Allocation Rate Feedback

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Topic Author
knot@work
Posts: 30
Joined: Sun Feb 24, 2019 6:09 am

Allocation Rate Feedback

Post by knot@work »

Hi all, Happy 2022 and thank you to all for all the help I get from this forum. A question for you...Hopefully I am 3-5 years from retirement and wanted to see what your thoughts are on the overall allocation rate I currently have going into 2022. I have 25x my expenses in the accounts below and I am 53 yrs. of age so my thought is to keep enough cash and on hand to get me though a couple of years of a bear market if needed.

Breakdown of account percentages:
  • Taxable account - 24%
  • Cash - 11%
  • Roth IRA - 24%
  • TIRA - 40%
Allocation percentage of accounts: Just an FYI... I know I am going to get negative feedback on the Stocks and Crypto but that is my hobby play money,
  • Bond - 19%
  • Cash - 11%
  • Index - 54%
  • International - 12%
  • Stocks - 3%
  • Crypto - 1%
Thank you in advance!
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