New Employer 401k options

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Topic Author
Medguy
Posts: 13
Joined: Wed Mar 30, 2016 6:06 pm

New Employer 401k options

Post by Medguy »

Hello Everyone, I recently switched employers and I'm asking for assistance with my 401K fund selections. I would like to achieve a "Total US Stock Market" portfolio. Unfortunately my options doesn't include a "Total US Stock Market" fund, however in the past with the help of fellow bogleheads, I was able to combine an (S&P 500) fund along with a (Extended Mkt) fund with a 4:1 Ratio. With the funds I have listed below from my new employer, which funds can I combine to mimic a Total US Stock Market?


-FID GROWTH CO POOL
-LSV LARGE CAP EQUITY
-NT S&P 500 INDEX
-FID LOW PRICED STK K (FLPKX)
-VANG MD CP IDX IS PL (VMCPX)
-CBA SM CAP GR IS (LMOIX)
-FID SM CAP IDX (FSSNX)
-WF SPL SM CAP VAL R6 (ESPRX)
-ABDN EMERG MKTS INST (ABEMX)
-AF EUROPAC GROWTH R6 (RERGX)
-VANG DEV MKT IDX IS (VTMNX)
-VANGUARD TARGET 2015
-VANGUARD TARGET 2020
-VANGUARD TARGET 2025
-VANGUARD TARGET 2030
-VANGUARD TARGET 2035
-VANGUARD TARGET 2040
-VANGUARD TARGET 2045
-VANGUARD TARGET 2050
-VANGUARD TARGET 2055
-VANGUARD TARGET 2060
-VANGUARD TARGET INC
-MIP II CL 1
-DODGE & COX INCOME (DODIX)
-VANG INFL PROT INST (VIPIX)
-VANG TOT BD MKT INST (VBTIX)
-FIMM GOVT INST (FRGXX)
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Duckie
Posts: 7584
Joined: Thu Mar 08, 2007 2:55 pm

Re: New Employer 401k options

Post by Duckie »

Medguy wrote:With the funds I have listed below from my new employer, which funds can I combine to mimic a Total US Stock Market?
85% NT S&P 500 INDEX plus 15% FID SM CAP IDX (FSSNX) would be close.
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1789
Posts: 1708
Joined: Fri Aug 16, 2019 3:31 pm

Re: New Employer 401k options

Post by 1789 »

+1 Duckie.

If you are not obsessed to have TSM, you can do 100% SP500. Thats what i would do.
"My conscience wants vegetarianism to win over the world. And my subconscious is yearning for a piece of juicy meat. But what do i want?" (Andrei Tarkovsky)
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ruralavalon
Posts: 19400
Joined: Sat Feb 02, 2008 10:29 am
Location: Illinois

Re: New Employer 401k options

Post by ruralavalon »

Fidelity® Small Cap Index Fund (FSSNX) tracks the Russell 2000 index (pdf, fact sheet), and a 83/17mix of S&P 500 and Russell 2000 index funds will approximate a total stock market index fund. Wiki article "Approximating Total Stock Market".

But a S&P 500 index fund is good enough by itself for investing in U.S. stocks. In the 28 years since the creation of the first total stock market index fund the performance of the two types of funds has been almost identical. Portfolio Visualizer, 1993-2020.
"Everything should be as simple as it is, but not simpler." - Albert Einstein | Wiki article link:Getting Started
Topic Author
Medguy
Posts: 13
Joined: Wed Mar 30, 2016 6:06 pm

Re: New Employer 401k options

Post by Medguy »

Thank you for the help, much appreciated.
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1789
Posts: 1708
Joined: Fri Aug 16, 2019 3:31 pm

Re: New Employer 401k options

Post by 1789 »

Medguy wrote: Sat Oct 17, 2020 7:06 pm Thank you for the help, much appreciated.
There is another threat for this fund

FID GROWTH CO POOL . Check it out if you are tempted to include that

viewtopic.php?f=1&t=327946
"My conscience wants vegetarianism to win over the world. And my subconscious is yearning for a piece of juicy meat. But what do i want?" (Andrei Tarkovsky)
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arcticpineapplecorp.
Posts: 6180
Joined: Tue Mar 06, 2012 9:22 pm

Re: New Employer 401k options

Post by arcticpineapplecorp. »

target date funds give you the total GLOBAL stock market portfolio.
It's "Stay" the course, not Stray the Course. Buy and Hold works. You should really try it sometime. Get a plan: www.bogleheads.org/wiki/Investment_policy_statement
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