Which Investments to pick for my 401k

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norm52
Posts: 9
Joined: Thu Feb 18, 2021 7:56 pm

Which Investments to pick for my 401k

Post by norm52 »

Equity/Stock

AMERICAN EUROPACIFIC GROWTH R6: RERGX

AMERICAN GROWTH FUND R6: RGAGX

ARTISAN MID CAP FUND INVEST CL: ARTMX

ARTISAN MID CAP VALUE FUND INV: ARTQX

BLACKROCK EXTENDED FD CL K: BEEMT

BLACKROCK MSCI ACWI EX CL M: BMSIT

DFA U.S. SUSTAINABILITY CORE 1: DFSIX

DODGE & COX INTERNATIONAL ST: DODFX

FIDELITY ADVISOR REAL EST CL A: FRINX

FIDELITY REAL ESTATE IDX INSTL: FSRNX

HOTCHKIS AND WILEY SML CP VL I: HWSIX

JP MORGAN EMRGING MRKTS EQT R6: JEMWX

MFS INTL NEW DISCOVERY FD CL A: MIDAX

MFS VALUE FUND CL A: MEIAX

VANGUARD EXPLORER FUND: VEXRX

VANGUARD INSTL 500 IDX: TRUST VLCSP

BOND/FIXED INCOME


DODGE & COX INCOME: DODIX

MFS EMERGING MARKETS DBT CL A: MEDAX

PIMCO INCOME FUND CL A: PONAX

PIMCO TOTAL RETURN ESG CL A: PTGAX

STATE STREET TIPS INDEX CL A: ZTIPST

VANGUARD HIGH YIELD CORPORATE VWEAX

VANGUARD INSTL TOTAL BND ID TR: VTBMK

VANGUARD INTER TREAS INDX INST: VIIGX

VANGUARD SHRT TRM BD INDX INST: VBITX

ALLOCATION FUNDS
PIMCO ALL ASSET FUND CLASS A: PASAX

MONEY MARKET

BLACKROCK FEDFUND INSTL CL† : AZBGP
lakpr
Posts: 7992
Joined: Fri Mar 18, 2011 9:59 am

Re: Which Investments to pick for my 401k

Post by lakpr »

Please add the expense ratios and the names of each of these funds. It's impossible for anyone to lookup the expense ratios for all these tickers, and even if we are able to, the expense ratios offered WITHIN YOUR PLAN may well be different.

That said, these funds are likely the lowest expense ratio funds:

1. VANGUARD INSTL 500 IDX: TRUST VLCSP (S&P 500 Index fund)
2. BLACKROCK EXTENDED FD CL K: BEEMT (Extended Market Index fund, complement to the S&P 500 Index fund)

If you invest in those two funds in a 4:1 ratio, you will approximate the total US stock market.

3. BLACKROCK MSCI ACWI EX CL M: BMSIT

This will be your International Stock fund

4. VANGUARD INSTL TOTAL BND ID TR: VTBMK
5. VANGUARD INTER TREAS INDX INST: VIIGX

Either of these two funds can be your Bond fund.

First decide what your asset allocation should be. Let's for example say 80:20. Let us also say you want 25% of the stocks portion to be in international stocks. Then that would break down to 60% to US stocks, and 20% to international stocks, and 20% to bonds. Within the 60% allocation to US stocks, a 4:1 split means:

48% to VLCSP
12% to BEEMT
20% to BMSIT
20% to VTBMK or VIIGX (or 10% to each)
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