Vanguard link to external accounts

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Hullmet
Posts: 54
Joined: Wed Aug 21, 2019 3:38 pm

Vanguard link to external accounts

Post by Hullmet »

Is anyone else having issues linking new external accounts to VG? I have received an error (account non specific) for over a month. Also existing accounts refuse to refresh.
Uniballer
Posts: 555
Joined: Thu Apr 20, 2017 9:55 am

Re: Vanguard link to external accounts

Post by Uniballer »

Why would you give any organization credentials to get into your accounts at other institutions?
tibbitts
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Joined: Tue Feb 27, 2007 5:50 pm

Re: Vanguard link to external accounts

Post by tibbitts »

Uniballer wrote: Mon Feb 03, 2025 10:37 am Why would you give any organization credentials to get into your accounts at other institutions?
Because of convenience. Aggregators are a fairly well-accepted "thing", but of course we have people who use dedicated computers and networks whenever they access a financial institution, so there's a range of behaviors that people feel comfortable with.
tibbitts
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Joined: Tue Feb 27, 2007 5:50 pm

Re: Vanguard link to external accounts

Post by tibbitts »

Hullmet wrote: Mon Feb 03, 2025 10:24 am Is anyone else having issues linking new external accounts to VG? I have received an error (account non specific) for over a month. Also existing accounts refuse to refresh.
The new interface (as of a few months ago) is clunky and no longer advises you when updates fail, AFAIK. Adding the institution back in seems to get the process working again in at least some cases.
steadyosmosis
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Joined: Mon Dec 26, 2022 11:45 am

Re: Vanguard link to external accounts

Post by steadyosmosis »

Uniballer wrote: Mon Feb 03, 2025 10:37 am Why would you give any organization credentials to get into your accounts at other institutions?
Amen.
Credibility ... some posters have it.
howard71
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Joined: Wed Oct 28, 2020 11:10 am

Re: Vanguard link to external accounts

Post by howard71 »

steadyosmosis wrote: Mon Feb 03, 2025 12:43 pm
Uniballer wrote: Mon Feb 03, 2025 10:37 am Why would you give any organization credentials to get into your accounts at other institutions?
Amen.
Thanks for the reminder that I still had all of our account information stored in Fidelity's Full View. Due to password changes, only the ones directly held at Fidelity were accessible but no external source needs to have that much information about our personal finances.
Doctor Rhythm
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Re: Vanguard link to external accounts

Post by Doctor Rhythm »

Uniballer wrote: Mon Feb 03, 2025 10:37 am Why would you give any organization credentials to get into your accounts at other institutions?
What did OP say to earn him rebuke for sharing login credentials? OP might just be trying to "link" a new bank account to Vanguard to enable contributions and withdrawal.
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Doom&Gloom
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Re: Vanguard link to external accounts

Post by Doom&Gloom »

Doctor Rhythm wrote: Mon Feb 03, 2025 7:55 pm
Uniballer wrote: Mon Feb 03, 2025 10:37 am Why would you give any organization credentials to get into your accounts at other institutions?
What did OP say to make one assume login credentials are being shared? OP might just be trying to "link" a new bank account to Vanguard to enable contributions and withdrawals.
That is what I assumed he was doing. I easily linked a new bank account a few months ago.
Uniballer
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Joined: Thu Apr 20, 2017 9:55 am

Re: Vanguard link to external accounts

Post by Uniballer »

Doctor Rhythm wrote: Mon Feb 03, 2025 7:55 pm What did OP say to earn him rebuke for sharing login credentials? OP might just be trying to "link" a new bank account to Vanguard to enable contributions and withdrawal.
He said "existing accounts refuse to refresh." That implied that he is using his Vanguard account to aggregate his financial info from multiple institutions.

I don't think that was really a rebuke. I am interested in knowing why people feel differently than I do about this stuff. To me, the potential security issues outweigh any possible convenience, but I am willing to listen to alternative opinions if they are informed and well-reasoned.
th01
Posts: 1
Joined: Thu Feb 06, 2025 6:38 am

Re: Vanguard link to external accounts

Post by th01 »

Long time Vanguard customer here...

I JUST tried to add an old checking account to another account at Vanguard (IRA), and they disabled my ability to send money out from ALL my accounts!?!? Now we have zero access to our money (it's freaking all there).
On top of that, I'm trying to buy a new car (every 13 years or so...).
Major screwup on their part. Very disappointed. Been working with them to no avail so far. Good lord.
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