What are you up YTD? [Year To Date]

Discuss all general (i.e. non-personal) investing questions and issues, investing news, and theory.
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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce » Sat Mar 07, 2020 11:14 am

dknightd wrote:
Sat Mar 07, 2020 10:53 am
What you are up or down is hard to say when you are putting money in or taking money out. And I would argue is a useless metric unless you were planning to take out all your money today!
That's why avoiding Beardstown math is crucial.
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Re: What are you up YTD? [Year To Date]

Post by abuss368 » Sat Mar 07, 2020 11:31 am

It changes by the day with these 1000 point swings!
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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce » Sat Mar 07, 2020 11:40 pm

+.48% YTD total return.
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MathWizard
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Re: What are you up YTD? [Year To Date]

Post by MathWizard » Sat Mar 07, 2020 11:59 pm

2% YTD.

Long and intermediate bonds doing well.

Bonds are performing well.

retireIn2020
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Re: What are you up YTD? [Year To Date]

Post by retireIn2020 » Sun Mar 08, 2020 12:54 am

LG Cap Down 7.68%
Total Stock Mkt down 8.08%
INTL Stock down 10.21%
Total Bond fund up 5%
Stable Value up .46%

42% Stock 58% Bond allocation (supposed to be 50/50 haven't made it there yet!)
Total Portfolio down 1.56%

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Third Son
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Re: What are you up YTD? [Year To Date]

Post by Third Son » Sun Mar 08, 2020 4:54 am

Up 0.94%. 42/58%
Last edited by Third Son on Sun Mar 08, 2020 9:25 am, edited 1 time in total.
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon » Sun Mar 08, 2020 9:18 am

Third Son wrote:
Sun Mar 08, 2020 4:54 am
Up 0.94%. 42/68%
With a 110% portfolio, should be doing better :wink: .
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

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Third Son
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Re: What are you up YTD? [Year To Date]

Post by Third Son » Sun Mar 08, 2020 9:25 am

ruralavalon wrote:
Sun Mar 08, 2020 9:18 am
Third Son wrote:
Sun Mar 08, 2020 4:54 am
Up 0.94%. 42/68%
With a 110% portfolio, should be doing better :wink: .
Nice catch :-)
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Re: What are you up YTD? [Year To Date]

Post by Carmen1409 » Mon Mar 09, 2020 11:41 am

0.9%

I transferred 100% to the G fund in early January but kept my contributions split between in C & S. It was a risky move. I knew I was missing potential gains, but I didn’t feel comfortable with the way stocks seemed overinflated. I still have 20 years before retirement so I’ll just buy in as the funds go down and then a second time when they come back up.

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Re: What are you up YTD? [Year To Date]

Post by wesgreen » Mon Mar 09, 2020 12:18 pm

Ask me again when there's a new Dow record. That's the only time I become really interested.

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Re: What are you up YTD? [Year To Date]

Post by core4portfolio » Mon Mar 09, 2020 12:33 pm

My portfolio was down around 6% however there is one green allocation which is 55% UPRO / 45% TMF due to huge spike in TMF
I was up 85% on TMF and down 45% on UPRO which is up 7% so far bring the loss to 6%
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Stef
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Re: What are you up YTD? [Year To Date]

Post by Stef » Mon Mar 09, 2020 3:34 pm

Hedgefundies gang might be the only one with a positive YTD performance.

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Re: What are you up YTD? [Year To Date]

Post by effigy98 » Mon Mar 09, 2020 3:51 pm

My YTD for all portfolios:

+12% hedgefundie like portfolio: However, I got out of URPO and switched TMF to EDV at 180 day moving average due to research like https://seekingalpha.com/article/422616 ... since-1928.
+8.4% Golden Butterfly like portfolio
+2.4% Buffet Portfolio (90/10): But I went to bonds here about 2 weeks ago since I hit my FI target and did not want to give up that "feeling" and it took TROWE like 4 days to actually rebalance (sigh).

I listen to Macro Voices podcast and they scared me enough to hedge when the volatility started.
Last edited by effigy98 on Mon Mar 09, 2020 3:58 pm, edited 4 times in total.

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Re: What are you up YTD? [Year To Date]

Post by willthrill81 » Mon Mar 09, 2020 3:53 pm

Stef wrote:
Mon Mar 09, 2020 3:34 pm
Hedgefundies gang might be the only one with a positive YTD performance.
I find that more than a little amusing. I have my own 'excellent adventure', and I'm very close to an all-time high with it right now.
“It's a dangerous business, Frodo, going out your door. You step onto the road, and if you don't keep your feet, there's no knowing where you might be swept off to.” J.R.R. Tolkien,The Lord of the Rings

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Stef
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Re: What are you up YTD? [Year To Date]

Post by Stef » Mon Mar 09, 2020 5:07 pm

Invested most of my assets (26.5k) right at the top. Now down ~23% due to the crash and the USD/CHF FX rate.

So YTD probably around -20%.

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lock.that.stock
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Re: What are you up YTD? [Year To Date]

Post by lock.that.stock » Mon Mar 09, 2020 5:13 pm

Up 7% YTD (as of end of Feb) for my overall portfolio which was a mix of stocks, ETFs, bonds, and leverage.
Last edited by lock.that.stock on Mon Mar 09, 2020 5:23 pm, edited 2 times in total.

lostdog
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Re: What are you up YTD? [Year To Date]

Post by lostdog » Mon Mar 09, 2020 5:16 pm

Did a rollover in January so our high was in January.

from the high in January we're down around -19%.

All I can do is stay the course, watch and add more money to it. :beer
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Re: What are you up YTD? [Year To Date]

Post by spammagnet » Tue Mar 10, 2020 9:47 am

dknightd wrote:
Sat Mar 07, 2020 10:53 am
What you are up or down is hard to say when you are putting money in or taking money out. ...
Longinvest's spreadsheet was designed for that purpose.
... And I would argue is a useless metric unless you were planning to take out all your money today!
Unless that information would sway your decision, It wouldn't really matter then, either. I think this thread is mostly for entertainment value.

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Re: What are you up YTD? [Year To Date]

Post by ruralavalon » Tue Mar 10, 2020 9:53 am

Age 74, retired, asset allocation is 50/50.

Total return (with dividends reinvested, net of expenses) of our portfolio is down 4.39% year to date.

Best fund so far is Vanguard Intermediate-term Bond Index Fund (VBILX) total return is up 6.08% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

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Re: What are you up YTD? [Year To Date]

Post by InvestingGeek » Tue Mar 10, 2020 9:59 am

Down 16%, 6 figures! 90/10. I'm watching it like I watch the price of my house - means nothing, just mildly entertaining. My investments in these hugely profitable companies are about more than what the market says they're worth based on the news.

IMO the markets are coiling up like a spring. The moment this thing dies down, they're going to come back with a roar; +30% isn't farfetched.

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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce » Tue Mar 10, 2020 10:18 am

InvestingGeek wrote:
Tue Mar 10, 2020 9:59 am
Down 16%, 6 figures! 90/10. I'm watching it like I watch the price of my house - means nothing, just mildly entertaining. My investments in these hugely profitable companies are about more than what the market says they're worth based on the news.

IMO the markets are coiling up like a spring. The moment this thing dies down, they're going to come back with a roar; +30% isn't farfetched.
During the '08 bear, my (unrealized) loss was about double the value of my (humble) house.

But I didn't watch any of it in real time. I only figured it out sometime in '09 when things were on the upswing.
"There are no new ideas, only forgotten ones." -- Amity Shlaes

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Re: What are you up YTD? [Year To Date]

Post by fredflinstone » Tue Mar 10, 2020 10:22 am

As of this morning, I was down 0.1 percent YTD.
Stocks 28 / Gold 23 / Long-term US treasuries 19 / Cash 22 / TIPS 8

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Re: What are you up YTD? [Year To Date]

Post by InvestingGeek » Tue Mar 10, 2020 10:44 am

Bluce wrote:
Tue Mar 10, 2020 10:18 am
InvestingGeek wrote:
Tue Mar 10, 2020 9:59 am
Down 16%, 6 figures! 90/10. I'm watching it like I watch the price of my house - means nothing, just mildly entertaining. My investments in these hugely profitable companies are about more than what the market says they're worth based on the news.

IMO the markets are coiling up like a spring. The moment this thing dies down, they're going to come back with a roar; +30% isn't farfetched.
During the '08 bear, my (unrealized) loss was about double the value of my (humble) house.

But I didn't watch any of it in real time. I only figured it out sometime in '09 when things were on the upswing.
That's what I did in '08 as well. Only found the extent of my portfolio drop when the annual statement came at the end of the year. I take the same approach now but being on BH and seeing this thread pop up made me peek just to post here :). Didn't matter having looked. Market worth is like the direction of the wind - means nothing at the moment.

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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce » Tue Mar 10, 2020 1:14 pm

InvestingGeek wrote:
Tue Mar 10, 2020 10:44 am
Bluce wrote:
Tue Mar 10, 2020 10:18 am
InvestingGeek wrote:
Tue Mar 10, 2020 9:59 am
Down 16%, 6 figures! 90/10. I'm watching it like I watch the price of my house - means nothing, just mildly entertaining. My investments in these hugely profitable companies are about more than what the market says they're worth based on the news.

IMO the markets are coiling up like a spring. The moment this thing dies down, they're going to come back with a roar; +30% isn't farfetched.
During the '08 bear, my (unrealized) loss was about double the value of my (humble) house.

But I didn't watch any of it in real time. I only figured it out sometime in '09 when things were on the upswing.
That's what I did in '08 as well. Only found the extent of my portfolio drop when the annual statement came at the end of the year. I take the same approach now but being on BH and seeing this thread pop up made me peek just to post here :). Didn't matter having looked. Market worth is like the direction of the wind - means nothing at the moment.
Heh, I didn't even look at my PF value last night. It would have been painful so I just avoid doing it, like I did through all of 2008. :D
"There are no new ideas, only forgotten ones." -- Amity Shlaes

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rule low
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Re: What are you up YTD? [Year To Date]

Post by rule low » Tue Mar 10, 2020 6:00 pm

Vanguard hasn't updated for today's changes yet. But I decided to peek at the damage to the 401k from yesterday. -14.4% YTD and in the red overall :shock:

Good thing I'm not withdrawing any time soon 8-)

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J G Bankerton
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Re: What are you up YTD? [Year To Date]

Post by J G Bankerton » Tue Mar 10, 2020 6:39 pm

I don't know what I'm "up" YTD but I paper lost a shocking amount. I'm still up lifetime so it's all good.

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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce » Tue Mar 10, 2020 6:47 pm

J G Bankerton wrote:
Tue Mar 10, 2020 6:39 pm
I don't know what I'm "up" YTD but I paper lost a shocking amount. I'm still up lifetime so it's all good.
If your house has a market value of say, $200k, but a recession comes along and it is then valued at $180k, do you care?

Probably not, assuming you do not want to sell it at that point. Asset prices jump all over the place, some more than others, but it's only a "paper loss," (unrealized) as long as you keep the asset.

Once you sell, the gain or loss is then real, and becomes a "realized" gain or loss per the tax code.
"There are no new ideas, only forgotten ones." -- Amity Shlaes

mroe800
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Re: What are you up YTD? [Year To Date]

Post by mroe800 » Tue Mar 10, 2020 7:20 pm

Another few 2000pt days and I could very well be looking at lifetime losses.

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Re: What are you up YTD? [Year To Date]

Post by Portfolio7 » Tue Mar 10, 2020 8:58 pm

Down 11.4% which is roughly commensurate with an 80/20 portfolio, I think.

I should be seeing a little benefit from VMNVX (Global min vol), which appears to have about 62% downside capture so far this year - but that's against the Global Mcap index (-18.5%), not against the S&P500 (-14.8% if I'm pulling the right data?) as of yesterday evening. However, since Global Mcap is underperforming vs the S&P500, the benefit to my portfolio is pretty muted. Bummer....
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Re: What are you up YTD? [Year To Date]

Post by tigermilk » Tue Mar 10, 2020 9:40 pm

Down about 15% and went sub 2 comma in my TSP. Meh. Still at least 6 years to retirement, don't mind buying on a discount, balance is about where it was in the second quarter of 2019, No worries here. It is what it is.

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Re: What are you up YTD? [Year To Date]

Post by Bluce » Wed Mar 11, 2020 8:16 am

30/70, I'm down 1.78% YTD.

From PF all-time high point on Feb 20, I'm down about 4.5%. :shock:
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Re: What are you up YTD? [Year To Date]

Post by sschullo » Thu Mar 12, 2020 10:08 pm

After the DOW's 10% drop today, March 12, my 30/70 portfolio is down 8.0% YTD.
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Re: What are you up YTD? [Year To Date]

Post by purpleKatz » Fri Mar 13, 2020 12:16 am

-25%.
...and I even saw the fall coming. It just never occurred to me to do anything because changing my market allocation was so antithesis to staying the course. I did take out all the money I needed to spend for the year in February (normally I would pull it out every other week). I'm still sleeping fine but I am kind of dumb.

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Re: What are you up YTD? [Year To Date]

Post by Bluce » Fri Mar 13, 2020 7:41 am

30/70: down 8.24% YTD.

From all-time high a few weeks ago, I'm down 10.8%.
"There are no new ideas, only forgotten ones." -- Amity Shlaes

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Re: What are you up YTD? [Year To Date]

Post by ruralavalon » Fri Mar 13, 2020 10:45 am

Age 74, retired, 50/50 asset allocation.

Total return of portfolio is down 9.40% year to date.

Best fund so far is is Vanguard Intermediate-term Bond Index Fund (VBILX), total return is up 3.30% year to date.
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Conch55
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Re: What are you up YTD? [Year To Date]

Post by Conch55 » Sat Mar 14, 2020 9:21 am

Bumpy week for sure. Down about 8% ytd. Current AA reflecting the drop is 49/51.

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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce » Sat Mar 14, 2020 2:28 pm

I've done nothing to my portfolio during the recent gyrations, but it has moved me from 30/70 to 28/72. I am down 5.99% YTD.

Zzzzzzzzzz . . .

My best performer has been (surprise surprise!) TLH, 10-20 year Treasuries, +16.77% YTD.
"There are no new ideas, only forgotten ones." -- Amity Shlaes

1130Super
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Re: What are you up YTD? [Year To Date]

Post by 1130Super » Sat Mar 14, 2020 2:53 pm

Up 1%

Prospero
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Re: What are you up YTD? [Year To Date]

Post by Prospero » Sat Mar 14, 2020 3:47 pm

What a week.

My AA was 60/40. It's now 53/47.

My YTD is -13.88%.

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J G Bankerton
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Re: What are you up YTD? [Year To Date]

Post by J G Bankerton » Sun Mar 15, 2020 5:16 pm

Bluce wrote:
Tue Mar 10, 2020 6:47 pm
If your house has a market value of say,
Probably not, assuming you do not want to sell it at that point. Asset prices jump all over the place, some more than others, but it's only a "paper loss," (unrealized) as long as you keep the asset.
I have more shares than I had before the crash. I'm still trying to catch the falling knife. More shares for less money :greedy ; what a country.

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Re: What are you up YTD? [Year To Date]

Post by Investor1212 » Mon Mar 16, 2020 7:47 pm

Up 16%.

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J G Bankerton
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Re: What are you up YTD? [Year To Date]

Post by J G Bankerton » Tue Mar 17, 2020 11:24 am

Investor1212 wrote:
Mon Mar 16, 2020 7:47 pm
Up 16%.
You must be invested in "no money down real estate".

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Re: What are you up YTD? [Year To Date]

Post by Investor1212 » Tue Mar 17, 2020 11:43 am

J G Bankerton wrote:
Tue Mar 17, 2020 11:24 am
Investor1212 wrote:
Mon Mar 16, 2020 7:47 pm
Up 16%.
You must be invested in "no money down real estate".
No. Just shorting the stock and bond market.

Randolph Mortimer
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Re: What are you up YTD? [Year To Date]

Post by Randolph Mortimer » Tue Mar 17, 2020 11:49 am

-17.32% XIRR YTD.

Started at 65/35 stock/fixed income.

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Re: What are you up YTD? [Year To Date]

Post by chuckb84 » Tue Mar 17, 2020 2:32 pm

-16% YTD. Started at 48% VTSAX 12% VTIAX, 40% VBTLX

Turkishcoffee
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Re: What are you up YTD? [Year To Date]

Post by Turkishcoffee » Tue Mar 17, 2020 2:52 pm

-20%

but whos counting..................;(

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Re: What are you up YTD? [Year To Date]

Post by long_gamma » Tue Mar 17, 2020 5:31 pm

Image

Up 11% so far YTD
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paper200
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Re: What are you up YTD? [Year To Date]

Post by paper200 » Tue Mar 17, 2020 8:00 pm

About -13.5%. Thinking when to re-balance back to 50:50. I am in between accumulation and de-accumulation stage - was wondering this past year the consequence of sequence of returns. Did advise someone older than me by a few years (63) to move from a 80:20 or 90:10 portfolio to some what conservative portfolio. But the person was looking at blue sky with a 25% return for 2019 calendar year. All of us have seen drops since 1987 thru now. This will pass also in a few years.
Having freedom, food and roof is being 90% lucky in life and so is index investing. So, don't let the remaining 10% bother you.

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Midwest_Investor
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Re: What are you up YTD? [Year To Date]

Post by Midwest_Investor » Fri Mar 20, 2020 5:40 pm

down 17.3% in my 55:45 portfolio. Oh well, easy come easy go.

For what it's worth, I'm back to almost the EXACT same point as I was 20 months ago. Again, keeping 55:45 and re-balancing now and again.

Things didn't go up do fast during the upswing, and now they are not going down as fast during the decline.

guyinlaw
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Re: What are you up YTD? [Year To Date]

Post by guyinlaw » Fri Mar 20, 2020 6:12 pm

Down <5%. I timed the market and had added various hedges..
Last edited by guyinlaw on Wed Apr 01, 2020 12:20 pm, edited 1 time in total.
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