What are you up YTD? [Year To Date]

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bgf
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Re: What are you up YTD? [Year To Date]

Post by bgf »

according to the Bogleheads spreadsheet, time weighted comparable returns:

Started Jan 31, 2015 - $10,000.00

12/31/2015 - ??% - $9,875.65
12/31/2016 - 12.0% - $11,056.57
12/31/2017 - 23.0% - $13,594.52
12/31/2018 - (12.7%) - $11,861.52
12/31/2019 - 21.2% - $14,371.82

note, prior high was hit on 1/31/2018 at $14,237.82, so even with an excellent 2019, I'm still barely above my 1/31/2018 prior high.
Last edited by bgf on Wed Jan 01, 2020 9:14 am, edited 1 time in total.
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abner kravitz
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Re: What are you up YTD? [Year To Date]

Post by abner kravitz »

20.8% at 60/40 target (now sitting at 62/38).
Ready3Retire
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Re: What are you up YTD? [Year To Date]

Post by Ready3Retire »

I was up 16.7% for 2019 in my 401K that was roughly 50% Equity / 50% Fixed Income. I ramped down equity throughout the year as I approach retirement and am currently at 44% Equity / 56% Fixed Income.
Walleyewhacker
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Re: What are you up YTD? [Year To Date]

Post by Walleyewhacker »

20.5% over all retirement funds. Approximately 60/40 ish ( iIRA, Roth, 401K, rIRA). I very good year, I hope to retire in 3-4 yrs.
tigers174
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Re: What are you up YTD? [Year To Date]

Post by tigers174 »

FoolMeOnce wrote: Wed Jan 01, 2020 8:06 am
tigers174 wrote: Fri Dec 20, 2019 9:37 pm 26.71% per Personal Capital
How do you find performance on Personal Capital? Does the You Index account for withdrawals and deposits like an XIRR function, or is it the total growth of your portfolio (including income regularly added to checking account being tracked)? Or is it the performance over whatever date range you pick of whatever you current holdings are, regardless of whether you held them for the entirety of that date range? The website's description does not help me.
Go to Investing --> Performance, then set the time frame to last year now. Shows 28.21% for me for 2019 now. You Index doesn't show stocks you may have sold, just what you have now.
Case59
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Re: What are you up YTD? [Year To Date]

Post by Case59 »

Retired, 75/25 stocks/bonds. Total return approximately 21%, less about 3% in withdrawals.
:sharebeer
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1130Super
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Re: What are you up YTD? [Year To Date]

Post by 1130Super »

0% so far now
FoolMeOnce
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Re: What are you up YTD? [Year To Date]

Post by FoolMeOnce »

tigers174 wrote: Wed Jan 01, 2020 10:18 am
FoolMeOnce wrote: Wed Jan 01, 2020 8:06 am
tigers174 wrote: Fri Dec 20, 2019 9:37 pm 26.71% per Personal Capital
How do you find performance on Personal Capital? Does the You Index account for withdrawals and deposits like an XIRR function, or is it the total growth of your portfolio (including income regularly added to checking account being tracked)? Or is it the performance over whatever date range you pick of whatever you current holdings are, regardless of whether you held them for the entirety of that date range? The website's description does not help me.
Go to Investing --> Performance, then set the time frame to last year now. Shows 28.21% for me for 2019 now. You Index doesn't show stocks you may have sold, just what you have now.
Thanks. I might have to look on a PC; can't find that in the app.
tigers174
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Re: What are you up YTD? [Year To Date]

Post by tigers174 »

FoolMeOnce wrote: Wed Jan 01, 2020 10:37 am Thanks. I might have to look on a PC; can't find that in the app.
Yeah, I can only view it on the website, not the app.
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Carlos Danger
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Re: What are you up YTD? [Year To Date]

Post by Carlos Danger »

+ 22.5% in 2019. 60% equities (75% U.S., 25% International), 30% fixed income, 10% gold.

Hopefully 2020 is another good year.
investingdad
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Re: What are you up YTD? [Year To Date]

Post by investingdad »

Our total net worth increase for 2019 came in at 30.6%, plus or minus a few dollars.

Current mix is about 70/25/5.

Over the last five years, it increased by 88.5%.

I feel like I need to do something to lock it in...but I don't know what I would do. So I guess just leave it.
catlady
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Re: What are you up YTD? [Year To Date]

Post by catlady »

Our liquid assets were up 44.43% in 2019 (Beardstown) which is almost 6 years of expenses. Rough estimate (not XIRR) if I remove contributions is 27.71%.
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camper
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Re: What are you up YTD? [Year To Date]

Post by camper »

XIRR 21.66% in 2019
Buckeye Chuck
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Re: What are you up YTD? [Year To Date]

Post by Buckeye Chuck »

12/31/19. 29.8%

Looking forward to this year :sharebeer
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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce »

32/68 AA, portfolio gain for 2019 was +13.58%.

Beardstown: +14.79.

My PF made about three times what I made working in 2019 -- although it was a slower than normal year, work-wise.
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yogesh
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Re: What are you up YTD? [Year To Date]

Post by yogesh »

Bluce wrote: Wed Jan 01, 2020 11:52 am 32/68 AA, portfolio gain for 2019 was +13.58%.

Beardstown: +14.79.

My PF made about three times what I made working in 2019 -- although it was a slower than normal year, work-wise.
Wow! Power of saving, equities and compounding.
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BeBH65
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Re: What are you up YTD? [Year To Date]

Post by BeBH65 »

Results 2019 in Euro: 60% worldwide stock + 40% stable assets (euro or euro-hedged) : 19.8%
BeBH65. (only an investment enthusiast, not a financial adviser, perform your due diligence). | Have a look at https://www.bogleheads.org/wiki/Outline_of_Non-US_domiciles
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mister_sparkle
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Re: What are you up YTD? [Year To Date]

Post by mister_sparkle »

Up 22.2% in 2019.

50% US stock
20% International stock
30% Bonds

:sharebeer
travelspot
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Re: What are you up YTD? [Year To Date]

Post by travelspot »

Investments up 26% in 2019 (almost 100% equities)
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xystici
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Re: What are you up YTD? [Year To Date]

Post by xystici »

2019 Portfolio Return (As of December 31, 2019)

43% US Stocks XIRR = 29.5%
30% Vanguard Total Stock, XIRR = 30.1%
3% Vanguard Mid Cap, XIRR = 30.0%
7% Vanguard Small Cap, XIRR = 26.5%
3% Vanguard REIT, XIRR = 30.1%

29% International Stocks XIRR = 21.3%
29% Vanguard Total Intl, XIRR = 21.3%

26% Bonds XIRR = 8.6%
23% Vanguard Total Bond, XIRR = 8.7%
3% Vanguard Inflation Protected, XIRR = 8.3%

Total Portfolio XIRR = 20.9%
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Sandi_k
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Re: What are you up YTD? [Year To Date]

Post by Sandi_k »

With a 60/40 portfolio, we were up 23.27% for investment year 2019.
MnD
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Re: What are you up YTD? [Year To Date]

Post by MnD »

2019 XIRR = 19.7%
Benchmark return= 20.6%, so lagged benchmark by 0.9 percentage points
2019 asset allocation = 70% Global market cap stocks, 30% fixed income and cash
Eight accounts, 18 holdings, Weighted ER 0.10%
2019 Benchmark was 70% Total World Stock Market (VT), 25% Total Bond Market (BND) and 5% Money Market Prime (VMMXX).

2019 XIRR by account:
His 401-K +18.8%
His taxable +20.3%
His t-IRA +21.8%
Her 401-K +20.9%
Her t-IRA +19.4%
Her r-IRA +26.8%
Her ESOP +36.6%
Her 529 +2.0%
70/30 AA for life, Global market cap equity. Rebalance if fixed income <25% or >35%. Weighted ER< .10%. 5% of annual portfolio balance SWR, Proportional (to AA) withdrawals.
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Nicolas
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Re: What are you up YTD? [Year To Date]

Post by Nicolas »

I’m up by a Beardstown 38% for all of 2019. But I’m not working, only receiving a pension, and I’m too lazy to break it down any further. My allocation is 99/1, the “1” being my emergency fund in online savings and a short term corporate bond index.
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J G Bankerton
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Re: What are you up YTD? [Year To Date]

Post by J G Bankerton »

V49 wrote: Wed Jan 01, 2020 8:50 am 1% Buckingham Advisor fee.
Appreciate comments.
You can get better advice for free on this forum. :greedy
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nisiprius
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Re: What are you up YTD? [Year To Date]

Post by nisiprius »

For 2020, year-to-date, zero.
Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness; Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.
Dottie57
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Re: What are you up YTD? [Year To Date]

Post by Dottie57 »

nisiprius wrote: Wed Jan 01, 2020 3:22 pm For 2020, year-to-date, zero.
+1
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J G Bankerton
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Re: What are you up YTD? [Year To Date]

Post by J G Bankerton »

For tax year 2019 ending..
US stocks VTI/VOO up 30.9%.
Foreign stocks VXUS up 27.6%
Target 2050 VFIFX up 25.0%
My combined total including venture capital fund is up 21.4%
Cash is not king. :annoyed

Beardstown accounting up 50.5%. :greedy
1130Super
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Re: What are you up YTD? [Year To Date]

Post by 1130Super »

Dottie57 wrote: Wed Jan 01, 2020 3:25 pm
nisiprius wrote: Wed Jan 01, 2020 3:22 pm For 2020, year-to-date, zero.
+1
+2
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dbc47
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Re: What are you up YTD? [Year To Date]

Post by dbc47 »

Didn't have a clue but ran the reports and was pleased to see that we're up 31.5% in 2019. :sharebeer
MidwestMike
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Re: What are you up YTD? [Year To Date]

Post by MidwestMike »

According to Vanguard’s website which is now updated to show one year from December 31, 2018 through December 31, 2019, I am up 35.0 %.
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kishinev
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Re: What are you up YTD? [Year To Date]

Post by kishinev »

2019 XIRR 25.4%

63% US equities
35% International equities
2% Cash

1988 through 2019 XIRR 7.1%

I got a lot more aggressive later in life.
vtomar
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Re: What are you up YTD? [Year To Date]

Post by vtomar »

2019: 25.9%
mattshwink
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Re: What are you up YTD? [Year To Date]

Post by mattshwink »

2019 Retirement Return: 28.32% (excluding contributions). Roughly 94/6. Last year through my AA somewhat out of whack somewhat (should be 88/12). Fixing some with IRAs and 401k changes (moving provider so will move existing funds and contributions to bonds).

2019 529 Return: 24% (excluding contributions). Was 65/35, moving to 60/40 but also a little out of whack after a good year (currently 69/31). All new contributions going to bonds.

Really good year. Best since 2013. But dollar amounts are higher because balances are higher, looking at increase that is 1.25 times gross salary in retirement accounts and 10% for 529. I told my wife that if we have 3 more years like this we can retire :)
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Sheepdog
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Re: What are you up YTD? [Year To Date]

Post by Sheepdog »

nisiprius wrote: Wed Jan 01, 2020 3:22 pm For 2020, year-to-date, zero.
2020 year to date, Jan.1, I am up +0.48%. How is that possible in the beginning of that first day of the year? The interest on those great 2000-01 I Bonds of mine is applied on the first day of each month and that takes my total investments up that much..
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duffer
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Re: What are you up YTD? [Year To Date]

Post by duffer »

Up 26% for the year as of 12/31/2019.

97% allocated to equities.
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marti038
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Re: What are you up YTD? [Year To Date]

Post by marti038 »

41.9%, basically all in equities. Again, we own some ROKU which served as a swoon for us this year (and pulled things down a bit in 2018).

Here's the last decade for us.

2010 - 17.39%
2011 - -2.09%
2012 - 9.16%
2013 - 10.91%
2014 - 7.27%
2015 - 0.87%
2016 - 8.48%
2017 - 25.29%
2018 - -5.88%
2019 - 41.9%
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siamond
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Re: What are you up YTD? [Year To Date]

Post by siamond »

2019 XIRR math: 21.8%. All stock asset classes returned more than 20%. Even IT bonds returned 10% and change. Amazing.

Now let's sit tight for 2020... Might be a ride, I suspect... :shock:
themesrob
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Re: What are you up YTD? [Year To Date]

Post by themesrob »

2019: 28.4%
83% US/12% intl/5% bonds
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J G Bankerton
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Re: What are you up YTD? [Year To Date]

Post by J G Bankerton »

I'm up about 0.24% all holdings YTD. :greedy
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Portfolio7
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Re: What are you up YTD? [Year To Date]

Post by Portfolio7 »

APX32 wrote: Sun Dec 22, 2019 10:58 pm Thank you for the corrections. I always front-load everything during the first 3 months of the year. So, I re-did my calculations after reading your post, and we’ve made some further gains in the last month, overall my YTD return across all accounts is right around 25%, and increase in net worth is approaching 40%, pretty unreal for a single year!
NP, and congratulations on a great year!
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ruralavalon
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Re: What are you up YTD? [Year To Date]

Post by ruralavalon »

J G Bankerton wrote: Thu Jan 02, 2020 11:09 am I'm up about 0.24% all holdings YTD. :greedy
For 2020 we are up 0.02% year to date.
Last edited by ruralavalon on Thu Jan 02, 2020 2:36 pm, edited 1 time in total.
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Portfolio7
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Re: What are you up YTD? [Year To Date]

Post by Portfolio7 »

2019: returns were a shade over 20% on retirement investments (21% Beardstown). AA was roughly 75/25 for 2019 with a US/Int'l equity split of 60/40. One thing that I find so interesting is how very similar portfolios (in appearance, at least) can yield pretty different results. I suppose that's one more reason to pick a horse(AA) and stay the course. I like the idea of showing historical returns, so mine are at bottom, 2008 onwards.

If we're talking Net Worth, I have some calculations to do w/r/t the business, but it looks like we're up at least 25% overall... though that includes a bit of pure luck/good fortune, which helped us finish paying off our business loans. I guess good luck is legit too.

2008 -12.7%
2009 17.0%
2010 10.0%
2011 2.0%
2012 14.0%
2013 13.0%
2014 5.2%
2015 -0.2%
2016 11.0%
2017 15.9%
2018 -7.6%
"An investment in knowledge pays the best interest" - Benjamin Franklin
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unclescrooge
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Re: What are you up YTD? [Year To Date]

Post by unclescrooge »

2019 YTD return was 23.87%.

Roughly 40% US stocks, 20% international developed stocks, 20% EM stocks, 15% bonds, 5% gold.
MidwestMike
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Re: What are you up YTD? [Year To Date]

Post by MidwestMike »

2020 1.22%
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J G Bankerton
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Re: What are you up YTD? [Year To Date]

Post by J G Bankerton »

MidwestMike wrote: Thu Jan 02, 2020 4:49 pm 2020 1.22%
What is that annualized? :confused
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Bluce
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Re: What are you up YTD? [Year To Date]

Post by Bluce »

My 32/68 PF is up .36% YTD. Treasurys helped bump the stocks along. :moneybag
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corpgator
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Re: What are you up YTD? [Year To Date]

Post by corpgator »

Bogleheads return spreadsheet says 35.3% for a 95/5 portfolio, but I'm not tracking my cash which fluctuated a lot this year with me buying a house and is now down to 70/30 when counting cash as part of my bonds/fixed (I'm in the early accumulation phase). Bearded Ladies says 47% increase for the year when counting cash.
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Re: What are you up YTD? [Year To Date]

Post by abuss368 »

While I know 2019 was a very good year I honestly did not bother to even look at the percentage increase or to calculate it.

Keep investing and life simple.
John C. Bogle: “Simplicity is the master key to financial success."
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J G Bankerton
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Re: What are you up YTD? [Year To Date]

Post by J G Bankerton »

corpgator wrote: Thu Jan 02, 2020 8:30 pm Bearded Ladies says 47% increase for the year when counting cash.
Be careful, the Beardstown Ladies are still around and probably read this forum.
lcdx22
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Re: What are you up YTD? [Year To Date]

Post by lcdx22 »

2019 was 31%

Portfolio:
30% International
55% Domestic
15% Hedgefundie's Adventure
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