What are you up YTD? [Year To Date]

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carolinaman
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Re: What are you up YTD? [Year To Date]

Postby carolinaman » Fri Aug 12, 2016 7:28 am

4.48% on 40/60 equity/FI portfolio. 40% of portfolio is in 3% CDs which drags down the return right now bu will look a lot better when interest rates go up again.

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cfs
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Re: What are you up YTD? [Year To Date]

Postby cfs » Fri Aug 12, 2016 7:56 am

. . . 40% of portfolio is in 3% CDs . . .

Actually . . . the average BH portfolio should be ITB or in the black ytd. And in reference to our shipmate Carolinaman's post, your 40/60 portfolio is doing fine, and that 3% in CDs is a good one. Good luck with your investments.

Thanks for reading.

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ruralavalon
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Re: What are you up YTD? [Year To Date]

Postby ruralavalon » Tue Aug 23, 2016 6:18 pm

Retired, age 71, asset allocation 50/50.

Up 8.68% year to date per Morningstar's portfolio manager.

Best fund so far is Vanguard REIT Index Fund, up 14.0% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started

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tnbison
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Re: What are you up YTD? [Year To Date]

Postby tnbison » Wed Aug 31, 2016 9:48 pm

48% single stock, remainder currently split 85/15 sliced and diced

Trailing portfolio returns (time-weighted returns, comparable returns)
Portfolio returns as of 8/31/2016
1 month 2.87%
3 months 14.79%
6 months 19.97%
YTD 16.58%

3 years* 17.54%
5 years* 16.47%

*annual compound return

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Fieldsy1024
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Re: What are you up YTD? [Year To Date]

Postby Fieldsy1024 » Thu Sep 01, 2016 12:10 am

How can I check my number for this?

Thanks

longinvest
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Re: What are you up YTD? [Year To Date]

Postby longinvest » Thu Sep 01, 2016 6:55 am

Fieldsy1024 wrote:How can I check my number for this?

Thanks

Using the wiki:Calculating personal returns calculator. It can be used online (Google Sheets) or downloaded (Excel and LibreOffice).
Bogleheads investment philosophy | Lifelong Portfolio: 25% each of (domestic/international)stocks/(nominal/inflation-indexed)bonds | VCN/VXC/VAB/ZRR

Talisker
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Re: What are you up YTD? [Year To Date]

Postby Talisker » Thu Sep 01, 2016 7:21 am

8/31/2016

76%/24%

Three Fund

6.9%

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Makaveli
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Re: What are you up YTD? [Year To Date]

Postby Makaveli » Thu Sep 01, 2016 2:17 pm

longinvest wrote:
Fieldsy1024 wrote:How can I check my number for this?

Thanks

Using the wiki:Calculating personal returns calculator. It can be used online (Google Sheets) or downloaded (Excel and LibreOffice).


I tracked quarterly but am transferring to your spreadsheet longinvest. Quite the undertaking to backtrack and grab monthly data for 4+ years. Once I'm up-to-date it'll be a useful spreadsheet to reference. Cheers :sharebeer

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Makaveli
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Re: What are you up YTD? [Year To Date]

Postby Makaveli » Fri Sep 02, 2016 9:20 am

85:15 AA, 11.9% YTD.

jasc15
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Re: What are you up YTD? [Year To Date]

Postby jasc15 » Fri Sep 02, 2016 9:09 pm

63% stock/10% bond/27% cash

YTD 5.6%

Heavy in cash due to CD's for house down payment. That number has been rolled up into my calculations for so long that it's too much trouble right now to figure without.

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Taylor Larimore
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Three-Fund Portfolio returns Year-to-Date (9/01/2016)

Postby Taylor Larimore » Fri Sep 02, 2016 9:51 pm

Bogleheads:

The Three-Fund Portfolio returns (Admiral Shares):

Vanguard Total Stock Market (VTSAX) 8.60%
Vanguard Total International Stock Market (VTIAX) 6.87%
Vanguard Total Bond Market (VBTLX) 5.86%

Best wishes.
Taylor
"Simplicity is the master key to financial success." -- Jack Bogle

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TheTimeLord
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Re: What are you up YTD? [Year To Date]

Postby TheTimeLord » Sat Sep 03, 2016 9:08 am

Vanguard Admiral Shares as of 9/2/2016
VFIAX 8.24% (S&P 500)
VTSAX 8.60% (Total Market)
VIMAX 9.26% (Mid Cap)
VSMAX 12.13% (Small Cap)
VFWAX 6.88%(ex-US)
VEMAX 15.96% (Emerging Market)
VBTLX 5.86% (Total Bond)
VBILX 6.98% (Intermediate Bond)
VBIRX 2.42% (Short Term Bond)
Run, You Clever Boy!

lama55
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Re: What are you up YTD? [Year To Date]

Postby lama55 » Sat Sep 03, 2016 10:25 am

Up 14%.

Main fund is 70% stock / 30% bonds. Big boost to that YTD was the riskier part of the portfolio which was up quite a bit past that.

Hpyhrt
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Re: What are you up YTD? [Year To Date]

Postby Hpyhrt » Sat Sep 03, 2016 1:00 pm

Stocks 65%
Bonds 35%

YTD. 6.1%

Just in Vanguard.
My retirement funds at TIAA-CREF are heavily conservative and YTD I'm at 3%. Already retired but will rebalance as soon as the dust settles.

Dottie57
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Re: What are you up YTD? [Year To Date]

Postby Dottie57 » Sat Sep 03, 2016 7:27 pm

55/45 stock/ bond 401k at Fidelity. Up 7.63%

Am quite happy.

Portfolio7
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Re: What are you up YTD? [Year To Date]

Postby Portfolio7 » Sun Sep 04, 2016 11:17 pm

I've tinkered slightly this year with overall risk characteristics, so I'm not being obtuse when I say I was roughly 68% stocks and 32% bonds. Am up 9.4% for the year.

REITs, EM, Long Treasuries all seem to be making a big contribution this year. Any one year or YTD isn't a big deal for me, but I do get very interested in how segments of my portfolio react in different market conditions, so I've been tracking ytd return on a weekly basis (I know, not recommended - but frankly it gives me a sense of satisfaction that the plan is in place and working, regardless of what the actual return number is.)

I've been doing a lot of thinking about asset allocation over the past year or so (hence the tinkering... I got the structure I wanted to start the year, but am still learning, and modified a few minor things back in March, and again just today.)

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Pajamas
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Re: What are you up YTD? [Year To Date]

Postby Pajamas » Tue Sep 06, 2016 4:33 pm

17.16%. All individual equities except for one sector fund with preferred stocks instead of bonds.

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ruralavalon
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Re: What are you up YTD? [Year To Date]

Postby ruralavalon » Tue Sep 06, 2016 6:39 pm

Retired, age 71, asset allocation 50/50.

Total return year to date is up 8.95%, per Morningstar's portfolio manager.

Best fund so far is Vanguard REIT Index Fund, up 15.44% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | | Wiki article link:Getting Started

Doom&Gloom
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Re: What are you up YTD? [Year To Date]

Postby Doom&Gloom » Tue Sep 06, 2016 9:43 pm

8.6%
55/35/10 (stock/bond/reit)

All mutual funds. Sliced and diced.

Re-balanced once--reduced reit; increased bond.

Tinkered with slightly to adjust some bond funds, to transfer some funds to funds with lower expenses, and to get AA in funds in different accounts aligned more closely according to the needs of the beneficiary of that account.

rixer
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Re: What are you up YTD? [Year To Date]

Postby rixer » Wed Sep 07, 2016 11:49 am

Retired. 40/60 Vanguard lifestrategy conservative growth. 7.56%

keelerjr12
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Re: What are you up YTD? [Year To Date]

Postby keelerjr12 » Wed Sep 07, 2016 5:42 pm

15.1% ROI

87.9% Domestic
12.1% Intl

97% Stock
3% Cash

This is why I'm not a huge proponent of international stocks (and neither is John Bogle). It's just not needed to do well.

travellight
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Re: What are you up YTD? [Year To Date]

Postby travellight » Wed Sep 07, 2016 11:27 pm

up 8.8%. about 26% bonds.

aj76er
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Re: What are you up YTD? [Year To Date]

Postby aj76er » Thu Sep 08, 2016 2:09 am

According to Fidelity, my 401k YTD is:

Total Bond Market (VBTIX) = +6.23%
S&P 500 Index (VINIX) = +8.59%
Total Intl Stock Market (VTSNX) = +11.89%
Small Cap Value (DFFVX) = +12.29%

At 30% bonds, portfolio YTD is +7.22%
"Buy-and-hold, long-term, all-market-index strategies, implemented at rock-bottom cost, are the surest of all routes to the accumulation of wealth" - John C. Bogle

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in_reality
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Re: What are you up YTD? [Year To Date]

Postby in_reality » Thu Sep 08, 2016 3:44 am

YTD +11.11% [as of: 09/06/2016]

My results vs. the benchmark

LC +9.15 VS S&P 500 +8.78
SC +13.61 VS Russell 2000 +11.86
Intl +14.37 VS MSCI EAFE +3.36
Fixed Income +9.15 VS Barclays U.S. Aggregate Bond +6.02


***doesn't include 529 plan results
***doesn't include foreign cash holdings (unavoidable and not my investment decision)
[60% US _ 26% DEV _ 14% EM] | (-16% LC _ +8% MC _ +8% SC) | [47% FND/VAL _ 40% MKT _ 7% MOM _ 6% REIT] | (+/- 5% or *25% rebalancing bands)

dcabler
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Re: What are you up YTD? [Year To Date]

Postby dcabler » Thu Sep 08, 2016 6:36 am

Still working.
Between 7% and 11% depending on the account. AA ranges from 70/30 for deferred accounts and 55/45 for taxable accounts.

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BeBH65
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Re: What are you up YTD? [Year To Date]

Postby BeBH65 » Thu Sep 08, 2016 7:35 am

Finished review of IPS in preparation of rebalancing day in November

- Protection (40%): (Euro bonds) = 5.58%
- Growth (60%): (World Equity slight tilt to EUR) = 5.57%
All in EUR


Regards,
BeBH65. (only an investment enthusiast, not a financial adviser, perform your due diligence).

Qmavam
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Re: What are you up YTD? [Year To Date]

Postby Qmavam » Thu Sep 08, 2016 3:05 pm

I'm up 8% in my Vanguard account.
And 23% in my Scottrade account.
But 74% of my Stock money is in Vanguard.
I'm all stocks no bonds.

wearahat
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Re: What are you up YTD? [Year To Date]

Postby wearahat » Fri Sep 09, 2016 7:18 am

Time weighted return or money weighted return?

Money-weighted = 9.4% (12.8% pre-tax)
Time-weighted = 7.15%

100% individual equities buy and hold

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Uncle Pennybags
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Re: What are you up YTD? [Year To Date]

Postby Uncle Pennybags » Sun Sep 11, 2016 7:19 pm

wearahat wrote:Time weighted return or money weighted return?

The time-weighted rate of return is the preferred industry standard as it is not sensitive to contributions or withdrawals. :P

sschullo
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Re: What are you up YTD? [Year To Date]

Postby sschullo » Sun Sep 11, 2016 7:29 pm

Up about 5% in a boring 30/70 stock-bond index split with VG.
Public School K-12 Educators: "Ask NOT what your annuity sales person can do for you, ask what you can do to be a Do-It-Yourselfer (DIY)."

wearahat
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Re: What are you up YTD? [Year To Date]

Postby wearahat » Tue Sep 13, 2016 7:12 am

Uncle Pennybags wrote:
wearahat wrote:Time weighted return or money weighted return?

The time-weighted rate of return is the preferred industry standard as it is not sensitive to contributions or withdrawals. :P


Both methods are doing well when comparing to the index:

- Buying the index at the same time I bought individual equities would result in a higher money-weighted return than time-weighted return indicating timing success

- IRR and time-weighted return is higher for portfolio than index indicating selection success

I'm comfortable buying on market dips and on equities I feel good about. It's fun and I hope I will continue to beat the index

sharpjm
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Re: What are you up YTD? [Year To Date]

Postby sharpjm » Fri Nov 04, 2016 10:47 am

Up 4.8% YTD overall.

Up ~10% YTD, ~17% YOY in my fun money roth account. Wasn't sure what to expect in my first full year of trading, but I've been pleasantly surprised with the outcome :sharebeer. It's about 8% of my portfolio now.

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ruralavalon
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Re: What are you up YTD? [Year To Date]

Postby ruralavalon » Fri Nov 04, 2016 11:42 am

Retired, age 71, asset allocation 50/50.

Total return year to date is up 5.19%, per Morningstar's portfolio manager.

Best fund so far is Vanguard Small-cap Value Index Fund, up 7.68% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | | Wiki article link:Getting Started

travellight
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Re: What are you up YTD? [Year To Date]

Postby travellight » Fri Nov 18, 2016 1:59 pm

7.2% ytd on equities. Only 3.2% in net worth.

SQRT
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Re: What are you up YTD? [Year To Date]

Postby SQRT » Sat Nov 19, 2016 9:16 am

19.9% YTD 100% CDN equities. CAGR return 13.6% since Dec/2010.

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ruralavalon
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Re: What are you up YTD? [Year To Date]

Postby ruralavalon » Sat Nov 19, 2016 10:54 am

Retired, age 71, asset allocation 50/50.

Total return 6.41% year to date per Morningstar's portfolio manager.

Best fund so far is Vanguard Small-cap Value Index Fund, total return 19.25% year to date.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | | Wiki article link:Getting Started

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Uncle Pennybags
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Re: What are you up YTD? [Year To Date]

Postby Uncle Pennybags » Sat Nov 19, 2016 5:27 pm

Up about 4.2%, live by the REIT die by the REIT.

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Uncle Pennybags
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Re: What are you up YTD? [Year To Date]

Postby Uncle Pennybags » Fri Dec 30, 2016 8:36 pm

I'm up 8.7%, before tax and inflation. That's a bit surprising because I hold 40% bonds.
Last edited by Uncle Pennybags on Fri Dec 30, 2016 8:38 pm, edited 1 time in total.

livesoft
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Re: What are you up YTD? [Year To Date]

Postby livesoft » Fri Dec 30, 2016 8:38 pm

Uncle Pennybags wrote:OMG, I'm up 8.7%. That's a bit surprising because I hold 40% bonds.

You did great!

VBIAX which holds 40% bonds returned 8.77% for all of 2016.
DGSIX which holds 40% bonds returned 9.16% for all of 2016.
VSMGX which holds 40% bonds returned 7.13% for all of 2016.
This signature message sponsored by sscritic: Learn to fish.

GoldenFinch
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Re: What are you up YTD? [Year To Date]

Postby GoldenFinch » Fri Dec 30, 2016 9:12 pm

Up 11.57% with a 77% equity 23% fixed income portfolio.

Totally acceptable! :happy

What is weird is that our portfolio keeps on rebalancing itself. I keep looking to rebalance, but I haven't had to, except on February 11th. :D (Glad I did that.)

AlohaJoe
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Re: What are you up YTD? [Year To Date]

Postby AlohaJoe » Fri Dec 30, 2016 9:26 pm

Down -14.6% for 2016

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Uncle Pennybags
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Re: What are you up YTD? [Year To Date]

Postby Uncle Pennybags » Fri Dec 30, 2016 10:02 pm

AlohaJoe wrote:Down -14.6% for 2016
A most un-Boglehead portfolio I assume.

AlohaJoe
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Re: What are you up YTD? [Year To Date]

Postby AlohaJoe » Fri Dec 30, 2016 10:14 pm

Uncle Pennybags wrote:
AlohaJoe wrote:Down -14.6% for 2016
A most un-Boglehead portfolio I assume.


I unfortunately have a large amount of equity in my previous employer that will take a few years to fully divest. :(

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just frank
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Re: What are you up YTD? [Year To Date]

Postby just frank » Fri Dec 30, 2016 10:25 pm

Up 11.9% for the year, in a 85% US equity, 15% TIAA-Trad portfolio, with a growth tilt (bad) and a few timing moves (good).

10.1% real, I suppose.

May the odds be ever in your favor. :beer

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market timer
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Re: What are you up YTD? [Year To Date]

Postby market timer » Sat Dec 31, 2016 4:31 am

Finished the year +13%. Was up much more before the Trump rally. Have a very conservative allocation going into 2017, almost no equities.

Tanelorn
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Re: What are you up YTD? [Year To Date]

Postby Tanelorn » Sat Dec 31, 2016 4:49 am

Better than the market, worse than my hedge fund picks, still no complaints!

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Sheepdog
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Re: What are you up YTD? [Year To Date]

Postby Sheepdog » Sat Dec 31, 2016 5:23 am

2016 results, 18th year in retirement.
Allocation...22% stocks... gave a total return of +6.73%
Distributions taken for expenses this year -1.93%.
Nest egg continues to grow. 8-)
However good or bad a situation is, it will change

SGM
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Re: What are you up YTD? [Year To Date]

Postby SGM » Sat Dec 31, 2016 8:36 am

Yearly investment return for Roth accounts is 10.1%. Taxable portfolio is up 10%, but is not an investment return as there are additions and subtractions from various income streams and expenses. Current AA is 75/25 but will probably be lower in 2017 by reinvesting unspent dividends into bond funds. I am now into my third year of retirement.

bcc1234
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Re: What are you up YTD? [Year To Date]

Postby bcc1234 » Sat Dec 31, 2016 8:52 am

Finished the year at 7.48%. 67/28/5. Got hurt by Healthcare Fund. It's 11.71% of our total portfolio.

Frisco Kid
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Re: What are you up YTD? [Year To Date]

Postby Frisco Kid » Sat Dec 31, 2016 8:57 am

Up 8.65% @ 68/32


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