Need Bonds in a taxable account, help!!!

[Rajsx]

My Asset Allocation calls for more bonds for present saving contributions , no room in retirement accounts apart from this year's 6k + 6k into my & DW respective Roth IRAs. I am looking for a Bond Fund for the Taxable account. I do have the Vanguard Tax Exempt Interm Term Bond Fund already in my taxable Acc funded in prior years.

Any suggestions as to a more tax efficient Bond Type(or Vips) Vang fund ? I know it sounds crazy, but I will do what I need to do to maintain my Asset Allocation. I do have to resist myself from buying the Stock Funds which are a good buy these days.

Thanks in advance for any and all suggestions........

[donocash]

Why do you not choose to place more money in Vanguard Tax Exempt Intermediate Term Bond Fund?

[grabiner]

My Asset Allocation calls for more bonds for present saving contributions , no room in retirement accounts apart from this year's 6k + 6k into my & DW respective Roth IRAs. I am looking for a Bond Fund for the Taxable account. I do have the Vanguard Tax Exempt Interm Term Bond Fund already in my taxable Acc funded in prior years.

Any suggestions as to a more tax efficient Bond Type(or Vips) Vang fund ?

Assuming you are in a fairly high tax bracket, the only way to get a more tax-efficient bond fund is to use a muni fund for your state. And if the fund for your state is not a Vanguard fund, it is likely that the higher expenses will outweight the tax savings.

Intermediate-Term Tax-Exempt is the most commonly used muni fund in a taxable account; it's roughly equivalent to Total Bond Market in interest-rate risk, with a bit more credit risk since Total Bond Market has a lot of government bonds.

[DSInvestor]

After you have filled your tax advantaged space with bonds, you could buy I bonds as well as tax exempt bond funds in the taxable account to complete your bond allocation.
Wiki article link: I Savings Bonds

[Steelersfan]

I have a small allocation of iBonds and a larger allocation in Intermediate Term Tax Exempt in my taxable portfolio.

That works for me.

I hope.

[Bob's not my name]

the only way to get a more tax-efficient bond fund is to use a muni fund for your state

Location: Florida

[FinanceFun]

I have the same issue. I moved into MUB. 3.5% yield on a national muni etf. Been very happy with it.

[kingsnake]

I use Vanguard Limited Term Tax Exempt and max out I bonds...

[grok87]

FIrst I would max out Ibonds. If you are married you can do $20 k this year ($5 k each electronic and $5k each paper) and $10 k next year (no paper unless you can do with a tax refund)
After that I would barbell between an FDIC savings account yielding 1% and the vanguard long term tax exempt bond fund
see this thread
http://www.bogleheads.org/forum/viewtopic.php?t=73669
cheers,