.53% year to date.

Best fund so far is Vanguard Total International Stock Index Fund, total return is up 19.73% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

pshonore
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Re: What are you up YTD? [Year To Date]

Post by pshonore » Sat Sep 02, 2017 12:14 pm

kenyan wrote:
Sat Sep 02, 2017 11:39 am
AA 70/30, ~55/45 US/International, sliced and diced with Small, Value, EM overweight.

Gross Increase of 20.7% Beardstown (not annualized)
XIRR of 16.5% annualized.
International crushing domestic returns this year. US Small Value has the lowest return, trailing intermediate bonds. Far fewer threads on Bogleheads touting the wisdom of 100% US than the past couple of years.
International (and Emerging Markets) are having a great year but International (VEU) 10 yr avg annual return is less than 2%. The game is not over yet

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Conch55
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Re: What are you up YTD? [Year To Date]

Post by Conch55 » Sat Sep 02, 2017 12:20 pm

9.5% ytd, all index funds
US equities: 46%
US bonds: 47%
International: 7%

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cookymonster
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Re: What are you up YTD? [Year To Date]

Post by cookymonster » Sat Sep 02, 2017 12:20 pm

I'm up 10.21% according to XIRR.

I have 21 ETFs and mutual funds. Best of the year is SCHE (Schwab Emerging Markets) at 26.25%. The only one with a negative return is IWN (ishares Russell 2000 Value).

pshonore
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Re: What are you up YTD? [Year To Date]

Post by pshonore » Sat Sep 02, 2017 12:26 pm

cookymonster wrote:
Sat Sep 02, 2017 12:20 pm
I'm up 10.21% according to XIRR.

I have 21 ETFs and mutual funds. Best of the year is SCHE (Schwab Emerging Markets) at 26.25%. The only one with a negative return is IWN (ishares Russell 2000 Value).
In order to get a valid YTD return with XIRR, you need to set the ending date to 12/31/17. Otherwise it will annualize the return inflating it by about 1/3rd.

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cookymonster
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Re: What are you up YTD? [Year To Date]

Post by cookymonster » Sat Sep 02, 2017 12:30 pm

pshonore wrote:
Sat Sep 02, 2017 12:26 pm
cookymonster wrote:
Sat Sep 02, 2017 12:20 pm
I'm up 10.21% according to XIRR.

I have 21 ETFs and mutual funds. Best of the year is SCHE (Schwab Emerging Markets) at 26.25%. The only one with a negative return is IWN (ishares Russell 2000 Value).
In order to get a valid YTD return with XIRR, you need to set the ending date to 12/31/17. Otherwise it will annualize the return inflating it by about 1/3rd.
That's corrected for YTD. The annualized is 15.6%

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kenyan
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Re: What are you up YTD? [Year To Date]

Post by kenyan » Sat Sep 02, 2017 1:44 pm

pshonore wrote:
Sat Sep 02, 2017 12:14 pm
kenyan wrote:
Sat Sep 02, 2017 11:39 am
AA 70/30, ~55/45 US/International, sliced and diced with Small, Value, EM overweight.

Gross Increase of 20.7% Beardstown (not annualized)
XIRR of 16.5% annualized.
International crushing domestic returns this year. US Small Value has the lowest return, trailing intermediate bonds. Far fewer threads on Bogleheads touting the wisdom of 100% US than the past couple of years.
International (and Emerging Markets) are having a great year but International (VEU) 10 yr avg annual return is less than 2%. The game is not over yet
No question, US stocks have excelled recently. I prefer to be diversified/not to have a horse in the race - either way will suit me (I'm really basically 50/50, except that I also have REITs domestic only). Either way, don't want to derail this thread into yet another domestic vs. international discussion; shouldn't have brought it up aside from pointing out my best- and worst-performing funds.
Retirement investing is a marathon.

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1210sda
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Re: What are you up YTD? [Year To Date]

Post by 1210sda » Sat Sep 02, 2017 2:16 pm

The Vanguard Lifestrategy Moderate Growth Fund (VSMGX) which is a 60/40 fund had a ytd return as of 8/31/2017 of 9.77%.

If you are getting more, then you have:

1. You have generated alpha or,
2. You are taking on more risk
3. Or maybe...... :wink: :happy

1210

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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon » Sat Sep 02, 2017 3:36 pm

1210sda wrote:
Sat Sep 02, 2017 2:16 pm
The Vanguard Lifestrategy Moderate Growth Fund (VSMGX) which is a 60/40 fund had a ytd return as of 8/31/2017 of 9.77%.

If you are getting more, then you have:

1. You have generated alpha or,
2. You are taking on more risk
3. Or maybe...... :wink: :happy

1210
If you have generated less then you have
1) a larger bond allocation,
2) tried a small-cap value tilt :( , or
3) both.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

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oldzey
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Re: What are you up YTD? [Year To Date]

Post by oldzey » Sat Sep 02, 2017 3:50 pm

Up 9.70% as of 9/1/17

AA 80% VTSAX & TIEIX: 20% TIAA Traditional
"The broker said the stock was 'poised to move.' Silly me, I thought he meant up." ― Randy Thurman

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stemikger
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Re: What are you up YTD? [Year To Date]

Post by stemikger » Sat Sep 02, 2017 4:27 pm

My portfolio is:

Vanguard Institutional Index Fund - 60%
Blackrock U.S. Debt Index Fund - 40%

My personal rate of return from 01/01/2017 to 08/31/2017 is 8.71%

Personal Rate of Return
For one year is 11.18%
Choose Simplicity ~ Stay the Course!! ~ Press on Regardless!!!

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pokebowl
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Re: What are you up YTD? [Year To Date]

Post by pokebowl » Sat Sep 02, 2017 4:56 pm

IRA:
Fidelity Total Market Index Fund Premium Class (FSTVX) - 50%
Fidelity Total International Index Fund - Premium Class (FTIPX) - 50%
YTD: 14.67%

Brokerage:
Vanguard Total World Stock Index (VTWSX) - 100%
YTD: 8.23%

YTD Return overall: 11.21%

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triceratop
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Re: What are you up YTD? [Year To Date]

Post by triceratop » Sat Sep 02, 2017 5:25 pm

1210sda wrote:
Sat Sep 02, 2017 2:16 pm
The Vanguard Lifestrategy Moderate Growth Fund (VSMGX) which is a 60/40 fund had a ytd return as of 8/31/2017 of 9.77%.

If you are getting more, then you have:

1. You have generated alpha or,
2. You are taking on more risk
3. Or maybe...... :wink: :happy

1210
4) you are better diversified. Lifestrategy finds are underweight international which have outperformed this year.
"To play the stock market is to play musical chairs under the chord progression of a bid-ask spread."

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boglesmymind
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Re: What are you up YTD? [Year To Date]

Post by boglesmymind » Sat Sep 02, 2017 5:31 pm

Stocks 44%
Bonds56%

Up 6.95%

MnD
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Re: What are you up YTD? [Year To Date]

Post by MnD » Sat Sep 02, 2017 5:46 pm

11.18% YTD
36% US 34% International 30% fixed income
13 positions, weighted ER 0.11%

I am at 99.71% of my "number" for ideal investment net worth to retire, so no doubt the market will proceed to crash and burn now! :mrgreen:
Last edited by MnD on Sat Sep 02, 2017 8:30 pm, edited 1 time in total.

Boston Barry
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Re: What are you up YTD? [Year To Date]

Post by Boston Barry » Sat Sep 02, 2017 6:47 pm

Swensen Portfolio with 15% REIT ( VGSLX) and 10% EM variant (post 2012 Swensen).
Up 9.4% overall, the REIT portion has been lagging hard

ebrasmus21
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Re: What are you up YTD? [Year To Date]

Post by ebrasmus21 » Sat Sep 02, 2017 7:14 pm

IRA: VG TR 2055: YTD = 13.43%

401K: YTD = 14.37%
- 401K makeup
- American Funds New Perspective R5 20%
- MFS International Value R4 10%
- DFA US Small Cap 10%
- Fidelity Total market 40%
- Loomis Sayles Core Plus Bond Y 20%

ebrasmus21
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Re: What are you up YTD? [Year To Date]

Post by ebrasmus21 » Sat Sep 02, 2017 7:14 pm

IRA: VG TR 2055: YTD = 13.43%

401K: YTD = 14.37%
- 401K makeup
- American Funds New Perspective R5 20%
- MFS International Value R4 10%
- DFA US Small Cap 10%
- Fidelity Total market 40%
- Loomis Sayles Core Plus Bond Y 20%

lostdog
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Re: What are you up YTD? [Year To Date]

Post by lostdog » Sat Sep 02, 2017 7:28 pm

pokebowl wrote:
Sat Sep 02, 2017 4:56 pm
IRA:
Fidelity Total Market Index Fund Premium Class (FSTVX) - 50%
Fidelity Total International Index Fund - Premium Class (FTIPX) - 50%
YTD: 14.67%

Brokerage:
Vanguard Total World Stock Index (VTWSX) - 100%
YTD: 8.23%

YTD Return overall: 11.21%
That is interesting total world lagged your two funds.
"Our life is frittered away by detail. Simplify, simplify." -Thoreau | Vanguard Total World Index

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pokebowl
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Re: What are you up YTD? [Year To Date]

Post by pokebowl » Sat Sep 02, 2017 7:45 pm

lostdog wrote:
Sat Sep 02, 2017 7:28 pm
That is interesting total world lagged your two funds.
It makes sense when you put it into the perspective that my IRA are usually lump sum investments annually and or the occasional rollover. My brokerage gets DCA'd whenever spare money becomes available, usually on a weekly to monthly basis. :beer

lostdog
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Re: What are you up YTD? [Year To Date]

Post by lostdog » Sat Sep 02, 2017 8:09 pm

pokebowl wrote:
Sat Sep 02, 2017 7:45 pm
lostdog wrote:
Sat Sep 02, 2017 7:28 pm
That is interesting total world lagged your two funds.
It makes sense when you put it into the perspective that my IRA are usually lump sum investments annually and or the occasional rollover. My brokerage gets DCA'd whenever spare money becomes available, usually on a weekly to monthly basis. :beer
Makes sense. Thank you.
"Our life is frittered away by detail. Simplify, simplify." -Thoreau | Vanguard Total World Index

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1210sda
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Re: What are you up YTD? [Year To Date]

Post by 1210sda » Sat Sep 02, 2017 9:52 pm

triceratop wrote:
Sat Sep 02, 2017 5:25 pm
1210sda wrote:
Sat Sep 02, 2017 2:16 pm
The Vanguard Lifestrategy Moderate Growth Fund (VSMGX) which is a 60/40 fund had a ytd return as of 8/31/2017 of 9.77%.

If you are getting more, then you have:

1. You have generated alpha or,
2. You are taking on more risk
3. Or maybe...... :wink: :happy

1210
4) you are better diversified. Lifestrategy finds are underweight international which have outperformed this year.
Just saying....if you believe that passive funds (such as VSMGX) are on the efficient frontier, then the only way to get greater return is to "move to the right and up" thereby incurring more risk. But if that's not the case...... :oops:
1210

cjonblanchard
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Re: What are you up YTD? [Year To Date]

Post by cjonblanchard » Sat Sep 02, 2017 10:57 pm

8.75% YTD on holdings in Vanguard after deducting distributions and transfers to Alliant C.U. M.M. IRAs --
... 57% Stock : mostly V. Total Stock Mkt. Ix. with some Primecap Core
... 43% Bonds : mostly V. Intermediate Term Bond Ix. with some ST Investment Grade Bond Ix.

7.75% YTD if including assets outside Vanguard (about 15% of holdings mostly in aged U.S. Bds./M.M. Accts.) --
... 52.3% Stock
... 47.7% Bonds
My intended mix is 50% / 50% but I haven't rebalanced yet.

Talisker
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Re: What are you up YTD? [Year To Date]

Post by Talisker » Sun Sep 03, 2017 8:45 am

39% Total Stock Market
26% Intl
35% BND

10.54% ytd

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midareff
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Re: What are you up YTD? [Year To Date]

Post by midareff » Sun Sep 03, 2017 9:53 am

About 8.5% real money regardless of what M* says. Has been slowly increasing to 45/55 as retired and drawing from bonds.

student
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Re: What are you up YTD? [Year To Date]

Post by student » Sun Sep 03, 2017 10:20 am

About 8.7% with 48% US, 14% International, 32% TIAA Traditional and 6% Cash.

Serje
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Re: What are you up YTD? [Year To Date]

Post by Serje » Sun Sep 03, 2017 10:48 am

All stocks +14.5% YTD :happy

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triceratop
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Re: What are you up YTD? [Year To Date]

Post by triceratop » Sun Sep 03, 2017 11:07 am

1210sda wrote:
Sat Sep 02, 2017 9:52 pm
triceratop wrote:
Sat Sep 02, 2017 5:25 pm
1210sda wrote:
Sat Sep 02, 2017 2:16 pm
The Vanguard Lifestrategy Moderate Growth Fund (VSMGX) which is a 60/40 fund had a ytd return as of 8/31/2017 of 9.77%.

If you are getting more, then you have:

1. You have generated alpha or,
2. You are taking on more risk
3. Or maybe...... :wink: :happy

1210
4) you are better diversified. Lifestrategy finds are underweight international which have outperformed this year.
Just saying....if you believe that passive funds (such as VSMGX) are on the efficient frontier, then the only way to get greater return is to "move to the right and up" thereby incurring more risk. But if that's not the case...... :oops:
1210
I see no reason to assume lifestrategy funds are on the efficient frontier. And it's a fact, not assumption, that it's less diversified due to underweight international.
"To play the stock market is to play musical chairs under the chord progression of a bid-ask spread."

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packet
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Re: What are you up YTD? [Year To Date]

Post by packet » Sun Sep 03, 2017 12:11 pm

Is this a reasonable estimate?
I take the funds I use and the percentage that I use them in and add them all up (YTD(a) is a function that returns the YTD return for fund "a")...

.4*YTD(a) + .1*YTD(b) + .1*YTD(c) + .2*YTD(d) + .2*YTD(e) = ytd % return

Of course, it's a rough estimate as it skips a lot of details... like contributions, the timing of those contributions, drift of weights between funds...

Actually, it just occured to me, the above may be my benchmark return. I've looked at doing to this properly with XIRR and all that, but that would require either keeping perfect records or digging through all my statements ... and ... well ... just typing that out makes my eyes roll back and my hand reach for another beer... :/

I suppose I'm with Mr. Larimore... I keep an eye on the balance from time to time, but I'll never be too sure of the returns I'm actually experiencing.

:beerCheers,
packet
Last edited by packet on Mon Sep 04, 2017 8:26 am, edited 1 time in total.
First round’s on me.

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1210sda
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Re: What are you up YTD? [Year To Date]

Post by 1210sda » Sun Sep 03, 2017 12:17 pm

triceratop wrote:
Sun Sep 03, 2017 11:07 am
1210sda wrote:
Sat Sep 02, 2017 9:52 pm
triceratop wrote:
Sat Sep 02, 2017 5:25 pm
1210sda wrote:
Sat Sep 02, 2017 2:16 pm
The Vanguard Lifestrategy Moderate Growth Fund (VSMGX) which is a 60/40 fund had a ytd return as of 8/31/2017 of 9.77%.

If you are getting more, then you have:

1. You have generated alpha or,
2. You are taking on more risk
3. Or maybe...... :wink: :happy

1210
4) you are better diversified. Lifestrategy finds are underweight international which have outperformed this year.
Just saying....if you believe that passive funds (such as VSMGX) are on the efficient frontier, then the only way to get greater return is to "move to the right and up" thereby incurring more risk. But if that's not the case...... :oops:
1210
I see no reason to assume lifestrategy funds are on the efficient frontier. And it's a fact, not assumption, that it's less diversified due to underweight international.
In 3) I said taking on more risk. In 4), you said better diversified.

If you are saying greater return for the same risk (even though you said better diversified), then that's Alpha. Maybe that's not what you said.

1210

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packet
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Re: What are you up YTD? [Year To Date]

Post by packet » Sun Sep 03, 2017 12:23 pm

Oops, forgot to include my "result" in my last post ...

10.093% YTD

:beerCheers,
packet
First round’s on me.

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TheTimeLord
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Re: What are you up YTD? [Year To Date]

Post by TheTimeLord » Sun Sep 03, 2017 1:20 pm

kenyan wrote:
Sat Sep 02, 2017 11:39 am
AA 70/30, ~55/45 US/International, sliced and diced with Small, Value, EM overweight.

Gross Increase of 20.7% Beardstown (not annualized)
XIRR of 16.5% annualized.
International crushing domestic returns this year. US Small Value has the lowest return, trailing intermediate bonds. Far fewer threads on Bogleheads touting the wisdom of 100% US than the past couple of years.
I just got call from The Beardstown Ladies and they report the value of my portfolio has increased 14.17% YTD. Thanks ladies for the good news.
Run, You Clever Boy!

westcoast
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Re: What are you up YTD? [Year To Date]

Post by westcoast » Sun Sep 03, 2017 1:32 pm

8.04 per cent. 60/40

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BL
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Re: What are you up YTD? [Year To Date]

Post by BL » Sun Sep 03, 2017 1:39 pm

I set up My Watch List at Vanguard for all funds I am interested in. They calculate the YTD daily. Works for me (only a few of my funds have contributions during the year since retired). No actions are related to this, just my FYI.

longinvest
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Re: What are you up YTD? [Year To Date]

Post by longinvest » Sun Sep 03, 2017 2:14 pm

TheTimeLord wrote:
Sun Sep 03, 2017 1:20 pm
I just got call from The Beardstown Ladies and they report the value of my portfolio has increased 14.17% YTD. Thanks ladies for the good news.
(I added the link)

:wink:
Bogleheads investment philosophy | Lifelong Portfolio: 25% each of (domestic/international)stocks/(nominal/inflation-indexed)bonds | VCN/VXC/VAB/ZRR

craigers
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Re: What are you up YTD? [Year To Date]

Post by craigers » Sun Sep 03, 2017 2:15 pm

8.14% YTD - 65/35 with 20% of stock allocaion in Total International.

Best performer FSTVX, YTD up 10.74%

student
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Re: What are you up YTD? [Year To Date]

Post by student » Sun Sep 03, 2017 3:08 pm

packet wrote:
Sun Sep 03, 2017 12:11 pm
Is this a reasonable estimate?
I take the funds I use and the percentage that I use them in and add them all up (YTD(a) is a function that returns the YTD return for fund "a")...

.4*YTD(a) + .1*YTD(b) + .1*YTD(c) + .2*YTD(d) + .2*YTD(e) = ytd % return

Of course, it's a rough estimate as it skips a lot of details... like contributions, the timing of those contributions, drift of weights between funds...

Actually, it just occured to me, the above may be my benchmark return. I've looked at doing to this properly with XIRR and all that, but that would require either keeping perfect records or digging through all my statements ... and ... well ... just typing that out makes my eyes roll back and my hand reach for another beer... :/

I suppose I'm with Mr. Larymore... I keep an eye on the balance from time to time, but I'll never be too sure of the returns I'm actually experiencing.

:beerCheers,
packet
I think this is a good enough approximation.

moshe
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Re: What are you up YTD? [Year To Date]

Post by moshe » Sun Sep 03, 2017 3:28 pm

student wrote:
Sun Sep 03, 2017 3:08 pm
packet wrote:
Sun Sep 03, 2017 12:11 pm
Is this a reasonable estimate?
I take the funds I use and the percentage that I use them in and add them all up (YTD(a) is a function that returns the YTD return for fund "a")...

.4*YTD(a) + .1*YTD(b) + .1*YTD(c) + .2*YTD(d) + .2*YTD(e) = ytd % return

Of course, it's a rough estimate as it skips a lot of details... like contributions, the timing of those contributions, drift of weights between funds...

Actually, it just occured to me, the above may be my benchmark return. I've looked at doing to this properly with XIRR and all that, but that would require either keeping perfect records or digging through all my statements ... and ... well ... just typing that out makes my eyes roll back and my hand reach for another beer... :/

I suppose I'm with Mr. Larymore... I keep an eye on the balance from time to time, but I'll never be too sure of the returns I'm actually experiencing.

:beerCheers,
packet
I think this is a good enough approximation.
Does your YTD(x) function include dividends? If not you should add them back in to measure total portfolio performance.

~Moshe
My money has no emotions. ~Moshe | | I'm the world's greatest expert on my own opinion. ~Bruce Williams

hmw
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Re: What are you up YTD? [Year To Date]

Post by hmw » Sun Sep 03, 2017 7:13 pm

My non-annualized YTD return is 13.3%. 85/15 split.

TomCat96
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Re: What are you up YTD? [Year To Date]

Post by TomCat96 » Sun Sep 03, 2017 7:25 pm

+22.17% YTD

Risk assumed was far in excess of 100% stocks. (i'll write about this later)

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stemikger
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Re: What are you up YTD? [Year To Date]

Post by stemikger » Sun Sep 03, 2017 8:01 pm

TomCat96 wrote:
Sun Sep 03, 2017 7:25 pm
+22.17% YTD

Risk assumed was far in excess of 100% stocks. (i'll write about this later)
I'm sure this was not attained from being a Boglehead, but good for you. For the average BH, I'm sure it would not pass the risk test.

Leverage?
Choose Simplicity ~ Stay the Course!! ~ Press on Regardless!!!

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unclescrooge
Posts: 1528
Joined: Thu Jun 07, 2012 7:00 pm

Re: What are you up YTD? [Year To Date]

Post by unclescrooge » Sun Sep 03, 2017 11:00 pm

As of 9/1/17, YTD return is 13.42%.

Slice n dice portfolio, 20% bonds and 80% stocks, reits and commodities. US tilt towards quality and value.

Sandi_k
Posts: 431
Joined: Sat May 16, 2015 11:55 am
Location: SF Bay Area

Re: What are you up YTD? [Year To Date]

Post by Sandi_k » Sun Sep 03, 2017 11:32 pm

For Jan 1-Sep 1, 2017: YTD return is 12.70%

77% US Stocks
8% International
10% Bonds
5% cash

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Uncle Pennybags
Posts: 1828
Joined: Tue Oct 28, 2014 2:05 am

Re: What are you up YTD? [Year To Date]

Post by Uncle Pennybags » Mon Sep 04, 2017 12:01 am

I'm up 6.7%, 60/40, 40% short bonds, 10% REIT, 10% foreign, 10% VZ, 30% total US. The VZ was almost 15%, I'm holding it for tax avoidance. :oops: If I figure in my savings and checking cash it's worse. This thread makes me sad. :(

tolerable2323
Posts: 66
Joined: Mon Jun 08, 2009 4:04 pm

Re: What are you up YTD? [Year To Date]

Post by tolerable2323 » Mon Sep 04, 2017 12:25 am

Dont feel upset if/when theirs a bear market a lot of ppl are going to proudly show there 30/70 -0/100 allocation.

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