What are you up YTD? [Year To Date]

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
stimulacra
Posts: 828
Joined: Wed Dec 21, 2016 3:50 pm
Location: Houston

Re: What are you up YTD? [Year To Date]

Post by stimulacra »

YTD is 11%.

Asset allocation is 65% equities, 30% bonds, 5% gold.
GoldenGoose
Posts: 329
Joined: Tue Jan 30, 2018 2:08 pm

Re: What are you up YTD? [Year To Date]

Post by GoldenGoose »

newguy123 wrote: Wed Oct 14, 2020 8:19 am I was up 197% YTD at one point with options/stocks. Now I am down ~30% ytd .... I lost the full 197% gain plus another 30% of the initial capital
Wow what did you speculate on?
newguy123
Posts: 57
Joined: Tue Oct 13, 2020 8:44 am

Re: What are you up YTD? [Year To Date]

Post by newguy123 »

GoldenGoose wrote: Wed Oct 14, 2020 9:49 am
newguy123 wrote: Wed Oct 14, 2020 8:19 am I was up 197% YTD at one point with options/stocks. Now I am down ~30% ytd .... I lost the full 197% gain plus another 30% of the initial capital
Wow what did you speculate on?
United airline puts , Carnival cruise puts, Tesla puts in March

Held the Tesla puts too long ... Luckily let them go or I would of been wiped out
GoldenGoose
Posts: 329
Joined: Tue Jan 30, 2018 2:08 pm

Re: What are you up YTD? [Year To Date]

Post by GoldenGoose »

newguy123 wrote: Wed Oct 14, 2020 9:51 am
GoldenGoose wrote: Wed Oct 14, 2020 9:49 am
newguy123 wrote: Wed Oct 14, 2020 8:19 am I was up 197% YTD at one point with options/stocks. Now I am down ~30% ytd .... I lost the full 197% gain plus another 30% of the initial capital
Wow what did you speculate on?
United airline puts , Carnival cruise puts, Tesla puts in March

Held the Tesla puts too long ... Luckily let them go or I would of been wiped out
Ah ok. Thanks for sharing. This must be just the high risk/high reward portion of your portfolio. You of course do have other more conservative stocks/fund holdings, I assume.
newguy123
Posts: 57
Joined: Tue Oct 13, 2020 8:44 am

Re: What are you up YTD? [Year To Date]

Post by newguy123 »

GoldenGoose wrote: Wed Oct 14, 2020 9:59 am
newguy123 wrote: Wed Oct 14, 2020 9:51 am
GoldenGoose wrote: Wed Oct 14, 2020 9:49 am
newguy123 wrote: Wed Oct 14, 2020 8:19 am I was up 197% YTD at one point with options/stocks. Now I am down ~30% ytd .... I lost the full 197% gain plus another 30% of the initial capital
Wow what did you speculate on?
United airline puts , Carnival cruise puts, Tesla puts in March

Held the Tesla puts too long ... Luckily let them go or I would of been wiped out
Ah ok. Thanks for sharing. This must be just the high risk/high reward portion of your portfolio. You of course do have other more conservative stocks/fund holdings, I assume.
I'm new to the whole boglehead mantra so it was 100% of my stock account (I also have real estate). I have a high risk/high reward speculation method which I am trying to stop - I go all in on positions and this year started using options, which worked great at first but then didn't turn out too well. I already know this makes me look bad, but that is what worked for me in the past and now I am trying to change since the loss
User avatar
ruralavalon
Posts: 19696
Joined: Sat Feb 02, 2008 10:29 am
Location: Illinois

Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

newguy123 wrote: Wed Oct 14, 2020 10:04 am
GoldenGoose wrote: Wed Oct 14, 2020 9:59 am
newguy123 wrote: Wed Oct 14, 2020 9:51 am
GoldenGoose wrote: Wed Oct 14, 2020 9:49 am
newguy123 wrote: Wed Oct 14, 2020 8:19 am I was up 197% YTD at one point with options/stocks. Now I am down ~30% ytd .... I lost the full 197% gain plus another 30% of the initial capital
Wow what did you speculate on?
United airline puts , Carnival cruise puts, Tesla puts in March

Held the Tesla puts too long ... Luckily let them go or I would of been wiped out
Ah ok. Thanks for sharing. This must be just the high risk/high reward portion of your portfolio. You of course do have other more conservative stocks/fund holdings, I assume.
I'm new to the whole boglehead mantra so it was 100% of my stock account (I also have real estate). I have a high risk/high reward speculation method which I am trying to stop - I go all in on positions and this year started using options, which worked great at first but then didn't turn out too well. I already know this makes me look bad, but that is what worked for me in the past and now I am trying to change since the loss
Trying to change, so start here: "Bogleheads® investment philosophy".
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started
newguy123
Posts: 57
Joined: Tue Oct 13, 2020 8:44 am

Re: What are you up YTD? [Year To Date]

Post by newguy123 »

ruralavalon wrote: Wed Oct 14, 2020 10:22 am
newguy123 wrote: Wed Oct 14, 2020 10:04 am
GoldenGoose wrote: Wed Oct 14, 2020 9:59 am
newguy123 wrote: Wed Oct 14, 2020 9:51 am
GoldenGoose wrote: Wed Oct 14, 2020 9:49 am

Wow what did you speculate on?
United airline puts , Carnival cruise puts, Tesla puts in March

Held the Tesla puts too long ... Luckily let them go or I would of been wiped out
Ah ok. Thanks for sharing. This must be just the high risk/high reward portion of your portfolio. You of course do have other more conservative stocks/fund holdings, I assume.
I'm new to the whole boglehead mantra so it was 100% of my stock account (I also have real estate). I have a high risk/high reward speculation method which I am trying to stop - I go all in on positions and this year started using options, which worked great at first but then didn't turn out too well. I already know this makes me look bad, but that is what worked for me in the past and now I am trying to change since the loss
Trying to change, so start here: "Bogleheads® investment philosophy".
Thanks :sharebeer
GoldenGoose
Posts: 329
Joined: Tue Jan 30, 2018 2:08 pm

Re: What are you up YTD? [Year To Date]

Post by GoldenGoose »

newguy123 wrote: Wed Oct 14, 2020 10:04 am
GoldenGoose wrote: Wed Oct 14, 2020 9:59 am
newguy123 wrote: Wed Oct 14, 2020 9:51 am
GoldenGoose wrote: Wed Oct 14, 2020 9:49 am
newguy123 wrote: Wed Oct 14, 2020 8:19 am I was up 197% YTD at one point with options/stocks. Now I am down ~30% ytd .... I lost the full 197% gain plus another 30% of the initial capital
Wow what did you speculate on?
United airline puts , Carnival cruise puts, Tesla puts in March

Held the Tesla puts too long ... Luckily let them go or I would of been wiped out
Ah ok. Thanks for sharing. This must be just the high risk/high reward portion of your portfolio. You of course do have other more conservative stocks/fund holdings, I assume.
I'm new to the whole boglehead mantra so it was 100% of my stock account (I also have real estate). I have a high risk/high reward speculation method which I am trying to stop - I go all in on positions and this year started using options, which worked great at first but then didn't turn out too well. I already know this makes me look bad, but that is what worked for me in the past and now I am trying to change since the loss
Dont feel bad about your approach. What if your method had turned out great for you and you made a ton of money? Contrary to popular opinion on this board, for me you are the one who determine your investment path. Its likely that you are not aware odlf the many investment styles out there. Boglerism is not the only way, you know. You can go all index funds for safety and lower return. You can do all stocks higher return but with more risk as you have found out. Or you can do 50% funds 50% stocks for a blend or somewhere in between. Only you know your timeline, your risk tolerance, your return expectations etc. So choose your own path and see what works for you. Cheers.
newguy123
Posts: 57
Joined: Tue Oct 13, 2020 8:44 am

Re: What are you up YTD? [Year To Date]

Post by newguy123 »

GoldenGoose wrote: Wed Oct 14, 2020 12:02 pm
newguy123 wrote: Wed Oct 14, 2020 10:04 am
GoldenGoose wrote: Wed Oct 14, 2020 9:59 am
newguy123 wrote: Wed Oct 14, 2020 9:51 am
GoldenGoose wrote: Wed Oct 14, 2020 9:49 am

Wow what did you speculate on?
United airline puts , Carnival cruise puts, Tesla puts in March

Held the Tesla puts too long ... Luckily let them go or I would of been wiped out
Ah ok. Thanks for sharing. This must be just the high risk/high reward portion of your portfolio. You of course do have other more conservative stocks/fund holdings, I assume.
I'm new to the whole boglehead mantra so it was 100% of my stock account (I also have real estate). I have a high risk/high reward speculation method which I am trying to stop - I go all in on positions and this year started using options, which worked great at first but then didn't turn out too well. I already know this makes me look bad, but that is what worked for me in the past and now I am trying to change since the loss
Dont feel bad about your approach. What if your method had turned out great for you and you made a ton of money? Contrary to popular opinion on this board, for me you are the one who determine your investment path. Its likely that you are not aware odlf the many investment styles out there. Boglerism is not the only way, you know. You can go all index funds for safety and lower return. You can do all stocks higher return but with more risk as you have found out. Or you can do 50% funds 50% stocks for a blend or somewhere in between. Only you know your timeline, your risk tolerance, your return expectations etc. So choose your own path and see what works for you. Cheers.
Thanks, I did make some money over 10 years but after the loss this year, and the mental toll / stress, it is time for something more passive as it just isn't worth the time/stress.
revhappy
Posts: 81
Joined: Sat Jul 21, 2018 10:09 am
Location: Singapore

Re: What are you up YTD? [Year To Date]

Post by revhappy »

I am flat for the year excluding new savings. Including new savings I am up 6% :|
Vtsax100
Posts: 33
Joined: Tue Oct 06, 2020 10:03 am

Re: What are you up YTD? [Year To Date]

Post by Vtsax100 »

1 year 11.2%
YTD 14.4%
Returns only
gamboolman
Posts: 138
Joined: Mon Feb 17, 2014 7:32 am

Re: What are you up YTD? [Year To Date]

Post by gamboolman »

Down <3.32%> since 1-Jan-20

AA is 42/46/12 stocks/bonds/cash
Starfox
Posts: 159
Joined: Thu Feb 06, 2020 7:28 pm
Location: Caribbean

Re: What are you up YTD? [Year To Date]

Post by Starfox »

......
Last edited by Starfox on Mon Nov 09, 2020 4:41 pm, edited 1 time in total.
BV3273
Posts: 713
Joined: Mon Oct 19, 2015 7:20 pm

Re: What are you up YTD? [Year To Date]

Post by BV3273 »

28.81%.

100% equity.

SP500, Growth, and a little company stock that has lagged since I owned it.
Last edited by BV3273 on Sun Nov 08, 2020 9:34 am, edited 2 times in total.
andypanda
Posts: 538
Joined: Sun Nov 12, 2017 9:11 pm
Location: Richmond, Virginia

Re: What are you up YTD? [Year To Date]

Post by andypanda »

Up 5.46%. Stocks/bonds/cash&cds - 57/23/20. Or about $137k. I'm 70 and that used to be a great deal of money when I was a kid. The price of a stamp didn't go to 5 cents until 1960. The price of a candy bar went from 5 to 10 cents around 1970. Oh well, old man usedtobe is dead and gone. :(
User avatar
canadianbacon
Posts: 155
Joined: Sun Nov 10, 2019 10:04 pm

Re: What are you up YTD? [Year To Date]

Post by canadianbacon »

I'm up an incredible 0.79% this year. Try not to be jealous!

(And I frankly love this return based on where we were in March).
Bulls make money, bears make money, pigs get slaughtered.
AussieDad
Posts: 127
Joined: Fri Aug 21, 2015 7:54 pm

Re: What are you up YTD? [Year To Date]

Post by AussieDad »

Taxable 8.44%
401k (professionally managed :oops: ) 5.95%
IRA (AAPL & Amzn) 66.15%
Wife's 401k 8.36%
Wife's IRA 10.15%

My 401k is the only account that is being added to. Unfortunately it's by far my largest and worst performing account.

Best I can figure, 10.19% for total portfolio
Last edited by AussieDad on Sun Nov 08, 2020 11:08 am, edited 1 time in total.
User avatar
ruralavalon
Posts: 19696
Joined: Sat Feb 02, 2008 10:29 am
Location: Illinois

Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

Age 75, retired, asset allocation is 50/50.

Total return of our portfolio is up 8.07% year to date.

The best fund so far is Vanguard Total Stock Market Index Fund (VTSAX), total return is up 10.95% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started
atdharris
Posts: 654
Joined: Wed Jan 02, 2019 3:18 pm

Re: What are you up YTD? [Year To Date]

Post by atdharris »

Up 30% this year.
manatee2005
Posts: 1046
Joined: Wed Dec 18, 2019 9:17 pm

Re: What are you up YTD? [Year To Date]

Post by manatee2005 »

27.6%
User avatar
ruralavalon
Posts: 19696
Joined: Sat Feb 02, 2008 10:29 am
Location: Illinois

Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

atdharris wrote: Sun Nov 08, 2020 11:23 am Up 30% this year.
manatee2005 wrote: Sun Nov 08, 2020 3:59 pm27.6%
What is the asset allocation?

Does that include contributions, or is it return on investment?
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started
User avatar
wander
Posts: 3351
Joined: Sat Oct 04, 2008 9:10 am

Re: What are you up YTD? [Year To Date]

Post by wander »

Up 11%. It's not bad for a year of COVID-19.
manatee2005
Posts: 1046
Joined: Wed Dec 18, 2019 9:17 pm

Re: What are you up YTD? [Year To Date]

Post by manatee2005 »

ruralavalon wrote: Sun Nov 08, 2020 5:36 pm
atdharris wrote: Sun Nov 08, 2020 11:23 am Up 30% this year.
manatee2005 wrote: Sun Nov 08, 2020 3:59 pm27.6%
What is the asset allocation?

Does that include contributions, or is it return on investment?
Mine is 100% stock, most of it in funds that are heavy tech like FCNTX. It doesn't include contributions. Nasdaq is up 32% YTD.
mroe800
Posts: 172
Joined: Mon Jan 27, 2020 1:37 am

Re: What are you up YTD? [Year To Date]

Post by mroe800 »

Taxable: 13.64%
HSA: 14.40%
Roth IRA: 21.50%
tIRA: 14.89%
401K: 11.88%
Total portfolio: ~15-17%

The IRAs follower similar strategies but the divergence in returns has to do with when those investments were made; I believe this is sequence of returns risk? Same thing is happening in the 401K and HSA which follow similar strategies, albeit different from the IRAs.
atdharris
Posts: 654
Joined: Wed Jan 02, 2019 3:18 pm

Re: What are you up YTD? [Year To Date]

Post by atdharris »

ruralavalon wrote: Sun Nov 08, 2020 5:36 pm
atdharris wrote: Sun Nov 08, 2020 11:23 am Up 30% this year.
manatee2005 wrote: Sun Nov 08, 2020 3:59 pm27.6%
What is the asset allocation?

Does that include contributions, or is it return on investment?
The return is largely driven by my taxable account that holds most of the FAANG stocks I bought many years ago before finding Bogleheads. While I sold off most of my individual names, I still hold Amazon, FB, Apple, Microsoft and a bit of Netflix. With the large gains I have in them, I held off selling so I would not face a big tax bill.

My Roth IRA is only up 13% - mainly because I have about 15% of it allocated to T. Rowe Price's Blue Chip Growth fund. The rest is in VTSAX/VTIAX/BND
User avatar
marti038
Posts: 232
Joined: Tue Mar 21, 2017 3:45 pm
Location: Birmingham, AL

Re: What are you up YTD? [Year To Date]

Post by marti038 »

As of close on Friday, we were up 50.84% (about 3% of that is contributions). 100% stock, heavily in techs. We also made a timely stock sale in February after getting too heavy in AMZN and held that in cash until mid March when we bought more VIGAX.

We've been investing for 13 years and, oddly enough, this is the best year we've ever had financially. It's been a weird year.
SGM
Posts: 3091
Joined: Wed Mar 23, 2011 4:46 am

Re: What are you up YTD? [Year To Date]

Post by SGM »

Up 8.8% YTD in Roth. I am retired over 6 years and a little conservative. I am up about 5% in taxable but I do mot keep close track of inputs and outputs in taxable accounts as it is rather complex.

I have had better years when I took more risk. I have made relatively minor mistakes rarely. I am very happy with my results of the last 40 years.

Lately I have been able to compare what I am doing to a local bank that handles 3 trusts for an in law who is too irresponsible to handle her own affairs. 5 nephews and nieces receive monthly copies of detailed bank statements.

I look at the results for my children. I am pleased with the banks results. I have sold some long held MSFT and the bank seems to sell at slightly higher prices than I get. Of course they have someone watching the market closely. But it is expensive to have the bank manage investments. We have no money managed by the bank.
User avatar
market timer
Posts: 6359
Joined: Tue Aug 21, 2007 1:42 am

Re: What are you up YTD? [Year To Date]

Post by market timer »

+21% YTD

Current AA:
15% oil
20% precious metals
37% stocks
20% long term bonds
8% cash
calvin111
Posts: 43
Joined: Wed Dec 25, 2019 8:28 pm

Re: What are you up YTD? [Year To Date]

Post by calvin111 »

(YTD till 10/31)

Individual: 40.50%
Traditional IRA: 20.50%
HSA: -56.75% (Negative)
Roth IRA: -24.50% (Negative)
cheesepep
Posts: 946
Joined: Wed Feb 17, 2010 10:58 pm

Re: What are you up YTD? [Year To Date]

Post by cheesepep »

Up 25.73% across three portfolios including Roth IRA, traditional IRA, and regular taxable account. No contributions were added to any of the accounts this year. 100% stock with the top 2 being JPM and BDX. Hold large amounts of cash also being about 40% of the total portfolio size.
Post Reply